Civic Intelligence

Focus Credit Union

990 • Fiscal year 2018 • EIN 39-1094338

Jan 01, 2018 to Dec 31, 2018 • Filed on Mar 15, 2019

Organization ProfileWWW.FOCUS-CU.COM

View Organization Page

1530 N 68th StreetWauwatosa, WI 53213

(262) 255-0833

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

0.93x

Higher debt load relative to assets than 99% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

37th percentile

16.56x

Higher debt load relative to revenue than 37% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Net Margin

2nd percentile

-10%

Higher net margin than 2% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

91st percentile

$159,524

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 6.4% of source-year revenue.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Asset Growth

42nd percentile

-0.1%

Faster asset growth than 42% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

25th percentile

5.5%

Faster revenue growth than 25% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets99th percentile

Assets

Down

$44,631,164

Down $35,104 (-0.1%) from 2017

Net Assets

Down

$3,129,311

Down $255,947 (-7.6%) from 2017

Liabilities

Up

$41,501,853

Up $220,843 (+0.5%) from 2017

Revenue And Expenses
Liabilities / Revenue37th percentileNet Margin2nd percentile

Revenue

Up

$2,505,913

Up $130,310 (+5.5%) from 2017

Expenses

Up

$2,761,860

Up $609,714 (+28%) from 2017

Net Income

Down

-$255,947

Down $479,404 (-215%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $37,633,533Liabilities 2010: $35,644,847Net Assets 2010: $1,988,6862010Assets 2011: $37,249,824Liabilities 2011: $35,128,038Net Assets 2011: $2,121,7862011Assets 2012: $39,937,118Liabilities 2012: $37,538,729Net Assets 2012: $2,398,3892012Assets 2013: $40,833,552Liabilities 2013: $38,202,262Net Assets 2013: $2,631,2902013Assets 2014: $40,902,261Liabilities 2014: $38,098,517Net Assets 2014: $2,803,7442014Assets 2015: $42,403,148Liabilities 2015: $39,437,296Net Assets 2015: $2,965,8522015Assets 2016: $44,760,848Liabilities 2016: $41,599,047Net Assets 2016: $3,161,8012016Assets 2017: $44,666,268Liabilities 2017: $41,281,010Net Assets 2017: $3,385,2582017Assets 2018: $44,631,164Liabilities 2018: $41,501,853Net Assets 2018: $3,129,3112018Assets 2019: $44,235,680Liabilities 2019: $40,675,587Net Assets 2019: $3,560,0932019Assets 2020: $50,901,343Liabilities 2020: $47,036,483Net Assets 2020: $3,864,8602020Assets 2021: $57,409,857Liabilities 2021: $53,147,292Net Assets 2021: $4,262,5652021Assets 2022: $58,597,299Liabilities 2022: $53,810,804Net Assets 2022: $4,786,4952022Assets 2024: $59,432,300Liabilities 2024: $52,285,880Net Assets 2024: $7,146,4202024

Highlighted filing

2018

Assets$44,631,164
Liabilities$41,501,853
Net Assets$3,129,311
Open 2018 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $3,774,3572010Expenses 2011: $2,783,9422011Expenses 2012: $2,359,1882012Revenue 2013: $2,467,591Expenses 2013: $2,234,685Net Income 2013: $232,9062013Revenue 2014: $2,263,183Expenses 2014: $2,090,729Net Income 2014: $172,4542014Revenue 2015: $2,242,058Expenses 2015: $2,079,950Net Income 2015: $162,1082015Revenue 2016: $2,305,160Expenses 2016: $2,109,211Net Income 2016: $195,9492016Revenue 2017: $2,375,603Expenses 2017: $2,152,146Net Income 2017: $223,4572017Revenue 2018: $2,505,913Expenses 2018: $2,761,860Net Income 2018: -$255,9472018Revenue 2019: $2,584,763Expenses 2019: $2,153,981Net Income 2019: $430,7822019Revenue 2020: $2,422,473Expenses 2020: $2,117,709Net Income 2020: $304,7642020Revenue 2021: $2,404,359Expenses 2021: $2,006,652Net Income 2021: $397,7072021Revenue 2022: $2,568,574Expenses 2022: $2,044,643Net Income 2022: $523,9312022Revenue 2024: $3,979,185Expenses 2024: $2,858,426Net Income 2024: $1,120,7592024

Highlighted filing

2018

Revenue$2,505,913
Expenses$2,761,860
Net Income-$255,947
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Mar 15, 2019
Return Version
2018v3.1
Gross Receipts
$2,505,913
Mission and Program Overview

Mission

Not for profit financial cooperative thrift which provides financial services to benefit the membership of the organization.

Focus credit union is a non-profit co-operative thrift which prides itself on its personal service to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$36,503,547$36,424,450▼ $79,097
Savings and Temporary Cash Investments$4,145,749$4,605,342▲ $459,593
Rtn Earn Endowment Incm Other Fnds$3,385,258$3,129,311▼ $255,947
Land, Buildings, and Equipment, Net$1,683,382$1,500,589▼ $182,793
Investments Program Related$826,531$818,033▼ $8,498
Prepaid Expenses and Deferred Charges$693,252$651,927▼ $41,325
Cash and Non-Interest-Bearing Accounts$593,721$365,058▼ $228,663
Accounts Receivable$117,600$166,500▲ $48,900
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$44,666,268$44,631,164▼ $35,104
Other Assets Total$102,486$99,265▼ $3,221
Liabilities
Other Liabilities$40,929,382$41,210,668▲ $281,286
Accounts Payable and Accrued Expenses$351,628$291,185▼ $60,443
Total Liabilities$41,281,010$41,501,853▲ $220,843
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,385,258$3,129,311▼ $255,947
Total Liabilities and Net Assets / Fund Balance$44,666,268$44,631,164▼ $35,104

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$909,262$606,409$1,515,671
Leasehold Improvements$0$970,375$970,375
Equipment$117,276$407,505$524,781
Land$474,051-$474,051
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dean WilsonCEOFT$146,689$12,835$159,524
Kimberly YoungbloodCOOFT$114,947$570$115,517
John WeberChair-$585-$585
Amy BarronDirector-$540-$540
Rob VergeerTreasurer-$540-$540
Ryan CepicanVice-chair-$450-$450
Terisa FolaronSecretary-$450-$450
Cathy WalkerDirector-$405-$405
Logan WedelDirector-$360-$360
Kim AshwoodDirector-$90-$90
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,389,891
Investment Income
$102,096
Other Revenue
$13,926
Change in Net Assets
$-255,947
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,845,266
Salaries, Compensation, and Employee Benefits$916,594
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion---$605,381
Other Salaries and Wages---$542,411
Current Officers, Directors, Trustees, and Key Employees---$276,374
Occupancy---$201,006
Office Expenses---$129,615
Information Technology---$115,468
Other Employee Benefits---$76,076
Fees for Services Other---$69,465
Other Expenses---$37,924
Advertising---$30,705
Payments to Affiliates---$22,995
Pension Plan Contributions---$21,733
Insurance---$21,427
All Other Expenses---$21,199
Conferences and Meetings---$6,433
Fees for Services Accounting---$6,186
Interest---$1,437
Travel---$508
Total Functional Expenses$0$0$0$2,761,860
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares/certificates$41,210,668
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has a single class of membership. To be a member one must have a share/savings account. Each member has one vote to elect the members of the governing body.”

Form 990, Part VI, Section A, Line 7A

“The members of the governing body are elected by the membership.”

Form 990, Part VI, Section A, Line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the governing body as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency such as the national credit union administration or the wisconsin office of credit unions.”

Form 990, Part VI, Section B, Line 11B

“The prepared form 990 is reviewed by the ceo and coo before the return is presented to the governing body. The members of the governing body review and approve the return before it is filed with the irs.”

Form 990, Part VI, Section B, Line 12C

“Annually at our reorganization meeting the directors each signs a director agreement that contains a conflict of interest statement that instructs the directors to recuse themselves from any vote where they might have an pecuniary interest.”

Form 990, Part VI, Section B, Line 15A

“The ceo receives an annual performance review. During this process, comparable compensation data is provided to the compensation committee for its purview and ultimately its recommendation of a compensation package to the governing body.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Focus Credit Union
EIN
39-1094338
Phone
2622550833
Address
1530 N 68TH STREET, WAUWATOSA, WI 53213

Signing Officer

Name
Dean Wilson
Title
CEO
Phone
2622550833
Signed
2019-03-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dean Wilson
Formed
1964
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
7

Preparer

Firm
Wegner Cpas Llp
Address
2921 LANDMARK PL STE 300, MADISON, WI 53713-4236
Preparer
Yigit Uctum CPA
Phone
6082744020
Raw XML AppendixShowing 400 of 424 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PrincipalOfficerNm0DEAN WILSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4522320
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER MEMBER FEES
IRS990/ProgramServiceRevenueGrp/Desc2ACCOUNT/CARD SERVICE F
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/Desc4NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01643117
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1448433
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2261990
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt330245
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01643117
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1448433
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2261990
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt330245
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt46106
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt06106
IRS990/ProgSrvcAccomActy2Grp/Desc0FOCUS CREDIT UNION HAD DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 7,040 MEMBERS AT DECEMBER 31, 2018. DURING THE YEAR WE OPENED 487 NEW DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt055913
IRS990/PYOtherExpensesAmt01227894
IRS990/PYOtherRevenueAmt010179
IRS990/PYProgramServiceRevenueAmt02309511
IRS990/PYRevenuesLessExpensesAmt0223457
IRS990/PYSalariesCompEmpBnftPaidAmt0924252
IRS990/PYTotalExpensesAmt02152146
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02375603
IRS990/ReconcilationRevenueExpnssAmt0-255947
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt08125
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt08125
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03385258
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03129311
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04145749
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04605342
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0909262
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0606409
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01515671
IRS990ScheduleD/EquipmentGrp/BookValueAmt0117276
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0407505
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0524781
IRS990ScheduleD/LandGrp/BookValueAmt0474051
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0474051
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0970375
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0970375
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt041210668
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES/CERTIFICATES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01500589
IRS990ScheduleD/TotalLiabilityAmt041210668
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0146689
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount08900
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt02087
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt01848
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DEAN WILSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0159524
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0HEALTH CLUB ANNUAL FEE FOR DEAN WILSON. THIS BENEFIT IS NOT REPORTED AS TAXABLE COMPENSATION.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 1A
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS A SINGLE CLASS OF MEMBERSHIP. TO BE A MEMBER ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE GOVERNING BODY ARE ELECTED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE GOVERNING BODY AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP UNLESS MANDATED BY REGULATORY AGENCY SUCH AS THE NATIONAL CREDIT UNION ADMINISTRATION OR THE WISCONSIN OFFICE OF CREDIT UNIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PREPARED FORM 990 IS REVIEWED BY THE CEO AND COO BEFORE THE RETURN IS PRESENTED TO THE GOVERNING BODY. THE MEMBERS OF THE GOVERNING BODY REVIEW AND APPROVE THE RETURN BEFORE IT IS FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANNUALLY AT OUR REORGANIZATION MEETING THE DIRECTORS EACH SIGNS A DIRECTOR AGREEMENT THAT CONTAINS A CONFLICT OF INTEREST STATEMENT THAT INSTRUCTS THE DIRECTORS TO RECUSE THEMSELVES FROM ANY VOTE WHERE THEY MIGHT HAVE AN PECUNIARY INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CEO RECEIVES AN ANNUAL PERFORMANCE REVIEW. DURING THIS PROCESS, COMPARABLE COMPENSATION DATA IS PROVIDED TO THE COMPENSATION COMMITTEE FOR ITS PURVIEW AND ULTIMATELY ITS RECOMMENDATION OF A COMPENSATION PACKAGE TO THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt044666268
IRS990/TotalAssetsEOYAmt044631164
IRS990/TotalAssetsGrp/BOYAmt044666268
IRS990/TotalAssetsGrp/EOYAmt044631164
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02761860
IRS990/TotalGrossUBIAmt06106
IRS990/TotalLiabilitiesBOYAmt041281010
IRS990/TotalLiabilitiesEOYAmt041501853
IRS990/TotalLiabilitiesGrp/BOYAmt041281010
IRS990/TotalLiabilitiesGrp/EOYAmt041501853
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03385258
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03129311
IRS990/TotalOtherCompensationAmt04505
IRS990/TotalProgramServiceRevenueAmt02389891
IRS990/TotalReportableCompFromOrgAmt0273956
IRS990/TotalRevenueGrp/ExclusionAmt0116022
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02383785
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02505913
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt06106
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt044666268
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt044631164
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0508
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01530 N 68TH STREET
IRS990/USAddress/CityNm0WAUWATOSA
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd053213
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.FOCUS-CU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DEAN WILSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02622550833
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-03-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FOCUS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0FOCU
ReturnHeader/Filer/EIN0391094338
ReturnHeader/Filer/PhoneNum02622550833

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$44,631,164
Liabilities
$41,501,853
Net assets
$3,129,311
Revenue
$2,505,913
Expenses
$2,761,860
Net income
-$255,947
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.4$52.3$7.15$3.98$2.86$1.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$58.6$53.8$4.79$2.57$2.04$0.52
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.4$53.1$4.26$2.40$2.01$0.40
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$50.9$47.0$3.86$2.42$2.12$0.30
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.2$40.7$3.56$2.58$2.15$0.43
2018Detailed filing. Detailed filing data is available for this year.$44.6$41.5$3.13$2.51$2.76$0.26
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.7$41.3$3.39$2.38$2.15$0.22
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$44.8$41.6$3.16$2.31$2.11$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$42.4$39.4$2.97$2.24$2.08$0.16
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.9$38.1$2.80$2.26$2.09$0.17
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$40.8$38.2$2.63$2.47$2.23$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.9$37.5$2.40$2.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.2$35.1$2.12$2.78
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.6$35.6$1.99$3.77