Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
54th percentile
Higher net margin than 54% of similar nonprofits.
Top Officer Pay
22nd percentile
Higher top officer pay than 22% of similar nonprofits.
Top officer pay equals 1.4% of source-year revenue.
Asset Growth
73rd percentile
Faster asset growth than 73% of similar nonprofits.
Revenue Growth
61st percentile
Faster revenue growth than 61% of similar nonprofits.
Assets
Up$374,375,673
Up $35,677,324 (+11%) from 2024
Net Assets
Up$32,341,325
Up $2,163,923 (+7.2%) from 2024
Liabilities
Up$342,034,348
Up $33,513,401 (+11%) from 2024
Revenue
Up$22,406,373
Up $2,545,771 (+13%) from 2024
Expenses
Up$20,422,076
Up $2,165,488 (+12%) from 2024
Net Income
Up$1,984,297
Up $380,283 (+24%) from 2024
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $297,306,088 | $321,629,593 | ▲ $24,323,505 |
| Rtn Earn Endowment Incm Other Fnds | $19,088,322 | $20,461,174 | ▲ $1,372,852 |
| Savings and Temporary Cash Investments | $12,827,335 | $20,224,547 | ▲ $7,397,212 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $11,089,083 | $11,880,151 | ▲ $791,068 |
| Land, Buildings, and Equipment, Net | $9,809,332 | $11,148,441 | ▲ $1,339,109 |
| Investments in Publicly Traded Securities | $6,811,528 | $8,735,026 | ▲ $1,923,498 |
| Accounts Receivable | $6,137,480 | $4,610,328 | ▼ $1,527,152 |
| Cash and Non-Interest-Bearing Accounts | $1,681,072 | $2,592,349 | ▲ $911,277 |
| Prepaid Expenses and Deferred Charges | $727,549 | $1,814,524 | ▲ $1,086,975 |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $338,698,349 | $374,375,673 | ▲ $35,677,324 |
| Other Assets Total | $3,397,965 | $3,620,865 | ▲ $222,900 |
| Liabilities | |||
| Other Liabilities | $299,812,018 | $334,987,912 | ▲ $35,175,894 |
| Mortgage Notes Payable Secured by Investment Property | $5,000,000 | $5,000,000 | → $0 |
| Accounts Payable and Accrued Expenses | $3,708,926 | $2,046,436 | ▼ $1,662,490 |
| Total Liabilities | $308,520,944 | $342,034,348 | ▲ $33,513,404 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $30,177,405 | $32,341,325 | ▲ $2,163,920 |
| Total Liabilities and Net Assets / Fund Balance | $338,698,349 | $374,375,673 | ▲ $35,677,324 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $10,061,485 | $2,122,394 | $12,183,879 |
| Other Land Buildings | $1,086,956 | $604,671 | $1,691,627 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Megan Tjernagel | CEO | FT | $318,629 | $318,629 |
| Mark Piper | Mort Loan Off | FT | $230,784 | $230,784 |
| Jill Mathew | Evp | FT | $215,981 | $215,981 |
| Kristen Moore | CMO | FT | $142,300 | $142,300 |
| Andy Happ | CLO | FT | $139,747 | $139,747 |
| Diane Futer | CFO - Pcu | FT | $129,276 | $129,276 |
| Sam Rizzuti | CFO - Pla | FT | $124,324 | $124,324 |
| Name | Title |
|---|---|
| Andy Young | Director |
| Brooke Avila | Director |
| Darin Zahn | Director |
| Deanna Bennigsdorf | Director |
| Jem Gong-browne | Director |
| Jesse Bawek | Director |
| Mike Hamm | Director |
| Roger Kluesner | Director |
| Todd Mendenhall | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $15,330,336 |
| Salaries, Compensation, and Employee Benefits | $5,091,740 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $3,697,478 |
| All Other Expenses | - | - | - | $2,182,264 |
| Office Expenses | - | - | - | $771,378 |
| Other Expenses | - | - | - | $751,251 |
| Occupancy | - | - | - | $575,191 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $534,610 |
| Other Employee Benefits | - | - | - | $373,982 |
| Payroll Taxes | - | - | - | $332,517 |
| Depreciation Depletion | - | - | - | $323,839 |
| Interest | - | - | - | $237,300 |
| Advertising | - | - | - | $163,966 |
| Pension Plan Contributions | - | - | - | $153,153 |
| Insurance | - | - | - | $66,933 |
| Conferences and Meetings | - | - | - | $33,800 |
| Fees for Services Accounting | - | - | - | $31,400 |
| Fees for Services Legal | - | - | - | $25,178 |
| Total Functional Expenses | $0 | $0 | $0 | $20,422,076 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $20,422,076 |
| Total Expenses per Audited Statements | $20,422,076 |
| Total Expenses per Form 990 | $20,422,076 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Member Deposits | $334,987,911 |
| Rounding | $1 |
“All depositors are considered members.”
“The credit unioin members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review was or will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2025.”
“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“MISCELLANEOUS: Column (A) - Total = $233355; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“OTHER PROFESSIONAL FEES: Column (A) - Total = $730482; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“PROVISION: Column (A) - Total = $670500; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“STATE EXAM FEES: Column (A) - Total = $51600; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“WEBSITE: Column (A) - Total = $496327; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0”
“Net change in investment valuation reserve = $179623”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3708926 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2046436 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 6137480 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 4610328 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 163966 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 2182264 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MEGAN TJERNAGEL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5152821611 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 800 9TH STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | DES MOINES |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 503091202 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1681072 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2592349 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 534610 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 33800 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1060573 |
| IRS990/CYOtherExpensesAmt | 0 | 15330336 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 21345800 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1984297 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 5091740 |
| IRS990/CYTotalExpensesAmt | 0 | 20422076 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 22406373 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 323839 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | true |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 101 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 31400 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 25178 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 15 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MEGAN TJERNAGEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARK PIPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JILL MATHEW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KRISTEN MOORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ANDY HAPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DIANE FUTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SAM RIZZUTI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BROOKE AVILA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TODD MENDENHALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ANDY YOUNG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DARIN ZAHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | DEANNA BENNIGSDORF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JESSE BAWEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | JEM GONG-BROWNE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | ROGER KLUESNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | MIKE HAMM |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 318629 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 230784 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 215981 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 142300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 139747 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 129276 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 124324 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | MORT LOAN OFF |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CMO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CFO - PCU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CFO - PLA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1933 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 22406373 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 66933 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 237300 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1060573 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1060573 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 6811528 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 8735026 |
| IRS990/IRPDocumentCnt | 0 | 6766 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2727065 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 9809332 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 11148441 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 13875506 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 5000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 5000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 30177405 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 32341325 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 575191 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 771378 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 3397965 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 3620865 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 179623 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 373982 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 3 | ATM/DEBIT CARD PROCESSING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 7796867 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1544251 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 826718 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 751251 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 299812018 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 334987912 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 3697478 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 297306088 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 321629593 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 332517 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 11089083 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 11880151 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 153153 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 727549 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1814524 |
| IRS990/PrincipalOfficerNm | 0 | MEGAN TJERNAGEL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISCELLANEOUS INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 1496636 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 17920569 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 1928595 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1496636 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 17920569 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1928595 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | N/A |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 835791 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 14136927 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 19024811 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1604014 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 4119661 |
| IRS990/PYTotalExpensesAmt | 0 | 18256588 |
| IRS990/PYTotalRevenueAmt | 0 | 19860602 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1984297 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 19088322 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 20461174 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12827335 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 20224547 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 10061485 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2122394 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 12183879 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 20422076 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 1086956 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 604671 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1691627 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 334987911 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Rounding |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 22406373 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 11148441 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 20422076 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 334987912 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 22406373 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 22406373 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 20422076 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 215981 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 230784 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 318629 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JILL MATHEW |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | MARK PIPER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | MEGAN TJERNAGEL |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | EVP |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | MORT LOAN OFF |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 2 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 215981 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 230784 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 318629 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNIOIN MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2025. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | MISCELLANEOUS: Column (A) - Total = $233355; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | OTHER PROFESSIONAL FEES: Column (A) - Total = $730482; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | PROVISION: Column (A) - Total = $670500; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | STATE EXAM FEES: Column (A) - Total = $51600; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | WEBSITE: Column (A) - Total = $496327; Column (B) - Program Services = $0; Column (C) - Management & General = $0; Column (D) - Fundraising = $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | NET CHANGE IN INVESTMENT VALUATION RESERVE = $179623 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990, Part XI, Line 9 |
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Displayed year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.