Civic Intelligence

Empower Credit Union

990 • Fiscal year 2015 • EIN 39-1909991

Jan 01, 2015 to Dec 31, 2015 • Filed on Jul 27, 2016

Organization Profileempower-cu.org

View Organization Page

10635 W Greenfield AveWest Allis, WI 53214

(414) 988-6600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.83x

Higher debt load relative to assets than 14% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

82nd percentile

24.47x

Higher debt load relative to revenue than 82% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

28th percentile

3.9%

Higher net margin than 28% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

46th percentile

$130,147

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

2nd percentile

-5.2%

Faster asset growth than 2% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

7th percentile

-8.3%

Faster revenue growth than 7% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets14th percentile

Assets

Down

$97,467,821

Down $5,315,466 (-5.2%) from 2014

Net Assets

Up

$16,986,708

Up $139,429 (+0.8%) from 2014

Liabilities

Down

$80,481,113

Down $5,454,895 (-6.3%) from 2014

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin28th percentile

Revenue

Down

$3,288,506

Down $299,258 (-8.3%) from 2014

Expenses

Down

$3,160,951

Down $156,389 (-4.7%) from 2014

Net Income

Down

$127,555

Down $142,869 (-53%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $120,543,742Liabilities 2010: $100,463,143Net Assets 2010: $20,080,5992010Assets 2011: $119,609,341Liabilities 2011: $100,799,593Net Assets 2011: $18,809,7482011Assets 2012: $111,260,107Liabilities 2012: $94,823,339Net Assets 2012: $16,436,7682012Assets 2013: $104,966,680Liabilities 2013: $88,666,474Net Assets 2013: $16,300,2062013Assets 2014: $102,783,287Liabilities 2014: $85,936,008Net Assets 2014: $16,847,2792014Assets 2015: $97,467,821Liabilities 2015: $80,481,113Net Assets 2015: $16,986,7082015Assets 2016: $92,753,919Liabilities 2016: $75,955,770Net Assets 2016: $16,798,1492016Assets 2017: $90,361,396Liabilities 2017: $73,114,740Net Assets 2017: $17,246,6562017Assets 2018: $85,455,412Liabilities 2018: $67,752,459Net Assets 2018: $17,702,9532018Assets 2019: $89,278,973Liabilities 2019: $71,300,524Net Assets 2019: $17,978,4492019Assets 2020: $93,983,871Liabilities 2020: $75,607,624Net Assets 2020: $18,376,2472020Assets 2021: $101,297,194Liabilities 2021: $82,946,587Net Assets 2021: $18,350,6072021Assets 2022: $98,901,660Liabilities 2022: $80,896,314Net Assets 2022: $18,005,3462022Assets 2023: $91,316,294Liabilities 2023: $73,153,161Net Assets 2023: $18,163,1332023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2015

Assets$97,467,821
Liabilities$80,481,113
Net Assets$16,986,708
Open 2015 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $7,289,7582010Expenses 2011: $4,785,3612011Expenses 2012: $7,920,9772012Revenue 2013: $3,613,630Expenses 2013: $3,570,895Net Income 2013: $42,7352013Revenue 2014: $3,587,764Expenses 2014: $3,317,340Net Income 2014: $270,4242014Revenue 2015: $3,288,506Expenses 2015: $3,160,951Net Income 2015: $127,5552015Revenue 2016: $3,280,755Expenses 2016: $3,488,884Net Income 2016: -$208,1292016Revenue 2017: $3,250,142Expenses 2017: $2,846,625Net Income 2017: $403,5172017Revenue 2018: $3,466,125Expenses 2018: $3,005,144Net Income 2018: $460,9812018Revenue 2019: $3,498,462Expenses 2019: $3,329,413Net Income 2019: $169,0492019Revenue 2020: $4,064,654Expenses 2020: $3,753,091Net Income 2020: $311,5632020Revenue 2021: $3,603,724Expenses 2021: $3,585,927Net Income 2021: $17,7972021Revenue 2022: $3,224,486Expenses 2022: $3,387,568Net Income 2022: -$163,0822022Revenue 2023: $4,064,738Expenses 2023: $3,954,477Net Income 2023: $110,2612023Revenue 2024: $4,398,382Expenses 2024: $4,959,501Net Income 2024: -$561,1192024

Highlighted filing

2015

Revenue$3,288,506
Expenses$3,160,951
Net Income$127,555
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Jul 27, 2016
Return Version
2015v2.1
Gross Receipts
$3,288,506
Mission and Program Overview

Mission

Promote thrift and responsible borrowing among our members.

Financial Services for employees, retirees and their families of WE Energies Corporation and its subsidiaries, also for anyone living or working in the Wisconsin counties of Milwaukee, Waukesha, Racine and Washington. Promoting thrift and responsible borrowing among our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$72,155,147$67,754,992▼ $4,400,155
Investments Other Securities$20,249,163$19,089,801▼ $1,159,362
Rtn Earn Endowment Incm Other Fnds$16,847,279$16,986,708▲ $139,429
Land, Buildings, and Equipment, Net$4,983,408$4,576,345▼ $407,063
Savings and Temporary Cash Investments$3,525,311$4,146,155▲ $620,844
Cash and Non-Interest-Bearing Accounts$753,423$858,390▲ $104,967
Prepaid Expenses and Deferred Charges$166,783$113,531▼ $53,252
Accounts Receivable$4,258$3,020▼ $1,238
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Total Assets$102,783,287$97,467,821▼ $5,315,466
Other Assets Total$945,794$925,587▼ $20,207
Liabilities
Other Liabilities$72,302,873$74,768,951▲ $2,466,078
Mortgage Notes Payable Secured by Investment Property$12,500,000$4,000,000▼ $8,500,000
Accounts Payable and Accrued Expenses$1,133,135$1,712,162▲ $579,027
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$85,936,008$80,481,113▼ $5,454,895
Net Assets / Fund Balance
Total Net Assets Fund Balance$16,847,279$16,986,708▲ $139,429
Total Liabilities and Net Assets / Fund Balance$102,783,287$97,467,821▼ $5,315,466

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,482,121$469,918$0
Other Land Buildings$0$0$0
Land$854,301-$0
Equipment$239,923$616,442$0
Leasehold Improvements$0$0$0
Closely Held Equity Interests$0--
Financial Derivatives$19,089,801--
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jennifer SchillingPresidentFT$120,465$9,682$130,147
Steven TeikenCFOFT$71,881$10,872$82,753
William FernChief Operatiing OfficerFT$58,446$6,791$65,237

Board Members and Trustees

NameTitle
Patrick LaskeChairman
Jared PeccarelliVice Chairman
Betty EzellBoard Member
Joseph KopinskiBoard Member
Timothy WachterBoard Member
Lynne EnglishSecretary
Todd GordonTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Think ITData Processing Management133 Harrison Ave, Waukesha, WI 53186$120,764
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,737,474
Investment Income
$291,945
Other Revenue
$259,087
Change in Net Assets
$127,555

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,288,506
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$3,288,506
Total Revenue per Form 990
$3,288,506
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,920,553
Salaries, Compensation, and Employee Benefits$1,240,398
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$777,498
Office Expenses---$463,748
Interest---$311,562
Information Technology---$300,656
Occupancy---$282,353
Current Officers, Directors, Trustees, and Key Employees---$250,792
Other Employee Benefits---$122,478
Depreciation Depletion---$116,494
Payroll Taxes---$67,358
Advertising---$64,237
Fees for Services Legal---$54,982
All Other Expenses---$41,575
Other Expenses---$23,314
Conferences and Meetings---$23,078
Pension Plan Contributions---$22,272
Fees for Services Accounting---$19,028
Fees for Service Investment Mgmnt Fees---$10,470
Total Functional Expenses$0$0$0$3,160,951

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,160,951
Total Expenses per Audited Statements$3,160,951
Total Expenses per Form 990$3,160,951
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
IRA's and Certificates of Deposit$28,684,821
Checking and Money Markets$23,524,721
Savings$22,559,409
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“the organization has members”

Form 990, Part VI, Section A, Line 7A

“the members of the organization elect the board members at the annual meeting”

Form 990, Part VI, Section A, Line 7B

“Any By-Law change is required to have a member vote, at either the annual meeting or a special meeting.”

Form 990, Part VI, Section B, Line 11B

“the CFO completes the 990 and the President/CEO reviews it.”

Form 990, Part VI, Section B, Line 15

“The board of directors uses the Wisconsin CU League wage survey to provide a guideline as to compensation for the CEO. The CEO uses the same survey to determine the viability of the other key employees compensation.”

Form 990, Part VI, Section C, Line 19

“All public policies are available at the members request.”

Filing and Contact Details

Filer

Filer Name
Empower Credit Union
EIN
39-1909991
Phone
4149886600
Address
10635 W Greenfield Ave, West Allis, WI 53214

Signing Officer

Name
Steven Teiken
Title
CFO
Phone
4149886626
Signed
2016-07-27

Organization Details

Formed
1914
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
19
Volunteers
7
Raw XML AppendixShowing 400 of 481 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt011243
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Promote thrift and responsible borrowing among our members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt012500000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt04000000
IRS990/NetAssetsOrFundBalancesBOYAmt016847279
IRS990/NetAssetsOrFundBalancesEOYAmt016986708
IRS990/NetUnrelatedBusTxblIncmAmt016258
IRS990/NetUnrlzdGainsLossesInvstAmt011874
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0282353
IRS990/OfficeExpensesGrp/TotalAmt0463748
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0945794
IRS990/OtherAssetsTotalGrp/EOYAmt0925587
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0122478
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Outside Services
IRS990/OtherExpensesGrp/Desc2Loan Loss
IRS990/OtherExpensesGrp/TotalAmt0121254
IRS990/OtherExpensesGrp/TotalAmt187802
IRS990/OtherExpensesGrp/TotalAmt223314
IRS990/OtherLiabilitiesGrp/BOYAmt072302873
IRS990/OtherLiabilitiesGrp/EOYAmt074768951
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/BusinessCd2522130
IRS990/OtherRevenueMiscGrp/Desc0Gain on Sale of Mortgages
IRS990/OtherRevenueMiscGrp/Desc1Member Interchange Income
IRS990/OtherRevenueMiscGrp/Desc2Income on Sale of Insurance
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0134539
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1106365
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0134539
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1106365
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt26940
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt26940
IRS990/OtherRevenueTotalAmt0259087
IRS990/OtherSalariesAndWagesGrp/TotalAmt0777498
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt072155147
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt067754992
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt067358
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt022272
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0166783
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0113531
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Empower Credit Union
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Loan and Checking Fees
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02404875
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1323497
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02404875
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1332599
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt19102
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0342179
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02019607
IRS990/PYOtherRevenueAmt0299439
IRS990/PYProgramServiceRevenueAmt02946146
IRS990/PYRevenuesLessExpensesAmt0270424
IRS990/PYSalariesCompEmpBnftPaidAmt01297733
IRS990/PYTotalExpensesAmt03317340
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03587764
IRS990/ReconcilationRevenueExpnssAmt0127555
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt016847279
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016986708
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03525311
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04146155
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03482121
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0469918
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt03952039
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0239923
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0616442
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0856365
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03160951
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt019089801
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0F
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0854301
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0854301
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023524721
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt122559409
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt228684821
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Checking and Money Markets
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Savings
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA's and Certificates of Deposit
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03288506
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04576345
IRS990ScheduleD/TotalBookValueSecuritiesAmt019089801
IRS990ScheduleD/TotalExpensesPerForm990Amt03160951
IRS990ScheduleD/TotalLiabilityAmt074768951
IRS990ScheduleD/TotalRevenuePerForm990Amt03288506
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03288506
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03160951
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0the organization has members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1the members of the organization elect the board members at the annual meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Any By-Law change is required to have a member vote, at either the annual meeting or a special meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3the CFO completes the 990 and the President/CEO reviews it.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The board of directors uses the Wisconsin CU League wage survey to provide a guideline as to compensation for the CEO. The CEO uses the same survey to determine the viability of the other key employees compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5All public policies are available at the members request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$97,467,821
Liabilities
$80,481,113
Net assets
$16,986,708
Revenue
$3,288,506
Expenses
$3,160,951
Net income
$127,555
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$4.40$4.96$0.56
2023Detailed filing. Detailed filing data is available for this year.$91.3$73.2$18.2$4.06$3.95$0.11
2022Detailed filing. Detailed filing data is available for this year.$98.9$80.9$18.0$3.22$3.39$0.16
2021Detailed filing. Detailed filing data is available for this year.$101$82.9$18.4$3.60$3.59$0.02
2020Detailed filing. Detailed filing data is available for this year.$94.0$75.6$18.4$4.06$3.75$0.31
2019Detailed filing. Detailed filing data is available for this year.$89.3$71.3$18.0$3.50$3.33$0.17
2018Detailed filing. Detailed filing data is available for this year.$85.5$67.8$17.7$3.47$3.01$0.46
2017Detailed filing. Detailed filing data is available for this year.$90.4$73.1$17.2$3.25$2.85$0.40
2016Detailed filing. Detailed filing data is available for this year.$92.8$76.0$16.8$3.28$3.49$0.21
2015Detailed filing. Detailed filing data is available for this year.$97.5$80.5$17.0$3.29$3.16$0.13
2014Detailed filing. Detailed filing data is available for this year.$103$85.9$16.8$3.59$3.32$0.27
2013Detailed filing. Detailed filing data is available for this year.$105$88.7$16.3$3.61$3.57$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$94.8$16.4$7.92
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$101$18.8$4.79
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$121$100$20.1$7.29