Civic Intelligence

Premier Credit Union

990 • Fiscal year 2014 • EIN 42-0127275

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 28, 2015

Organization ProfileWWW.PREMIERCU.ORG

View Organization Page

800 9th StreetDes Moines, IA 50309-1202

(515) 282-1611

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.91x

Higher debt load relative to assets than 76% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

48th percentile

18.07x

Higher debt load relative to revenue than 48% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

89th percentile

22%

Higher net margin than 89% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

24th percentile

$148,752

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

91st percentile

12%

Faster asset growth than 91% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

78th percentile

6.6%

Faster revenue growth than 78% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets76th percentile

Assets

Up

$123,485,685

Up $13,206,747 (+12%) from 2013

Net Assets

Up

$11,019,805

Up $1,340,528 (+14%) from 2013

Liabilities

Up

$112,465,880

Up $11,866,219 (+12%) from 2013

Revenue And Expenses
Liabilities / Revenue48th percentileNet Margin89th percentile

Revenue

Up

$6,223,960

Up $386,794 (+6.6%) from 2013

Expenses

Down

$4,885,157

Down $174,372 (-3.4%) from 2013

Net Income

Up

$1,338,803

Up $561,166 (+72%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $95,234,080Liabilities 2010: $87,197,649Net Assets 2010: $8,036,4312010Assets 2011: $97,110,175Liabilities 2011: $88,915,014Net Assets 2011: $8,195,1612011Assets 2012: $101,886,656Liabilities 2012: $92,985,016Net Assets 2012: $8,901,6402012Assets 2013: $110,278,938Liabilities 2013: $100,599,661Net Assets 2013: $9,679,2772013Assets 2014: $123,485,685Liabilities 2014: $112,465,880Net Assets 2014: $11,019,8052014Assets 2015: $142,817,180Liabilities 2015: $130,049,934Net Assets 2015: $12,767,2462015Assets 2016: $171,053,681Liabilities 2016: $156,282,651Net Assets 2016: $14,771,0302016Assets 2017: $185,911,694Liabilities 2017: $169,385,374Net Assets 2017: $16,526,3202017Assets 2018: $196,578,672Liabilities 2018: $178,748,413Net Assets 2018: $17,830,2592018Assets 2019: $208,301,902Liabilities 2019: $189,443,767Net Assets 2019: $18,858,1352019Assets 2020: $257,857,430Liabilities 2020: $237,543,444Net Assets 2020: $20,313,9862020Assets 2021: $265,180,790Liabilities 2021: $243,018,709Net Assets 2021: $22,162,0812021Assets 2022: $287,063,539Liabilities 2022: $262,652,095Net Assets 2022: $24,411,4442022Assets 2023: $302,782,106Liabilities 2023: $277,174,848Net Assets 2023: $25,607,2582023Assets 2024: $338,698,349Liabilities 2024: $308,520,947Net Assets 2024: $30,177,4022024

Highlighted filing

2014

Assets$123,485,685
Liabilities$112,465,880
Net Assets$11,019,805
Open 2014 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,105,1302010Expenses 2011: $5,352,3612011Expenses 2012: $5,089,2722012Revenue 2013: $5,837,166Expenses 2013: $5,059,529Net Income 2013: $777,6372013Revenue 2014: $6,223,960Expenses 2014: $4,885,157Net Income 2014: $1,338,8032014Revenue 2015: $7,109,436Expenses 2015: $5,360,360Net Income 2015: $1,749,0762015Revenue 2016: $8,084,960Expenses 2016: $6,081,086Net Income 2016: $2,003,8742016Revenue 2017: $9,136,052Expenses 2017: $7,380,762Net Income 2017: $1,755,2902017Revenue 2018: $9,815,537Expenses 2018: $8,511,598Net Income 2018: $1,303,9392018Revenue 2019: $10,751,986Expenses 2019: $9,724,110Net Income 2019: $1,027,8762019Revenue 2020: $11,097,567Expenses 2020: $9,641,716Net Income 2020: $1,455,8512020Revenue 2021: $11,141,334Expenses 2021: $9,293,239Net Income 2021: $1,848,0952021Revenue 2022: $12,588,447Expenses 2022: $10,104,713Net Income 2022: $2,483,7342022Revenue 2023: $16,355,525Expenses 2023: $15,280,964Net Income 2023: $1,074,5612023Revenue 2024: $19,860,602Expenses 2024: $18,256,588Net Income 2024: $1,604,0142024

Highlighted filing

2014

Revenue$6,223,960
Expenses$4,885,157
Net Income$1,338,803
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 28, 2015
Return Version
2014v5.0
Gross Receipts
$6,223,960
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$83,442,080$99,901,105▲ $16,459,025
Savings and Temporary Cash Investments$16,479,071$11,471,298▼ $5,007,773
Rtn Earn Endowment Incm Other Fnds$6,853,950$7,831,895▲ $977,945
Investments in Publicly Traded Securities$1,759,877$3,886,336▲ $2,126,459
Land, Buildings, and Equipment, Net$3,441,248$3,280,831▼ $160,417
Pd in Cap Srpls Land Bldg Eqp Fund$2,825,327$3,187,910▲ $362,583
Accounts Receivable$2,274,912$2,226,272▼ $48,640
Cash and Non-Interest-Bearing Accounts$791,717$775,717▼ $16,000
Prepaid Expenses and Deferred Charges$102,635$97,294▼ $5,341
Total Assets$110,278,938$123,485,685▲ $13,206,747
Other Assets Total$1,987,398$1,846,832▼ $140,566
Liabilities
Other Liabilities$98,107,356$104,168,900▲ $6,061,544
Mortgage Notes Payable Secured by Investment Property$500,000$6,666,700▲ $6,166,700
Accounts Payable and Accrued Expenses$1,992,305$1,630,280▼ $362,025
Total Liabilities$100,599,661$112,465,880▲ $11,866,219
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,679,277$11,019,805▲ $1,340,528
Total Liabilities and Net Assets / Fund Balance$110,278,938$123,485,685▲ $13,206,747

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,996,127$930,996$3,927,123
Equipment$284,704$1,129,419$1,414,123
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steve FlammCEOFT$143,583$5,169$148,752

Board Members and Trustees

NameTitle
Betsy JepsenBoard Member
Dan KlineBoard Member
Darin ZahnBoard Member
Donna JacobsenBoard Member
Kip HeadleyBoard Member
Mary WardBoard Member
Matthew SchillingBoard Member
Paul FrommBoard Member
Randy BachmanBoard Member
Ron VernonBoard Member
Todd MendenhallBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,895,749
Investment Income
$328,211
Other Revenue
$0
Change in Net Assets
$1,338,803

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,223,960
Total Revenue per Audited Statements
$6,223,960
Total Revenue per Form 990
$6,223,960
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,150,477
Salaries, Compensation, and Employee Benefits$1,734,680
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,423,869
All Other Expenses---$574,165
Other Expenses---$261,538
Office Expenses---$256,441
Occupancy---$221,852
Depreciation Depletion---$198,454
Other Employee Benefits---$166,277
Payroll Taxes---$102,559
Advertising---$83,539
Pension Plan Contributions---$41,975
Insurance---$41,710
Fees for Services Accounting---$18,260
Interest---$9,036
Conferences and Meetings---$5,367
Fees for Services Legal---$4,902
Total Functional Expenses$0$0$0$4,885,157

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,885,157
Total Expenses per Audited Statements$4,885,157
Total Expenses per Form 990$4,885,157
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$104,168,900
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“All depositors are considered members.”

Form 990, Page 6, Part VI, Line 7A

“The credit union members elect on an annual basis the members of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any proposed mergers must be approved by a majority of the membership.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”

Form 990, Page 6, Part VI, Line 15A

“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2014.”

Form 990, Page 6, Part VI, Line 19

“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Premier Credit Union
EIN
42-0127275
Phone
5152821611
Address
800 9TH STREET, DES MOINES, IA 50309-1202

Signing Officer

Name
Steve Flamm
Title
CEO
Phone
5152821611
Signed
2015-04-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve Flamm
Formed
1933
Legal Domicile
Ia
Voting Board Members
11
Independent Board Members
11
Employees
33
Volunteers
11

Preparer

Firm
Petersen & Associates
Address
1410 GOLD COAST RD 400, PAPILLION, NE 68046-5742
Preparer
Steven O Petersen
Phone
4023332800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“N/A”

Form 990, Page 5, Part V, Line 3B

“The credit union provides financial services to its members. All income and expenses are deemed related to the overall objective of member services.”

Form 990, Part IX, Line 24E

“Data processing 225,638 0 0 other professional servic 166,354 0 0 website expense 80,363 0 0 miscellaneous expense 52,424 0 0 state supervision fee 28,800 0 0 association dues 20,586 0 0”

Form 990, Part XI, Line 9

“Net change in investment valuation reserve 1,725”

Raw XML Appendix390 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt083442080
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt099901105
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0102559
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt02825327
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt03187910
IRS990/PensionPlanContributionsGrp/TotalAmt041975
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0102635
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt097294
IRS990/PrincipalOfficerNm0STEVE FLAMM
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt04104215
IRS990/ProgramServiceRevenueGrp/ExclusionAmt11003879
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2787655
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04104215
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11003879
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2787655
IRS990/ProgSrvcAccomActyOtherGrp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0376837
IRS990/PYOtherExpensesAmt03251656
IRS990/PYProgramServiceRevenueAmt05460329
IRS990/PYRevenuesLessExpensesAmt0777637
IRS990/PYSalariesCompEmpBnftPaidAmt01807873
IRS990/PYTotalExpensesAmt05059529
IRS990/PYTotalRevenueAmt05837166
IRS990/ReconcilationRevenueExpnssAmt01338803
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06853950
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07831895
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016479071
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011471298
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02996127
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0930996
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03927123
IRS990ScheduleD/EquipmentGrp/BookValueAmt0284704
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01129419
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01414123
IRS990ScheduleD/ExpensesSubtotalAmt04885157
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0104168900
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt06223960
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03280831
IRS990ScheduleD/TotalExpensesPerForm990Amt04885157
IRS990ScheduleD/TotalLiabilityAmt0104168900
IRS990ScheduleD/TotalRevenuePerForm990Amt06223960
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt06223960
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04885157
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS. ALL INCOME AND EXPENSES ARE DEEMED RELATED TO THE OVERALL OBJECTIVE OF MEMBER SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2014.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DATA PROCESSING 225,638 0 0 OTHER PROFESSIONAL SERVIC 166,354 0 0 WEBSITE EXPENSE 80,363 0 0 MISCELLANEOUS EXPENSE 52,424 0 0 STATE SUPERVISION FEE 28,800 0 0 ASSOCIATION DUES 20,586 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10NET CHANGE IN INVESTMENT VALUATION RESERVE 1,725
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART IX, LINE 24E
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XI, LINE 9
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt0NA
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt0PREMIER LENDING ALLIANCE
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN0264261029
IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt03776570
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd0IA
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt0MRTG ORIG.
IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt0214691
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt08450 HICKMAN ROAD SUITE A
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm0CLIVE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd0IA
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd050325
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0110278938
IRS990/TotalAssetsEOYAmt0123485685
IRS990/TotalAssetsGrp/BOYAmt0110278938
IRS990/TotalAssetsGrp/EOYAmt0123485685
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt033
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04885157
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0100599661
IRS990/TotalLiabilitiesEOYAmt0112465880
IRS990/TotalLiabilitiesGrp/BOYAmt0100599661
IRS990/TotalLiabilitiesGrp/EOYAmt0112465880
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09679277
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt011019805
IRS990/TotalOtherCompensationAmt05169
IRS990/TotalProgramServiceRevenueAmt05895749
IRS990/TotalReportableCompFromOrgAmt0143583
IRS990/TotalRevenueGrp/ExclusionAmt06223960
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06223960
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0110278938
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0123485685
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0800 9TH STREET
IRS990/USAddress/CityNm0DES MOINES
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd0503921202
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.PREMIERCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVE FLAMM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05152821611
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PREMIER CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0PREM
ReturnHeader/Filer/EIN0420127275
ReturnHeader/Filer/PhoneNum05152821611
ReturnHeader/Filer/USAddress/AddressLine1Txt0800 9TH STREET
ReturnHeader/Filer/USAddress/CityNm0DES MOINES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd0503091202
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0470749138
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PETERSEN & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01410 GOLD COAST RD 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PAPILLION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0680465742
ReturnHeader/PreparerPersonGrp/PhoneNum04023332800
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN O PETERSEN
ReturnHeader/ReturnTs02015-05-04T09:02:51-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$123,485,685
Liabilities
$112,465,880
Net assets
$11,019,805
Revenue
$6,223,960
Expenses
$4,885,157
Net income
$1,338,803
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$339$309$30.2$19.9$18.3$1.60
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$303$277$25.6$16.4$15.3$1.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$287$263$24.4$12.6$10.1$2.48
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$265$243$22.2$11.1$9.29$1.85
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$258$238$20.3$11.1$9.64$1.46
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$208$189$18.9$10.8$9.72$1.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$197$179$17.8$9.82$8.51$1.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$186$169$16.5$9.14$7.38$1.76
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$171$156$14.8$8.08$6.08$2.00
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$143$130$12.8$7.11$5.36$1.75
2014Detailed filing. Detailed filing data is available for this year.$123$112$11.0$6.22$4.89$1.34
2013Detailed filing. Detailed filing data is available for this year.$110$101$9.68$5.84$5.06$0.78
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$93.0$8.90$5.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.1$88.9$8.20$5.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$95.2$87.2$8.04$5.11
Peer Organizations

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