Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Liabilities / Revenue
47th percentile
Higher debt load relative to revenue than 47% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
51st percentile
Higher top officer pay than 51% of similar nonprofits.
Top officer pay equals 2.6% of source-year revenue.
Asset Growth
80th percentile
Faster asset growth than 80% of similar nonprofits.
Revenue Growth
46th percentile
Faster revenue growth than 46% of similar nonprofits.
Assets
Up$152,128,471
Up $12,302,943 (+8.8%) from 2014
Net Assets
Up$14,464,228
Up $735,021 (+5.4%) from 2014
Liabilities
Up$137,664,243
Up $11,567,922 (+9.2%) from 2014
Revenue
Up$7,669,170
Up $280,551 (+3.8%) from 2014
Expenses
Up$6,940,304
Up $506,251 (+7.9%) from 2014
Net Income
Down$728,866
Down $225,700 (-24%) from 2014
Building lifetime relationships with personalized financial solutions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $103,270,601 | $106,149,919 | ▲ $2,879,318 |
| Investments Program Related | $17,821,817 | $22,186,482 | ▲ $4,364,665 |
| Savings and Temporary Cash Investments | $12,094,833 | $15,612,707 | ▲ $3,517,874 |
| Rtn Earn Endowment Incm Other Fnds | $13,729,207 | $14,464,228 | ▲ $735,021 |
| Land, Buildings, and Equipment, Net | $3,413,235 | $3,298,926 | ▼ $114,309 |
| Cash and Non-Interest-Bearing Accounts | $2,103,531 | $2,962,906 | ▲ $859,375 |
| Prepaid Expenses and Deferred Charges | $521,081 | $655,892 | ▲ $134,811 |
| Total Assets | $139,825,528 | $152,128,471 | ▲ $12,302,943 |
| Other Assets Total | $600,430 | $1,261,639 | ▲ $661,209 |
| Liabilities | |||
| Other Liabilities | $124,721,360 | $135,948,960 | ▲ $11,227,600 |
| Accounts Payable and Accrued Expenses | $1,374,961 | $1,715,283 | ▲ $340,322 |
| Total Liabilities | $126,096,321 | $137,664,243 | ▲ $11,567,922 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $13,729,207 | $14,464,228 | ▲ $735,021 |
| Total Liabilities and Net Assets / Fund Balance | $139,825,528 | $152,128,471 | ▲ $12,302,943 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,013,994 | $1,189,784 | $3,203,778 |
| Equipment | $316,575 | $796,431 | $1,113,006 |
| Land | $968,357 | - | $968,357 |
| Investment Program Related Org | $880,613 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jon Lowrey | CEO | FT | $181,129 | $19,156 | $200,285 |
| Shay Santos | CFO/evp | FT | $101,842 | $13,155 | $114,997 |
| Bonnie Rosenmeier | VP Marketing | FT | $90,920 | $15,189 | $106,109 |
| Carla Wolf | VP of Hr | FT | $79,514 | $8,106 | $87,620 |
| Name | Title |
|---|---|
| Joe Guastella | Chair |
| Jeff Heil | Vice Chair |
| Andrew Mckinney | Director |
| Joe Melone | Director |
| Molly Schroder | Director |
| Ryan Liljestrand | Director |
| Sara Trachte | Director |
| Theola Carter | Secretary |
| Richard Rygh | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,689,563 |
| Salaries, Compensation, and Employee Benefits | $3,250,741 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,142,362 |
| Office Expenses | - | - | - | $1,529,877 |
| Information Technology | - | - | - | $532,696 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $453,405 |
| Other Employee Benefits | - | - | - | $292,387 |
| Other Expenses | - | - | - | $267,000 |
| Depreciation Depletion | - | - | - | $254,418 |
| Occupancy | - | - | - | $253,807 |
| Payroll Taxes | - | - | - | $190,085 |
| Pension Plan Contributions | - | - | - | $172,502 |
| Advertising | - | - | - | $143,214 |
| Fees for Services Legal | - | - | - | $139,701 |
| Conferences and Meetings | - | - | - | $43,635 |
| Fees for Services Other | - | - | - | $39,780 |
| Insurance | - | - | - | $29,337 |
| Interest | - | - | - | $1,165 |
| Total Functional Expenses | $0 | $0 | $0 | $6,940,304 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $135,948,960 |
“The organization has members. To be a member, one must have a share (savings) account at the credit union.”
“The board of directors is elected by the credit union members. Each member has one vote.”
“A member vote is required for decisions which are beyond the authority of the board of directors. Items which require a membership vote are outlined and specified in our bylaws. Each member has one vote.”
“Cfo provides necessary data to independent preparer who completes the return. Management reviews the return for accuracy, and then authorizes preparer to e-file the approved return. Management reviews the return with the directors at their next board meeting.”
“The conflict of interest policy is reviewed by each staff member and director once a year. Our compliance officer monitors the acceptance of the policy as well as any notes or individual board or staff disclosures. The policy review and acceptance ackowledgement is electronic using our bvs educational system.”
“The board of directors performs an annual performance review of the ceo. The ceo's salary and benefits are determined by the board of directors using comparative industry data and by taking into account individual performance. The annual salary and benefit expense is approved by the board of directors in the annual budget review process.”
“The salaries of the key employees are determined by the ceo with guidance from the hr director in concert with comparative industry data. The annual salary and benefit expense is approved by the board of directors in the annual budget review process.”
“Governing documents are not available to the public.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1374961 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1715283 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | BUILDING LIFETIME RELATIONSHIPS WITH PERSONALIZED FINANCIAL SOLUTIONS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 143214 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SHAY SANTOS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6082871803 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2160 RIMROCK ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MADISON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53713 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2103531 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2962906 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 453405 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 43635 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 591598 |
| IRS990/CYOtherExpensesAmt | 0 | 3689563 |
| IRS990/CYOtherRevenueAmt | 0 | 48646 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 7028926 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 728866 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3250741 |
| IRS990/CYTotalExpensesAmt | 0 | 6940304 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7669170 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 254418 |
| IRS990/Desc | 0 | THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 3,402 NEW DEPOSIT ACCOUNTS IN 2015. AS OF 12/31/15 WE HAD 16,261 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 78 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 139701 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 39780 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 19156 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 13155 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 15189 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 8106 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOE GUASTELLA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JEFF HEIL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MOLLY SCHRODER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | RICHARD RYGH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RYAN LILJESTRAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | THEOLA CARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOE MELONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ANDREW MCKINNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SARA TRACHTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JON LOWREY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SHAY SANTOS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | BONNIE ROSENMEIER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | CARLA WOLF |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 181129 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 101842 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 90920 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 79514 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CFO/EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | VP MARKETING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP OF HR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 7669170 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 24000 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 532696 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 29337 |
| IRS990/InterestGrp/TotalAmt | 0 | 1165 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 591598 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 591598 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 17821817 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 22186482 |
| IRS990/IRPDocumentCnt | 0 | 3666 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1986215 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3413235 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3298926 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 5285141 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | BUILDING LIFETIME RELATIONSHIPS WITH PERSONALIZED FINANCIAL SOLUTIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 13729207 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 14464228 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 24000 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 24000 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -142592 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 6155 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 253807 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1529877 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 600430 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1261639 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 292387 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON SHARE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION LOAN & OD LOSS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 454933 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 267000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 124721360 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 135948960 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2142362 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 103270601 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 106149919 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 190085 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 172502 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 521081 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 655892 |
| IRS990/PrincipalOfficerNm | 0 | JON LOWREY |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER MEMBER RELATED REVENUE |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MEMBER FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | MECHANICAL BREAKDOWN INSUR |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5204923 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 917413 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 877367 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5204923 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 917413 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 877367 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 27648 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1575 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 27648 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 1575 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 3,299 NEW LOANS TO MEMBERS DURING 2015. AS OF 12/31/15 WE HAD 9,427 LOANS TO OUR MEMBERS. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | . |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 548125 |
| IRS990/PYOtherExpensesAmt | 0 | 3319094 |
| IRS990/PYOtherRevenueAmt | 0 | 48068 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 6792426 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 954566 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 3114959 |
| IRS990/PYTotalExpensesAmt | 0 | 6434053 |
| IRS990/PYTotalRevenueAmt | 0 | 7388619 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 728866 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 24000 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 24646 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 24646 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 13729207 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 14464228 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12094833 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 15612707 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2013994 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1189784 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3203778 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 316575 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 796431 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1113006 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 16890000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 4415869 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 880613 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | INVESTMENTS WITH MATURITY > 1 YR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | AFS INVESTMENTS MATURITY > 1 YR |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CAPITAL ACCTS CORPORATE CREDIT UNION |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | LOANS HELD FOR SALE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 968357 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 968357 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 135948960 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES & DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3298926 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 22186482 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 135948960 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 181129 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 12776 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 6380 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JON LOWREY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 200285 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CFO PROVIDES NECESSARY DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES PREPARER TO E-FILE THE APPROVED RETURN. MANAGEMENT REVIEWS THE RETURN WITH THE DIRECTORS AT THEIR NEXT BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CONFLICT OF INTEREST POLICY IS REVIEWED BY EACH STAFF MEMBER AND DIRECTOR ONCE A YEAR. OUR COMPLIANCE OFFICER MONITORS THE ACCEPTANCE OF THE POLICY AS WELL AS ANY NOTES OR INDIVIDUAL BOARD OR STAFF DISCLOSURES. THE POLICY REVIEW AND ACCEPTANCE ACKOWLEDGEMENT IS ELECTRONIC USING OUR BVS EDUCATIONAL SYSTEM. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS PERFORMS AN ANNUAL PERFORMANCE REVIEW OF THE CEO. THE CEO'S SALARY AND BENEFITS ARE DETERMINED BY THE BOARD OF DIRECTORS USING COMPARATIVE INDUSTRY DATA AND BY TAKING INTO ACCOUNT INDIVIDUAL PERFORMANCE. THE ANNUAL SALARY AND BENEFIT EXPENSE IS APPROVED BY THE BOARD OF DIRECTORS IN THE ANNUAL BUDGET REVIEW PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE SALARIES OF THE KEY EMPLOYEES ARE DETERMINED BY THE CEO WITH GUIDANCE FROM THE HR DIRECTOR IN CONCERT WITH COMPARATIVE INDUSTRY DATA. THE ANNUAL SALARY AND BENEFIT EXPENSE IS APPROVED BY THE BOARD OF DIRECTORS IN THE ANNUAL BUDGET REVIEW PROCESS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | GOVERNING DOCUMENTS ARE NOT AVAILABLE TO THE PUBLIC. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 139825528 |
| IRS990/TotalAssetsEOYAmt | 0 | 152128471 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 139825528 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 152128471 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 78 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 6940304 |
| IRS990/TotalGrossUBIAmt | 0 | 29223 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 126096321 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 137664243 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 126096321 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 137664243 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 13729207 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 14464228 |
| IRS990/TotalOtherCompensationAmt | 0 | 55606 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 7028926 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 453405 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 640244 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6999703 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 7669170 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 29223 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 139825528 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 152128471 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2160 RIMROCK ROAD |
| IRS990/USAddress/CityNm | 0 | MADISON |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 53713 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.DCCU.US |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SHAY SANTOS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CFO/EVP |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6082871803 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | DANE COUNTY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DANE |
| ReturnHeader/Filer/EIN | 0 | 396047472 |
| ReturnHeader/Filer/PhoneNum | 0 | 6082871803 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2160 RIMROCK ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MADISON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 53713 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-10 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER RASMUSSEN |
| ReturnHeader/ReturnTs | 0 | 2016-05-10T14:33:33-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.