Civic Intelligence

Verve Credit Union

990 • Fiscal year 2013 • EIN 39-0711674

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 13, 2014

Organization ProfileWWW.CITIZENSFIRST.COM

View Organization Page

2900 Universal Street PO Box 3046Oshkosh, WI 54903-3046

(800) 448-9228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.89x

Higher debt load relative to assets than 34% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

49th percentile

17.60x

Higher debt load relative to revenue than 49% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

74th percentile

20%

Higher net margin than 74% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

27th percentile

$289,367

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Asset Growth

74th percentile

6.8%

Faster asset growth than 74% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets34th percentile

Assets

Up

$395,227,991

Up $25,008,164 (+6.8%) from 2012

Net Assets

Up

$44,912,879

Up $3,887,854 (+9.5%) from 2012

Liabilities

Up

$350,315,112

Up $21,120,310 (+6.4%) from 2012

Revenue And Expenses
Liabilities / Revenue49th percentileNet Margin74th percentile

Revenue

$19,903,729

No earlier filing loaded for comparison.

Expenses

Down

$16,015,873

Down $787,047 (-4.7%) from 2012

Net Income

$3,887,856

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth74th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $341,320,134Liabilities 2010: $305,485,319Net Assets 2010: $35,834,8152010Assets 2011: $360,195,120Liabilities 2011: $322,757,427Net Assets 2011: $37,437,6932011Assets 2012: $370,219,827Liabilities 2012: $329,194,802Net Assets 2012: $41,025,0252012Assets 2013: $395,227,991Liabilities 2013: $350,315,112Net Assets 2013: $44,912,8792013Assets 2015: $739,642,582Liabilities 2015: $652,550,050Net Assets 2015: $87,092,5322015Assets 2017: $914,348,252Liabilities 2017: $808,302,377Net Assets 2017: $106,045,8752017Assets 2018: $924,232,558Liabilities 2018: $808,350,878Net Assets 2018: $115,881,6802018Assets 2019: $999,667,351Liabilities 2019: $874,437,797Net Assets 2019: $125,229,5542019Assets 2020: $1,463,248,163Liabilities 2020: $1,327,083,206Net Assets 2020: $136,164,9572020Assets 2021: $1,476,413,333Liabilities 2021: $1,339,727,604Net Assets 2021: $136,685,7292021Assets 2022: $1,533,220,965Liabilities 2022: $1,432,257,841Net Assets 2022: $100,963,1242022Assets 2024: $1,536,325,468Liabilities 2024: $1,432,095,322Net Assets 2024: $104,230,1462024

Highlighted filing

2013

Assets$395,227,991
Liabilities$350,315,112
Net Assets$44,912,879
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0Expenses 2010: $19,707,3252010Expenses 2011: $18,356,5522011Expenses 2012: $16,802,9202012Revenue 2013: $19,903,729Expenses 2013: $16,015,873Net Income 2013: $3,887,8562013Revenue 2015: $34,029,682Expenses 2015: $28,284,401Net Income 2015: $5,745,2812015Revenue 2017: $46,989,347Expenses 2017: $37,257,008Net Income 2017: $9,732,3392017Revenue 2018: $53,021,311Expenses 2018: $43,191,885Net Income 2018: $9,829,4262018Revenue 2019: $56,591,545Expenses 2019: $48,224,837Net Income 2019: $8,366,7082019Revenue 2020: $63,983,551Expenses 2020: $55,053,204Net Income 2020: $8,930,3472020Revenue 2021: $59,889,219Expenses 2021: $51,157,036Net Income 2021: $8,732,1832021Revenue 2022: $63,522,788Expenses 2022: $57,220,605Net Income 2022: $6,302,1832022Revenue 2024: $81,444,360Expenses 2024: $80,634,270Net Income 2024: $810,0902024

Highlighted filing

2013

Revenue$19,903,729
Expenses$16,015,873
Net Income$3,887,856
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 13, 2014
Return Version
2013v3.0
Gross Receipts
$19,903,729
Mission and Program Overview

Mission

A nonprofit member-owned thrift institution organized to provide financial services to individuals. Operations are primarily related to holding deposit for and making loans to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$313,461,042$346,952,491▲ $33,491,449
Rtn Earn Endowment Incm Other Fnds$31,025,025$34,912,879▲ $3,887,854
Land, Buildings, and Equipment, Net$16,825,125$16,235,327▼ $589,798
Pd in Cap Srpls Land Bldg Eqp Fund$10,000,000$10,000,000→ $0
Savings and Temporary Cash Investments$21,610,171$9,203,967▼ $12,406,204
Cash and Non-Interest-Bearing Accounts$1,565,717$3,913,154▲ $2,347,437
Receivables From Officers Etc$1,603,591$0▼ $1,603,591
Prepaid Expenses and Deferred Charges$1,368,278$1,531,785▲ $163,507
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$370,219,827$395,227,991▲ $25,008,164
Other Assets Total$13,785,903$17,391,267▲ $3,605,364
Liabilities
Other Liabilities$324,123,421$337,632,114▲ $13,508,693
Accounts Payable and Accrued Expenses$5,071,381$12,682,998▲ $7,611,617
Total Liabilities$329,194,802$350,315,112▲ $21,120,310
Net Assets / Fund Balance
Total Net Assets Fund Balance$41,025,025$44,912,879▲ $3,887,854
Total Liabilities and Net Assets / Fund Balance$370,219,827$395,227,991▲ $25,008,164

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,186,972$1,452,589$12,639,561
Equipment$1,852,710$3,421,900$5,274,610
Land$3,195,645-$3,195,645
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin RalofskyPresident/CEOFT$218,685$70,682$289,367
Robert MatzVice PresidentFT$121,356$69,805$191,161
William WuskeVice President Financial SFT$122,426$64,928$187,354
Eric RegnerVP - Information TechnologFT$131,140$16,818$147,958
Audra MeadVice President Hr/adminFT$127,261$14,272$141,533
Mark GrossVice President Legal & AuditFT$106,826$11,066$117,892

Board Members and Trustees

NameTitle
Brenda HainesChair
John Bermingham JrVice Chair of the Board
Mark HaslangerExamining Committee Member
Sam MccloneExamining Committee Member
Christa L WilliamsMember
Garth WicinskyMember
Mary BrefeldMember
Robert HernkeMember
Victoria BeltranMember
James SenderhaufSecretary
Michael PollackTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$19,478,499
Investment Income
$79,440
Other Revenue
$345,790
Change in Net Assets
$3,887,856

Audited Revenue Reconciliation

Revenue per Audited Statements
$19,903,729
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-120,401
Total Revenue per Audited Statements
$19,783,328
Total Revenue per Form 990
$19,903,729
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,129,855
Salaries, Compensation, and Employee Benefits$6,886,018
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,607,858
Occupancy---$1,757,619
All Other Expenses---$1,409,711
Current Officers, Directors, Trustees, and Key Employees---$966,179
Depreciation Depletion---$870,667
Advertising---$706,565
Other Employee Benefits---$575,397
Other Expenses---$442,061
Insurance---$436,645
Payroll Taxes---$419,318
Pension Plan Contributions---$317,266
Fees for Services Accounting---$105,455
Interest---$81,414
Travel---$41,945
Fees for Services Legal---$10,767
Total Functional Expenses$0$0$0$16,015,873

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$16,015,873
Total Expenses per Form 990$16,015,873
Total Expenses per Audited Statements$15,895,472
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$-120,401
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$1,603,591$0▼ $1,603,591
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$68,061,312
Checking Accounts$50,373,625
Money Market Svgs & Ckg$48,564,759
Good Fortune Checking$45,441,255
Cd - 6 Months$28,632,353
Ira - Certificates$19,418,526
Cd - 12 Months$18,364,083
Cd - 24 Months$12,038,430
Cd - 60 Months$11,551,004
Cd - 18 Months$6,742,879
Business Money Market$5,311,308
Cd - 36 Months$4,475,706
Ira - Money Markets$4,299,955
Good Fortune Money Market$4,266,690
Business Accounts$2,698,163
Rewards Checking$2,335,473
Cd - 48 Months$1,787,184
Holiday Savings Accounts$1,123,140
Health Savings Accounts$627,489
Escrow Accounts$432,359
Cu Checking Accounts$401,320
Cd - 90 Day$355,929
Funeral Trust$322,518
Cd - 30 Months$6,654
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members are individuals living or working in the counties of winnebago and fond du lac that have depostis with the credit union.”

Form 990, Part VI, Section A, Line 7A

“Board of directors is elected by members.”

Form 990, Part VI, Section A, Line 7B

“Per the by-laws, certain decisions require membership approval.”

Form 990, Part VI, Section B, Line 11

“BOARD MEETING REVIEW”

Form 990, Part VI, Section B, Line 12C

“Discussion in board minutes”

Form 990, Part VI, Section B, Line 15

“Use cues/ceo & executive surveys and analysis, and the board reviews the information for the ceo.”

Form 990, Part VI, Section C, Line 19

“UPON REQUEST.”

Filing and Contact Details

Filer

EIN
39-0711674
Phone
8004489228

Signing Officer

Name
Kevin Ralofsky
Title
CFO
Phone
8004489228
Signed
2014-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kevin Ralofsky
Formed
1937
Legal Domicile
Wi
Voting Board Members
11
Independent Board Members
11
Employees
134
Volunteers
10

Preparer

Preparer
Steve Handrick
Phone
9203369850
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“ROUNDING -2.”

Form 990 Part XII Line 2C

“The board of directors is the credit union's commitee that assumes responsibility for oversight of the audit of its financial statements and selection of the independent accountant to perform the audit. The process has not changed from prior year.”

Financial Statement Notes

PART X, LINE 2:

“U.s. Gaap requires management to evaluate tax positions taken by the credit union and recognize a tax liability(or asset) if the credit union has taken an uncertain position that more likely than not would be sustained upon examination by a taxing authority. Management has analyzed the tax positions taken by the credit union and has concluded that as of december 31, 2013, 2012, and 2011, there are no uncertain positions taken or expected to be taken that would require recognition of a liability(or asset) or disclosure in the financial statements. The credit union is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The credit union will recognize future accrued interest and penalties related to unrecognized tax benefits in income tax expense if incurred. The credit union is no longer subject to federal tax examination by tax authorities for years before 2009 and state examination for years before 2008.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Impairment loss on other real estate owned”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Impairment loss on other real estate owned”

Part XI and Part XII Line 4D

“Impairment loss on other real estate owned”

Raw XML AppendixShowing 400 of 582 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm10SAM MCCLONE
IRS990/Form990PartVIISectionAGrp/PersonNm11ROBERT MATZ
IRS990/Form990PartVIISectionAGrp/PersonNm12WILLIAM WUSKE
IRS990/Form990PartVIISectionAGrp/PersonNm13MARK GROSS
IRS990/Form990PartVIISectionAGrp/PersonNm14AUDRA MEAD
IRS990/Form990PartVIISectionAGrp/PersonNm15KEVIN RALOFSKY
IRS990/Form990PartVIISectionAGrp/PersonNm16ERIC REGNER
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IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8EXAMINING COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10EXAMINING COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE PRESIDENT FINANCIAL S
IRS990/Form990PartVIISectionAGrp/TitleTxt13VICE PRESIDENT LEGAL & AUDIT
IRS990/Form990PartVIISectionAGrp/TitleTxt14VICE PRESIDENT HR/ADMIN
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP - INFORMATION TECHNOLOG
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IRS990/Form990TFiledInd01
IRS990/FormationYr01937
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt079440
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt079440
IRS990/GrossReceiptsAmt019903729
IRS990/GrossRentsGrp/RealAmt017375
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0436645
IRS990/InterestGrp/TotalAmt081414
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt06196
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04874489
IRS990/LandBldgEquipBasisNetGrp/BOYAmt016825125
IRS990/LandBldgEquipBasisNetGrp/EOYAmt016235327
IRS990/LandBldgEquipCostOrOtherBssAmt021109816
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A NONPROFIT MEMBER-OWNED THRIFT INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO INDIVIDUALS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSIT FOR AND MAKING LOANS TO MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt041025025
IRS990/NetAssetsOrFundBalancesEOYAmt044912879
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt079440
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt079440
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt017375
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt017375
IRS990/NetUnrelatedBusTxblIncmAmt0-86858
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01757619
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt013785903
IRS990/OtherAssetsTotalGrp/EOYAmt017391267
IRS990/OtherChangesInNetAssetsAmt0-2
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0575397
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSE
IRS990/OtherExpensesGrp/Desc2BANK CHARGES
IRS990/OtherExpensesGrp/Desc3CREDIT/DEBIT CARDS
IRS990/OtherExpensesGrp/TotalAmt01758398
IRS990/OtherExpensesGrp/TotalAmt11055146
IRS990/OtherExpensesGrp/TotalAmt2453462
IRS990/OtherExpensesGrp/TotalAmt3442061
IRS990/OtherLiabilitiesGrp/BOYAmt0324123421
IRS990/OtherLiabilitiesGrp/EOYAmt0337632114
IRS990/OtherRevenueMiscGrp/BusinessCd0523000
IRS990/OtherRevenueMiscGrp/Desc0CASH SURRENDER VALUE OF LIFE INS.
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0328415
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0328415
IRS990/OtherRevenueTotalAmt0328415
IRS990/OtherSalariesAndWagesGrp/TotalAmt04607858
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0313461042
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0346952491
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0419318
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt010000000
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt010000000
IRS990/PensionPlanContributionsGrp/TotalAmt0317266
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01368278
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01531785
IRS990/PrincipalOfficerNm0KEVIN RALOFSKY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE REVENUE-RELATED
IRS990/ProgramServiceRevenueGrp/Desc1LPL INCOME
IRS990/ProgramServiceRevenueGrp/Desc2ATM INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4CHATTER YAK INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt019123389
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1356432
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt26953
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt019123389
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1356432
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt271859
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt36953
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4-80134
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt071859
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1-80134
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt039617
IRS990/PYOtherExpensesAmt010542602
IRS990/PYOtherRevenueAmt019133
IRS990/PYProgramServiceRevenueAmt020331502
IRS990/PYRevenuesLessExpensesAmt03587332
IRS990/PYSalariesCompEmpBnftPaidAmt06260318
IRS990/PYTotalExpensesAmt016802920
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt020390252
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt01603591
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt03887856
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt017375
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt031025025
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt034912879
IRS990/SavingsAndTempCashInvstGrp/BOYAmt021610171
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09203967
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt011186972
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01452589
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt012639561
IRS990ScheduleD/EquipmentGrp/BookValueAmt01852710
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03421900
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05274610
IRS990ScheduleD/ExpensesNotReportedAmt0-120401
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt016015873
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt03195645
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03195645
IRS990ScheduleD/OtherExpensesIncludedAmt0-120401
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt068061312
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt148564759
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt25311308
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt34266690
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt445441255
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt550373625
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6401320
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7322518
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt81123140
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt9627489
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt102698163
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11432359
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt124299955
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1319418526
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1428632353
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1518364083
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt166742879
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1712038430
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt186654
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt194475706
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt201787184
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2111551004
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22355929
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt232335473
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET SVGS & CKG
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2BUSINESS MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3GOOD FORTUNE MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4GOOD FORTUNE CHECKING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5CHECKING ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6CU CHECKING ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7FUNERAL TRUST
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8HOLIDAY SAVINGS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9HEALTH SAVINGS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc10BUSINESS ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc11ESCROW ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc12IRA - MONEY MARKETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc13IRA - CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc14CD - 6 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc15CD - 12 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc16CD - 18 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc17CD - 24 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc18CD - 30 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc19CD - 36 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc20CD - 48 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc21CD - 60 MONTHS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc22CD - 90 DAY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc23REWARDS CHECKING
IRS990ScheduleD/OtherRevenueAmt0-120401
IRS990ScheduleD/RevenueNotReportedAmt0-120401
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt019903729

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$395,227,991
Liabilities
$350,315,112
Net assets
$44,912,879
Revenue
$19,903,729
Expenses
$16,015,873
Net income
$3,887,856
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,536$1,432$104$81.4$80.6$0.81
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,533$1,432$101$63.5$57.2$6.30
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,476$1,340$137$59.9$51.2$8.73
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,463$1,327$136$64.0$55.1$8.93
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,000$874$125$56.6$48.2$8.37
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$924$808$116$53.0$43.2$9.83
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$914$808$106$47.0$37.3$9.73
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$740$653$87.1$34.0$28.3$5.75
2013Detailed filing. Detailed filing data is available for this year.$395$350$44.9$19.9$16.0$3.89
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$370$329$41.0$16.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$360$323$37.4$18.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$341$305$35.8$19.7
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $250M-$1B nonprofits