Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
990 • Fiscal year 2019 • EIN 41-0874898
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
Liabilities / Revenue
45th percentile
Higher debt load relative to revenue than 45% of similar nonprofits.
Net Margin
58th percentile
Higher net margin than 58% of similar nonprofits.
Top Officer Pay
66th percentile
Higher top officer pay than 66% of similar nonprofits.
Top officer pay equals 15.3% of source-year revenue.
Asset Growth
45th percentile
Faster asset growth than 45% of similar nonprofits.
Revenue Growth
55th percentile
Faster revenue growth than 55% of similar nonprofits.
Assets
Down$8,694,234
Down $102,449 (-1.2%) from 2018
Net Assets
Up$1,816,139
Up $47,727 (+2.7%) from 2018
Liabilities
Down$6,878,095
Down $150,176 (-2.1%) from 2018
Revenue
Up$403,572
Up $22,018 (+5.8%) from 2018
Expenses
Up$355,845
Up $9,417 (+2.7%) from 2018
Net Income
Up$47,727
Up $12,601 (+36%) from 2018
Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners."
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $6,269,433 | $6,963,733 | ▲ $694,300 |
| Rtn Earn Endowment Incm Other Fnds | $1,768,412 | $1,816,139 | ▲ $47,727 |
| Investments Other Securities | $2,118,994 | $948,000 | ▼ $1,170,994 |
| Investments Program Related | $118,872 | $352,690 | ▲ $233,818 |
| Savings and Temporary Cash Investments | $35,158 | $196,723 | ▲ $161,565 |
| Cash and Non-Interest-Bearing Accounts | $20,870 | $22,022 | ▲ $1,152 |
| Land, Buildings, and Equipment, Net | $21,892 | $14,250 | ▼ $7,642 |
| Prepaid Expenses and Deferred Charges | $13,812 | $6,042 | ▼ $7,770 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $8,796,683 | $8,694,234 | ▼ $102,449 |
| Other Assets Total | $197,652 | $190,774 | ▼ $6,878 |
| Liabilities | |||
| Other Liabilities | $7,013,789 | $6,856,475 | ▼ $157,314 |
| Accounts Payable and Accrued Expenses | $14,482 | $21,620 | ▲ $7,138 |
| Total Liabilities | $7,028,271 | $6,878,095 | ▼ $150,176 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,768,412 | $1,816,139 | ▲ $47,727 |
| Total Liabilities and Net Assets / Fund Balance | $8,796,683 | $8,694,234 | ▼ $102,449 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $0 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $0 | - | $0 |
| Equipment | $14,250 | $14,305 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Other Securities | $948,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jennifer Tiedman | President | PT | $58,663 | $2,933 | $61,596 |
| Name | Title |
|---|---|
| Kevin Hoeschen | Chair |
| Brian Ecker | Vice-Chair |
| Dan Gerten | Board Member |
| Deborah Spiess | Secretary |
| Quinton Vorhies | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $176,317 |
| Salaries, Compensation, and Employee Benefits | $147,629 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $65,888 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $63,001 |
| Office Expenses | - | - | - | $61,295 |
| Benefits to Members | - | - | - | $31,899 |
| Information Technology | - | - | - | $31,065 |
| Occupancy | - | - | - | $19,909 |
| Depreciation Depletion | - | - | - | $11,859 |
| Insurance | - | - | - | $11,661 |
| Conferences and Meetings | - | - | - | $10,713 |
| Payroll Taxes | - | - | - | $10,036 |
| Advertising | - | - | - | $7,535 |
| Other Employee Benefits | - | - | - | $5,248 |
| Pension Plan Contributions | - | - | - | $3,456 |
| Travel | - | - | - | $2,636 |
| Interest | - | - | - | $956 |
| Other Expenses | - | - | - | $75 |
| Total Functional Expenses | $0 | $0 | $0 | $355,845 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $5,424,475 |
| Term Share Certificates | $1,019,521 |
| Share Drafts | $412,479 |
“Comprised of USW Union members and their family members of approximately 1061 member owners, each having equal rights in ownership. The credit union has one class of members.”
“Current member owners of FIRST PACE Credit Union are each allowed one vote to elect the members of the Board of Directors.”
“Changes to the Bylaws must be approved by the member owners, after they have been approved by the Board of Directors and the regulatory agency. Approval occurs when at least 50% of the member owners vote to approve when a quorum is met.”
“Review of Form 990 is done by the Supervisory Committee.”
“The Presidents salary is based on comparable sized credit unions through use of CUNA's Annual Compensation Survey results. The process is done by the Salary Review Committee, made up of the Board of Directors and was approved at their meeting December 10, 2018.”
“Financial Statements are posted in the lobby or they can be reviewed by appointment at the credit union office.”
“Implemented online/mobile services of bill pay, P2P (person to person) and A2A (account to account at FI's).”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 14482 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 21620 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners." |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 7535 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 31899 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | FIRST PACE Credit Union |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6514518495 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 161 Marie Avenue East |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | West St Paul |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 55118 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 20870 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 22022 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 63001 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10713 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 31899 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 38335 |
| IRS990/CYOtherExpensesAmt | 0 | 176317 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 365237 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 47727 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 147629 |
| IRS990/CYTotalExpensesAmt | 0 | 355845 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 403572 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 11859 |
| IRS990/Desc | 0 | Multiple products offered to help the member, with reasonable terms and competitive rates. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 33 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 2933 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Kevin Hoeschen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Deborah Spiess |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Dan Gerten |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Brian Ecker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Quinton Vorhies |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jennifer Tiedman |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 58663 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1963 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 403572 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 31065 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 11661 |
| IRS990/InterestGrp/TotalAmt | 0 | 956 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 38335 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 38335 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 2118994 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 948000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 118872 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 352690 |
| IRS990/IRPDocumentCnt | 0 | 315 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 14305 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 21892 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 14250 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 28555 |
| IRS990/LegalDomicileStateCd | 0 | MN |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingOtherInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners." |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1768412 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1816139 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 19909 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 61295 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 197652 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 190774 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 5248 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Loan Losses |
| IRS990/OtherExpensesGrp/Desc | 1 | Dues |
| IRS990/OtherExpensesGrp/Desc | 2 | Adj. Held for Sale Assets |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 12951 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 5662 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 75 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 7013789 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6856475 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 65888 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 6269433 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6963733 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 10036 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 3456 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 13812 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 6042 |
| IRS990/PrincipalOfficerNm | 0 | Jennifer Tiedman |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Income-Interchange |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Misc. Inc. |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 3 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 323843 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 17347 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 11913 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 9941 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 323843 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 17347 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 11913 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 12134 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 3 | 2193 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Offer free checking accounts with a free VISA Debit Card to help members become financially responsible. Also free online/mobile banking with bill pay, remote deposit, Person to Person and Account to Account transfers between financial institutions. Also have free online statements. All services offered for free to empower the member with tools for good money management. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Competitive dividends paid on approximately 1235 share savings accounts, money market accounts, club accounts and term share certificates, to help our 1061 members save for the future. Free online and mobile banking and electronic statements for the members to help monitor their finances. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 21829 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 55502 |
| IRS990/PYOtherExpensesAmt | 0 | 177986 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 326052 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 35126 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 146613 |
| IRS990/PYTotalExpensesAmt | 0 | 346428 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 381554 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 47727 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1768412 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1816139 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 35158 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 196723 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 14250 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 14305 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 28555 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 5424475 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 412479 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1019521 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Regular Shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Share Drafts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Term Share Certificates |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 948000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Securities - Held to Maturity |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 14250 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 948000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6856475 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Implemented online/mobile services of bill pay, P2P (person to person) and A2A (account to account at FI's). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Comprised of USW Union members and their family members of approximately 1061 member owners, each having equal rights in ownership. The credit union has one class of members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Current member owners of FIRST PACE Credit Union are each allowed one vote to elect the members of the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Changes to the Bylaws must be approved by the member owners, after they have been approved by the Board of Directors and the regulatory agency. Approval occurs when at least 50% of the member owners vote to approve when a quorum is met. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Review of Form 990 is done by the Supervisory Committee. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The Presidents salary is based on comparable sized credit unions through use of CUNA's Annual Compensation Survey results. The process is done by the Salary Review Committee, made up of the Board of Directors and was approved at their meeting December 10, 2018. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Financial Statements are posted in the lobby or they can be reviewed by appointment at the credit union office. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part III, Line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 8796683 |
| IRS990/TotalAssetsEOYAmt | 0 | 8694234 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 8796683 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 8694234 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 4 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 355845 |
| IRS990/TotalGrossUBIAmt | 0 | 2193 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 7028271 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6878095 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 7028271 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6878095 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1768412 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1816139 |
| IRS990/TotalOtherCompensationAmt | 0 | 2933 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 365237 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 58663 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 38335 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 363044 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 403572 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2193 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 8796683 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 8694234 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 2636 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 161 Marie Avenue East |
| IRS990/USAddress/CityNm | 0 | West St Paul |
| IRS990/USAddress/StateAbbreviationCd | 0 | MN |
| IRS990/USAddress/ZIPCd | 0 | 55118 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | www.firstpacecu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2021-04-22 16:20:28Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Jennifer Tiedman |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6514518495 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FIRST PACE Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIRS |
| ReturnHeader/Filer/EIN | 0 | 410874898 |
| ReturnHeader/Filer/PhoneNum | 0 | 6514518495 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 161 Marie Avenue East |
| ReturnHeader/Filer/USAddress/CityNm | 0 | West St Paul |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 55118 |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 67.40.164.149 |
| ReturnHeader/ReturnTs | 0 | 2020-05-14T13:47:10-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.