Liabilities / Assets
55th percentile
Higher debt load relative to assets than 55% of similar nonprofits.
990EZ • Fiscal year 2020 • EIN 37-1118006
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
55th percentile
Higher debt load relative to assets than 55% of similar nonprofits.
Liabilities / Revenue
63rd percentile
Higher debt load relative to revenue than 63% of similar nonprofits.
Net Margin
46th percentile
Higher net margin than 46% of similar nonprofits.
Top Officer Pay
70th percentile
Higher top officer pay than 70% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
44th percentile
Faster asset growth than 44% of similar nonprofits.
Revenue Growth
48th percentile
Faster revenue growth than 48% of similar nonprofits.
Assets
Down$211,025
Down $697 (-0.3%) from 2019
Net Assets
Up$208,376
Up $686 (+0.3%) from 2019
Liabilities
Down$2,649
Down $1,383 (-34%) from 2019
Revenue
Down$70,199
Down $19,064 (-21%) from 2019
Expenses
Down$69,513
Down $12,352 (-15%) from 2019
Net Income
Down$686
Down $6,712 (-91%) from 2019
Promotion of city of waterloo business community
| Description | Grants | Expenses |
|---|---|---|
| PROMOTIONS | - | $14,366 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| GORDON GREGSON | Treasurer | - | $0 | - | - |
| AMY HANK | Director | - | $0 | - | - |
| GEORGE OBERNAGLE | Director | - | $0 | - | - |
| KERMIT CONSTANTINE | Secretary | - | $0 | - | - |
| SHAUNDRA HUEBNER | 1st Vice President | - | $0 | - | - |
| GORDON GREGSON | Director | - | $0 | - | - |
| LAURA MILLER | Director | - | $0 | - | - |
| CRAIG BROWN | Director | - | $0 | - | - |
| RYAN OSTERHAGE | President | - | $0 | - | - |
“ADVERTISING 836”
“Annual social expense 623”
“CHRISTMAS EXPENSES 1,488”
“Donations from chamber 1,645”
“Dues and subscriptions 1,100”
“Golf tournament expenses 5,893”
“Membership/promotions 497”
“Membership directory expense 4,267”
“MISC EXPENSES 295”
“Monthly meeting expenses 1,215”
“Office computer expenses 288”
“POSTAGE 238”
“OFFICE SUPPLIES 1,056”
“PAYPAL FEE 163”
“Executor director expenses 145”
“Scholarship expense 1,000”
“Taxes, fees real estate 1,483”
“Trivia night expense 1,095”
“WEB SITE EXPENSE 2,957”
“PAYROLL LIABILITY ERC CREDIT Beginning of year 0, End of year 1,476”
“PAYROLL TAXES PAYABLE Beginning of year 1,383, End of year 0”
“GIFT CARD PAYABLE Beginning of year 2,649, End of year 2,649”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | ROBERTA ROHWEDDER |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 6189395300 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | WATERLOO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 62298 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 76378 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 74205 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 686 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1280 |
| IRS990EZ/FiledScheduleAInd | 0 | false |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form720FiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 211722 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 211025 |
| IRS990EZ/GrossReceiptsAmt | 0 | 70199 |
| IRS990EZ/GroupExemptionNum | 0 | 4627 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 435 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 135344 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 135344 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 39558 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 207690 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 208376 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 207690 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 208376 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 9601 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 001.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 000.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 000.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 000.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 001.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | GORDON GREGSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | AMY HANK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | GEORGE OBERNAGLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | KERMIT CONSTANTINE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | SHAUNDRA HUEBNER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | GORDON GREGSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | LAURA MILLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | CRAIG BROWN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | RYAN OSTERHAGE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | 1ST VICE PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | PRESIDENT |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 1476 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 26284 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | PROMOTION OF CITY OF WATERLOO BUSINESS COMMUNITY |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 30206 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROMOTIONS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 14366 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 32348 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 4032 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 2649 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 69513 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 14366 |
| IRS990EZ/TotalRevenueAmt | 0 | 70199 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | ENJOYWATERLOO.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ADVERTISING 836 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ANNUAL SOCIAL EXPENSE 623 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CHRISTMAS EXPENSES 1,488 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DONATIONS FROM CHAMBER 1,645 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DUES AND SUBSCRIPTIONS 1,100 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | GOLF TOURNAMENT EXPENSES 5,893 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | MEMBERSHIP/PROMOTIONS 497 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | MEMBERSHIP DIRECTORY EXPENSE 4,267 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | MISC EXPENSES 295 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | MONTHLY MEETING EXPENSES 1,215 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | OFFICE COMPUTER EXPENSES 288 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | POSTAGE 238 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | OFFICE SUPPLIES 1,056 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | PAYPAL FEE 163 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | EXECUTOR DIRECTOR EXPENSES 145 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | SCHOLARSHIP EXPENSE 1,000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | TAXES, FEES REAL ESTATE 1,483 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | TRIVIA NIGHT EXPENSE 1,095 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | WEB SITE EXPENSE 2,957 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | PAYROLL LIABILITY ERC CREDIT Beginning of year 0, End of year 1,476 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | PAYROLL TAXES PAYABLE Beginning of year 1,383, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | GIFT CARD PAYABLE Beginning of year 2,649, End of year 2,649 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Form 990-EZ, Part II, Line 26, Liabilities |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CANDACE GARDNER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6189396300 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-02-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | WATERLOO CHAMBER OF COMMERCE |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | WATE |
| ReturnHeader/Filer/EIN | 0 | 371118006 |
| ReturnHeader/Filer/PhoneNum | 0 | 6189395300 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 1 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WATERLOO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 62298 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | JULIE A WHELAN CPA LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 6251 CHANTILLY BEND |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WATERLOO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 62298 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6189398308 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-02-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JULIE A WHELAN BRADLEY CPA |
| ReturnHeader/ReturnTs | 0 | 2021-02-26T03:16:56-00:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | CANDACE |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | GARDNER |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.