Civic Intelligence

State Chartered Credit Unions in Florida

EIN 59-0857430 • 501(c)14 • Tampa, FL

Profile

Floridacentral credit union is a member owned cooperative dedicated to promoting thrift and providing its members with competitively priced, quality financial services while maintaining service in a professional, accurate and efficient manner to all members regardless of socio-economic status.

3333 Henderson BlvdTampa, FL 33609

www.floridacentralcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

100th percentile

0.98x

Higher debt load relative to assets than 100% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

18.43x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

19th percentile

3.2%

Higher net margin than 19% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

35th percentile

1.0%

Faster asset growth than 35% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

52nd percentile

16%

Faster revenue growth than 52% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

Up

$600,624,639

Up $5,772,641 (+1.0%) from 2023

Liabilities

Up

$585,919,502

Up $4,166,154 (+0.7%) from 2023

Net Assets

Up

$14,705,137

Up $1,606,487 (+12%) from 2023

Revenue

Up

$31,798,268

Up $4,412,449 (+16%) from 2023

Expenses

Up

$30,792,561

Up $5,258,748 (+21%) from 2023

Net Income

Down

$1,005,707

Down $846,299 (-46%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800M$600M$400M$200M$0Assets 2010: $299,100,711Liabilities 2010: $269,743,004Net Assets 2010: $29,357,7072010Assets 2011: $356,257,822Liabilities 2011: $324,020,003Net Assets 2011: $32,237,8192011Assets 2012: $384,383,811Liabilities 2012: $351,831,346Net Assets 2012: $32,552,4652012Assets 2013: $386,819,806Liabilities 2013: $351,702,678Net Assets 2013: $35,117,1282013Assets 2014: $390,919,027Liabilities 2014: $352,823,472Net Assets 2014: $38,095,5552014Assets 2015: $413,769,774Liabilities 2015: $377,444,698Net Assets 2015: $36,325,0762015Assets 2016: $439,134,010Liabilities 2016: $406,071,845Net Assets 2016: $33,062,1652016Assets 2017: $451,208,582Liabilities 2017: $415,371,809Net Assets 2017: $35,836,7732017Assets 2018: $498,115,505Liabilities 2018: $462,344,975Net Assets 2018: $35,770,5302018Assets 2019: $495,049,945Liabilities 2019: $458,833,766Net Assets 2019: $36,216,1792019Assets 2020: $573,102,269Liabilities 2020: $534,875,293Net Assets 2020: $38,226,9762020Assets 2021: $620,353,009Liabilities 2021: $585,711,519Net Assets 2021: $34,641,4902021Assets 2022: $591,612,328Liabilities 2022: $584,226,613Net Assets 2022: $7,385,7152022Assets 2023: $594,851,998Liabilities 2023: $581,753,348Net Assets 2023: $13,098,6502023Assets 2024: $600,624,639Liabilities 2024: $585,919,502Net Assets 2024: $14,705,1372024

Highlighted filing

2024

Assets$600,624,639
Liabilities$585,919,502
Net Assets$14,705,137

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $17,930,7782010Expenses 2011: $17,869,7112011Revenue 2012: $20,565,312Expenses 2012: $18,274,372Net Income 2012: $2,290,9402012Revenue 2013: $20,218,687Expenses 2013: $18,458,706Net Income 2013: $1,759,9812013Revenue 2014: $21,596,623Expenses 2014: $19,052,206Net Income 2014: $2,544,4172014Revenue 2015: $21,602,757Expenses 2015: $21,439,453Net Income 2015: $163,3042015Revenue 2016: $21,552,272Expenses 2016: $22,450,802Net Income 2016: -$898,5302016Revenue 2017: $20,703,924Expenses 2017: $18,802,642Net Income 2017: $1,901,2822017Revenue 2018: $21,071,123Expenses 2018: $19,952,284Net Income 2018: $1,118,8392018Revenue 2019: $22,829,219Expenses 2019: $23,254,955Net Income 2019: -$425,7362019Revenue 2020: $20,410,782Expenses 2020: $20,746,977Net Income 2020: -$336,1952020Revenue 2021: $19,516,716Expenses 2021: $19,696,004Net Income 2021: -$179,2882021Revenue 2022: $22,088,773Expenses 2022: $19,819,876Net Income 2022: $2,268,8972022Revenue 2023: $27,385,819Expenses 2023: $25,533,813Net Income 2023: $1,852,0062023Revenue 2024: $31,798,268Expenses 2024: $30,792,561Net Income 2024: $1,005,7072024

Highlighted filing

2024

Revenue$31,798,268
Expenses$30,792,561
Net Income$1,005,707

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$601$586$14.7$31.8$30.8$1.01
2023Detailed filing. Detailed filing data is available for this year.$595$582$13.1$27.4$25.5$1.85
2022Detailed filing. Detailed filing data is available for this year.$592$584$7.39$22.1$19.8$2.27
2021Detailed filing. Detailed filing data is available for this year.$620$586$34.6$19.5$19.7$0.18
2020Detailed filing. Detailed filing data is available for this year.$573$535$38.2$20.4$20.7$0.34
2019Detailed filing. Detailed filing data is available for this year.$495$459$36.2$22.8$23.3$0.43
2018Detailed filing. Detailed filing data is available for this year.$498$462$35.8$21.1$20.0$1.12
2017Detailed filing. Detailed filing data is available for this year.$451$415$35.8$20.7$18.8$1.90
2016Detailed filing. Detailed filing data is available for this year.$439$406$33.1$21.6$22.5$0.90
2015Detailed filing. Detailed filing data is available for this year.$414$377$36.3$21.6$21.4$0.16
2014Detailed filing. Detailed filing data is available for this year.$391$353$38.1$21.6$19.1$2.54
2013Detailed filing. Detailed filing data is available for this year.$387$352$35.1$20.2$18.5$1.76
2012Summary only. Only limited summary data is available for this year.$384$352$32.6$20.6$18.3$2.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$356$324$32.2$17.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$299$270$29.4$17.9
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$31,798,268
Mission and Program Overview

Mission

Floridacentral credit union is a member owned cooperative dedicated to promoting thrift and providing its members with competitively priced, quality financial services while maintaining service in a professional, accurate and efficient manner to all members regardless of socio-economic status.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$383,413,668$386,996,452▲ $3,582,784
Investments in Publicly Traded Securities$104,941,582$96,332,164▼ $8,609,418
Savings and Temporary Cash Investments$55,264,090$57,705,559▲ $2,441,469
Land, Buildings, and Equipment, Net$20,008,214$19,508,165▼ $500,049
Rtn Earn Endowment Incm Other Fnds$13,098,650$14,705,137▲ $1,606,487
Prepaid Expenses and Deferred Charges$10,100,349$12,353,193▲ $2,252,844
Accounts Receivable$2,650,047$8,663,130▲ $6,013,083
Cash and Non-Interest-Bearing Accounts$3,053,989$2,795,166▼ $258,823
Investments Other Securities$2,725,950$2,789,056▲ $63,106
Receivables From Officers Etc-$971,506-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$594,851,998$600,624,639▲ $5,772,641
Other Assets Total$12,694,109$12,510,248▼ $183,861
Liabilities
Other Liabilities$573,687,029$577,904,365▲ $4,217,336
Accounts Payable and Accrued Expenses$8,066,319$8,015,137▼ $51,182
Total Liabilities$581,753,348$585,919,502▲ $4,166,154
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,098,650$14,705,137▲ $1,606,487
Total Liabilities and Net Assets / Fund Balance$594,851,998$600,624,639▲ $5,772,641

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,290,737$3,412,897$14,703,634
Equipment$2,242,828$6,020,845$8,263,673
Land$5,896,526-$5,896,526
Leasehold Improvements$78,074$505,343$583,417
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Thuy Linh N DangPresident/CEOFT$502,842$53,408$556,250
Brian RobinsonSVP/CMOFT$174,889$19,682$194,571
Pamela WendlandChief Credit OfficerFT$154,574$18,429$173,003
Mitchell Scott NewbergerCOOFT$150,408$17,749$168,157
Carla GantVP Human ResourcesFT$142,892$21,992$164,884
Thomas ChesnuttDirector of SalesFT$151,515$8,155$159,670
Daniel GeorgeVP of FinanceFT$107,943$22,584$130,527
Thomas GabrylukCFOFT$20,181$2,754$22,935

Board Members and Trustees

NameTitle
William MignoneChairperson
Margaret SpurrierVice Chairperson
David SteffenDirector
Gary VienDirector
Stevie OsterlandDirector
Stephen ShearSecretary
Braton ColeTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Engage Fi LLCConsultation; Contract Negotiation5550 W EXECUTIVE DR, Tampa, FL 33609$935,807
Jack Henry & Associates INCCore SystemPO BOX 609, Monett, MO 65708$797,009
Windstream EnterpriseCommunicationsPO BOX 9001013, Louisville, KY 40290-1013$389,584
Connect Financial SoftwareHomebankingPO BOX 923, Sandy, UT 84091$360,451
Cox Radio Inc-tampa BayMarketingPO BOX 83199, Chicago, IL 60691-0199$240,873
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$25,650,775
Investment Income
$6,147,493
Other Revenue
$0
Change in Net Assets
$1,005,707
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$20,691,856
Salaries, Compensation, and Employee Benefits$10,100,705
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$8,208,252
Other Salaries and Wages---$6,961,113
Depreciation Depletion---$1,347,429
Occupancy---$1,146,940
Other Employee Benefits---$1,083,827
Office Expenses---$1,040,544
All Other Expenses---$928,411
Current Officers, Directors, Trustees, and Key Employees---$747,342
Pension Plan Contributions---$733,205
Other Expenses---$696,584
Advertising---$599,365
Payroll Taxes---$575,218
Fees for Services Other---$367,323
Information Technology---$282,238
Insurance---$216,717
Travel---$190,187
Fees for Services Accounting---$93,000
Fees for Services Legal---$81,668
Fees for Services Management---$61,384
Conferences and Meetings---$18,733
Total Functional Expenses$0$0$0$30,792,561
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$971,506-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$202,064,805
Ultimate Checking$170,678,470
Time Deposits$136,120,379
Money Market$25,947,992
Non-member Deposits$14,494,205
Checking Accounts$12,689,825
Ira Certificates$8,912,499
Ira Accounts$6,724,820
Christmas Club$271,370
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has members.

Form 990, Part VI, Section A, Line 7A

The organization is member owned. A credit union is led by a board of directors (all of whom must be members themselves), which is elected by the credit union membership. Each member gets one vote.

Form 990, Part VI, Section A, Line 7B

Members of the credit union have the right to approve the governing body's election and removal of members of the governing body. Decisions are made by the governing body who represents the membership of the credit union.

Form 990, Part VI, Section B, Line 11B

The accounting manager is in charge of preparing form 990. The president and ceo of the credit union along with the cfo review the return and make the necessary corrections. The return is filed when completed.

Form 990, Part VI, Section B, Line 15

A performance evaluation form is completed by the board annually for the ceo. The ceo's salary is also determined by the board. For other officers or key employees, an evaluation is performed annually by the ceo. Job grades and compensation ranges for each grade are established by a third-party compensation form; koger, goodwin and associates.

Form 990, Part VI, Section C, Line 19

The credit union's governing documents are not made available to the public. The credit union's financial statements are available for public viewing on the ncua.gov website via the quarterly 5300 filing.

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-0857430
Phone
8138793333
Address
3333 HENDERSON BLVD, TAMPA, FL 33609
Doing Business As
Florida Central Credit Union

Signing Officer

Name
Thuy Linh N Dang
Title
CEO
Phone
8138793333
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Thuy Linh N Dang
Formed
1991
Legal Domicile
Fl
Voting Board Members
8
Independent Board Members
7
Employees
175
Volunteers
10

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other professional and outside services 301,895. Armoured/courier service 65,428.

Form 990, Part IX, Line 24E

Atm expense 435,123. Home banking 354,294. Association dues 64,830. Other losses 44,613. Education and promotion 20,921. Miscellaneous expense 8,630.

FORM 990, PART XI, LINE 9:

Net pension gains/(losses) 850,119. Amortization of net pension losses 295,497.

Form 990, Part XII, Line 2C

There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.

Raw XML AppendixShowing 400 of 628 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt753408
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt82754
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt917749
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt108155
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1121992
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1222584
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1319682
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1418429
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIAM MIGNONE
IRS990/Form990PartVIISectionAGrp/PersonNm1MARGARET SPURRIER
IRS990/Form990PartVIISectionAGrp/PersonNm2STEPHEN SHEAR
IRS990/Form990PartVIISectionAGrp/PersonNm3BRATON COLE
IRS990/Form990PartVIISectionAGrp/PersonNm4STEVIE OSTERLAND
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID STEFFEN
IRS990/Form990PartVIISectionAGrp/PersonNm6GARY VIEN
IRS990/Form990PartVIISectionAGrp/PersonNm7THUY LINH N DANG
IRS990/Form990PartVIISectionAGrp/PersonNm8THOMAS GABRYLUK
IRS990/Form990PartVIISectionAGrp/PersonNm9MITCHELL SCOTT NEWBERGER
IRS990/Form990PartVIISectionAGrp/PersonNm10THOMAS CHESNUTT
IRS990/Form990PartVIISectionAGrp/PersonNm11CARLA GANT
IRS990/Form990PartVIISectionAGrp/PersonNm12DANIEL GEORGE
IRS990/Form990PartVIISectionAGrp/PersonNm13BRIAN ROBINSON
IRS990/Form990PartVIISectionAGrp/PersonNm14PAMELA WENDLAND
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7502842
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt820181
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9150408
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10151515
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11142892
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12107943
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13174889
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14154574
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9COO
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR OF SALES
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP/CMO
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF CREDIT OFFICER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01991
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt031798268
IRS990/GroupExemptionNum02106
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0282238
IRS990/InsuranceGrp/TotalAmt0216717
IRS990/InterestGrp/TotalAmt08208252
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt06147493
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06147493
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02725950
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02789056
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0104941582
IRS990/InvestmentsPubTradedSecGrp/EOYAmt096332164
IRS990/IRPDocumentCnt013193
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09939085
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020008214
IRS990/LandBldgEquipBasisNetGrp/EOYAmt019508165
IRS990/LandBldgEquipCostOrOtherBssAmt029447250
IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0FLORIDACENTRAL CREDIT UNION IS A MEMBER OWNED COOPERATIVE DEDICATED TO PROMOTING THRIFT AND PROVIDING ITS MEMBERS WITH COMPETITIVELY PRICED, QUALITY FINANCIAL SERVICES WHILE MAINTAINING SERVICE IN A PROFESSIONAL, ACCURATE AND EFFICIENT MANNER TO ALL MEMBERS REGARDLESS OF SOCIO-ECONOMIC STATUS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt013098650
IRS990/NetAssetsOrFundBalancesEOYAmt014705137
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-544836
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01146940
IRS990/OfficeExpensesGrp/TotalAmt01040544
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012694109
IRS990/OtherAssetsTotalGrp/EOYAmt012510248
IRS990/OtherChangesInNetAssetsAmt01145616
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01083827
IRS990/OtherExpensesGrp/Desc0SHARE/DEBIT/CREDIT CARD
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MAINTENANCE AND REPAIRS
IRS990/OtherExpensesGrp/Desc3CREDIT AND COLLECTION E
IRS990/OtherExpensesGrp/TotalAmt02500896
IRS990/OtherExpensesGrp/TotalAmt11793141
IRS990/OtherExpensesGrp/TotalAmt21119044
IRS990/OtherExpensesGrp/TotalAmt3696584
IRS990/OtherLiabilitiesGrp/BOYAmt0573687029
IRS990/OtherLiabilitiesGrp/EOYAmt0577904365
IRS990/OtherSalariesAndWagesGrp/TotalAmt06961113
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0383413668
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0386996452
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0575218
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0733205
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010100349
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt012353193
IRS990/PrincipalOfficerNm0THUY LINH N DANG
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES/CHARGES/OTHER
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE & INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt019531607
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16085404
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt019531607
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16085404
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt233764
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt033764
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04935384
IRS990/PYOtherExpensesAmt015513662
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt022450435
IRS990/PYRevenuesLessExpensesAmt01852006
IRS990/PYSalariesCompEmpBnftPaidAmt010020151
IRS990/PYTotalExpensesAmt025533813
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt027385819
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0971506
IRS990/ReconcilationRevenueExpnssAmt01005707
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013098650
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014705137
IRS990/SavingsAndTempCashInvstGrp/BOYAmt055264090
IRS990/SavingsAndTempCashInvstGrp/EOYAmt057705559
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt011290737
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03412897
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt014703634
IRS990ScheduleD/EquipmentGrp/BookValueAmt02242828
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06020845
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08263673
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt05896526
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt05896526
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt078074
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0505343
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0583417
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0202064805
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1271370
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2136120379
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt312689825
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4170678470
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt56724820
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt68912499
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt725947992
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt814494205
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2TIME DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CHECKING ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4ULTIMATE CHECKING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5IRA ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6IRA CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8NON-MEMBER DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt019508165
IRS990ScheduleD/TotalLiabilityAmt0577904365
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990ScheduleJ/PersonalServicesInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0502842
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1174889
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2154574
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3150408
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4142892
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5151515
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt50

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