Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
EIN 43-1443788 • 501(c)14 • Raytown, MO
Profile
To improve the financial lives of union members and their families
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
25th percentile
Higher debt load relative to revenue than 25% of similar nonprofits.
Net Margin
62nd percentile
Higher net margin than 62% of similar nonprofits.
Top Officer Pay
92nd percentile
Higher top officer pay than 92% of similar nonprofits.
Top officer pay equals 10.2% of source-year revenue.
Asset Growth
51st percentile
Faster asset growth than 51% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Up$18,699,931
Up $19,504 (+0.1%) from 2023
Liabilities
Down$17,234,885
Down $146,052 (-0.8%) from 2023
Net Assets
Up$1,465,046
Up $165,556 (+13%) from 2023
Revenue
Up$1,401,111
Up $166,421 (+13%) from 2023
Expenses
Up$1,235,555
Up $159,750 (+15%) from 2023
Net Income
Up$165,556
Up $6,671 (+4.2%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Cooperative provider of financial services
To improve the financial lives of union members and their families
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $11,985,345 | $11,617,460 | ▼ $367,885 |
| Savings and Temporary Cash Investments | $5,732,012 | $6,069,580 | ▲ $337,568 |
| Rtn Earn Endowment Incm Other Fnds | $1,299,490 | $1,465,046 | ▲ $165,556 |
| Land, Buildings, and Equipment, Net | $513,603 | $499,419 | ▼ $14,184 |
| Cash and Non-Interest-Bearing Accounts | $201,376 | $228,453 | ▲ $27,077 |
| Prepaid Expenses and Deferred Charges | $30,847 | $24,889 | ▼ $5,958 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $18,680,427 | $18,699,931 | ▲ $19,504 |
| Other Assets Total | $217,244 | $260,130 | ▲ $42,886 |
| Liabilities | |||
| Other Liabilities | $17,343,784 | $17,191,832 | ▼ $151,952 |
| Accounts Payable and Accrued Expenses | $37,153 | $43,053 | ▲ $5,900 |
| Total Liabilities | $17,380,937 | $17,234,885 | ▼ $146,052 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,299,490 | $1,465,046 | ▲ $165,556 |
| Total Liabilities and Net Assets / Fund Balance | $18,680,427 | $18,699,931 | ▲ $19,504 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $284,564 | $60,362 | $344,926 |
| Equipment | $34,855 | $234,112 | $268,967 |
| Land | $180,000 | - | $180,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tim Vogler | President | FT | $118,072 | $24,307 | $142,379 |
| Name | Title |
|---|---|
| Mike Bynum | Chairman |
| Allen Jay Lind | Vice Chairman |
| Aaron Brown | Board Member |
| Joseph Fuentes | Board Member |
| Kevin Hendrickson | Board Member |
| Nigel Bayless | Board Member |
| Jason Mendenhall | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $679,952 |
| Salaries, Compensation, and Employee Benefits | $555,603 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $272,756 |
| Office Expenses | - | - | - | $197,953 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $142,382 |
| Other Employee Benefits | - | - | - | $70,079 |
| Pension Plan Contributions | - | - | - | $40,217 |
| Advertising | - | - | - | $36,708 |
| Occupancy | - | - | - | $35,252 |
| Payroll Taxes | - | - | - | $30,169 |
| Insurance | - | - | - | $26,706 |
| All Other Expenses | - | - | - | $24,009 |
| Information Technology | - | - | - | $20,952 |
| Depreciation Depletion | - | - | - | $20,893 |
| Fees for Services Other | - | - | - | $18,421 |
| Fees for Services Legal | - | - | - | $13,130 |
| Fees for Services Accounting | - | - | - | $10,994 |
| Other Expenses | - | - | - | $10,797 |
| Travel | - | - | - | $1,051 |
| Total Functional Expenses | $0 | $0 | $0 | $1,235,555 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Accounts | $17,191,832 |
“The credit union is mutually owned by its members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however no such changes were made during the year.”
“The president reviews the form 990 before filing.”
“The executive committee of the board of directors reviews the president's performance annually and establishes compensation pursuant to a written employment contract. All other compensation is determined by the president and presented to the board of directors as part of the budget approval process. Deliberations and decisions are documented in the board minutes.”
“Financial statements are posted in the credit union lobby, presented at the annual meeting and are available upon request. In addition, financial information is posted on the ncua website as part of the quarterly call reports. Other documents, policies and procedures are avaialable upon request.”
“The credit union president meets with members to assist with improving credit scores and debt counseling, as needed.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 37153 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 43053 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO IMPROVE THE FINANCIAL LIVES OF UNION MEMBERS AND THEIR FAMILIES |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 36708 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 24009 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | TIM VOGLER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8163132848 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10000 E 66TH TERRACE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | RAYTOWN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 641335251 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 201376 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 228453 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 142382 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 230934 |
| IRS990/CYOtherExpensesAmt | 0 | 679952 |
| IRS990/CYOtherRevenueAmt | 0 | 3783 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1166394 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 165556 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 555603 |
| IRS990/CYTotalExpensesAmt | 0 | 1235555 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1401111 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 20893 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 4,922 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10994 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 13130 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 18421 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 24307 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MIKE BYNUM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ALLEN JAY LIND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JASON MENDENHALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | NIGEL BAYLESS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOSEPH FUENTES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | AARON BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KEVIN HENDRICKSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TIM VOGLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 118072 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1987 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1401111 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 20952 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26706 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 230934 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 230934 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 759 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 294474 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 513603 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 499419 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 793893 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO IMPROVE THE FINANCIAL LIVES OF UNION MEMBERS AND THEIR FAMILIES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1299490 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1465046 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 35252 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 197953 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 217244 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 260130 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 70079 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS OPERATING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 128482 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 68163 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 66441 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 10797 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 17343784 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 17191832 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 272756 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 11985345 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 11617460 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 30169 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 40217 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 30847 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 24889 |
| IRS990/PrincipalOfficerNm | 0 | TIM VOGLER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 970556 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 195838 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 970556 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 195838 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 1,541 LOANS OUTSTANDING TOTALING $11,733,393, INCLUDING PARTICIPATION LOANS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $128,542 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 89352 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 184770 |
| IRS990/PYOtherExpensesAmt | 0 | 601962 |
| IRS990/PYOtherRevenueAmt | 0 | 4333 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 956235 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 158885 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 473843 |
| IRS990/PYTotalExpensesAmt | 0 | 1075805 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1234690 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 165556 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3783 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 3783 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1299490 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1465046 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5732012 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6069580 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 284564 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 60362 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 344926 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 34855 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 234112 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 268967 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 180000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 180000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 17191832 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE ACCOUNTS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION PRESIDENT MEETS WITH MEMBERS TO ASSIST WITH IMPROVING CREDIT SCORES AND DEBT COUNSELING, AS NEEDED. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART IV, LINE 2B: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 499419 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 17191832 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY ITS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PRESIDENT REVIEWS THE FORM 990 BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE ANNUALLY AND ESTABLISHES COMPENSATION PURSUANT TO A WRITTEN EMPLOYMENT CONTRACT. ALL OTHER COMPENSATION IS DETERMINED BY THE PRESIDENT AND PRESENTED TO THE BOARD OF DIRECTORS AS PART OF THE BUDGET APPROVAL PROCESS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, FINANCIAL INFORMATION IS POSTED ON THE NCUA WEBSITE AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAIALABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 18680427 |
| IRS990/TotalAssetsEOYAmt | 0 | 18699931 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 18680427 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 18699931 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1235555 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 17380937 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 17234885 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 17380937 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 17234885 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1299490 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1465046 |
| IRS990/TotalOtherCompensationAmt | 0 | 24307 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1166394 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 118072 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1401111 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1401111 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 18680427 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 18699931 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1051 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 10000 E 66TH TERRACE |
| IRS990/USAddress/CityNm | 0 | RAYTOWN |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 641335251 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | UNITEDLABORCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TIM VOGLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8163132848 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-29 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | UNITED LABOR CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | UNIT |
| ReturnHeader/Filer/EIN | 0 | 431443788 |
| ReturnHeader/Filer/PhoneNum | 0 | 8163132848 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 10000 E 66TH TERRACE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | RAYTOWN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 641335251 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810781371 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | J TENBRINK & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11272 S RIDGEVIEW RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | OLATHE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 660616454 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9138946214 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-09-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GERALD TENBRINK |
| ReturnHeader/ReturnTs | 0 | 2025-09-29T14:51:44-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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