Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
990 • Fiscal year 2018 • EIN 41-0874898
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
Liabilities / Revenue
57th percentile
Higher debt load relative to revenue than 57% of similar nonprofits.
Net Margin
54th percentile
Higher net margin than 54% of similar nonprofits.
Top Officer Pay
62nd percentile
Higher top officer pay than 62% of similar nonprofits.
Top officer pay equals 15.9% of source-year revenue.
Asset Growth
48th percentile
Faster asset growth than 48% of similar nonprofits.
Revenue Growth
79th percentile
Faster revenue growth than 79% of similar nonprofits.
Assets
Down$8,796,683
Down $91,297 (-1.0%) from 2017
Net Assets
Up$1,768,412
Up $35,126 (+2.0%) from 2017
Liabilities
Down$7,028,271
Down $126,423 (-1.8%) from 2017
Revenue
Up$381,554
Up $44,005 (+13%) from 2017
Expenses
Up$346,428
Up $22,417 (+6.9%) from 2017
Net Income
Up$35,126
Up $21,588 (+159%) from 2017
Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners."
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $5,495,270 | $6,269,433 | ▲ $774,163 |
| Investments Other Securities | $2,324,205 | $2,118,994 | ▼ $205,211 |
| Rtn Earn Endowment Incm Other Fnds | $1,733,286 | $1,768,412 | ▲ $35,126 |
| Investments Program Related | $628,707 | $118,872 | ▼ $509,835 |
| Savings and Temporary Cash Investments | $190,624 | $35,158 | ▼ $155,466 |
| Land, Buildings, and Equipment, Net | $8,531 | $21,892 | ▲ $13,361 |
| Cash and Non-Interest-Bearing Accounts | $24,522 | $20,870 | ▼ $3,652 |
| Prepaid Expenses and Deferred Charges | $20,976 | $13,812 | ▼ $7,164 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $8,887,980 | $8,796,683 | ▼ $91,297 |
| Other Assets Total | $195,145 | $197,652 | ▲ $2,507 |
| Liabilities | |||
| Other Liabilities | $7,138,683 | $7,013,789 | ▼ $124,894 |
| Accounts Payable and Accrued Expenses | $16,011 | $14,482 | ▼ $1,529 |
| Total Liabilities | $7,154,694 | $7,028,271 | ▼ $126,423 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,733,286 | $1,768,412 | ▲ $35,126 |
| Total Liabilities and Net Assets / Fund Balance | $8,887,980 | $8,796,683 | ▼ $91,297 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $21,892 | $17,890 | $39,782 |
| Buildings | $0 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $0 | - | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Other Securities | $100,000 | - | - |
| Closely Held Equity Interests | $0 | - | - |
| Financial Derivatives | $0 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jennifer Tiedman | President | PT | $57,780 | $2,889 | $60,669 |
| Name | Title |
|---|---|
| Doug Krech | Chairperson |
| Kevin Hoeschen | Vice-Chairperson |
| Brian Ecker | Director |
| Deborah Spiess | Secretary |
| Dan Gerten | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $177,986 |
| Salaries, Compensation, and Employee Benefits | $146,613 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $66,307 |
| Office Expenses | - | - | - | $62,730 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $62,034 |
| Information Technology | - | - | - | $29,713 |
| Benefits to Members | - | - | - | $21,829 |
| Occupancy | - | - | - | $20,053 |
| Insurance | - | - | - | $11,578 |
| Payroll Taxes | - | - | - | $9,977 |
| Advertising | - | - | - | $9,591 |
| Depreciation Depletion | - | - | - | $8,702 |
| Conferences and Meetings | - | - | - | $7,408 |
| Other Employee Benefits | - | - | - | $4,810 |
| Pension Plan Contributions | - | - | - | $3,485 |
| Travel | - | - | - | $1,573 |
| Interest | - | - | - | $90 |
| Other Expenses | - | - | - | $-1,458 |
| Total Functional Expenses | $0 | $0 | $0 | $346,428 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Share | $5,742,291 |
| Term Share Certificates | $883,024 |
| Share Drafts | $388,474 |
“Comprised of USW Union members and their family members of approximately 1096 member owners, each having equal rights in ownership. The credit union has one class of members.”
“Current member owners of FIRST PACE Credit Union are each allowed one vote to elect the members of the Board of Directors.”
“Changes to the Bylaws must be approved by the member owners, after they have been approved by the Board of Directors and the regulatory agency. Approval occurs when at least 50% of the member owners vote to approve when a quorum is met.”
“The review of Form 990 is done by the Supervisory Committee.”
“The Presidents salary is based on comparable sized credit unions through use of CUNA's Annual Compensation Survey results. The process is done by the Salary Review Committee, made up of the Board of Directors and was approved at their meeting December 10, 2018.”
“Financial Statements are posted in the lobby or they can be reviewed by appointment at the credit union office.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 16011 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 14482 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners." |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 9591 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 21829 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | FIRST PACE Credit Union |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6514518495 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 161 Marie Avenue East |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | West St Paul |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55118 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 24522 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 20870 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 62034 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 7408 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 21829 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 55502 |
| IRS990/CYOtherExpensesAmt | 0 | 177986 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 326052 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 35126 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 146613 |
| IRS990/CYTotalExpensesAmt | 0 | 346428 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 381554 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 8702 |
| IRS990/Desc | 0 | Multiple products offered to help the member, with reasonable terms and competitive rates. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 33 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 2889 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Doug Krech |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kevin Hoeschen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Deborah Spiess |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Dan Gerten |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Brian Ecker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jennifer Tiedman |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 57780 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice-Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1963 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 381554 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 29713 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 11578 |
| IRS990/InterestGrp/TotalAmt | 0 | 90 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 55502 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 55502 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 2324205 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 2118994 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 628707 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 118872 |
| IRS990/IRPDocumentCnt | 0 | 280 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 17890 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 8531 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 21892 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 39782 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingOtherInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners." |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1733286 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1768412 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 20053 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 62730 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 195145 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 197652 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 4810 |
| IRS990/OtherExpensesGrp/Desc | 0 | Prov for LL |
| IRS990/OtherExpensesGrp/Desc | 1 | Dues |
| IRS990/OtherExpensesGrp/Desc | 2 | Disposition of Assets |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 22817 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 5189 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | -1458 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 7138683 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 7013789 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 66307 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5495270 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6269433 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 9977 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 3485 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 20976 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 13812 |
| IRS990/PrincipalOfficerNm | 0 | Jennifer Tiedman |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest income |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other income-Interchange |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Misc. Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 277191 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 19478 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 12189 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 15088 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 277191 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 19478 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 12189 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 17194 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 2106 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Offer free checking accounts with a free VISA Debit Card to help members become financially responsible. Also free online banking, mobile banking with remote deposit, electronic bill pay and online statements to empower the member with tools for good money management. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Competitive dividends paid on approximately 1277 share savings accounts, money market accounts, club accounts and term share certificates, to help our 1096 members save for the future. Free online and mobile banking and electronic statements for the members to help monitor their finances. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 18653 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 44531 |
| IRS990/PYOtherExpensesAmt | 0 | 162015 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 293018 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 13538 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 143343 |
| IRS990/PYTotalExpensesAmt | 0 | 324011 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 337549 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 35126 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1733286 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1768412 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 190624 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 35158 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 21892 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 17890 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 39782 |
| IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 5742291 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 388474 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 883024 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Regular Share |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Share Drafts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Term Share Certificates |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 2018994 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 100000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Securities-Held To Maturity |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | US Gov't Bond |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 21892 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 2118994 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 7013789 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Comprised of USW Union members and their family members of approximately 1096 member owners, each having equal rights in ownership. The credit union has one class of members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Current member owners of FIRST PACE Credit Union are each allowed one vote to elect the members of the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Changes to the Bylaws must be approved by the member owners, after they have been approved by the Board of Directors and the regulatory agency. Approval occurs when at least 50% of the member owners vote to approve when a quorum is met. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The review of Form 990 is done by the Supervisory Committee. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Presidents salary is based on comparable sized credit unions through use of CUNA's Annual Compensation Survey results. The process is done by the Salary Review Committee, made up of the Board of Directors and was approved at their meeting December 10, 2018. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Financial Statements are posted in the lobby or they can be reviewed by appointment at the credit union office. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 8887980 |
| IRS990/TotalAssetsEOYAmt | 0 | 8796683 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 8887980 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 8796683 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 3 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 346428 |
| IRS990/TotalGrossUBIAmt | 0 | 2106 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 7154694 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 7028271 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 7154694 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 7028271 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1733286 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1768412 |
| IRS990/TotalOtherCompensationAmt | 0 | 2889 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 326052 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 57780 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 55502 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 323946 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 381554 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2106 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 8887980 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 8796683 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 1573 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 161 Marie Ave E |
| IRS990/USAddress/CityNm | 0 | West St Paul |
| IRS990/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/USAddress/ZIPCd | 0 | 55118 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | www.firstpacecu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Jennifer Tiedman |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6514518495 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-04-24 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FIRST PACE Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIRS |
| ReturnHeader/Filer/EIN | 0 | 410874898 |
| ReturnHeader/Filer/PhoneNum | 0 | 6514518495 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 161 Marie Avenue East |
| ReturnHeader/Filer/USAddress/CityNm | 0 | West St Paul |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 55118 |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 67.40.164.149 |
| ReturnHeader/ReturnTs | 0 | 2019-04-30T14:47:05-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.