Liabilities / Assets
43rd percentile
Higher debt load relative to assets than 43% of similar nonprofits.
EIN 44-0541384 • 501(c)14 • Independence, MO
Profile
Cooperative provider of financial services
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
43rd percentile
Higher debt load relative to assets than 43% of similar nonprofits.
Liabilities / Revenue
22nd percentile
Higher debt load relative to revenue than 22% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
87th percentile
Higher top officer pay than 87% of similar nonprofits.
Top officer pay equals 2.6% of source-year revenue.
Asset Growth
35th percentile
Faster asset growth than 35% of similar nonprofits.
Revenue Growth
63rd percentile
Faster revenue growth than 63% of similar nonprofits.
Assets
Up$201,575,670
Up $2,580,675 (+1.3%) from 2023
Liabilities
Up$178,827,361
Up $1,146,196 (+0.6%) from 2023
Net Assets
Up$22,748,309
Up $1,434,479 (+6.7%) from 2023
Revenue
Up$14,407,356
Up $1,984,113 (+16%) from 2023
Expenses
Up$12,972,877
Up $2,088,619 (+19%) from 2023
Net Income
Down$1,434,479
Down $104,506 (-6.8%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Cooperative provider of financial services
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $133,805,190 | $148,378,886 | ▲ $14,573,696 |
| Savings and Temporary Cash Investments | $37,743,511 | $30,104,356 | ▼ $7,639,155 |
| Rtn Earn Endowment Incm Other Fnds | $21,313,830 | $22,748,309 | ▲ $1,434,479 |
| Investments Other Securities | $15,744,515 | $10,510,024 | ▼ $5,234,491 |
| Land, Buildings, and Equipment, Net | $5,673,999 | $5,434,584 | ▼ $239,415 |
| Cash and Non-Interest-Bearing Accounts | $2,801,039 | $3,134,123 | ▲ $333,084 |
| Accounts Receivable | $356,002 | $928,329 | ▲ $572,327 |
| Prepaid Expenses and Deferred Charges | $256,395 | $357,875 | ▲ $101,480 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $198,994,995 | $201,575,670 | ▲ $2,580,675 |
| Other Assets Total | $2,614,344 | $2,727,493 | ▲ $113,149 |
| Liabilities | |||
| Other Liabilities | $167,207,520 | $176,939,047 | ▲ $9,731,527 |
| Mortgage Notes Payable Secured by Investment Property | $8,000,000 | $0 | ▼ $8,000,000 |
| Accounts Payable and Accrued Expenses | $2,473,645 | $1,888,314 | ▼ $585,331 |
| Total Liabilities | $177,681,165 | $178,827,361 | ▲ $1,146,196 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $21,313,830 | $22,748,309 | ▲ $1,434,479 |
| Total Liabilities and Net Assets / Fund Balance | $198,994,995 | $201,575,670 | ▲ $2,580,675 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,323,444 | $3,056,750 | - |
| Land | $1,715,077 | - | - |
| Equipment | $396,063 | $1,833,505 | - |
| Other Securities | $500,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jason Neathery | President | FT | $295,881 | $72,417 | $368,298 |
| Richard Webster | SVP - Operations | FT | $176,345 | $61,236 | $237,581 |
| Joshua Lyday | CFO | FT | $161,278 | $32,732 | $194,010 |
| Blake Taul | Sales Director | FT | $131,865 | $31,380 | $163,245 |
| Michelle Pinkerton | SVP - Finance | FT | $121,257 | $750 | $122,007 |
| Name | Title |
|---|---|
| Jared Fears | Chairman |
| Vaughn Tribble | 1st Vice Chairman |
| Kevin Cummings | 2nd Vice Chairman |
| Chris Whiting | Board Member |
| Don Seaver | Board Member |
| Mary Brown | Board Member |
| Reed Moorman | Board Member |
| Tracy Cox | Board Member |
| Mike Welsch | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $8,571,142 |
| Salaries, Compensation, and Employee Benefits | $4,398,735 |
| Grants and Similar Amounts Paid | $3,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,696,134 |
| Office Expenses | - | - | - | $2,365,350 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $921,896 |
| Advertising | - | - | - | $496,122 |
| Other Employee Benefits | - | - | - | $456,497 |
| Occupancy | - | - | - | $450,214 |
| Depreciation Depletion | - | - | - | $300,462 |
| Payroll Taxes | - | - | - | $258,050 |
| Interest | - | - | - | $202,847 |
| Fees for Services Accounting | - | - | - | $109,417 |
| Insurance | - | - | - | $93,921 |
| Conferences and Meetings | - | - | - | $91,907 |
| Fees for Services Management | - | - | - | $68,984 |
| Pension Plan Contributions | - | - | - | $66,158 |
| Other Expenses | - | - | - | $38,120 |
| Fees for Services Legal | - | - | - | $18,872 |
| Grants to Domestic Individuals | - | - | - | $3,000 |
| All Other Expenses | - | - | - | $-4,817 |
| Total Functional Expenses | $0 | $0 | $0 | $12,972,877 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Organization | Location | Amount |
|---|---|---|
| 43-1310069 | Jefferson City, MO | $2,000 |
| - | Washington, DC | $500 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Stacie Tindle | Spouse of Jay Nethery - CEO | Paid as Independent Contractor | No | $51,500 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $176,939,047 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The cfo reviews the form 990.”
“The board of directors reviews the president's performance and determines compensation pursuant to a written employment contract. All other employee compensation is determined by human resources and presented as part of the budget package to the board for approval. Deliberations and decisions are documented in the board minutes.”
“Financial and operational results are made available to the membership at the annual meeting as well as upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Policies and other documents are made available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2473645 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1888314 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 356002 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 928329 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | COOPERATIVE PROVIDER OF FINANCIAL SERVICES |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 496122 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -4817 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JOSHUA LYDAY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8163256900 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1111 E 23RD STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | INDEPENDENCE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 640551615 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 1 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2801039 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3134123 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 921896 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 91907 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 3000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1332489 |
| IRS990/CYOtherExpensesAmt | 0 | 8571142 |
| IRS990/CYOtherRevenueAmt | 0 | 23159 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 13051708 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1434479 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 4398735 |
| IRS990/CYTotalExpensesAmt | 0 | 12972877 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 14407356 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 300462 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 17,259 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 64 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 109417 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 18872 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 68984 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 61072 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 57336 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 750 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 30336 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 27730 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JARED FEARS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | VAUGHN TRIBBLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KEVIN CUMMINGS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MIKE WELSCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TRACY COX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARY BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DON SEAVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | REED MOORMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CHRIS WHITING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JASON NEATHERY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | RICHARD WEBSTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MICHELLE PINKERTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JOSHUA LYDAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | BLAKE TAUL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 307226 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 180245 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 121257 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 163674 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 135515 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | 1ST VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | 2ND VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SVP - OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP - FINANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | SALES DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1941 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -44358 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 3000 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 171176 |
| IRS990/GrossReceiptsAmt | 0 | 14622890 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 93921 |
| IRS990/InterestGrp/TotalAmt | 0 | 202847 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1376847 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1376847 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 15744515 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 10510024 |
| IRS990/IRPDocumentCnt | 0 | 4100 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 4890255 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5673999 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5434584 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 10324839 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 215534 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | COOPERATIVE PROVIDER OF FINANCIAL SERVICES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 8000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 21313830 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 22748309 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -44358 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -44358 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 450214 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2365350 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2614344 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2727493 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 456497 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2710124 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1239390 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 390229 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 38120 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 167207520 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 176939047 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2696134 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 133805190 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 148378886 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 258050 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 66158 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 256395 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 357875 |
| IRS990/PrincipalOfficerNm | 0 | JASON NEATHERY |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9037355 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 3944719 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 9037355 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 3994924 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 19429 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 50205 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 19429 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, LOANS OUTSTANDING TOTALED $150,633,292, INCLUDING PARTICIPATIONS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $2,710,124 FOR THE YEAR. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 28950 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1090721 |
| IRS990/PYOtherExpensesAmt | 0 | 6986254 |
| IRS990/PYOtherRevenueAmt | 0 | 24244 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 11308278 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1538985 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3869054 |
| IRS990/PYTotalExpensesAmt | 0 | 10884258 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 12423243 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1434479 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 23159 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 23159 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 21313830 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 22748309 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 37743511 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 30104356 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 431310069 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | CUPAC OF MISSOURI |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 1 | NATIONAL ADVOCACY FUND |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 2000 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 1 | 500 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 223 MADISON STREET |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 1 | 99 M STREET SUITE 300 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | JEFFERSON CITY |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 1 | WASHINGTON |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 1 | DC |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 65105 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 1 | 20003 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | CONTRIBUTION TO CUPAC OF MISSOURI CONTRIBUTION TO NATIONAL ADVOCACY FUND |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3323444 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3056750 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 6380194 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 396063 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1833505 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 2229568 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1715077 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 1715077 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 176939047 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 802 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 119400 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 9889822 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 500000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | AFS-FEDERAL AGENCY SEC. |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | FHLB MEMBERSHIP STOCK |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | HTM-FEDERAL AGENCY SEC. |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | HTM-US GOV'T OBLIG |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5434584 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 10510024 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 176939047 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | 1 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/ClubDuesOrFeesInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 295881 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 176345 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 161278 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 131865 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 3250 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 3900 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 2396 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 3650 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 10307 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 6571 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 2 | 5812 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 3 | 3206 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 50765 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 50765 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 2 | 24524 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 3 | 24524 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 8095 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JASON NEATHERY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | RICHARD WEBSTER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | JOSHUA LYDAY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 3 | BLAKE TAUL |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
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