Civic Intelligence

Premier Credit Union

990 • Fiscal year 2013 • EIN 42-0127275

Jan 01, 2013 to Dec 31, 2013 • Filed on May 02, 2014

Organization ProfileWWW.PREMIERCU.ORG

View Organization Page

800 9th StreetDes Moines, IA 50309-1202

(515) 282-1611

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.91x

Higher debt load relative to assets than 73% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

44th percentile

17.23x

Higher debt load relative to revenue than 44% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

63rd percentile

13%

Higher net margin than 63% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

16th percentile

$134,307

Higher top officer pay than 16% of similar nonprofits.

Top officer pay equals 2.3% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

88th percentile

8.2%

Faster asset growth than 88% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$110,278,938

Up $8,392,282 (+8.2%) from 2012

Net Assets

Up

$9,679,277

Up $777,637 (+8.7%) from 2012

Liabilities

Up

$100,599,661

Up $7,614,645 (+8.2%) from 2012

Revenue And Expenses
Liabilities / Revenue44th percentileNet Margin63rd percentile

Revenue

$5,837,166

No earlier filing loaded for comparison.

Expenses

Down

$5,059,529

Down $29,743 (-0.6%) from 2012

Net Income

$777,637

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth88th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $95,234,080Liabilities 2010: $87,197,649Net Assets 2010: $8,036,4312010Assets 2011: $97,110,175Liabilities 2011: $88,915,014Net Assets 2011: $8,195,1612011Assets 2012: $101,886,656Liabilities 2012: $92,985,016Net Assets 2012: $8,901,6402012Assets 2013: $110,278,938Liabilities 2013: $100,599,661Net Assets 2013: $9,679,2772013Assets 2014: $123,485,685Liabilities 2014: $112,465,880Net Assets 2014: $11,019,8052014Assets 2015: $142,817,180Liabilities 2015: $130,049,934Net Assets 2015: $12,767,2462015Assets 2016: $171,053,681Liabilities 2016: $156,282,651Net Assets 2016: $14,771,0302016Assets 2017: $185,911,694Liabilities 2017: $169,385,374Net Assets 2017: $16,526,3202017Assets 2018: $196,578,672Liabilities 2018: $178,748,413Net Assets 2018: $17,830,2592018Assets 2019: $208,301,902Liabilities 2019: $189,443,767Net Assets 2019: $18,858,1352019Assets 2020: $257,857,430Liabilities 2020: $237,543,444Net Assets 2020: $20,313,9862020Assets 2021: $265,180,790Liabilities 2021: $243,018,709Net Assets 2021: $22,162,0812021Assets 2022: $287,063,539Liabilities 2022: $262,652,095Net Assets 2022: $24,411,4442022Assets 2023: $302,782,106Liabilities 2023: $277,174,848Net Assets 2023: $25,607,2582023Assets 2024: $338,698,349Liabilities 2024: $308,520,947Net Assets 2024: $30,177,4022024

Highlighted filing

2013

Assets$110,278,938
Liabilities$100,599,661
Net Assets$9,679,277
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $5,105,1302010Expenses 2011: $5,352,3612011Expenses 2012: $5,089,2722012Revenue 2013: $5,837,166Expenses 2013: $5,059,529Net Income 2013: $777,6372013Revenue 2014: $6,223,960Expenses 2014: $4,885,157Net Income 2014: $1,338,8032014Revenue 2015: $7,109,436Expenses 2015: $5,360,360Net Income 2015: $1,749,0762015Revenue 2016: $8,084,960Expenses 2016: $6,081,086Net Income 2016: $2,003,8742016Revenue 2017: $9,136,052Expenses 2017: $7,380,762Net Income 2017: $1,755,2902017Revenue 2018: $9,815,537Expenses 2018: $8,511,598Net Income 2018: $1,303,9392018Revenue 2019: $10,751,986Expenses 2019: $9,724,110Net Income 2019: $1,027,8762019Revenue 2020: $11,097,567Expenses 2020: $9,641,716Net Income 2020: $1,455,8512020Revenue 2021: $11,141,334Expenses 2021: $9,293,239Net Income 2021: $1,848,0952021Revenue 2022: $12,588,447Expenses 2022: $10,104,713Net Income 2022: $2,483,7342022Revenue 2023: $16,355,525Expenses 2023: $15,280,964Net Income 2023: $1,074,5612023Revenue 2024: $19,860,602Expenses 2024: $18,256,588Net Income 2024: $1,604,0142024

Highlighted filing

2013

Revenue$5,837,166
Expenses$5,059,529
Net Income$777,637
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 2, 2014
Return Version
2013v3.1
Gross Receipts
$5,837,166
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$72,146,497$83,442,080▲ $11,295,583
Savings and Temporary Cash Investments$16,380,061$16,479,071▲ $99,010
Rtn Earn Endowment Incm Other Fnds$6,129,704$6,853,950▲ $724,246
Land, Buildings, and Equipment, Net$3,603,366$3,441,248▼ $162,118
Pd in Cap Srpls Land Bldg Eqp Fund$2,771,936$2,825,327▲ $53,391
Accounts Receivable$3,571,461$2,274,912▼ $1,296,549
Investments in Publicly Traded Securities$3,007,760$1,759,877▼ $1,247,883
Cash and Non-Interest-Bearing Accounts$524,681$791,717▲ $267,036
Prepaid Expenses and Deferred Charges$107,975$102,635▼ $5,340
Total Assets$101,886,656$110,278,938▲ $8,392,282
Other Assets Total$2,544,855$1,987,398▼ $557,457
Liabilities
Other Liabilities$90,376,867$98,107,356▲ $7,730,489
Accounts Payable and Accrued Expenses$1,608,149$1,992,305▲ $384,156
Mortgage Notes Payable Secured by Investment Property$1,000,000$500,000▼ $500,000
Total Liabilities$92,985,016$100,599,661▲ $7,614,645
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,901,640$9,679,277▲ $777,637
Total Liabilities and Net Assets / Fund Balance$101,886,656$110,278,938▲ $8,392,282

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,087,355$839,768$3,927,123
Equipment$353,893$1,004,499$1,358,392
Compensation and Service Providers
Top Officer Pay16th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Steve FlammCEOFT$134,307$134,307

Board Members and Trustees

NameTitle
Betsy JepsenBoard Member
Dan KlineBoard Member
Donna JacobsenBoard Member
Kip HeadleyBoard Member
Mary WardBoard Member
Matthew SchillingBoard Member
Paul FrommBoard Member
Randy BachmanBoard Member
Ron VernonBoard Member
Todd MendenhallBoard Member
Tom BellBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,460,329
Investment Income
$376,837
Other Revenue
$0
Change in Net Assets
$777,637

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,837,166
Total Revenue per Audited Statements
$5,837,166
Total Revenue per Form 990
$5,837,166
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,251,656
Salaries, Compensation, and Employee Benefits$1,807,873
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,468,959
All Other Expenses---$635,161
Other Expenses---$363,129
Occupancy---$258,993
Office Expenses---$228,502
Depreciation Depletion---$222,256
Other Employee Benefits---$188,495
Advertising---$119,288
Payroll Taxes---$109,014
Insurance---$52,292
Pension Plan Contributions---$41,405
Fees for Services Accounting---$20,782
Fees for Services Legal---$19,699
Conferences and Meetings---$2,486
Total Functional Expenses$0$0$0$5,059,529

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,059,529
Total Expenses per Audited Statements$5,059,529
Total Expenses per Form 990$5,059,529
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$98,107,356
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“All depositors are considered members.”

Form 990, Page 6, Part VI, Line 7A

“The credit union members elect on an annual basis the members of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any proposed mergers must be approved by a majority of the membership.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”

Form 990, Page 6, Part VI, Line 15A

“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2013.”

Form 990, Page 6, Part VI, Line 19

“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

EIN
42-0127275
Phone
5152821611

Signing Officer

Name
Steve Flamm
Title
CEO
Phone
5152821611
Signed
2014-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve Flamm
Formed
1933
Legal Domicile
Ia
Voting Board Members
11
Independent Board Members
11
Employees
51
Volunteers
11

Preparer

Preparer
Steven O Petersen
Phone
4023332800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“N/A”

Form 990, Page 5, Part V, Line 3B

“The credit union provides financial services to its members. All income and expenses are deemed related to the overall objective of member services.”

Form 990, Part IX, Line 24E

“Data processing 219,967 0 0 other professional servic 213,044 0 0 website expense 63,732 0 0 ncusif stabilization loss 48,590 0 0 miscellaneous expense 45,816 0 0 state supervision fee 24,660 0 0 association dues 19,352 0 0”

Raw XML Appendix384 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0107975
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0102635
IRS990/PrincipalOfficerNm0STEVE FLAMM
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt03639115
IRS990/ProgramServiceRevenueGrp/ExclusionAmt1916769
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2904445
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03639115
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1916769
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2904445
IRS990/ProgSrvcAccomActyOtherGrp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0304890
IRS990/PYOtherExpensesAmt03281806
IRS990/PYProgramServiceRevenueAmt05490861
IRS990/PYRevenuesLessExpensesAmt0706479
IRS990/PYSalariesCompEmpBnftPaidAmt01807466
IRS990/PYTotalExpensesAmt05089272
IRS990/PYTotalRevenueAmt05795751
IRS990/ReconcilationRevenueExpnssAmt0777637
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06129704
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06853950
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016380061
IRS990/SavingsAndTempCashInvstGrp/EOYAmt016479071
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03087355
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0839768
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03927123
IRS990ScheduleD/EquipmentGrp/BookValueAmt0353893
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01004499
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01358392
IRS990ScheduleD/ExpensesSubtotalAmt05059529
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt098107356
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt05837166
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03441248
IRS990ScheduleD/TotalExpensesPerForm990Amt05059529
IRS990ScheduleD/TotalLiabilityAmt098107356
IRS990ScheduleD/TotalRevenuePerForm990Amt05837166
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05837166
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05059529
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS MEMBERS. ALL INCOME AND EXPENSES ARE DEEMED RELATED TO THE OVERALL OBJECTIVE OF MEMBER SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2013.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DATA PROCESSING 219,967 0 0 OTHER PROFESSIONAL SERVIC 213,044 0 0 WEBSITE EXPENSE 63,732 0 0 NCUSIF STABILIZATION LOSS 48,590 0 0 MISCELLANEOUS EXPENSE 45,816 0 0 STATE SUPERVISION FEE 24,660 0 0 ASSOCIATION DUES 19,352 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART IX, LINE 24E
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine10NA
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine10PREMIER LENDING ALLIANCE
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN0264261029
IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt03189247
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd0IA
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt0MRTG ORIG.
IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt0259022
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine108450 HICKMAN ROAD SUITE A
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/City0CLIVE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/State0IA
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCode050325
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0101886656
IRS990/TotalAssetsEOYAmt0110278938
IRS990/TotalAssetsGrp/BOYAmt0101886656
IRS990/TotalAssetsGrp/EOYAmt0110278938
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt051
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt05059529
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt092985016
IRS990/TotalLiabilitiesEOYAmt0100599661
IRS990/TotalLiabilitiesGrp/BOYAmt092985016
IRS990/TotalLiabilitiesGrp/EOYAmt0100599661
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt08901640
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt09679277
IRS990/TotalProgramServiceRevenueAmt05460329
IRS990/TotalReportableCompFromOrgAmt0134307
IRS990/TotalRevenueGrp/ExclusionAmt05837166
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05837166
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0101886656
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0110278938
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10800 9TH STREET
IRS990/USAddress/City0DES MOINES
IRS990/USAddress/State0IA
IRS990/USAddress/ZIPCode0503921202
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0WWW.PREMIERCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVE FLAMM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05152821611
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-02
ReturnHeader/Filer/BusinessName/BusinessNameLine10PREMIER CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0PREM
ReturnHeader/Filer/EIN0420127275
ReturnHeader/Filer/PhoneNum05152821611
ReturnHeader/Filer/USAddress/AddressLine10800 9TH STREET
ReturnHeader/Filer/USAddress/City0DES MOINES
ReturnHeader/Filer/USAddress/State0IA
ReturnHeader/Filer/USAddress/ZIPCode0503091202
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10PETERSEN & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine101410 GOLD COAST RD 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0PAPILLION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0680465742
ReturnHeader/PreparerPersonGrp/PhoneNum04023332800
ReturnHeader/PreparerPersonGrp/PreparationDt02014-05-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN O PETERSEN
ReturnHeader/ReturnTs02014-05-05T08:24:38-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$110,278,938
Liabilities
$100,599,661
Net assets
$9,679,277
Revenue
$5,837,166
Expenses
$5,059,529
Net income
$777,637
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$339$309$30.2$19.9$18.3$1.60
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$303$277$25.6$16.4$15.3$1.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$287$263$24.4$12.6$10.1$2.48
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$265$243$22.2$11.1$9.29$1.85
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$258$238$20.3$11.1$9.64$1.46
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$208$189$18.9$10.8$9.72$1.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$197$179$17.8$9.82$8.51$1.30
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$186$169$16.5$9.14$7.38$1.76
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$171$156$14.8$8.08$6.08$2.00
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$143$130$12.8$7.11$5.36$1.75
2014Detailed filing. Detailed filing data is available for this year.$123$112$11.0$6.22$4.89$1.34
2013Detailed filing. Detailed filing data is available for this year.$110$101$9.68$5.84$5.06$0.78
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$102$93.0$8.90$5.09
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.1$88.9$8.20$5.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$95.2$87.2$8.04$5.11