Civic Intelligence

Echo His Love Inc.

990 • Fiscal year 2019 • EIN 38-3089903

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 13, 2020

PO Box 28Manistee, MI 49660-0028

(231) 723-6613

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

69th percentile

14%

Higher net margin than 69% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

92nd percentile

$50,000

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 18.1% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

92nd percentile

115%

Faster asset growth than 92% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

18th percentile

-28%

Faster revenue growth than 18% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Up

$73,710

Up $39,371 (+115%) from 2018

Net Assets

Up

$73,710

Up $39,371 (+115%) from 2018

Liabilities

Flat

$0

Flat from 2018

Revenue

Down

$275,689

Down $109,164 (-28%) from 2018

Expenses

Down

$236,318

Down $10,206 (-4.1%) from 2018

Net Income

Down

$39,371

Down $98,958 (-72%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2011: $18,800Liabilities 2011: $0Net Assets 2011: $18,8002011Assets 2012: $54,843Liabilities 2012: $0Net Assets 2012: $54,8432012Assets 2013: $51,978Liabilities 2013: $0Net Assets 2013: $51,9782013Assets 2014: $47,500Liabilities 2014: $02014Assets 2015: $67,577Liabilities 2015: $0Net Assets 2015: $67,5772015Assets 2016: $39,021Liabilities 2016: $02016Assets 2017: $44,206Liabilities 2017: $0Net Assets 2017: $44,2062017Assets 2018: $34,339Liabilities 2018: $0Net Assets 2018: $34,3392018Assets 2019: $73,710Liabilities 2019: $0Net Assets 2019: $73,7102019Assets 2020: $117,853Liabilities 2020: $0Net Assets 2020: $117,8532020Assets 2021: $144,262Liabilities 2021: $0Net Assets 2021: $144,2622021Assets 2022: $173,123Liabilities 2022: $0Net Assets 2022: $173,1232022Assets 2023: $157,918Liabilities 2023: $0Net Assets 2023: $157,9182023Assets 2024: $166,680Liabilities 2024: $0Net Assets 2024: $166,6802024

Highlighted filing

2019

Assets$73,710
Liabilities$0
Net Assets$73,710

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $275,573Expenses 2011: $371,852Net Income 2011: -$96,2792011Revenue 2012: $387,133Expenses 2012: $351,090Net Income 2012: $36,0432012Revenue 2013: $206,106Expenses 2013: $208,971Net Income 2013: -$2,8652013Revenue 2014: $197,539Expenses 2014: $202,017Net Income 2014: -$4,4782014Revenue 2015: $221,153Expenses 2015: $201,076Net Income 2015: $20,0772015Revenue 2016: $197,453Expenses 2016: $226,009Net Income 2016: -$28,5562016Revenue 2017: $238,673Expenses 2017: $233,488Net Income 2017: $5,1852017Revenue 2018: $384,853Expenses 2018: $246,524Net Income 2018: $138,3292018Revenue 2019: $275,689Expenses 2019: $236,318Net Income 2019: $39,3712019Revenue 2020: $316,232Expenses 2020: $272,089Net Income 2020: $44,1432020Revenue 2021: $366,508Expenses 2021: $340,099Net Income 2021: $26,4092021Revenue 2022: $360,845Expenses 2022: $331,984Net Income 2022: $28,8612022Revenue 2023: $386,334Expenses 2023: $401,539Net Income 2023: -$15,2052023Revenue 2024: $435,746Expenses 2024: $426,984Net Income 2024: $8,7622024

Highlighted filing

2019

Revenue$275,689
Expenses$236,318
Net Income$39,371
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 13, 2020
Return Version
2019v5.0
Gross Receipts
$275,689
Mission and Program Overview

Mission

To mobilize area churches to transform lives by meeting physical and spiritual needs with the love of Jesus

To mobilize the area churches to transform lives by meeting physical and spiritual needs with the love of Jesus.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,855$37,221▲ $33,366
Cash and Non-Interest-Bearing Accounts$29,769$36,152▲ $6,383
Accounts Receivable$715$337▼ $378
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$34,339$73,710▲ $39,371
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$29,839$59,210▲ $29,371
Net Assets With Donor Restrictions$4,500$14,500▲ $10,000
Total Net Assets Fund Balance$34,339$73,710▲ $39,371
Total Liabilities and Net Assets / Fund Balance$34,339$73,710▲ $39,371

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2019$16,115$3,041▲ $3,553$26$22,491
2018$14,833$3,074▼ $1,121$20$16,115
2017$12,736$0▲ $2,252$14$14,833
2016$11,066$0▲ $1,822$27$12,736
2015$16,362$0▼ $150$0$11,066
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Roberta PaulusExecutive DirectorFT$50,000$50,000

Board Members and Trustees

NameTitle
Rev William WillisPresident
Sherry PriesVice President
John SpringbornDirector
Julee MalmDirector
Michael WoroniakSecretary
Kim CarlsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$177,204
Program Service Revenue
$98,476
Investment Income
$9
Other Revenue
$0
All Other Contributions
$143,204
Change in Net Assets
$39,371
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$143,920
Other Expenses$87,799
Total Fundraising Expense$22,413
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$73,219$5,008$5,466$83,693
Occupancy$52,941$958$0$53,899
Current Officers, Directors, Trustees, and Key Employees$17,680$22,220$10,100$50,000
Office Expenses$10,132$1,616$0$11,748
Payroll Taxes$7,116$2,083$1,028$10,227
Advertising$1,645$145$5,819$7,609
Benefits to Members$4,599--$4,599
Insurance$2,911$382$0$3,293
Travel$1,612$396$0$2,008
Information Technology$749$749$0$1,498
Other Expenses$0$170$0$170
Total Functional Expenses$180,178$33,727$22,413$236,318
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Section B, Line 11B

All Board members are provided the 990 draft for review, its submission is approved by the Board of Directors and recorded in the minutes.

Part VI, Section B, Line 12C

Consistent monitoring of Board & Staff Conflict of Interest Policy is handled during staff reviews, staff meetings, Board meetings, and annual planning sessions

Part VI, Section B, Line 15

| Name of the Person:, The process used to establish compensation of the person who served in:|, The year in which this process was last undertaken:| Roberta Paulus, Compensation for the Executive Director is developed by the CFO using industry data and then discussed, consensed, and approved by the Board of Directors. Other employees receive a recommendation from the Executive Director which is then discussed, consenses, and approved by the Board of Directors., 2019|

Part VI, Section C, Line 19

Governing documents, Conflict of Interest Policy, and financial statements are made available to the public at the Annual Meeting and upon request

Filing and Contact Details

Filer

Filer Name
Echo His Love Inc
EIN
38-3089903
In Care Of
% Rev William Willis
Phone
2317236613
Address
PO BOX 28, MANISTEE, MI 49660-0028

Signing Officer

Name
Roberta Paulus
Title
Executive Director
Phone
2317236613
Signed
2020-11-13
Discuss with paid preparer
No

Organization Details

Formed
1992
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
8
Volunteers
500
Supplemental Narrative

Financial Statement Notes

Part V, line 4

operational and program expenses

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IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt029839
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt059210
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0958
IRS990/OccupancyGrp/ProgramServicesAmt052941
IRS990/OccupancyGrp/TotalAmt053899
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01616
IRS990/OfficeExpensesGrp/ProgramServicesAmt010132
IRS990/OfficeExpensesGrp/TotalAmt011748
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Client Assistance- direct support through Ministry Resource Center GAP pantries
IRS990/OtherExpensesGrp/Desc1Family Life Center meals and classroom resources
IRS990/OtherExpensesGrp/Desc2Bank and Merchant System fees
IRS990/OtherExpensesGrp/Desc3Dues
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3170
IRS990/OtherExpensesGrp/ProgramServicesAmt06083
IRS990/OtherExpensesGrp/ProgramServicesAmt1852
IRS990/OtherExpensesGrp/ProgramServicesAmt2639
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt06083
IRS990/OtherExpensesGrp/TotalAmt1852
IRS990/OtherExpensesGrp/TotalAmt2639
IRS990/OtherExpensesGrp/TotalAmt3170
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherLiabilitiesGrp/EOYAmt00
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt05466
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt05008
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt073219
IRS990/OtherSalariesAndWagesGrp/TotalAmt083693
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01028
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02083
IRS990/PayrollTaxesGrp/ProgramServicesAmt07116
IRS990/PayrollTaxesGrp/TotalAmt010227
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Rev William Willis
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0453310
IRS990/ProgramServiceRevenueGrp/Desc0Used Merchandise Stores
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt098476
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt098476
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0Family Life Center provided classes, 1583 meals, & provisions of food & essential goods to 77 adults & 25 youth in Manistee & Benzie counties
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt050224
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0provided 2015 clients with food, clothing, furniture, school supplies, homeless services, and transportation. ECHO's Safe Harbor homeless ministry served 16 men, 11 women, & 3 children spanning 759 bed nights, with 1518 meals served by 144 volunteers totaling more than 1535 service hours. With the departure of Salvation Army from Manistee in 2018, ECHO formed MANNA food pantry in Oct 2018 to fill this critical community need, serving 429 families. The Ministry Resource Center received 5800 calls, and 1262 walk-ins requesting assistance.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt047169
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0148196
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt08
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0102598
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt088453
IRS990/PYRevenuesLessExpensesAmt0-9867
IRS990/PYSalariesCompEmpBnftPaidAmt0143926
IRS990/PYTotalExpensesAmt0246524
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0236657
IRS990/QuidProQuoContributionsInd0true
IRS990/QuidProQuoContriDisclInd0true
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt039371
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RelatedOrganizationsAmt034000
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ReservesMaintainedAmt00
IRS990/RevenueAmt098476
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03855
IRS990/SavingsAndTempCashInvstGrp/EOYAmt037221
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0177204
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0148196
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0160799
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0134589
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0162936
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0783724
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt09
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt08

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.67$0.00$1.67$4.36$4.27$0.09
2023Detailed filing. Detailed filing data is available for this year.$1.58$0.00$1.58$3.86$4.02$0.15
2022Detailed filing. Detailed filing data is available for this year.$1.73$0.00$1.73$3.61$3.32$0.29
2021Detailed filing. Detailed filing data is available for this year.$1.44$0.00$1.44$3.67$3.40$0.26
2020Detailed filing. Detailed filing data is available for this year.$1.18$0.00$1.18$3.16$2.72$0.44
2019Detailed filing. Detailed filing data is available for this year.$0.74$0.00$0.74$2.76$2.36$0.39
2018Summary only. Only limited summary data is available for this year.$0.34$0.00$0.34$3.85$2.47$1.38
2017Summary only. Only limited summary data is available for this year.$0.44$0.00$0.44$2.39$2.33$0.05
2016Summary only. Only limited summary data is available for this year.$0.39$0.00$1.97$2.26$0.29
2015Summary only. Only limited summary data is available for this year.$0.68$0.00$0.68$2.21$2.01$0.20
2014Summary only. Only limited summary data is available for this year.$0.48$0.00$1.98$2.02$0.04
2013Summary only. Only limited summary data is available for this year.$0.52$0.00$0.52$2.06$2.09$0.03
2012Summary only. Only limited summary data is available for this year.$0.55$0.00$0.55$3.87$3.51$0.36
2011Summary only. Only limited summary data is available for this year.$0.19$0.00$0.19$2.76$3.72$0.96