Civic Intelligence

Telco Triad Community Credit Union

EIN 42-0678833 • 501(c)14 • Sioux City, IA

View Organization Page

Profile

To encourage habits of thrift through education and provide financial opportunities with growth and stability.

3098 Floyd BoulevardSioux City, IA 51108

www.telcotriad.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.89x

Higher debt load relative to assets than 50% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

37th percentile

14.04x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

82nd percentile

21%

Higher net margin than 82% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

38th percentile

$207,892

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

57th percentile

3.6%

Faster asset growth than 57% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

94th percentile

30%

Faster revenue growth than 94% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets50th percentile

Assets

Up

$150,456,371

Up $5,170,119 (+3.6%) from 2023

Liabilities

Up

$134,068,451

Up $2,725,251 (+2.1%) from 2023

Net Assets

Up

$16,387,920

Up $2,444,868 (+18%) from 2023

Operations
Liabilities / Revenue37th percentileNet Margin82nd percentile

Revenue

Up

$9,548,778

Up $2,186,754 (+30%) from 2023

Expenses

Up

$7,500,558

Up $1,176,545 (+19%) from 2023

Net Income

Up

$2,048,220

Up $1,010,209 (+97%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth57th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2011: $74,989,957Liabilities 2011: $66,269,833Net Assets 2011: $8,720,1242011Assets 2012: $71,985,692Liabilities 2012: $63,147,536Net Assets 2012: $8,838,1562012Assets 2013: $72,413,982Liabilities 2013: $63,369,741Net Assets 2013: $9,044,2412013Assets 2014: $74,922,941Liabilities 2014: $65,660,314Net Assets 2014: $9,262,6272014Assets 2015: $84,752,635Liabilities 2015: $75,437,189Net Assets 2015: $9,315,4462015Assets 2016: $85,062,615Liabilities 2016: $75,096,070Net Assets 2016: $9,966,5452016Assets 2017: $89,629,228Liabilities 2017: $79,344,435Net Assets 2017: $10,284,7932017Assets 2018: $91,482,049Liabilities 2018: $81,218,238Net Assets 2018: $10,263,8112018Assets 2019: $96,790,428Liabilities 2019: $85,718,099Net Assets 2019: $11,072,3292019Assets 2020: $110,466,284Liabilities 2020: $99,174,580Net Assets 2020: $11,291,7042020Assets 2021: $119,200,882Liabilities 2021: $106,957,630Net Assets 2021: $12,243,2522021Assets 2022: $134,827,395Liabilities 2022: $122,133,317Net Assets 2022: $12,694,0782022Assets 2023: $145,286,252Liabilities 2023: $131,343,200Net Assets 2023: $13,943,0522023Assets 2024: $150,456,371Liabilities 2024: $134,068,451Net Assets 2024: $16,387,9202024

Highlighted filing

2024

Assets$150,456,371
Liabilities$134,068,451
Net Assets$16,387,920
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2011: $4,066,1962011Expenses 2012: $3,850,4902012Revenue 2013: $3,509,994Expenses 2013: $3,395,723Net Income 2013: $114,2712013Revenue 2014: $3,598,739Expenses 2014: $3,191,789Net Income 2014: $406,9502014Revenue 2015: $4,155,419Expenses 2015: $3,819,143Net Income 2015: $336,2762015Revenue 2016: $4,446,930Expenses 2016: $3,922,797Net Income 2016: $524,1332016Revenue 2017: $4,320,889Expenses 2017: $3,999,317Net Income 2017: $321,5722017Revenue 2018: $4,552,686Expenses 2018: $4,201,721Net Income 2018: $350,9652018Revenue 2019: $5,015,756Expenses 2019: $4,370,917Net Income 2019: $644,8392019Revenue 2020: $4,797,301Expenses 2020: $4,587,197Net Income 2020: $210,1042020Revenue 2021: $5,054,733Expenses 2021: $4,354,415Net Income 2021: $700,3182021Revenue 2022: $5,708,993Expenses 2022: $4,717,608Net Income 2022: $991,3852022Revenue 2023: $7,362,024Expenses 2023: $6,324,013Net Income 2023: $1,038,0112023Revenue 2024: $9,548,778Expenses 2024: $7,500,558Net Income 2024: $2,048,2202024

Highlighted filing

2024

Revenue$9,548,778
Expenses$7,500,558
Net Income$2,048,220
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$150,456,371
Liabilities
$134,068,451
Net assets
$16,387,920
Revenue
$9,548,778
Expenses
$7,500,558
Net income
$2,048,220
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$150$134$16.4$9.55$7.50$2.05
2023Detailed filing. Detailed filing data is available for this year.$145$131$13.9$7.36$6.32$1.04
2022Detailed filing. Detailed filing data is available for this year.$135$122$12.7$5.71$4.72$0.99
2021Detailed filing. Detailed filing data is available for this year.$119$107$12.2$5.05$4.35$0.70
2020Detailed filing. Detailed filing data is available for this year.$110$99.2$11.3$4.80$4.59$0.21
2019Detailed filing. Detailed filing data is available for this year.$96.8$85.7$11.1$5.02$4.37$0.64
2018Detailed filing. Detailed filing data is available for this year.$91.5$81.2$10.3$4.55$4.20$0.35
2017Detailed filing. Detailed filing data is available for this year.$89.6$79.3$10.3$4.32$4.00$0.32
2016Detailed filing. Detailed filing data is available for this year.$85.1$75.1$9.97$4.45$3.92$0.52
2015Detailed filing. Detailed filing data is available for this year.$84.8$75.4$9.32$4.16$3.82$0.34
2014Detailed filing. Detailed filing data is available for this year.$74.9$65.7$9.26$3.60$3.19$0.41
2013Detailed filing. Detailed filing data is available for this year.$72.4$63.4$9.04$3.51$3.40$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.0$63.1$8.84$3.85
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$75.0$66.3$8.72$4.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$9,999,587
Mission and Program Overview

Mission

To encourage habits of thrift through education and provide financial opportunities with growth and stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$120,830,975$115,070,875▼ $5,760,100
Savings and Temporary Cash Investments$7,663,868$18,650,826▲ $10,986,958
Rtn Earn Endowment Incm Other Fnds$13,943,052$16,387,920▲ $2,444,868
Land, Buildings, and Equipment, Net$11,040,137$10,828,312▼ $211,825
Cash and Non-Interest-Bearing Accounts$1,791,982$1,299,469▼ $492,513
Prepaid Expenses and Deferred Charges$130,049$133,027▲ $2,978
Investments Other Securities$0$87,700▲ $87,700
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$145,286,252$150,456,371▲ $5,170,119
Other Assets Total$3,829,241$4,386,162▲ $556,921
Liabilities
Other Liabilities$130,392,031$133,612,858▲ $3,220,827
Accounts Payable and Accrued Expenses$951,169$455,593▼ $495,576
Total Liabilities$131,343,200$134,068,451▲ $2,725,251
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,943,052$16,387,920▲ $2,444,868
Total Liabilities and Net Assets / Fund Balance$145,286,252$150,456,371▲ $5,170,119

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,458,216$1,007,876$9,466,092
Land$1,609,544-$1,609,544
Equipment$760,552$727,690$1,488,242
Compensation and Service Providers
Top Officer Pay38th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Andrew BarrigerCEOFT$180,290$27,602$207,892
Michael HuserCFOFT$122,217$1,768$123,985
David EricksonDirector-$600-$600
Lonnie BermelSecretary-$550-$550
Fitzgerald GrantDirector-$500-$500
Terry BlomDirector-$500-$500
Robin MillerChairperson-$400-$400
John GuniaVice Chair-$300-$300

Board Members and Trustees

NameTitle
Brad BergstromDirector
Treyla LeeDirector
Allan BrownTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,356,960
Investment Income
$1,191,818
Other Revenue
$0
Change in Net Assets
$2,048,220

Audited Revenue Reconciliation

Revenue per Audited Statements
$9,548,778
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$9,548,778
Total Revenue per Form 990
$9,548,778
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,665,627
Salaries, Compensation, and Employee Benefits$2,834,931
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,006,825--$2,006,825
Interest$1,918,446--$1,918,446
Occupancy$362,527--$362,527
Current Officers, Directors, Trustees, and Key Employees$330,310--$330,310
Other Employee Benefits$322,459--$322,459
Depreciation Depletion$295,292--$295,292
All Other Expenses$259,293--$259,293
Office Expenses$176,253--$176,253
Payroll Taxes$175,337--$175,337
Advertising$130,937--$130,937
Other Expenses$124,699--$124,699
Conferences and Meetings$72,215--$72,215
Fees for Services Accounting$58,550--$58,550
Fees for Services Other$38,600--$38,600
Insurance$34,032--$34,032
Payments to Affiliates$11,274--$11,274
Fees for Services Legal$113--$113
Total Functional Expenses$7,500,558$0$0$7,500,558

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,500,558
Total Expenses per Audited Statements$7,500,558
Total Expenses per Form 990$7,500,558
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS ACCOUNTS$121,295,852
Nonmember Deposits$12,317,006
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Explanation: telco triad community credit union membership is available to anyone who lives or works in woodbury, clay, crawford, plymouth or pottawattamie county, any contiguous and adjoining counties thereto in iowa and those counties in adjacent states bordering the above, or anyone that is an immediate family member of an existing member. There are no different membership classes.”

Form 990, Part VI, Section A, Line 7A

“Explanation: each member of telco triad community credit union has the right to elect and vote for members of the governing body.”

Form 990, Part VI, Section B, Line 11B

“Explanation: the ceo and cfo reviewed and approved the form 990 before it was filed.”

Form 990, Part VI, Section B, Line 15

“Explanation: the board of directors reviews compensation ratios in determining the compensation of the ceo. The ceo uses comparable compensation rates to determine and recommend compensation rates for all other employees to the board of directors for final approval.”

Form 990, Part VI, Section C, Line 19

“Explanation: governing documents, the conflict of interest policy and financial statements are made available to the public upon request. Financial statements are also posted at each branch of the credit union.”

Filing and Contact Details

Filer

Filer Name
Telco Triad Community Credit Union
EIN
42-0678833
Phone
7122524368
Address
3098 FLOYD BOULEVARD, SIOUX CITY, IA 51108

Signing Officer

Name
Andrew Barriger
Title
CEO
Phone
7122524368
Signed
2025-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Andrew Barriger
Formed
1945
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
64
Volunteers
9

Preparer

Firm
King Reinsch Prosser & Co Llp
Address
522 4TH STREET SUITE 200, SIOUX CITY, IA 51101
Preparer
Laurie M Siegel
Phone
7122585550
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Other comprehensive income adjustment for defined benefit pension plan 396,648.”

FORM 990, PART XII, LINE 2C:

“The board of directors assume responsibility for oversight of the audit and selection of an independent accountant. No change has been made to the oversight process or selection process from the previous year.”

Raw XML AppendixShowing 400 of 450 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0924907
IRS990/GrossReceiptsAmt09999587
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt034032
IRS990/InsuranceGrp/TotalAmt034032
IRS990/InterestGrp/ProgramServicesAmt01918446
IRS990/InterestGrp/TotalAmt01918446
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0717720
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0717720
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt087700
IRS990/IRPDocumentCnt02664
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01735566
IRS990/LandBldgEquipBasisNetGrp/BOYAmt011040137
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010828312
IRS990/LandBldgEquipCostOrOtherBssAmt012563878
IRS990/LegalDomicileStateCd0IA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0450809
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO ENCOURAGE HABITS OF THRIFT THROUGH EDUCATION AND PROVIDE FINANCIAL OPPORTUNITIES WITH GROWTH AND STABILITY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt013943052
IRS990/NetAssetsOrFundBalancesEOYAmt016387920
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0474098
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0474098
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt0362527
IRS990/OccupancyGrp/TotalAmt0362527
IRS990/OfficeExpensesGrp/ProgramServicesAmt0176253
IRS990/OfficeExpensesGrp/TotalAmt0176253
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03829241
IRS990/OtherAssetsTotalGrp/EOYAmt04386162
IRS990/OtherChangesInNetAssetsAmt0396648
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0322459
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0322459
IRS990/OtherExpensesGrp/Desc0REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2BANK & CREDIT CARD FEES
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/ProgramServicesAmt0490746
IRS990/OtherExpensesGrp/ProgramServicesAmt1411685
IRS990/OtherExpensesGrp/ProgramServicesAmt2280965
IRS990/OtherExpensesGrp/ProgramServicesAmt3124699
IRS990/OtherExpensesGrp/TotalAmt0490746
IRS990/OtherExpensesGrp/TotalAmt1411685
IRS990/OtherExpensesGrp/TotalAmt2280965
IRS990/OtherExpensesGrp/TotalAmt3124699
IRS990/OtherLiabilitiesGrp/BOYAmt0130392031
IRS990/OtherLiabilitiesGrp/EOYAmt0133612858
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02006825
IRS990/OtherSalariesAndWagesGrp/TotalAmt02006825
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0120830975
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0115070875
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt011274
IRS990/PaymentsToAffiliatesGrp/TotalAmt011274
IRS990/PayrollTaxesGrp/ProgramServicesAmt0175337
IRS990/PayrollTaxesGrp/TotalAmt0175337
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0130049
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0133027
IRS990/PrincipalOfficerNm0ANDREW BARRIGER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME ON LOA
IRS990/ProgramServiceRevenueGrp/Desc1SHARE DRAFT ACCOUNT FE
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE COMMISSIONS
IRS990/ProgramServiceRevenueGrp/Desc3AUTOMATED TELLER MACHI
IRS990/ProgramServiceRevenueGrp/Desc4CREDIT CARD FEES AND C
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06582283
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1623881
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2282703
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3274540
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4213532
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06582283
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1623881
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2282703
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3274540
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4213532
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0283077
IRS990/PYOtherExpensesAmt03648421
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt07078947
IRS990/PYRevenuesLessExpensesAmt01038011
IRS990/PYSalariesCompEmpBnftPaidAmt02675592
IRS990/PYTotalExpensesAmt06324013
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07362024
IRS990/ReconcilationRevenueExpnssAmt02048220
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013943052
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016387920
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07663868
IRS990/SavingsAndTempCashInvstGrp/EOYAmt018650826
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt08458216
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01007876
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09466092
IRS990ScheduleD/EquipmentGrp/BookValueAmt0760552
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0727690
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01488242
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt07500558
IRS990ScheduleD/LandGrp/BookValueAmt01609544
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01609544
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0121295852
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt112317006
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1NONMEMBER DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt09548778
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010828312
IRS990ScheduleD/TotalExpensesPerForm990Amt07500558
IRS990ScheduleD/TotalLiabilityAmt0133612858
IRS990ScheduleD/TotalRevenuePerForm990Amt09548778
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt09548778
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt07500558
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0180290
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt02649
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt04953
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ANDREW BARRIGER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0207892
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE COMPENSATION COMMITTEE MAKES RECOMMENDATIONS TO THE BOARD OF DIRECTORS AFTER REVIEWING COMPENSATION RATIOS IN DETERMINING THE COMPENSATION OF THE CEO. THE BOARD OF DIRECTORS IN TOTAL HAS FINAL APPROVAL OF COMPENSATION.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPLANATION: TELCO TRIAD COMMUNITY CREDIT UNION MEMBERSHIP IS AVAILABLE TO ANYONE WHO LIVES OR WORKS IN WOODBURY, CLAY, CRAWFORD, PLYMOUTH OR POTTAWATTAMIE COUNTY, ANY CONTIGUOUS AND ADJOINING COUNTIES THERETO IN IOWA AND THOSE COUNTIES IN ADJACENT STATES BORDERING THE ABOVE, OR ANYONE THAT IS AN IMMEDIATE FAMILY MEMBER OF AN EXISTING MEMBER. THERE ARE NO DIFFERENT MEMBERSHIP CLASSES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPLANATION: EACH MEMBER OF TELCO TRIAD COMMUNITY CREDIT UNION HAS THE RIGHT TO ELECT AND VOTE FOR MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXPLANATION: THE CEO AND CFO REVIEWED AND APPROVED THE FORM 990 BEFORE IT WAS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EXPLANATION: THE BOARD OF DIRECTORS REVIEWS COMPENSATION RATIOS IN DETERMINING THE COMPENSATION OF THE CEO. THE CEO USES COMPARABLE COMPENSATION RATES TO DETERMINE AND RECOMMEND COMPENSATION RATES FOR ALL OTHER EMPLOYEES TO THE BOARD OF DIRECTORS FOR FINAL APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EXPLANATION: GOVERNING DOCUMENTS, THE CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FINANCIAL STATEMENTS ARE ALSO POSTED AT EACH BRANCH OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OTHER COMPREHENSIVE INCOME ADJUSTMENT FOR DEFINED BENEFIT PENSION PLAN 396,648.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS ASSUME RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT AND SELECTION OF AN INDEPENDENT ACCOUNTANT. NO CHANGE HAS BEEN MADE TO THE OVERSIGHT PROCESS OR SELECTION PROCESS FROM THE PREVIOUS YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XII, LINE 2C:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0145286252
IRS990/TotalAssetsEOYAmt0150456371
IRS990/TotalAssetsGrp/BOYAmt0145286252
IRS990/TotalAssetsGrp/EOYAmt0150456371
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt064
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt07500558
IRS990/TotalFunctionalExpensesGrp/TotalAmt07500558
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0131343200
IRS990/TotalLiabilitiesEOYAmt0134068451
IRS990/TotalLiabilitiesGrp/BOYAmt0131343200
IRS990/TotalLiabilitiesGrp/EOYAmt0134068451
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt013943052
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt016387920
IRS990/TotalOtherCompensationAmt04417
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt0380021
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt0380021
IRS990/TotalProgramServiceExpensesAmt07500558

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