Civic Intelligence

Focus Credit Union

990 • Fiscal year 2014 • EIN 39-1094338

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 22, 2015

Organization Profilewww.focus-cu.com

View Organization Page

N88W14930 Main StreetMenomonee Falls, WI 53051

(262) 255-0833

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

0.93x

Higher debt load relative to assets than 97% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Liabilities / Revenue

28th percentile

16.83x

Higher debt load relative to revenue than 28% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Net Margin

51st percentile

7.6%

Higher net margin than 51% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Top Officer Pay

100th percentile

$511,033

Higher top officer pay than 100% of similar nonprofits.

Top officer pay equals 22.6% of source-year revenue.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2014

Asset Growth

37th percentile

0.2%

Faster asset growth than 37% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Revenue Growth

10th percentile

-8.3%

Faster revenue growth than 10% of similar nonprofits.

2014 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$40,902,261

Up $68,709 (+0.2%) from 2013

Net Assets

Up

$2,803,744

Up $172,454 (+6.6%) from 2013

Liabilities

Down

$38,098,517

Down $103,745 (-0.3%) from 2013

Revenue And Expenses
Liabilities / Revenue28th percentileNet Margin51st percentile

Revenue

Down

$2,263,183

Down $204,408 (-8.3%) from 2013

Expenses

Down

$2,090,729

Down $143,956 (-6.4%) from 2013

Net Income

Down

$172,454

Down $60,452 (-26%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth37th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $37,633,533Liabilities 2010: $35,644,847Net Assets 2010: $1,988,6862010Assets 2011: $37,249,824Liabilities 2011: $35,128,038Net Assets 2011: $2,121,7862011Assets 2012: $39,937,118Liabilities 2012: $37,538,729Net Assets 2012: $2,398,3892012Assets 2013: $40,833,552Liabilities 2013: $38,202,262Net Assets 2013: $2,631,2902013Assets 2014: $40,902,261Liabilities 2014: $38,098,517Net Assets 2014: $2,803,7442014Assets 2015: $42,403,148Liabilities 2015: $39,437,296Net Assets 2015: $2,965,8522015Assets 2016: $44,760,848Liabilities 2016: $41,599,047Net Assets 2016: $3,161,8012016Assets 2017: $44,666,268Liabilities 2017: $41,281,010Net Assets 2017: $3,385,2582017Assets 2018: $44,631,164Liabilities 2018: $41,501,853Net Assets 2018: $3,129,3112018Assets 2019: $44,235,680Liabilities 2019: $40,675,587Net Assets 2019: $3,560,0932019Assets 2020: $50,901,343Liabilities 2020: $47,036,483Net Assets 2020: $3,864,8602020Assets 2021: $57,409,857Liabilities 2021: $53,147,292Net Assets 2021: $4,262,5652021Assets 2022: $58,597,299Liabilities 2022: $53,810,804Net Assets 2022: $4,786,4952022Assets 2024: $59,432,300Liabilities 2024: $52,285,880Net Assets 2024: $7,146,4202024

Highlighted filing

2014

Assets$40,902,261
Liabilities$38,098,517
Net Assets$2,803,744
Open 2014 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $3,774,3572010Expenses 2011: $2,783,9422011Expenses 2012: $2,359,1882012Revenue 2013: $2,467,591Expenses 2013: $2,234,685Net Income 2013: $232,9062013Revenue 2014: $2,263,183Expenses 2014: $2,090,729Net Income 2014: $172,4542014Revenue 2015: $2,242,058Expenses 2015: $2,079,950Net Income 2015: $162,1082015Revenue 2016: $2,305,160Expenses 2016: $2,109,211Net Income 2016: $195,9492016Revenue 2017: $2,375,603Expenses 2017: $2,152,146Net Income 2017: $223,4572017Revenue 2018: $2,505,913Expenses 2018: $2,761,860Net Income 2018: -$255,9472018Revenue 2019: $2,584,763Expenses 2019: $2,153,981Net Income 2019: $430,7822019Revenue 2020: $2,422,473Expenses 2020: $2,117,709Net Income 2020: $304,7642020Revenue 2021: $2,404,359Expenses 2021: $2,006,652Net Income 2021: $397,7072021Revenue 2022: $2,568,574Expenses 2022: $2,044,643Net Income 2022: $523,9312022Revenue 2024: $3,979,185Expenses 2024: $2,858,426Net Income 2024: $1,120,7592024

Highlighted filing

2014

Revenue$2,263,183
Expenses$2,090,729
Net Income$172,454
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 22, 2015
Return Version
2014v5.0
Gross Receipts
$2,263,183
Mission and Program Overview

Mission

Not for profit financial cooperative thrift which provides financial services to benefit the membership of the organization.

A cooperative, nonprofit corporation, incorporated to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$30,693,746$30,872,414▲ $178,668
Savings and Temporary Cash Investments$5,837,720$5,847,698▲ $9,978
Rtn Earn Endowment Incm Other Fnds$2,631,290$2,803,744▲ $172,454
Land, Buildings, and Equipment, Net$2,049,996$1,953,484▼ $96,512
Cash and Non-Interest-Bearing Accounts$935,286$891,021▼ $44,265
Investments Program Related$787,526$797,557▲ $10,031
Prepaid Expenses and Deferred Charges$413,170$445,439▲ $32,269
Total Assets$40,833,552$40,902,261▲ $68,709
Other Assets Total$116,108$94,648▼ $21,460
Liabilities
Other Liabilities$37,735,740$37,948,824▲ $213,084
Accounts Payable and Accrued Expenses$466,522$149,693▼ $316,829
Total Liabilities$38,202,262$38,098,517▼ $103,745
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,631,290$2,803,744▲ $172,454
Total Liabilities and Net Assets / Fund Balance$40,833,552$40,902,261▲ $68,709

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$728,383$473,947$1,202,330
Leasehold Improvements$690,797$279,578$970,375
Land$474,051-$474,051
Equipment$60,253$321,989$382,242
Investment Program Related Org$1,050--
Compensation and Service Providers
Top Officer Pay100th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dean WilsonCEOFT$146,689$364,344$511,033
Kim YoungbloodCOOFT$101,228$9,116$110,344
John WeberChair-$585-$585
Sherryl WedelSecretary-$585-$585
Gary VokovitchVice-Chair-$495-$495
Lynn KavelarisDirector-$495-$495
Ryan CepicanDirector-$495-$495
Deana EmeryTreasurer-$450-$450
James BottoniDirector-$225-$225
Robert VergeerDirector-$135-$135
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,197,190
Investment Income
$15,694
Other Revenue
$50,299
Change in Net Assets
$172,454
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,175,970
Salaries, Compensation, and Employee Benefits$914,759
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$593,141
Current Officers, Directors, Trustees, and Key Employees---$251,382
Occupancy---$227,411
Office Expenses---$156,803
Information Technology---$117,063
Other Expenses-$114,519-$114,519
Depreciation Depletion---$107,788
Other Employee Benefits---$70,236
Fees for Services Other---$47,977
Insurance---$33,945
All Other Expenses---$27,943
Advertising---$27,124
Payments to Affiliates---$23,034
Conferences and Meetings---$13,122
Fees for Services Accounting---$8,202
Total Functional Expenses$0$0$0$2,090,729
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members SharesCertificates$37,948,824
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“The president and SVP review the 990 prior to filing for accuracy compared the data to previous reports filed.”

Conflict of interest policy compliance Part VI line 12C

“There are only three employees that are able to enter into a contract. They would know if that contract was with another employee or board member.”

CEO executive director top management comp Part VI line 15A

“It is stated in the CEO's contract that he will receive an annual review. During this process comparable salary data is provided to the compensation committee for their purview and ultimately their recommendation of package to the board.”

Governing documents etc available to public Part VI line 19

“Available upon request, financials posted in all facilities.”

Filing and Contact Details

Filer

Filer Name
FOCUS Credit Union
EIN
39-1094338
Address
N88W14930 Main Street, Menomonee Falls, WI 53051

Signing Officer

Name
Dean Wilson
Title
CEO
Phone
2622550833
Signed
2015-04-22
Discuss with paid preparer
No

Organization Details

Principal Officer
Dean Wilson
Formed
1964
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
31
Volunteers
7

Preparer

Firm
WCUL Services Corp
Address
N25W23131 Paul Rd Suite 500, Pewaukee, WI 53072
Preparer
Cari Thompson
Phone
2625490200
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt043941
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt043941
IRS990/OtherRevenueTotalAmt043941
IRS990/OtherSalariesAndWagesGrp/TotalAmt0593141
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt030693746
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt030872414
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt023034
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0413170
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0445439
IRS990/PrincipalOfficerNm0Dean Wilson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2519100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1AccountCard Svc Fees
IRS990/ProgramServiceRevenueGrp/Desc2Non-Member ATM
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Sales
IRS990/ProgramServiceRevenueGrp/Desc4Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01437088
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1275834
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt269184
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3396734
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01437088
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1275834
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt218350
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt369184
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4396734
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt018350
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 6572 members at 12/31/14. During 2014, we opened 598 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt014981
IRS990/PYOtherExpensesAmt01321956
IRS990/PYOtherRevenueAmt04896
IRS990/PYProgramServiceRevenueAmt02447714
IRS990/PYRevenuesLessExpensesAmt0232906
IRS990/PYSalariesCompEmpBnftPaidAmt0912729
IRS990/PYTotalExpensesAmt02234685
IRS990/PYTotalRevenueAmt02467591
IRS990/ReconcilationRevenueExpnssAmt0172454
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesRevenueGrp/ExclusionAmt06358
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt06358
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02631290
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02803744
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05837720
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05847698
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0728383
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0473947
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01202330
IRS990ScheduleD/EquipmentGrp/BookValueAmt060253
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0321989
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0382242
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0376096
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1298811
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2100
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3121500
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt41050
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1Corporate Central PIC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2WICUB
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CU Service Organization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4CUMI LLC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/LandGrp/BookValueAmt0474051
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0474051
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0690797
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0279578
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0970375
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt037948824
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members SharesCertificates
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01953484
IRS990ScheduleD/TotalBookValueProgramRltdAmt0797557
IRS990ScheduleD/TotalLiabilityAmt037948824
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0146689
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt01858
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0362486
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Dean Wilson
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0511033
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SubstantiationRequiredInd0true
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The president and SVP review the 990 prior to filing for accuracy compared the data to previous reports filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4There are only three employees that are able to enter into a contract. They would know if that contract was with another employee or board member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5It is stated in the CEO's contract that he will receive an annual review. During this process comparable salary data is provided to the compensation committee for their purview and ultimately their recommendation of package to the board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Available upon request, financials posted in all facilities.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt040833552
IRS990/TotalAssetsEOYAmt040902261
IRS990/TotalAssetsGrp/BOYAmt040833552
IRS990/TotalAssetsGrp/EOYAmt040902261
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt031
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02090729
IRS990/TotalGrossUBIAmt018350
IRS990/TotalLiabilitiesBOYAmt038202262
IRS990/TotalLiabilitiesEOYAmt038098517
IRS990/TotalLiabilitiesGrp/BOYAmt038202262
IRS990/TotalLiabilitiesGrp/EOYAmt038098517
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02631290
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02803744
IRS990/TotalOtherCompensationAmt010974
IRS990/TotalProgramServiceRevenueAmt02197190
IRS990/TotalReportableCompFromOrgAmt0614093
IRS990/TotalRevenueGrp/ExclusionAmt022052
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02222781
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02263183
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt018350
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt040833552
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt040902261
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.focus-cu.com
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$40,902,261
Liabilities
$38,098,517
Net assets
$2,803,744
Revenue
$2,263,183
Expenses
$2,090,729
Net income
$172,454
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.4$52.3$7.15$3.98$2.86$1.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$58.6$53.8$4.79$2.57$2.04$0.52
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.4$53.1$4.26$2.40$2.01$0.40
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$50.9$47.0$3.86$2.42$2.12$0.30
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.2$40.7$3.56$2.58$2.15$0.43
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.6$41.5$3.13$2.51$2.76$0.26
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.7$41.3$3.39$2.38$2.15$0.22
2016Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$44.8$41.6$3.16$2.31$2.11$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$42.4$39.4$2.97$2.24$2.08$0.16
2014Detailed filing. Detailed filing data is available for this year.$40.9$38.1$2.80$2.26$2.09$0.17
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$40.8$38.2$2.63$2.47$2.23$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.9$37.5$2.40$2.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.2$35.1$2.12$2.78
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.6$35.6$1.99$3.77
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