Civic Intelligence

Arizona Central Credit Union

EIN 86-0098350 • 501(c)14 • Phoenix, AZ

View Organization Page

Profile

Provide checking, savings, and loan services for members.

2020 N Central Avenue 450Phoenix, AZ 85004

www.azcentralcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.93x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

14.61x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

6th percentile

-3.6%

Higher net margin than 6% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

14th percentile

-2.4%

Faster asset growth than 14% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2024

Revenue Growth

19th percentile

7.3%

Faster revenue growth than 19% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2024

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Down

$688,870,714

Down $54,307,883 (-7.3%) from 2023

Liabilities

Down

$637,442,252

Down $53,191,323 (-7.7%) from 2023

Net Assets

Down

$51,428,462

Down $1,116,560 (-2.1%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin6th percentile

Revenue

Up

$43,632,320

Up $1,222,139 (+2.9%) from 2023

Expenses

Up

$45,182,786

Up $5,215,510 (+13%) from 2023

Net Income

Down

-$1,550,466

Down $3,993,371 (-163%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth14th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800M$600M$400M$200M$0Assets 2010: $404,671,302Liabilities 2010: $375,645,281Net Assets 2010: $29,026,0212010Assets 2011: $395,543,331Liabilities 2011: $364,984,518Net Assets 2011: $30,558,8132011Assets 2012: $397,431,538Liabilities 2012: $363,877,387Net Assets 2012: $33,554,1512012Assets 2013: $403,446,974Liabilities 2013: $370,454,567Net Assets 2013: $32,992,4072013Assets 2014: $433,484,790Liabilities 2014: $396,987,925Net Assets 2014: $36,496,8652014Assets 2015: $438,935,959Liabilities 2015: $402,151,694Net Assets 2015: $36,784,2652015Assets 2016: $460,414,398Liabilities 2016: $423,291,403Net Assets 2016: $37,122,9952016Assets 2017: $477,821,086Liabilities 2017: $439,492,254Net Assets 2017: $38,328,8322017Assets 2018: $497,872,823Liabilities 2018: $459,485,075Net Assets 2018: $38,387,7482018Assets 2019: $525,110,049Liabilities 2019: $477,158,889Net Assets 2019: $47,951,1602019Assets 2020: $645,140,221Liabilities 2020: $592,377,428Net Assets 2020: $52,762,7932020Assets 2021: $741,586,550Liabilities 2021: $684,687,423Net Assets 2021: $56,899,1272021Assets 2022: $755,233,028Liabilities 2022: $701,518,544Net Assets 2022: $53,714,4842022Assets 2023: $743,178,597Liabilities 2023: $690,633,575Net Assets 2023: $52,545,0222023Assets 2024: $688,870,714Liabilities 2024: $637,442,252Net Assets 2024: $51,428,4622024

Highlighted filing

2024

Assets$688,870,714
Liabilities$637,442,252
Net Assets$51,428,462
Open 2024 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $30,640,0612010Expenses 2011: $24,965,2582011Expenses 2012: $21,395,9582012Revenue 2013: $25,386,572Expenses 2013: $23,623,325Net Income 2013: $1,763,2472013Revenue 2014: $27,221,364Expenses 2014: $25,661,133Net Income 2014: $1,560,2312014Revenue 2015: $28,725,577Expenses 2015: $28,486,375Net Income 2015: $239,2022015Revenue 2016: $29,664,168Expenses 2016: $29,058,495Net Income 2016: $605,6732016Revenue 2017: $31,002,451Expenses 2017: $30,093,366Net Income 2017: $909,0852017Revenue 2018: $33,522,362Expenses 2018: $31,998,882Net Income 2018: $1,523,4802018Revenue 2019: $38,794,390Expenses 2019: $31,710,004Net Income 2019: $7,084,3862019Revenue 2020: $37,743,652Expenses 2020: $35,450,102Net Income 2020: $2,293,5502020Revenue 2021: $35,293,641Expenses 2021: $30,254,650Net Income 2021: $5,038,9912021Revenue 2022: $38,271,912Expenses 2022: $32,068,931Net Income 2022: $6,202,9812022Revenue 2023: $42,410,181Expenses 2023: $39,967,276Net Income 2023: $2,442,9052023Revenue 2024: $43,632,320Expenses 2024: $45,182,786Net Income 2024: -$1,550,4662024

Highlighted filing

2024

Revenue$43,632,320
Expenses$45,182,786
Net Income-$1,550,466
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$688,870,714
Liabilities
$637,442,252
Net assets
$51,428,462
Revenue
$43,632,320
Expenses
$45,182,786
Net income
-$1,550,466
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$689$637$51.4$43.6$45.2$1.55
2023Detailed filing. Detailed filing data is available for this year.$743$691$52.5$42.4$40.0$2.44
2022Detailed filing. Detailed filing data is available for this year.$755$702$53.7$38.3$32.1$6.20
2021Detailed filing. Detailed filing data is available for this year.$742$685$56.9$35.3$30.3$5.04
2020Detailed filing. Detailed filing data is available for this year.$645$592$52.8$37.7$35.5$2.29
2019Detailed filing. Detailed filing data is available for this year.$525$477$48.0$38.8$31.7$7.08
2018Detailed filing. Detailed filing data is available for this year.$498$459$38.4$33.5$32.0$1.52
2017Detailed filing. Detailed filing data is available for this year.$478$439$38.3$31.0$30.1$0.91
2016Detailed filing. Detailed filing data is available for this year.$460$423$37.1$29.7$29.1$0.61
2015Detailed filing. Detailed filing data is available for this year.$439$402$36.8$28.7$28.5$0.24
2014Detailed filing. Detailed filing data is available for this year.$433$397$36.5$27.2$25.7$1.56
2013Detailed filing. Detailed filing data is available for this year.$403$370$33.0$25.4$23.6$1.76
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$397$364$33.6$21.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$396$365$30.6$25.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$405$376$29.0$30.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$50,424,582
Mission and Program Overview

Mission

Financial value, member solutions, local community

Credit union operated without profit for mutual purposes to serve members and community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$621,583,713$571,912,393▼ $49,671,320
Rtn Earn Endowment Incm Other Fnds$52,545,022$51,428,462▼ $1,116,560
Investments in Publicly Traded Securities$54,481,679$34,609,425▼ $19,872,254
Savings and Temporary Cash Investments$18,463,334$29,861,601▲ $11,398,267
Land, Buildings, and Equipment, Net$14,483,787$14,954,193▲ $470,406
Cash and Non-Interest-Bearing Accounts$5,594,712$4,963,124▼ $631,588
Receivables From Officers Etc$3,758,750$3,758,750→ $0
Investments Other Securities$2,946,263$3,410,605▲ $464,342
Prepaid Expenses and Deferred Charges$903,121$931,724▲ $28,603
Accounts Receivable$398,294$281,326▼ $116,968
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$743,178,597$688,870,714▼ $54,307,883
Other Assets Total$20,564,944$24,187,573▲ $3,622,629
Liabilities
Other Liabilities$626,855,772$628,043,966▲ $1,188,194
Accounts Payable and Accrued Expenses$13,777,803$7,398,286▼ $6,379,517
Mortgage Notes Payable Secured by Investment Property$50,000,000$2,000,000▼ $48,000,000
Total Liabilities$690,633,575$637,442,252▼ $53,191,323
Net Assets / Fund Balance
Total Net Assets Fund Balance$52,545,022$51,428,462▼ $1,116,560
Total Liabilities and Net Assets / Fund Balance$743,178,597$688,870,714▼ $54,307,883

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,405,343$6,437,591$12,842,934
Equipment$3,529,058$4,217,917$7,746,975
Land$4,954,022-$4,954,022
Other Land Buildings$65,770$140,931$206,701
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gregory HardenCEOFT$388,651$53,511$442,162
Janet MoodieSVP COOFT$232,949$33,391$266,340
Yvette ClayVP CLOFT$175,874$29,236$205,110
Angela SmithVP Chief StrategistFT$163,598$27,718$191,316
Paul Bauer IiiDirector Business Financial ServicesFT$124,976$57,185$182,161
Martin JacobsenAvp of Information TechnologyFT$144,380$33,320$177,700
Lisa WilmotDirector Mortgage LendingFT$125,362$48,491$173,853
Michael NeillVP CFOFT$129,830$12,390$142,220
Mark DenkeChairpersonPT$14,400-$14,400
Sandra WattsSecretaryPT$11,400-$11,400
Stephanie McquillanVice ChairpersonPT$11,400-$11,400
Veronica PiotrowskiTreasurerPT$11,400-$11,400
Brian RaczynskiBod MemberPT$9,600-$9,600
Kyle HallstormBod MemberPT$9,600-$9,600
Nicolette LemmonBod MemberPT$9,600-$9,600

Highest Paid Contractors

ContractorServicesLocationCompensation
2020 Central Spe LLCCommunicationsC/O SPERRY COMMERCIAL INC PO BOX, Los Angeles, CA 91716$973,974
Corelation INCCore Computer System2305 HISTORIC DECATUR RD STE 300, San Diego, CA 92016$819,118
Ncr CorporationCard Services14181 COLLECTIONS CENTER DRIVE, Chicago, IL 60693$508,111
Fiserv INCSystem SupportPO BOX 208457, Dallas, TX 75320$472,771
Cdw Direct LLCSoftwarePO BOX 75723, Chicago, IL 60675$410,544
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$39,647,453
Investment Income
$-1,135,149
Other Revenue
$5,120,016
Change in Net Assets
$-1,550,466

Audited Revenue Reconciliation

Revenue per Audited Statements
$43,632,320
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$43,632,320
Total Revenue per Form 990
$43,632,320
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$28,551,802
Salaries, Compensation, and Employee Benefits$16,630,984
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$12,694,973
Interest---$9,367,036
Information Technology---$5,746,282
Office Expenses---$2,487,593
Advertising---$1,690,387
Other Employee Benefits---$1,425,739
Occupancy---$1,339,807
Depreciation Depletion---$1,035,166
Payroll Taxes---$1,009,262
Current Officers, Directors, Trustees, and Key Employees---$928,122
Fees for Services Other---$804,539
Pension Plan Contributions---$572,888
Other Expenses---$238,918
All Other Expenses---$230,244
Insurance---$146,882
Conferences and Meetings---$139,377
Travel---$105,388
Fees for Services Accounting---$65,535
Fees for Services Legal---$54,017
Total Functional Expenses$0$0$0$45,182,786

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$45,182,786
Total Expenses per Audited Statements$45,182,786
Total Expenses per Form 990$45,182,786
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$3,758,750$3,758,750→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts$177,354,892
Money Market$167,008,945
Share Drafts$134,046,638
Share and Ira Certificates$107,213,052
Business$29,222,697
Ira Shares$13,197,742
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“Every two years, the credit union's field of membership has authority to elect and re-elect the board of directors and the members of the supervisory committee.”

Form 990, Part VI, Section A, Line 7B

“Every two years, the credit union's field of membership has authority to elect and re-elect the board of directors and the members of the supervisory committee.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is prepared by a third party cpa firm and reviewed by the vp of accounting and finance before it is filed.”

Form 990, Part VI, Section B, Line 12C

“Volunteers must disclose to the board of directors annually any involvement with organizations which do business with the credit union.”

Form 990, Part VI, Section B, Line 15

“The compensation committee gathers data from outside sources and reviews survey and other data.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST.”

Filing and Contact Details

Filer

Filer Name
Arizona Central Credit Union
EIN
86-0098350
Phone
6022646421
Address
2020 N CENTRAL AVENUE 450, PHOENIX, AZ 85004

Signing Officer

Name
Brian Lee
Title
CEO
Phone
6022646421
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brian Lee
Formed
1939
Legal Domicile
Az
Voting Board Members
7
Independent Board Members
7
Employees
209
Volunteers
5

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Association dues 230,244.”

Form 990, Part XII, Line 2C

“There were no changes in the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.”

Financial Statement Notes

PART X, LINE 2:

“Income taxes the credit union is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.”

Raw XML AppendixShowing 400 of 660 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt738461
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt812390
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt920141
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1023186
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1119718
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1220106
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt137651
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1427270
IRS990/Form990PartVIISectionAGrp/PersonNm0MARK DENKE
IRS990/Form990PartVIISectionAGrp/PersonNm1STEPHANIE MCQUILLAN
IRS990/Form990PartVIISectionAGrp/PersonNm2VERONICA PIOTROWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm3SANDRA WATTS
IRS990/Form990PartVIISectionAGrp/PersonNm4BRIAN RACZYNSKI
IRS990/Form990PartVIISectionAGrp/PersonNm5NICOLETTE LEMMON
IRS990/Form990PartVIISectionAGrp/PersonNm6KYLE HALLSTORM
IRS990/Form990PartVIISectionAGrp/PersonNm7GREGORY HARDEN
IRS990/Form990PartVIISectionAGrp/PersonNm8MICHAEL NEILL
IRS990/Form990PartVIISectionAGrp/PersonNm9JANET MOODIE
IRS990/Form990PartVIISectionAGrp/PersonNm10YVETTE CLAY
IRS990/Form990PartVIISectionAGrp/PersonNm11ANGELA SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm12LISA WILMOT
IRS990/Form990PartVIISectionAGrp/PersonNm13PAUL BAUER III
IRS990/Form990PartVIISectionAGrp/PersonNm14MARTIN JACOBSEN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt014400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt111400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt211400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt311400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt49600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt59600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt69600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7403701
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8129830
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9246199
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10181924
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11171598
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12153747
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13174510
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14150430
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8VP CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9SVP COO
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP CHIEF STRATEGIST
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR MORTGAGE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIR. BUSINESS FINANCIAL SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt14AVP OF INFORMATION TECHNOLOGY
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-4487043
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt02305219
IRS990/GrossReceiptsAmt050424582
IRS990/GroupExemptionNum02111
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt026
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt05746282
IRS990/InsuranceGrp/TotalAmt0146882
IRS990/InterestGrp/TotalAmt09367036
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03351894
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03351894
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02946263
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt03410605
IRS990/InvestmentsPubTradedSecGrp/BOYAmt054481679
IRS990/InvestmentsPubTradedSecGrp/EOYAmt034609425
IRS990/IRPDocumentCnt010654
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010796439
IRS990/LandBldgEquipBasisNetGrp/BOYAmt014483787
IRS990/LandBldgEquipBasisNetGrp/EOYAmt014954193
IRS990/LandBldgEquipCostOrOtherBssAmt025750632
IRS990/LegalDomicileStateCd0AZ
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt06792262
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES TO SERVE MEMBERS AND COMMUNITY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt050000000
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IRS990/NetAssetsOrFundBalancesBOYAmt052545022
IRS990/NetAssetsOrFundBalancesEOYAmt051428462
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-4487043
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-4487043
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0433906
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01339807
IRS990/OfficeExpensesGrp/TotalAmt02487593
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt020564944
IRS990/OtherAssetsTotalGrp/EOYAmt024187573
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01425739
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3MAINTENANCE AND REPAIRS
IRS990/OtherExpensesGrp/TotalAmt02530681
IRS990/OtherExpensesGrp/TotalAmt12005537
IRS990/OtherExpensesGrp/TotalAmt2564413
IRS990/OtherExpensesGrp/TotalAmt3238918
IRS990/OtherLiabilitiesGrp/BOYAmt0626855772
IRS990/OtherLiabilitiesGrp/EOYAmt0628043966
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
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IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0INTERCHANGE INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc2GAIN ON EQUITY SECURITIES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04427263
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1621116
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt271637
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04427263
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1621116
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt271637
IRS990/OtherRevenueTotalAmt05120016
IRS990/OtherSalariesAndWagesGrp/TotalAmt012694973
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0621583713
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0571912393
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01009262
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
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IRS990/PensionPlanContributionsGrp/TotalAmt0572888
IRS990/PoliticalCampaignActyInd00
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0931724
IRS990/PrincipalOfficerNm0BRIAN LEE
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IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & SERVICE CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE & INSURANCE
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18319539
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18319539
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt215828
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt015828
IRS990/ProgSrvcAccomActy2Grp/Desc0OUTGOING WIRE SERVICES
IRS990/ProgSrvcAccomActy3Grp/Desc0TRAINING
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IRS990/PYBenefitsPaidToMembersAmt00
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IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherExpensesAmt024129301
IRS990/PYOtherRevenueAmt07211479
IRS990/PYProgramServiceRevenueAmt033464543
IRS990/PYRevenuesLessExpensesAmt02442905
IRS990/PYSalariesCompEmpBnftPaidAmt015837975
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IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt042410181
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt03758750
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt03758750
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IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt052545022
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt018463334
IRS990/SavingsAndTempCashInvstGrp/EOYAmt029861601
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt06437591
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt012842934
IRS990ScheduleD/EquipmentGrp/BookValueAmt03529058
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04217917
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt07746975
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt045182786
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt04954022
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt04954022
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt065770
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0140931
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0206701
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0134046638
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1177354892
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2167008945
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt313197742
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt429222697
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5107213052
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRA SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4BUSINESS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5SHARE AND IRA CERTIFICATES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt043632320
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0INCOME TAXES THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014954193
IRS990ScheduleD/TotalExpensesPerForm990Amt045182786
IRS990ScheduleD/TotalLiabilityAmt0628043966
IRS990ScheduleD/TotalRevenuePerForm990Amt043632320
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt043632320

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