Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
32nd percentile
Higher debt load relative to revenue than 32% of similar nonprofits.
Net Margin
52nd percentile
Higher net margin than 52% of similar nonprofits.
Top Officer Pay
92nd percentile
Higher top officer pay than 92% of similar nonprofits.
Top officer pay equals 6.5% of source-year revenue.
Asset Growth
26th percentile
Faster asset growth than 26% of similar nonprofits.
Revenue Growth
35th percentile
Faster revenue growth than 35% of similar nonprofits.
Assets
Down$44,666,268
Down $94,580 (-0.2%) from 2016
Net Assets
Up$3,385,258
Up $223,457 (+7.1%) from 2016
Liabilities
Down$41,281,010
Down $318,037 (-0.8%) from 2016
Revenue
Up$2,375,603
Up $70,443 (+3.1%) from 2016
Expenses
Up$2,152,146
Up $42,935 (+2.0%) from 2016
Net Income
Up$223,457
Up $27,508 (+14%) from 2016
A cooperative, nonprofit corporation, incorporated to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to improve their economic and social conditions
None
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $34,836,592 | $36,503,547 | ▲ $1,666,955 |
| Savings and Temporary Cash Investments | $6,019,282 | $4,145,749 | ▼ $1,873,533 |
| Rtn Earn Endowment Incm Other Fnds | $3,161,801 | $3,385,258 | ▲ $223,457 |
| Land, Buildings, and Equipment, Net | $1,770,406 | $1,683,382 | ▼ $87,024 |
| Investments Program Related | $812,866 | $826,531 | ▲ $13,665 |
| Prepaid Expenses and Deferred Charges | $529,548 | $693,252 | ▲ $163,704 |
| Cash and Non-Interest-Bearing Accounts | $705,796 | $593,721 | ▼ $112,075 |
| Accounts Receivable | - | $117,600 | - |
| Total Assets | $44,760,848 | $44,666,268 | ▼ $94,580 |
| Other Assets Total | $86,358 | $102,486 | ▲ $16,128 |
| Liabilities | |||
| Other Liabilities | $41,324,784 | $40,929,382 | ▼ $395,402 |
| Accounts Payable and Accrued Expenses | $274,263 | $351,628 | ▲ $77,365 |
| Total Liabilities | $41,599,047 | $41,281,010 | ▼ $318,037 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,161,801 | $3,385,258 | ▲ $223,457 |
| Total Liabilities and Net Assets / Fund Balance | $44,760,848 | $44,666,268 | ▼ $94,580 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $631,648 | $570,683 | $1,202,331 |
| Leasehold Improvements | $544,511 | $425,864 | $970,375 |
| Land | $474,051 | - | $474,051 |
| Equipment | $33,172 | $382,361 | $415,533 |
| Investment Program Related Org | $1,050 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Dean Wilson | CEO | FT | $146,689 | $8,047 | $154,736 |
| Kim Youngblood | COO | FT | $113,514 | $570 | $114,084 |
| John Weber | Chair | - | $585 | - | $585 |
| Amy Barron | Secretary | - | $540 | - | $540 |
| Ryan Cepican | Vice-Chair | - | $540 | - | $540 |
| Cathy Walker | Director | - | $540 | - | $540 |
| Robert Vergeer | Treasurer | - | $450 | - | $450 |
| Terisa Folaron | Director | - | $180 | - | $180 |
| Name | Title |
|---|---|
| Lynn Kavelaris | Director |
| Sherryl Wedel | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,227,894 |
| Salaries, Compensation, and Employee Benefits | $924,252 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $582,150 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $269,037 |
| Occupancy | - | - | - | $216,536 |
| Other Expenses | - | $146,132 | - | $146,132 |
| Office Expenses | - | - | - | $126,183 |
| Information Technology | - | - | - | $114,748 |
| Depreciation Depletion | - | - | - | $99,773 |
| Other Employee Benefits | - | - | - | $73,065 |
| Fees for Services Other | - | - | - | $57,245 |
| Advertising | - | - | - | $29,941 |
| Insurance | - | - | - | $20,719 |
| Payments to Affiliates | - | - | - | $20,297 |
| All Other Expenses | - | - | - | $14,453 |
| Conferences and Meetings | - | - | - | $9,861 |
| Fees for Services Accounting | - | - | - | $7,685 |
| Interest | - | - | - | $6 |
| Total Functional Expenses | $0 | $0 | $0 | $2,152,146 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Members SharesCertificates | $40,929,382 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“The CEO and COO review the 990 before board presentation.”
“Annually at our reorganization meeting, each director is required to read and sign a conflict of interest policy for the upcoming year.”
“It is stated in the CEOs contract that he will receive an annual review. During this process comparable salary data is provided to the compensation committee for their purview and ultimately their recommendation of package to the board.”
“Available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 274263 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 351628 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 117600 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | None |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 29941 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 14453 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Dean Wilson |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2622550833 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3180 N 124th Street Suite A |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Milwaukee |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 53222 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 705796 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 593721 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 269037 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9861 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 55913 |
| IRS990/CYOtherExpensesAmt | 0 | 1227894 |
| IRS990/CYOtherRevenueAmt | 0 | 10179 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2309511 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 223457 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 924252 |
| IRS990/CYTotalExpensesAmt | 0 | 2152146 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2375603 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 99773 |
| IRS990/Desc | 0 | We funded 863 loans during 2017. As of 12/31/17, we had 154 mortgages/home equity lines and 2587 consumer loans. We also had 947 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7685 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 57245 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 55.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 2047 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 570 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | John Weber |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Amy Barron |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Sherryl Wedel |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Lynn Kavelaris |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Ryan Cepican |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Robert Vergeer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Cathy Walker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Terisa Folaron |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Dean Wilson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Kim Youngblood |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 585 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 540 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 540 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 450 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 540 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 180 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 152689 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 113514 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | COO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1964 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 18 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 18 |
| IRS990/GrossReceiptsAmt | 0 | 2375603 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 114748 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 20719 |
| IRS990/InterestGrp/TotalAmt | 0 | 6 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 55895 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 55895 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 812866 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 826531 |
| IRS990/IRPDocumentCnt | 0 | 468 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1378908 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1770406 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1683382 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3062290 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | None |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3161801 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3385258 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 18 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 18 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 216536 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 126183 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 86358 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 102486 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 73065 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Member Acct Card Costs |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Losses |
| IRS990/OtherExpensesGrp/Desc | 3 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 37757 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 253558 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 73000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 146132 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 37757 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 253558 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 73000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 146132 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 41324784 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 40929382 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Non-Operating |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1611 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 1611 |
| IRS990/OtherRevenueTotalAmt | 0 | 1611 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 582150 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 34836592 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 36503547 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 20297 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 529548 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 693252 |
| IRS990/PrincipalOfficerNm | 0 | Dean Wilson |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 519100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | AccountCard Svc Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Non-Member ATM |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1551227 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 265373 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 75858 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 403644 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1551227 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 265373 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 13409 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 75858 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 403644 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 13409 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 7117 members at 12/31/17. During 2017, we opened 525 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 36640 |
| IRS990/PYOtherExpensesAmt | 0 | 1193660 |
| IRS990/PYOtherRevenueAmt | 0 | 20070 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2248450 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 195949 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 915551 |
| IRS990/PYTotalExpensesAmt | 0 | 2109211 |
| IRS990/PYTotalRevenueAmt | 0 | 2305160 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 223457 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 8568 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 8568 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3161801 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3385258 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6019282 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4145749 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 631648 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 570683 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1202331 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 33172 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 382361 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 415533 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 405070 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 298811 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 100 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 3 | 121500 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 4 | 1050 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | Corporate Central PIC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | WICUB |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 3 | CU Service Organization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 4 | CUMI LLC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 474051 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 474051 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 544511 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 425864 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 970375 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 40929382 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Members SharesCertificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1683382 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 826531 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 40929382 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/ClubDuesOrFeesInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 146689 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 6000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 2047 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Dean Wilson |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 154736 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | true |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The CEO and COO review the 990 before board presentation. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Annually at our reorganization meeting, each director is required to read and sign a conflict of interest policy for the upcoming year. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | It is stated in the CEOs contract that he will receive an annual review. During this process comparable salary data is provided to the compensation committee for their purview and ultimately their recommendation of package to the board. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 44760848 |
| IRS990/TotalAssetsEOYAmt | 0 | 44666268 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 44760848 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 44666268 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2152146 |
| IRS990/TotalGrossUBIAmt | 0 | 13409 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 41599047 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 41281010 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 41599047 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 41281010 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3161801 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3385258 |
| IRS990/TotalOtherCompensationAmt | 0 | 2617 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2309511 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 269038 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 64481 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2297713 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2375603 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 13409 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 44760848 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 44666268 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | www.focus-cu.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Dean Wilson |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2622550833 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-03-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FOCUS Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FOCU |
| ReturnHeader/Filer/EIN | 0 | 391094338 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.