Liabilities / Assets
23rd percentile
Higher debt load relative to assets than 23% of similar nonprofits.
990 • Fiscal year 2011 • EIN 41-0874898
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
23rd percentile
Higher debt load relative to assets than 23% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
72nd percentile
Faster asset growth than 72% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$7,371,889
Up $342,681 (+4.9%) from 2010
Net Assets
Up$1,530,692
Up $35,081 (+2.3%) from 2010
Liabilities
Up$5,841,197
Up $307,600 (+5.6%) from 2010
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$339,654
Down $57,548 (-14%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners."
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 32231 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 34563 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | Free checking accounts with a free VISA Debit Card to help members become financially responsible. Also free electronic bill pay from their checking with us. |
| IRS990/Activity2/Expense | 0 | 0 |
| IRS990/Activity2/Revenue | 0 | 0 |
| IRS990/Activity3/Description | 0 | Competitive dividends paid on approximately 1800 share savings accounts, term share certificates and club accounts to help our 1454 members save for their future. Free online banking and online statements for the members to monitor their finances. |
| IRS990/Activity3/Expense | 0 | 0 |
| IRS990/Activity3/Revenue | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners." |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 161 Marie Avenue East |
| IRS990/AddressPrincipalOfficerUS/City | 0 | West St Paul |
| IRS990/AddressPrincipalOfficerUS/State | 0 | MN |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 55118 |
| IRS990/Advertising/Total | 0 | 11106 |
| IRS990/BenefitsPaidToMembersCY | 0 | 46185 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 65923 |
| IRS990/BenefitsToMembers/Total | 0 | 46185 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 75669 |
| IRS990/CashNonInterestBearing/EOY | 0 | 14647 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 49704 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 9944 |
| IRS990/ConflictOfInterestPolicy | 0 | 0 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 5880 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | Multiple products offered to help the member, with reasonable terms and low rates. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 0 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/Expense | 0 | 0 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 0.5 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 0.5 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 0.5 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 0.5 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 0.5 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 33 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Gary Martinez |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Doug Krech |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Deborah Spiess |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Jack Johnson |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Kevin Schemionek |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Jennifer Tiedman |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 2391 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 47184 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Chairperson |
| IRS990/Form990PartVIISectionA/Title | 1 | Vice-Chairperson |
| IRS990/Form990PartVIISectionA/Title | 2 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 3 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 4 | Director |
| IRS990/Form990PartVIISectionA/Title | 5 | President |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/Form990-TFiled | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | 0 |
| IRS990/GainOrLoss/Securities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 374735 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/ExclusionAmount | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 21157 |
| IRS990/Insurance/Total | 0 | 9407 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 65336 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 65336 |
| IRS990/InvestmentIncomePriorYear | 0 | 74598 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 65336 |
| IRS990/InvestmentIncome/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 1775609 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 2453610 |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 502979 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 256215 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 9183 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 17515 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 14212 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 8332 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingOther | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | Provide savings, loans and other financial services to members at terms generally better than available in the marketplace and with a "service-based emphasis" that recognizes the members as "owners." |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerBusiness/BusinessNameLine1 | 0 | FIRST PACE Credit Union |
| IRS990/NbrIndependentVotingMembers | 0 | 5 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 5 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 5 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 1495611 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 1530692 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -1900 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 404 |
| IRS990/NumberIndependentVotingMembers | 0 | 5 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 3 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 19005 |
| IRS990/OfficeExpenses/Total | 0 | 53515 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 132212 |
| IRS990/OtherAssetsTotal/EOY | 0 | 145362 |
| IRS990/OtherExpensePriorYear | 0 | 213837 |
| IRS990/OtherExpensesCurrentYear | 0 | 173852 |
| IRS990/OtherExpenses/Description | 0 | Provision for Loan Loss |
| IRS990/OtherExpenses/Description | 1 | TCCUSF/NCUSIF Assessment |
| IRS990/OtherExpenses/Description | 2 | Dues |
| IRS990/OtherExpenses/Total | 0 | 27005 |
| IRS990/OtherExpenses/Total | 1 | 14120 |
| IRS990/OtherExpenses/Total | 2 | 2713 |
| IRS990/OtherLiabilities/BOY | 0 | 5501366 |
| IRS990/OtherLiabilities/EOY | 0 | 5806634 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 4193327 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 3914044 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 57966 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 8775 |
| IRS990/PensionPlanContributions/Total | 0 | 3172 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 25934 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 38412 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522291 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 524298 |
| IRS990/ProgramServiceRevenueCY | 0 | 309399 |
| IRS990/ProgramServiceRevenue/Description | 0 | Interest Income |
| IRS990/ProgramServiceRevenue/Description | 1 | Fee income |
| IRS990/ProgramServiceRevenue/Description | 2 | Other income |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 1 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 2 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 328014 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 277818 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 16280 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 13431 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 277818 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 16280 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 15301 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 1 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 2 | 1870 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 35081 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Personal | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 1 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 1495611 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 1530692 |
| IRS990/Revenue | 0 | 0 |
| IRS990/RevenuesLessExpensesCY | 0 | 35081 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 5410 |
| IRS990/RoyaltiesRevenue/ExclusionAmount | 0 | 0 |
| IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/RoyaltiesRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 119617 |
| IRS990/SalariesEtcPriorYear | 0 | 117442 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 309266 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 541267 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 0 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 0 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/CloselyHeldEquityInterests/BookValue | 0 | 0 |
| IRS990ScheduleD/CloselyHeldEquityInterests/MethodOfValuation | 0 | C |
| IRS990ScheduleD/Equipment/BookValue | 0 | 8332 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 9183 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 17515 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/FederalIncomeTaxLiability | 0 | 0 |
| IRS990ScheduleD/FinancialDerivatives/BookValue | 0 | 0 |
| IRS990ScheduleD/FinancialDerivatives/MethodOfValuation | 0 | C |
| IRS990ScheduleD/Land/BookValue | 0 | 0 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 166035 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 4547766 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 1092833 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Share drafts |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | Regular Shares |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | Share Certificates |
| IRS990ScheduleD/OtherSecurities/BookValue | 0 | 3610 |
| IRS990ScheduleD/OtherSecurities/BookValue | 1 | 2450000 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | Securities-AFS |
| IRS990ScheduleD/OtherSecurities/Description | 1 | Securities-Held to Maturity |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 0 | C |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 1 | C |
| IRS990ScheduleD/TotalOfAmounts | 0 | 5806634 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 8332 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 2453610 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Comprised of USW Union members and their immediate family members of approximately 1454 member-owners, each having equal rights in ownership. The credit union has one class of members. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | Current member-owners of FIRST PACE Credit Union are each allowed one vote to elect the members of the Board of Directors. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | Changes to the Bylaws must be approved by the member-owners after they have been approved by the Board of Directors and the regulatory agency. Approval occurs when at least 50% of the member-owners vote to approve when a quorum is met. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Form 990 is reviewed by the Supervisory Committee. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | The Presidents salary is based on comparable sized credit unions through use of CUNA's Annual Compensation Survey. The process is done by the Salary Review Commitee, made up of the Board of Directors, and was approved at their meeting November 30, 2011 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | Financial statements are posted in the lobby or they can be reviewed by appointment at the credit union's office. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | F990_P06_S0A_L06 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | F990_P06_S0A_L07a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | F990_P06_S0A_L07b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | F990_P06_S0B_L11b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | F990_P06_S0B_L15 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | F990_P06_S0C_L19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | MN |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 161 Marie Avenue East |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | West St Paul |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | MN |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 55118 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | FIRST PACE Credit Union |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 6514518495 |
| IRS990/TotalAssets/BOY | 0 | 7029208 |
| IRS990/TotalAssetsBOY | 0 | 7029208 |
| IRS990/TotalAssets/EOY | 0 | 7371889 |
| IRS990/TotalAssetsEOY | 0 | 7371889 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalContributions | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 339654 |
| IRS990/TotalExpensesPriorYear | 0 | 397202 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 339654 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 1870 |
| IRS990/TotalLiabilities/BOY | 0 | 5533597 |
| IRS990/TotalLiabilitiesBOY | 0 | 5533597 |
| IRS990/TotalLiabilities/EOY | 0 | 5841197 |
| IRS990/TotalLiabilitiesEOY | 0 | 5841197 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 7029208 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 7371889 |
| IRS990/TotalNbrEmployees | 0 | 3 |
| IRS990/TotalNbrVolunteers | 0 | 8 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 1495611 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 1530692 |
| IRS990/TotalOfOtherProgramServiceExp | 0 | 0 |
| IRS990/TotalOfOtherProgramServiceGrnt | 0 | 0 |
| IRS990/TotalOfOtherProgramServiceRev | 0 | 0 |
| IRS990/TotalOtherCompensation | 0 | 2391 |
| IRS990/TotalOtherRevenue | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceExpense | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 309399 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 47184 |
| IRS990/TotalRevenueCurrentYear | 0 | 374735 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 65336 |
| IRS990/TotalRevenuePriorYear | 0 | 402612 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 307529 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 374735 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 1870 |
| IRS990/TransactionRelatedEntity | 0 | 0 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 1 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.firstpacecu.com |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1963 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 410874898 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | FIRST PACE Credit Union |
| ReturnHeader/Filer/NameControl | 0 | FIRS |
| ReturnHeader/Filer/Phone | 0 | 6514518495 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 161 Marie Avenue East |
| ReturnHeader/Filer/USAddress/City | 0 | West St Paul |
| ReturnHeader/Filer/USAddress/State | 0 | MN |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 55118 |
| ReturnHeader/Officer/DateSigned | 0 | 2012-05-08 |
| ReturnHeader/Officer/Name | 0 | Jennifer Tiedman |
| ReturnHeader/Officer/Phone | 0 | 6514518495 |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-05-09T14:18:42-07:00 |
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Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.