Civic Intelligence

Waterloo Chamber of Commerce

990EZ • Fiscal year 2016 • EIN 37-1118006

Jan 01, 2016 to Dec 31, 2016 • Filed on Feb 27, 2017

PO Box 1Waterloo, IL 62298

(618) 939-5300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.01x

Higher debt load relative to assets than 53% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

60th percentile

0.02x

Higher debt load relative to revenue than 60% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

31st percentile

-4.4%

Higher net margin than 31% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

38th percentile

-2.9%

Faster asset growth than 38% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

59th percentile

4.8%

Faster revenue growth than 59% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$198,965

Down $5,879 (-2.9%) from 2015

Net Assets

Down

$197,321

Down $4,435 (-2.2%) from 2015

Liabilities

Down

$1,644

Down $1,444 (-47%) from 2015

Revenue

Up

$100,817

Up $4,590 (+4.8%) from 2015

Expenses

Up

$105,252

Up $14,662 (+16%) from 2015

Net Income

Down

-$4,435

Down $10,072 (-179%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $197,798Net Assets 2010: $197,7982010Assets 2011: $193,862Net Assets 2011: $193,8622011Assets 2012: $194,526Liabilities 2012: $2,289Net Assets 2012: $192,2372012Assets 2013: $194,192Liabilities 2013: $2,394Net Assets 2013: $191,7982013Assets 2014: $198,561Liabilities 2014: $2,442Net Assets 2014: $196,1192014Assets 2015: $204,844Liabilities 2015: $3,088Net Assets 2015: $201,7562015Assets 2016: $198,965Liabilities 2016: $1,644Net Assets 2016: $197,3212016Assets 2017: $196,989Liabilities 2017: $1,677Net Assets 2017: $195,3122017Assets 2018: $200,999Liabilities 2018: $769Net Assets 2018: $200,2302018Assets 2019: $211,722Liabilities 2019: $4,032Net Assets 2019: $207,6902019Assets 2020: $211,025Liabilities 2020: $2,649Net Assets 2020: $208,3762020Assets 2021: $221,064Liabilities 2021: $3,182Net Assets 2021: $217,8822021Assets 2022: $219,165Liabilities 2022: $3,875Net Assets 2022: $215,2902022Assets 2023: $210,213Liabilities 2023: $3,724Net Assets 2023: $206,4892023Assets 2024: $234,500Liabilities 2024: $3,756Net Assets 2024: $230,7442024Assets 2025: $264,223Liabilities 2025: $3,586Net Assets 2025: $260,6372025

Highlighted filing

2016

Assets$198,965
Liabilities$1,644
Net Assets$197,321

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $81,637Expenses 2010: $83,908Net Income 2010: -$2,2712010Revenue 2011: $72,907Expenses 2011: $76,843Net Income 2011: -$3,9362011Revenue 2012: $72,910Expenses 2012: $74,535Net Income 2012: -$1,6252012Revenue 2013: $81,984Expenses 2013: $82,423Net Income 2013: -$4392013Revenue 2014: $91,291Expenses 2014: $86,970Net Income 2014: $4,3212014Revenue 2015: $96,227Expenses 2015: $90,590Net Income 2015: $5,6372015Revenue 2016: $100,817Expenses 2016: $105,252Net Income 2016: -$4,4352016Revenue 2017: $103,544Expenses 2017: $103,820Net Income 2017: -$2762017Revenue 2018: $91,910Expenses 2018: $85,160Net Income 2018: $6,7502018Revenue 2019: $89,263Expenses 2019: $81,865Net Income 2019: $7,3982019Revenue 2020: $70,199Expenses 2020: $69,513Net Income 2020: $6862020Revenue 2021: $82,561Expenses 2021: $73,055Net Income 2021: $9,5062021Revenue 2022: $86,871Expenses 2022: $89,463Net Income 2022: -$2,5922022Revenue 2023: $85,918Expenses 2023: $94,742Net Income 2023: -$8,8242023Revenue 2024: $123,902Expenses 2024: $99,491Net Income 2024: $24,4112024Revenue 2025: $140,546Expenses 2025: $110,653Net Income 2025: $29,8932025

Highlighted filing

2016

Revenue$100,817
Expenses$105,252
Net Income-$4,435
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Feb 27, 2017
Return Version
2016v3.0
Gross Receipts
$100,817
Mission and Program Overview

Mission

Promotion of city of waterloo business community

Program Services

DescriptionGrantsExpenses
PROMOTIONS-$25,712
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
KERMIT CONSTANTINETreasurer-$0--
AMY HANKDirector-$0--
GEORGE OBERNAGLEPresident-$0--
JESSICA UNGERSecretary-$0--
CAROL VOGT1st Vice President-$0--
GORDON GREGSONDirector-$0--
LAURA MILLERDirector-$0--
LEIGH MCNICHOLAS2nd Vice President-$0--
RYAN OSTERHAGEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Waterloo Chamber of Commerce
EIN
37-1118006
Phone
6189395300
Address
PO BOX 1, WATERLOO, IL 62298

Signing Officer

Name
Kermit Constantine
Title
Treasurer
Phone
6189395300
Signed
2017-02-27
Discuss with paid preparer
No

Preparer

Firm
Julie a Whelan CPA LLC
Address
6209 CHANTILLY BEND, WATERLOO, IL 62298
Preparer
Julie a Whelan
Phone
6189398308
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

ADVERTISING 846

Form 990-EZ, Part I, Line 16, Other Expenses

INSURANCE 2,668

Form 990-EZ, Part I, Line 16, Other Expenses

PROGRAM EXPENSES 25,712

Form 990-EZ, Part I, Line 16, Other Expenses

Dues, subscriptions and fees 555

Form 990-EZ, Part I, Line 16, Other Expenses

Executive director expenses 828

Form 990-EZ, Part I, Line 16, Other Expenses

SCHOLARSHIPS 2,000

Form 990-EZ, Part I, Line 16, Other Expenses

REAL ESTATE TAXES 1,469

Form 990-EZ, Part I, Line 16, Other Expenses

OTHER 635

Form 990-EZ, Part I, Line 16, Other Expenses

Designated funds spent 13,773

Form 990-EZ, Part II, Line 26, Liabilities

PAYROLL TAXES PAYABLE Beginning of year 1,025, End of year 1,047

Form 990-EZ, Part II, Line 26, Liabilities

VISA CREDIT CARD Beginning of year 2,063, End of year 597

Raw XML Appendix154 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
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IRS990EZ/OrganizationDissolvedEtcInd0false
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IRS990EZ/OtherExpensesTotalAmt048486
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IRS990EZ/PrintingPublicationsPostageAmt04892
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EXECUTIVE DIRECTOR EXPENSES 828
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SCHOLARSHIPS 2,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6REAL ESTATE TAXES 1,469
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OTHER 635
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DESIGNATED FUNDS SPENT 13,773
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9PAYROLL TAXES PAYABLE Beginning of year 1,025, End of year 1,047
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10VISA CREDIT CARD Beginning of year 2,063, End of year 597
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02017-02-10 21:41:12Z
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ReturnHeader/BusinessOfficerGrp/PhoneNum06189395300
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ReturnHeader/ReturnTs02017-02-27T12:23:30-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.64$0.04$2.61$1.41$1.11$0.30
2024Detailed filing. Detailed filing data is available for this year.$2.35$0.04$2.31$1.24$0.99$0.24
2023Detailed filing. Detailed filing data is available for this year.$2.10$0.04$2.06$0.86$0.95$0.09
2022Detailed filing. Detailed filing data is available for this year.$2.19$0.04$2.15$0.87$0.89$0.03
2021Detailed filing. Detailed filing data is available for this year.$2.21$0.03$2.18$0.83$0.73$0.10
2020Detailed filing. Detailed filing data is available for this year.$2.11$0.03$2.08$0.70$0.70$0.01
2019Detailed filing. Detailed filing data is available for this year.$2.12$0.04$2.08$0.89$0.82$0.07
2018Detailed filing. Detailed filing data is available for this year.$2.01$0.01$2.00$0.92$0.85$0.07
2017Detailed filing. Detailed filing data is available for this year.$1.97$0.02$1.95$1.04$1.04$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.99$0.02$1.97$1.01$1.05$0.04
2015Detailed filing. Detailed filing data is available for this year.$2.05$0.03$2.02$0.96$0.91$0.06
2014Detailed filing. Detailed filing data is available for this year.$1.99$0.02$1.96$0.91$0.87$0.04
2013Detailed filing. Detailed filing data is available for this year.$1.94$0.02$1.92$0.82$0.82$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.95$0.02$1.92$0.73$0.75$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.94$1.94$0.73$0.77$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.98$1.98$0.82$0.84$0.02