Civic Intelligence

Empower Credit Union

990 • Fiscal year 2013 • EIN 39-1909991

Jan 01, 2013 to Dec 31, 2013 • Filed on Jul 10, 2014

Organization Profileempower-cu.org

View Organization Page

10635 W Greenfield AveWest Allis, WI 53214

(414) 988-6600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

13th percentile

0.84x

Higher debt load relative to assets than 13% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

88th percentile

24.54x

Higher debt load relative to revenue than 88% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

9th percentile

1.2%

Higher net margin than 9% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

22nd percentile

$145,020

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

2nd percentile

-5.7%

Faster asset growth than 2% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets13th percentile

Assets

Down

$104,966,680

Down $6,293,427 (-5.7%) from 2012

Net Assets

Down

$16,300,206

Down $136,562 (-0.8%) from 2012

Liabilities

Down

$88,666,474

Down $6,156,865 (-6.5%) from 2012

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin9th percentile

Revenue

$3,613,630

No earlier filing loaded for comparison.

Expenses

Down

$3,570,895

Down $4,350,082 (-55%) from 2012

Net Income

$42,735

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $120,543,742Liabilities 2010: $100,463,143Net Assets 2010: $20,080,5992010Assets 2011: $119,609,341Liabilities 2011: $100,799,593Net Assets 2011: $18,809,7482011Assets 2012: $111,260,107Liabilities 2012: $94,823,339Net Assets 2012: $16,436,7682012Assets 2013: $104,966,680Liabilities 2013: $88,666,474Net Assets 2013: $16,300,2062013Assets 2014: $102,783,287Liabilities 2014: $85,936,008Net Assets 2014: $16,847,2792014Assets 2015: $97,467,821Liabilities 2015: $80,481,113Net Assets 2015: $16,986,7082015Assets 2016: $92,753,919Liabilities 2016: $75,955,770Net Assets 2016: $16,798,1492016Assets 2017: $90,361,396Liabilities 2017: $73,114,740Net Assets 2017: $17,246,6562017Assets 2018: $85,455,412Liabilities 2018: $67,752,459Net Assets 2018: $17,702,9532018Assets 2019: $89,278,973Liabilities 2019: $71,300,524Net Assets 2019: $17,978,4492019Assets 2020: $93,983,871Liabilities 2020: $75,607,624Net Assets 2020: $18,376,2472020Assets 2021: $101,297,194Liabilities 2021: $82,946,587Net Assets 2021: $18,350,6072021Assets 2022: $98,901,660Liabilities 2022: $80,896,314Net Assets 2022: $18,005,3462022Assets 2023: $91,316,294Liabilities 2023: $73,153,161Net Assets 2023: $18,163,1332023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2013

Assets$104,966,680
Liabilities$88,666,474
Net Assets$16,300,206
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $7,289,7582010Expenses 2011: $4,785,3612011Expenses 2012: $7,920,9772012Revenue 2013: $3,613,630Expenses 2013: $3,570,895Net Income 2013: $42,7352013Revenue 2014: $3,587,764Expenses 2014: $3,317,340Net Income 2014: $270,4242014Revenue 2015: $3,288,506Expenses 2015: $3,160,951Net Income 2015: $127,5552015Revenue 2016: $3,280,755Expenses 2016: $3,488,884Net Income 2016: -$208,1292016Revenue 2017: $3,250,142Expenses 2017: $2,846,625Net Income 2017: $403,5172017Revenue 2018: $3,466,125Expenses 2018: $3,005,144Net Income 2018: $460,9812018Revenue 2019: $3,498,462Expenses 2019: $3,329,413Net Income 2019: $169,0492019Revenue 2020: $4,064,654Expenses 2020: $3,753,091Net Income 2020: $311,5632020Revenue 2021: $3,603,724Expenses 2021: $3,585,927Net Income 2021: $17,7972021Revenue 2022: $3,224,486Expenses 2022: $3,387,568Net Income 2022: -$163,0822022Revenue 2023: $4,064,738Expenses 2023: $3,954,477Net Income 2023: $110,2612023Revenue 2024: $4,398,382Expenses 2024: $4,959,501Net Income 2024: -$561,1192024

Highlighted filing

2013

Revenue$3,613,630
Expenses$3,570,895
Net Income$42,735
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jul 10, 2014
Return Version
2013v3.0
Gross Receipts
$3,613,630
Mission and Program Overview

Mission

Promote thrift and responsible borrowing among our members.

Financial Services for employees, retirees and their families of WE Energies Corporation and its subsidiaries. Promoting thrift and responsible borrowing among our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$70,306,395$72,637,045▲ $2,330,650
Investments Other Securities$30,460,691$21,755,851▼ $8,704,840
Rtn Earn Endowment Incm Other Fnds$16,436,768$16,300,206▼ $136,562
Land, Buildings, and Equipment, Net$5,353,865$5,042,338▼ $311,527
Savings and Temporary Cash Investments$3,259,474$3,820,237▲ $560,763
Cash and Non-Interest-Bearing Accounts$724,011$661,350▼ $62,661
Prepaid Expenses and Deferred Charges$110,551$82,125▼ $28,426
Accounts Receivable$5,544$3,578▼ $1,966
Pledges and Grants Receivable$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0--
Total Assets$111,260,107$104,966,680▼ $6,293,427
Other Assets Total$1,039,576$964,156▼ $75,420
Liabilities
Other Liabilities$75,566,989$72,916,052▼ $2,650,937
Mortgage Notes Payable Secured by Investment Property$19,000,000$14,500,000▼ $4,500,000
Accounts Payable and Accrued Expenses$256,350$1,250,422▲ $994,072
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0--
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$94,823,339$88,666,474▼ $6,156,865
Net Assets / Fund Balance
Total Net Assets Fund Balance$16,436,768$16,300,206▼ $136,562
Total Liabilities and Net Assets / Fund Balance$111,260,107$104,966,680▼ $6,293,427

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,704,581$247,458$0
Other Land Buildings$40,000$0$0
Land$854,301-$0
Equipment$443,456$615,286$0
Leasehold Improvements$0$0$0
Closely Held Equity Interests$0--
Financial Derivatives$21,755,851--
Compensation and Service Providers
Top Officer Pay22nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jennifer SchillingPresidentFT$125,312$19,708$145,020
Steven TeikenCFOFT$75,447$11,350$86,797
Chris J RoslandChief Operating OfficerPT$50,606$19,857$70,463

Board Members and Trustees

NameTitle
H Roger SchaverChairman
Timothy WachterVice Chairman
Betty EzellBoard Member
Joseph KopinskiBoard Member
Patrick LaskeBoard Member
Lynne EnglishSecretary
Todd GordonTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Think ITData Processing Management-$140,308
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,913,751
Investment Income
$330,375
Other Revenue
$369,504
Change in Net Assets
$42,735

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,613,630
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$3,613,630
Total Revenue per Form 990
$3,613,630
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,159,073
Salaries, Compensation, and Employee Benefits$1,411,822
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$899,297
Office Expenses---$432,721
Interest---$349,984
Occupancy---$314,637
Information Technology---$298,674
Current Officers, Directors, Trustees, and Key Employees---$251,365
Other Expenses---$202,976
Other Employee Benefits---$140,740
Depreciation Depletion---$127,503
Payroll Taxes---$93,750
All Other Expenses---$71,808
Insurance---$61,591
Fees for Services Legal---$54,082
Advertising---$51,506
Conferences and Meetings---$29,573
Fees for Services Accounting---$29,198
Pension Plan Contributions---$26,670
Fees for Service Investment Mgmnt Fees---$11,970
Total Functional Expenses$0$0$0$3,570,895

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,570,895
Total Expenses per Audited Statements$3,570,895
Total Expenses per Form 990$3,570,895
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
IRA's and Certificates$30,849,370
Checking and Money Markets$21,879,160
Savings$20,187,522
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is a cooperative, made up of members who have the responsibility of electing the board of directors at the annual meeting and to vote on by-law and other changes as required by the State of Wisconsin and the NCUA.”

Form 990, Part VI, Section A, Line 7A

“The credit union is a cooperative, made up of members who have the responsibility of electing the board of directors at the annual meeting and to vote on by-law and other changes as required by the State of Wisconsin and the NCUA.”

Form 990, Part VI, Section A, Line 7B

“The credit union is a cooperative, made up of members who have the responsibility of electing the board of directors at the annual meeting and to vote on by-law and other changes as required by the State of Wisconsin and the NCUA.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by the CFO and by the president.”

Form 990, Part VI, Section B, Line 15

“The board of directors uses the Wisconsin Credit Union League wage survey to provide a guideline to compensation for the CEO. The CEO uses that same survey to determine the viability of the other key employees compensation.”

Form 990, Part VI, Section C, Line 19

“All public policies are available at the members request.”

Filing and Contact Details

Filer

EIN
39-1909991
Phone
4149886600

Signing Officer

Name
Steven Teiken
Title
CFO
Phone
4149886626
Signed
2014-07-10

Organization Details

Principal Officer
Jennifer Schilling
Formed
1914
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
23
Volunteers
7
Raw XML AppendixShowing 400 of 487 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/IRPDocumentCnt01219
IRS990/IRPDocumentW2GCnt023
IRS990/LandBldgEquipAccumDeprecAmt0862744
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05353865
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05042338
IRS990/LandBldgEquipCostOrOtherBssAmt05905082
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt020967
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt020967
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Promote thrift and responsible borrowing among our members.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt019000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt014500000
IRS990/NetAssetsOrFundBalancesBOYAmt016436768
IRS990/NetAssetsOrFundBalancesEOYAmt016300206
IRS990/NetUnrelatedBusTxblIncmAmt0-62234
IRS990/NetUnrlzdGainsLossesInvstAmt0-179297
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0314637
IRS990/OfficeExpensesGrp/TotalAmt0432721
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01039576
IRS990/OtherAssetsTotalGrp/EOYAmt0964156
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0140740
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Outside Services
IRS990/OtherExpensesGrp/Desc2Loan Losses
IRS990/OtherExpensesGrp/TotalAmt086840
IRS990/OtherExpensesGrp/TotalAmt136010
IRS990/OtherExpensesGrp/TotalAmt2202976
IRS990/OtherLiabilitiesGrp/BOYAmt075566989
IRS990/OtherLiabilitiesGrp/EOYAmt072916052
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/BusinessCd2522130
IRS990/OtherRevenueMiscGrp/Desc0Gain on Sale of Mortgages
IRS990/OtherRevenueMiscGrp/Desc1Member Interchange Income
IRS990/OtherRevenueMiscGrp/Desc2Income on Sale of Insurance
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0245846
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1100316
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt22375
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0245846
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1100316
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt22375
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt0369504
IRS990/OtherSalariesAndWagesGrp/TotalAmt0899297
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt070306395
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt072637045
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt093750
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt026670
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0110551
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt082125
IRS990/PrincipalOfficerNm0Jennifer Schilling
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Loan and Checking Fees
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02614488
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1291660
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02614488
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1299263
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt17603
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0586660
IRS990/PYOtherExpensesAmt06388105
IRS990/PYOtherRevenueAmt01103524
IRS990/PYProgramServiceRevenueAmt03241251
IRS990/PYRevenuesLessExpensesAmt0-2989542
IRS990/PYSalariesCompEmpBnftPaidAmt01532872
IRS990/PYTotalExpensesAmt07920977
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04931435
IRS990/ReconcilationRevenueExpnssAmt042735
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt016436768
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016300206
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03259474
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03820237
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03704581
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0247458
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt03952039
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0443456
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0615286
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01058742
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03570895
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt021755851
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0F
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0854301
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0854301
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt040000
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt040000
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021879160
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt120187522
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt230849370
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Checking and Money Markets
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Savings
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA's and Certificates
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03613630
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05042338
IRS990ScheduleD/TotalBookValueSecuritiesAmt021755851
IRS990ScheduleD/TotalExpensesPerForm990Amt03570895
IRS990ScheduleD/TotalLiabilityAmt072916052
IRS990ScheduleD/TotalRevenuePerForm990Amt03613630
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03613630
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03570895
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union is a cooperative, made up of members who have the responsibility of electing the board of directors at the annual meeting and to vote on by-law and other changes as required by the State of Wisconsin and the NCUA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The credit union is a cooperative, made up of members who have the responsibility of electing the board of directors at the annual meeting and to vote on by-law and other changes as required by the State of Wisconsin and the NCUA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The credit union is a cooperative, made up of members who have the responsibility of electing the board of directors at the annual meeting and to vote on by-law and other changes as required by the State of Wisconsin and the NCUA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The 990 is reviewed by the CFO and by the president.

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$104,966,680
Liabilities
$88,666,474
Net assets
$16,300,206
Revenue
$3,613,630
Expenses
$3,570,895
Net income
$42,735
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$4.40$4.96$0.56
2023Detailed filing. Detailed filing data is available for this year.$91.3$73.2$18.2$4.06$3.95$0.11
2022Detailed filing. Detailed filing data is available for this year.$98.9$80.9$18.0$3.22$3.39$0.16
2021Detailed filing. Detailed filing data is available for this year.$101$82.9$18.4$3.60$3.59$0.02
2020Detailed filing. Detailed filing data is available for this year.$94.0$75.6$18.4$4.06$3.75$0.31
2019Detailed filing. Detailed filing data is available for this year.$89.3$71.3$18.0$3.50$3.33$0.17
2018Detailed filing. Detailed filing data is available for this year.$85.5$67.8$17.7$3.47$3.01$0.46
2017Detailed filing. Detailed filing data is available for this year.$90.4$73.1$17.2$3.25$2.85$0.40
2016Detailed filing. Detailed filing data is available for this year.$92.8$76.0$16.8$3.28$3.49$0.21
2015Detailed filing. Detailed filing data is available for this year.$97.5$80.5$17.0$3.29$3.16$0.13
2014Detailed filing. Detailed filing data is available for this year.$103$85.9$16.8$3.59$3.32$0.27
2013Detailed filing. Detailed filing data is available for this year.$105$88.7$16.3$3.61$3.57$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$94.8$16.4$7.92
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$101$18.8$4.79
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$121$100$20.1$7.29
Peer Organizations

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