Civic Intelligence

Premier Credit Union

990 • Fiscal year 2016 • EIN 42-0127275

Jan 01, 2016 to Dec 31, 2016 • Filed on May 04, 2017

Organization ProfileWWW.PREMIERCU.ORG

View Organization Page

800 9th StreetDes Moines, IA 50309-1202

(515) 282-1611

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

61st percentile

19.33x

Higher debt load relative to revenue than 61% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

92nd percentile

25%

Higher net margin than 92% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

86th percentile

$305,764

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 3.8% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

96th percentile

20%

Faster asset growth than 96% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

85th percentile

14%

Faster revenue growth than 85% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$171,053,681

Up $28,236,501 (+20%) from 2015

Net Assets

Up

$14,771,030

Up $2,003,784 (+16%) from 2015

Liabilities

Up

$156,282,651

Up $26,232,717 (+20%) from 2015

Revenue And Expenses
Liabilities / Revenue61st percentileNet Margin92nd percentile

Revenue

Up

$8,084,960

Up $975,524 (+14%) from 2015

Expenses

Up

$6,081,086

Up $720,726 (+13%) from 2015

Net Income

Up

$2,003,874

Up $254,798 (+15%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $95,234,080Liabilities 2010: $87,197,649Net Assets 2010: $8,036,4312010Assets 2011: $97,110,175Liabilities 2011: $88,915,014Net Assets 2011: $8,195,1612011Assets 2012: $101,886,656Liabilities 2012: $92,985,016Net Assets 2012: $8,901,6402012Assets 2013: $110,278,938Liabilities 2013: $100,599,661Net Assets 2013: $9,679,2772013Assets 2014: $123,485,685Liabilities 2014: $112,465,880Net Assets 2014: $11,019,8052014Assets 2015: $142,817,180Liabilities 2015: $130,049,934Net Assets 2015: $12,767,2462015Assets 2016: $171,053,681Liabilities 2016: $156,282,651Net Assets 2016: $14,771,0302016Assets 2017: $185,911,694Liabilities 2017: $169,385,374Net Assets 2017: $16,526,3202017Assets 2018: $196,578,672Liabilities 2018: $178,748,413Net Assets 2018: $17,830,2592018Assets 2019: $208,301,902Liabilities 2019: $189,443,767Net Assets 2019: $18,858,1352019Assets 2020: $257,857,430Liabilities 2020: $237,543,444Net Assets 2020: $20,313,9862020Assets 2021: $265,180,790Liabilities 2021: $243,018,709Net Assets 2021: $22,162,0812021Assets 2022: $287,063,539Liabilities 2022: $262,652,095Net Assets 2022: $24,411,4442022Assets 2023: $302,782,106Liabilities 2023: $277,174,848Net Assets 2023: $25,607,2582023Assets 2024: $338,698,349Liabilities 2024: $308,520,947Net Assets 2024: $30,177,4022024

Highlighted filing

2016

Assets$171,053,681
Liabilities$156,282,651
Net Assets$14,771,030
Open 2016 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,105,1302010Expenses 2011: $5,352,3612011Expenses 2012: $5,089,2722012Revenue 2013: $5,837,166Expenses 2013: $5,059,529Net Income 2013: $777,6372013Revenue 2014: $6,223,960Expenses 2014: $4,885,157Net Income 2014: $1,338,8032014Revenue 2015: $7,109,436Expenses 2015: $5,360,360Net Income 2015: $1,749,0762015Revenue 2016: $8,084,960Expenses 2016: $6,081,086Net Income 2016: $2,003,8742016Revenue 2017: $9,136,052Expenses 2017: $7,380,762Net Income 2017: $1,755,2902017Revenue 2018: $9,815,537Expenses 2018: $8,511,598Net Income 2018: $1,303,9392018Revenue 2019: $10,751,986Expenses 2019: $9,724,110Net Income 2019: $1,027,8762019Revenue 2020: $11,097,567Expenses 2020: $9,641,716Net Income 2020: $1,455,8512020Revenue 2021: $11,141,334Expenses 2021: $9,293,239Net Income 2021: $1,848,0952021Revenue 2022: $12,588,447Expenses 2022: $10,104,713Net Income 2022: $2,483,7342022Revenue 2023: $16,355,525Expenses 2023: $15,280,964Net Income 2023: $1,074,5612023Revenue 2024: $19,860,602Expenses 2024: $18,256,588Net Income 2024: $1,604,0142024

Highlighted filing

2016

Revenue$8,084,960
Expenses$6,081,086
Net Income$2,003,874
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 4, 2017
Return Version
2016v3.0
Gross Receipts
$8,084,960
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$111,850,630$134,982,621▲ $23,131,991
Savings and Temporary Cash Investments$20,561,620$23,700,411▲ $3,138,791
Rtn Earn Endowment Incm Other Fnds$9,054,679$10,619,033▲ $1,564,354
Land, Buildings, and Equipment, Net$3,567,799$5,294,290▲ $1,726,491
Pd in Cap Srpls Land Bldg Eqp Fund$3,712,567$4,151,997▲ $439,430
Accounts Receivable$2,512,092$3,083,313▲ $571,221
Investments in Publicly Traded Securities$1,402,562$956,811▼ $445,751
Cash and Non-Interest-Bearing Accounts$810,112$710,690▼ $99,422
Prepaid Expenses and Deferred Charges$77,736$128,977▲ $51,241
Total Assets$142,817,180$171,053,681▲ $28,236,501
Other Assets Total$2,034,629$2,196,568▲ $161,939
Liabilities
Other Liabilities$126,469,717$152,641,541▲ $26,171,824
Accounts Payable and Accrued Expenses$2,080,217$2,641,110▲ $560,893
Mortgage Notes Payable Secured by Investment Property$1,500,000$1,000,000▼ $500,000
Total Liabilities$130,049,934$156,282,651▲ $26,232,717
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,767,246$14,771,030▲ $2,003,784
Total Liabilities and Net Assets / Fund Balance$142,817,180$171,053,681▲ $28,236,501

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,725,883$1,095,602$5,821,485
Equipment$568,407$1,275,725$1,844,132
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark PiperMortgage LoaFT$305,764-$305,764
Mark PiperMortgage Loan Office-$302,264$3,500$305,764
Brook HermannMortgage LoaFT$201,572-$201,572
Brook HermannMortgage Loan Office-$198,072$3,500$201,572
Megan TjernagelPresident ofFT$185,984-$185,984
Megan TjernagelPresident of Cuso-$104,000$81,984$185,984
Sam RizzutiVP CusoFT$80,100$81,447$161,547
Steve FlammCEOFT$129,696$25,670$155,366
Sheila StrandMortgage LoaFT$146,042-$146,042

Board Members and Trustees

NameTitle
Betsy JepsenBoard Member
Dan KleinBoard Member
Darin ZahnBoard Member
Donna JacobsenBoard Member
Kip HeadleyBoard Member
Matthew SchillingBoard Member
Randy BachmanBoard Member
Ron VernonBoard Member
Sarah BartholeBoard Member
Todd MendenhallBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,505,442
Investment Income
$579,518
Other Revenue
$0
Change in Net Assets
$2,003,874

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,084,960
Total Revenue per Audited Statements
$8,084,960
Total Revenue per Form 990
$8,084,960
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,914,621
Salaries, Compensation, and Employee Benefits$2,166,465
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,615,831
All Other Expenses---$550,154
Other Expenses---$327,890
Office Expenses---$303,874
Occupancy---$217,327
Other Employee Benefits---$197,396
Current Officers, Directors, Trustees, and Key Employees---$156,914
Payroll Taxes---$137,732
Depreciation Depletion---$137,425
Advertising---$130,269
Pension Plan Contributions---$58,592
Insurance---$35,587
Conferences and Meetings---$18,272
Fees for Services Accounting---$17,040
Fees for Services Legal---$7,098
Total Functional Expenses$0$0$0$6,081,086

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,081,086
Total Expenses per Audited Statements$6,081,086
Total Expenses per Form 990$6,081,086
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$152,641,541
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“All depositors are considered members.”

Form 990, Page 6, Part VI, Line 7A

“The credit union members elect on an annual basis the members of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any proposed mergers must be approved by a majority of the membership.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”

Form 990, Page 6, Part VI, Line 15A

“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2016.”

Form 990, Page 6, Part VI, Line 19

“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Premier Credit Union
EIN
42-0127275
Phone
5152821611
Address
800 9TH STREET, DES MOINES, IA 50309-1202

Signing Officer

Name
Steve Flamm
Title
CEO
Phone
5152821611
Signed
2017-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve Flamm
Formed
1933
Legal Domicile
Ia
Voting Board Members
11
Independent Board Members
11
Employees
47
Volunteers
11

Preparer

Firm
Petersen & Associates
Address
506 E GOLD COAST RD STE 100, PAPILLION, NE 68046-4790
Preparer
Steven O Petersen
Phone
4023332800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“N/A”

Form 990, Part XI, Line 9

“Net change in investment valuation reserve -90”

Raw XML AppendixShowing 400 of 447 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherChangesInNetAssetsAmt0-90
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0197396
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IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2CREDIT/DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt04151997
IRS990/PensionPlanContributionsGrp/TotalAmt058592
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0128977
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
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IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
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IRS990/ProgramServiceRevenueGrp/ExclusionAmt11176444
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2897966
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IRS990/PYOtherExpensesAmt03443415
IRS990/PYProgramServiceRevenueAmt06592608
IRS990/PYRevenuesLessExpensesAmt01749076
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IRS990/PYTotalExpensesAmt05360360
IRS990/PYTotalRevenueAmt07109436
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IRS990/ReportLandBuildingEquipmentInd0true
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IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010619033
IRS990/SavingsAndTempCashInvstGrp/BOYAmt020561620
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt01095602
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0568407
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01275725
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01844132
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
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IRS990ScheduleD/TotalBookValueLandBuildingsAmt05294290
IRS990ScheduleD/TotalExpensesPerForm990Amt06081086
IRS990ScheduleD/TotalLiabilityAmt0152641541
IRS990ScheduleD/TotalRevenuePerForm990Amt08084960
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1302264
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2198072
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3104000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt480100
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020592
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount13500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount23500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount381984
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount481447
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt05078
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0STEVE FLAMM
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1MARK PIPER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2BROOK HERMANN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3MEGAN TJERNAGEL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4SAM RIZZUTI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1MORTGAGE LOAN OFFICE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2MORTGAGE LOAN OFFICE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3PRESIDENT OF CUSO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt4VP CUSO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0155366
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1305764
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2201572
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3185984
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt4161547
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SubstantiationRequiredInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2016.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NET CHANGE IN INVESTMENT VALUATION RESERVE -90
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
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IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm0JOHNSTON
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IRS990/TerminateOperationsInd0false
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IRS990/TotalOtherCompensationAmt05078
IRS990/TotalProgramServiceRevenueAmt07505442

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$171,053,681
Liabilities
$156,282,651
Net assets
$14,771,030
Revenue
$8,084,960
Expenses
$6,081,086
Net income
$2,003,874
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$339$309$30.2$19.9$18.3$1.60
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$303$277$25.6$16.4$15.3$1.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$287$263$24.4$12.6$10.1$2.48
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$265$243$22.2$11.1$9.29$1.85
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$258$238$20.3$11.1$9.64$1.46
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$208$189$18.9$10.8$9.72$1.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$197$179$17.8$9.82$8.51$1.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$186$169$16.5$9.14$7.38$1.76
2016Detailed filing. Detailed filing data is available for this year.$171$156$14.8$8.08$6.08$2.00
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$143$130$12.8$7.11$5.36$1.75
2014Detailed filing. Detailed filing data is available for this year.$123$112$11.0$6.22$4.89$1.34
2013Detailed filing. Detailed filing data is available for this year.$110$101$9.68$5.84$5.06$0.78
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$93.0$8.90$5.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.1$88.9$8.20$5.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$95.2$87.2$8.04$5.11