Civic Intelligence

Empower Credit Union

990 • Fiscal year 2020 • EIN 39-1909991

Jan 01, 2020 to Dec 31, 2020 • Filed on Jun 09, 2021

Organization ProfileEMPOWER-CU.ORG

View Organization Page

10635 W Greenfield AveWest Allis, WI 53214

(414) 988-6600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

12th percentile

0.80x

Higher debt load relative to assets than 12% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

36th percentile

18.60x

Higher debt load relative to revenue than 36% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Net Margin

43rd percentile

7.7%

Higher net margin than 43% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

43rd percentile

$139,029

Higher top officer pay than 43% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Asset Growth

5th percentile

5.3%

Faster asset growth than 5% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

97th percentile

16%

Faster revenue growth than 97% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets12th percentile

Assets

Up

$93,983,871

Up $4,704,898 (+5.3%) from 2019

Net Assets

Up

$18,376,247

Up $397,798 (+2.2%) from 2019

Liabilities

Up

$75,607,624

Up $4,307,100 (+6.0%) from 2019

Revenue And Expenses
Liabilities / Revenue36th percentileNet Margin43rd percentile

Revenue

Up

$4,064,654

Up $566,192 (+16%) from 2019

Expenses

Up

$3,753,091

Up $423,678 (+13%) from 2019

Net Income

Up

$311,563

Up $142,514 (+84%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth5th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $120,543,742Liabilities 2010: $100,463,143Net Assets 2010: $20,080,5992010Assets 2011: $119,609,341Liabilities 2011: $100,799,593Net Assets 2011: $18,809,7482011Assets 2012: $111,260,107Liabilities 2012: $94,823,339Net Assets 2012: $16,436,7682012Assets 2013: $104,966,680Liabilities 2013: $88,666,474Net Assets 2013: $16,300,2062013Assets 2014: $102,783,287Liabilities 2014: $85,936,008Net Assets 2014: $16,847,2792014Assets 2015: $97,467,821Liabilities 2015: $80,481,113Net Assets 2015: $16,986,7082015Assets 2016: $92,753,919Liabilities 2016: $75,955,770Net Assets 2016: $16,798,1492016Assets 2017: $90,361,396Liabilities 2017: $73,114,740Net Assets 2017: $17,246,6562017Assets 2018: $85,455,412Liabilities 2018: $67,752,459Net Assets 2018: $17,702,9532018Assets 2019: $89,278,973Liabilities 2019: $71,300,524Net Assets 2019: $17,978,4492019Assets 2020: $93,983,871Liabilities 2020: $75,607,624Net Assets 2020: $18,376,2472020Assets 2021: $101,297,194Liabilities 2021: $82,946,587Net Assets 2021: $18,350,6072021Assets 2022: $98,901,660Liabilities 2022: $80,896,314Net Assets 2022: $18,005,3462022Assets 2023: $91,316,294Liabilities 2023: $73,153,161Net Assets 2023: $18,163,1332023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2020

Assets$93,983,871
Liabilities$75,607,624
Net Assets$18,376,247
Open 2020 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $7,289,7582010Expenses 2011: $4,785,3612011Expenses 2012: $7,920,9772012Revenue 2013: $3,613,630Expenses 2013: $3,570,895Net Income 2013: $42,7352013Revenue 2014: $3,587,764Expenses 2014: $3,317,340Net Income 2014: $270,4242014Revenue 2015: $3,288,506Expenses 2015: $3,160,951Net Income 2015: $127,5552015Revenue 2016: $3,280,755Expenses 2016: $3,488,884Net Income 2016: -$208,1292016Revenue 2017: $3,250,142Expenses 2017: $2,846,625Net Income 2017: $403,5172017Revenue 2018: $3,466,125Expenses 2018: $3,005,144Net Income 2018: $460,9812018Revenue 2019: $3,498,462Expenses 2019: $3,329,413Net Income 2019: $169,0492019Revenue 2020: $4,064,654Expenses 2020: $3,753,091Net Income 2020: $311,5632020Revenue 2021: $3,603,724Expenses 2021: $3,585,927Net Income 2021: $17,7972021Revenue 2022: $3,224,486Expenses 2022: $3,387,568Net Income 2022: -$163,0822022Revenue 2023: $4,064,738Expenses 2023: $3,954,477Net Income 2023: $110,2612023Revenue 2024: $4,398,382Expenses 2024: $4,959,501Net Income 2024: -$561,1192024

Highlighted filing

2020

Revenue$4,064,654
Expenses$3,753,091
Net Income$311,563
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Jun 9, 2021
Return Version
2020v4.1
Gross Receipts
$4,064,654
Mission and Program Overview

Mission

Promote thrift and responsible borrowing among our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$66,699,061$58,638,516▼ $8,060,545
Rtn Earn Endowment Incm Other Fnds$17,978,449$18,376,247▲ $397,798
Investments Other Securities$14,391,100$16,580,543▲ $2,189,443
Savings and Temporary Cash Investments$1,997,789$12,356,170▲ $10,358,381
Land, Buildings, and Equipment, Net$4,182,904$4,025,725▼ $157,179
Cash and Non-Interest-Bearing Accounts$1,073,805$922,049▼ $151,756
Prepaid Expenses and Deferred Charges$168,442$192,410▲ $23,968
Accounts Receivable$1,605$7,432▲ $5,827
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$89,278,973$93,983,871▲ $4,704,898
Other Assets Total$764,267$1,261,026▲ $496,759
Liabilities
Other Liabilities$69,728,212$74,235,659▲ $4,507,447
Accounts Payable and Accrued Expenses$1,572,312$1,371,965▼ $200,347
Total Liabilities$71,300,524$75,607,624▲ $4,307,100
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,978,449$18,376,247▲ $397,798
Total Liabilities and Net Assets / Fund Balance$89,278,973$93,983,871▲ $4,704,898

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,932,129$1,026,567$3,958,696
Equipment$207,179$988,976$1,196,155
Land$854,301-$854,301
Leasehold Improvements$32,116$22,307$54,423
Other Securities$13,869,383--
Compensation and Service Providers
Top Officer Pay43rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael BrandtCEOFT$124,322$14,707$139,029
William FernCOOFT$80,685$9,908$90,593
Steven TeikenCFOFT$77,120$6,682$83,802
Dennis Lyon JrCLOFT$76,707$4,080$80,787

Board Members and Trustees

NameTitle
Jared PeccarelliChairman
Brian HeinzelmanVice Chairman
Betty EzellBoard Member
Joseph KopinskiBoard Member
Colleen HendersonSecretary
Todd GordonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,811,133
Investment Income
$347,675
Other Revenue
$905,846
Change in Net Assets
$311,563
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,900,258
Salaries, Compensation, and Employee Benefits$1,314,975
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$769,646--$769,646
Comp Disqual Persons$710,984--$710,984
Benefits to Members$537,858--$537,858
Current Officers, Directors, Trustees, and Key Employees$394,211--$394,211
Depreciation Depletion$255,210--$255,210
Occupancy$213,453--$213,453
Advertising$186,310--$186,310
Fees for Services Other$171,636--$171,636
Other Employee Benefits$122,260--$122,260
Payroll Taxes$65,474--$65,474
Pension Plan Contributions$22,046--$22,046
Fees for Services Legal$19,898--$19,898
Fees for Services Accounting$17,095--$17,095
Fees for Service Investment Mgmnt Fees$12,852--$12,852
Other Expenses$6,250--$6,250
Travel$5,716--$5,716
Interest$7--$7
Total Functional Expenses$3,753,091$0$0$3,753,091
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$26,881,354
Share Certificates$18,108,238
Money Market Shares$11,862,145
Share Drafts$11,060,112
Ira Accounts$6,323,810
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“We have members all in one class.”

Form 990, Part VI, Section A, Line 7A

“Members elect the board members at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Bylaw changes and membership changes.”

Form 990, Part VI, Section B, Line 11B

“990 is reviewed by the cfo.”

Form 990, Part VI, Section B, Line 15

“Form 990 part vi line 15a: board of directors use the wisconsin cu league wage survey to provide guidelines as to the compensation of the ceo. Reviewed annually. Form 990 part vi line 15b: ceo reviews salary surveys and comparable market values to determine viability of the other key employee compensation.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the lobby of the main office.”

Filing and Contact Details

Filer

Filer Name
Empower Credit Union
EIN
39-1909991
Phone
4149886600
Address
10635 W GREENFIELD AVE, WEST ALLIS, WI 53214

Signing Officer

Name
Steve Teiken
Title
CFO
Phone
4149886600
Signed
2021-06-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Brandt
Formed
1914
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
6
Employees
30
Volunteers
7

Preparer

Firm
Cliftonlarsonallen Llp
Address
109 N MAIN STREET SUITE 200, AUSTIN, MN 55912
Preparer
Tanya Medgaarden
Phone
5074347000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“ROUNDING 1.”

Raw XML AppendixShowing 400 of 418 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherLiabilitiesGrp/BOYAmt069728212
IRS990/OtherLiabilitiesGrp/EOYAmt074235659
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0905846
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0905846
IRS990/OtherRevenueTotalAmt0905846
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt066699061
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt058638516
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt065474
IRS990/PayrollTaxesGrp/TotalAmt065474
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt022046
IRS990/PensionPlanContributionsGrp/TotalAmt022046
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0168442
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0192410
IRS990/PrincipalOfficerNm0MICHAEL BRANDT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02403956
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1388898
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02403956
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1407177
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt018279
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0504648
IRS990/PYOtherExpensesAmt02141738
IRS990/PYOtherRevenueAmt0171073
IRS990/PYProgramServiceRevenueAmt02822741
IRS990/PYRevenuesLessExpensesAmt0169049
IRS990/PYSalariesCompEmpBnftPaidAmt01187675
IRS990/PYTotalExpensesAmt03329413
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03498462
IRS990/ReconcilationRevenueExpnssAmt0311563
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt017978449
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt018376247
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01997789
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012356170
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02932129
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01026567
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03958696
IRS990ScheduleD/EquipmentGrp/BookValueAmt0207179
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0988976
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01196155
IRS990ScheduleD/LandGrp/BookValueAmt0854301
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0854301
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt032116
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt022307
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt054423
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011060112
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt126881354
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt211862145
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt318108238
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt46323810
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt02711160
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt113869383
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AFS SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04025725
IRS990ScheduleD/TotalBookValueSecuritiesAmt016580543
IRS990ScheduleD/TotalLiabilityAmt074235659
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0WE HAVE MEMBERS ALL IN ONE CLASS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT THE BOARD MEMBERS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BYLAW CHANGES AND MEMBERSHIP CHANGES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3990 IS REVIEWED BY THE CFO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4FORM 990 PART VI LINE 15A: BOARD OF DIRECTORS USE THE WISCONSIN CU LEAGUE WAGE SURVEY TO PROVIDE GUIDELINES AS TO THE COMPENSATION OF THE CEO. REVIEWED ANNUALLY. FORM 990 PART VI LINE 15B: CEO REVIEWS SALARY SURVEYS AND COMPARABLE MARKET VALUES TO DETERMINE VIABILITY OF THE OTHER KEY EMPLOYEE COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF THE MAIN OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ROUNDING 1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt089278973
IRS990/TotalAssetsEOYAmt093983871
IRS990/TotalAssetsGrp/BOYAmt089278973
IRS990/TotalAssetsGrp/EOYAmt093983871
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt030
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt03753091
IRS990/TotalFunctionalExpensesGrp/TotalAmt03753091
IRS990/TotalGrossUBIAmt018279
IRS990/TotalLiabilitiesBOYAmt071300524
IRS990/TotalLiabilitiesEOYAmt075607624
IRS990/TotalLiabilitiesGrp/BOYAmt071300524
IRS990/TotalLiabilitiesGrp/EOYAmt075607624
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt017978449
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt018376247
IRS990/TotalOtherCompensationAmt035377
IRS990/TotalProgramServiceRevenueAmt02811133
IRS990/TotalReportableCompFromOrgAmt0358834
IRS990/TotalRevenueGrp/ExclusionAmt0347675
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03698700
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04064654
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt018279
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt089278973
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt093983871
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt05716
IRS990/TravelGrp/TotalAmt05716
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/USAddress/AddressLine1Txt010635 W GREENFIELD AVE
IRS990/USAddress/CityNm0WEST ALLIS
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd053214
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0EMPOWER-CU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVE TEIKEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum04149886600
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-06-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EMPOWER CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0EMPO
ReturnHeader/Filer/EIN0391909991
ReturnHeader/Filer/PhoneNum04149886600
ReturnHeader/Filer/USAddress/AddressLine1Txt010635 W GREENFIELD AVE
ReturnHeader/Filer/USAddress/CityNm0WEST ALLIS

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$93,983,871
Liabilities
$75,607,624
Net assets
$18,376,247
Revenue
$4,064,654
Expenses
$3,753,091
Net income
$311,563
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$4.40$4.96$0.56
2023Detailed filing. Detailed filing data is available for this year.$91.3$73.2$18.2$4.06$3.95$0.11
2022Detailed filing. Detailed filing data is available for this year.$98.9$80.9$18.0$3.22$3.39$0.16
2021Detailed filing. Detailed filing data is available for this year.$101$82.9$18.4$3.60$3.59$0.02
2020Detailed filing. Detailed filing data is available for this year.$94.0$75.6$18.4$4.06$3.75$0.31
2019Detailed filing. Detailed filing data is available for this year.$89.3$71.3$18.0$3.50$3.33$0.17
2018Detailed filing. Detailed filing data is available for this year.$85.5$67.8$17.7$3.47$3.01$0.46
2017Detailed filing. Detailed filing data is available for this year.$90.4$73.1$17.2$3.25$2.85$0.40
2016Detailed filing. Detailed filing data is available for this year.$92.8$76.0$16.8$3.28$3.49$0.21
2015Detailed filing. Detailed filing data is available for this year.$97.5$80.5$17.0$3.29$3.16$0.13
2014Detailed filing. Detailed filing data is available for this year.$103$85.9$16.8$3.59$3.32$0.27
2013Detailed filing. Detailed filing data is available for this year.$105$88.7$16.3$3.61$3.57$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$94.8$16.4$7.92
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$101$18.8$4.79
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$121$100$20.1$7.29