Civic Intelligence

Waterloo Chamber of Commerce

990EZ • Fiscal year 2015 • EIN 37-1118006

Jan 01, 2015 to Dec 31, 2015 • Filed on Feb 27, 2016

Organization ProfileENJOYWATERLOO.COM
PO Box 1Waterloo, IL 62298

(618) 939-5300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.02x

Higher debt load relative to assets than 57% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

67th percentile

0.03x

Higher debt load relative to revenue than 67% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

59th percentile

5.9%

Higher net margin than 59% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

51st percentile

3.2%

Faster asset growth than 51% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

60th percentile

5.4%

Faster revenue growth than 60% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$204,844

Up $6,283 (+3.2%) from 2014

Net Assets

Up

$201,756

Up $5,637 (+2.9%) from 2014

Liabilities

Up

$3,088

Up $646 (+26%) from 2014

Revenue And Expenses
Liabilities / Revenue67th percentileNet Margin59th percentile

Revenue

Up

$96,227

Up $4,936 (+5.4%) from 2014

Expenses

Up

$90,590

Up $3,620 (+4.2%) from 2014

Net Income

Up

$5,637

Up $1,316 (+30%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $197,798Net Assets 2010: $197,7982010Assets 2011: $193,862Net Assets 2011: $193,8622011Assets 2012: $194,526Liabilities 2012: $2,289Net Assets 2012: $192,2372012Assets 2013: $194,192Liabilities 2013: $2,394Net Assets 2013: $191,7982013Assets 2014: $198,561Liabilities 2014: $2,442Net Assets 2014: $196,1192014Assets 2015: $204,844Liabilities 2015: $3,088Net Assets 2015: $201,7562015Assets 2016: $198,965Liabilities 2016: $1,644Net Assets 2016: $197,3212016Assets 2017: $196,989Liabilities 2017: $1,677Net Assets 2017: $195,3122017Assets 2018: $200,999Liabilities 2018: $769Net Assets 2018: $200,2302018Assets 2019: $211,722Liabilities 2019: $4,032Net Assets 2019: $207,6902019Assets 2020: $211,025Liabilities 2020: $2,649Net Assets 2020: $208,3762020Assets 2021: $221,064Liabilities 2021: $3,182Net Assets 2021: $217,8822021Assets 2022: $219,165Liabilities 2022: $3,875Net Assets 2022: $215,2902022Assets 2023: $210,213Liabilities 2023: $3,724Net Assets 2023: $206,4892023Assets 2024: $234,500Liabilities 2024: $3,756Net Assets 2024: $230,7442024Assets 2025: $264,223Liabilities 2025: $3,586Net Assets 2025: $260,6372025

Highlighted filing

2015

Assets$204,844
Liabilities$3,088
Net Assets$201,756
Open 2015 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $81,637Expenses 2010: $83,908Net Income 2010: -$2,2712010Revenue 2011: $72,907Expenses 2011: $76,843Net Income 2011: -$3,9362011Revenue 2012: $72,910Expenses 2012: $74,535Net Income 2012: -$1,6252012Revenue 2013: $81,984Expenses 2013: $82,423Net Income 2013: -$4392013Revenue 2014: $91,291Expenses 2014: $86,970Net Income 2014: $4,3212014Revenue 2015: $96,227Expenses 2015: $90,590Net Income 2015: $5,6372015Revenue 2016: $100,817Expenses 2016: $105,252Net Income 2016: -$4,4352016Revenue 2017: $103,544Expenses 2017: $103,820Net Income 2017: -$2762017Revenue 2018: $91,910Expenses 2018: $85,160Net Income 2018: $6,7502018Revenue 2019: $89,263Expenses 2019: $81,865Net Income 2019: $7,3982019Revenue 2020: $70,199Expenses 2020: $69,513Net Income 2020: $6862020Revenue 2021: $82,561Expenses 2021: $73,055Net Income 2021: $9,5062021Revenue 2022: $86,871Expenses 2022: $89,463Net Income 2022: -$2,5922022Revenue 2023: $85,918Expenses 2023: $94,742Net Income 2023: -$8,8242023Revenue 2024: $123,902Expenses 2024: $99,491Net Income 2024: $24,4112024Revenue 2025: $140,546Expenses 2025: $110,653Net Income 2025: $29,8932025

Highlighted filing

2015

Revenue$96,227
Expenses$90,590
Net Income$5,637
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Feb 27, 2016
Return Version
2015v2.1
Gross Receipts
$96,227
Mission and Program Overview

Mission

Promotion of city of waterloo business community

Program Services

DescriptionGrantsExpenses
PROMOTIONS-$22,970
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARK VOGTTreasurer-$0--
AMY HANKPresident-$0--
GEORGE OBERNAGLE1st Vice President-$0--
JESSICA UNGERSecretary-$0--
CAROL VOGT2nd Vice President-$0--
GORDON GREGSONDirector-$0--
MIKE SCHNEIDERDirector-$0--
LEIGH MCNICHOLASDirector-$0--
RYAN OSTERHAGEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Waterloo Chamber of Commerce
EIN
37-1118006
Phone
6189395300
Address
PO BOX 1, WATERLOO, IL 62298

Signing Officer

Name
Mark Vogt
Title
Treasurer
Phone
6189395300
Signed
2016-02-27
Discuss with paid preparer
No

Preparer

Firm
Julie a Whelan CPA LLC
Address
6209 CHANTILLY BEND, WATERLOO, IL 62298
Preparer
Julie a Whelan
Phone
6189398308
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

“OTHER INCOME 1,889”

Form 990-EZ, Part I, Line 16, Other Expenses

“ADVERTISING 908”

Form 990-EZ, Part I, Line 16, Other Expenses

“INSURANCE 3,707”

Form 990-EZ, Part I, Line 16, Other Expenses

“MISCELLANEOUS 150”

Form 990-EZ, Part I, Line 16, Other Expenses

“Dues, subscriptions and fees 565”

Form 990-EZ, Part I, Line 16, Other Expenses

“Executive director expenses 831”

Form 990-EZ, Part I, Line 16, Other Expenses

“Repairs and maintenance 965”

Form 990-EZ, Part I, Line 16, Other Expenses

“REAL ESTATE TAXES 1,404”

Form 990-EZ, Part I, Line 16, Other Expenses

“Promotion expenses 22,970”

Form 990-EZ, Part I, Line 16, Other Expenses

“SCHOLARSHIPS 2,000”

Form 990-EZ, Part I, Line 16, Other Expenses

“Designated funds spent 6,648”

Form 990-EZ, Part II, Line 26, Liabilities

“PAYROLL TAXES PAYABLE Beginning of year 1,236, End of year 1,025”

Form 990-EZ, Part II, Line 26, Liabilities

“VISA CREDIT CARD Beginning of year 1,206, End of year 2,063”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WATERLOO
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IRS990EZ/MembershipDuesAmt044348
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt8000.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARK VOGT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1AMY HANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2GEORGE OBERNAGLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JESSICA UNGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4CAROL VOGT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5GORDON GREGSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MIKE SCHNEIDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7LEIGH MCNICHOLAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8RYAN OSTERHAGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt21ST VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt42ND VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt040148
IRS990EZ/OtherRevenueTotalAmt01889
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTION OF CITY OF WATERLOO BUSINESS COMMUNITY
IRS990EZ/PrintingPublicationsPostageAmt05128
IRS990EZ/ProgramServiceRevenueAmt049788
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt090590
IRS990EZ/TotalProgramServiceExpensesAmt022970
IRS990EZ/TotalRevenueAmt096227
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0ENJOYWATERLOO.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER INCOME 1,889
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ADVERTISING 908
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2INSURANCE 3,707
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MISCELLANEOUS 150
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DUES, SUBSCRIPTIONS AND FEES 565
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EXECUTIVE DIRECTOR EXPENSES 831
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6REPAIRS AND MAINTENANCE 965
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7REAL ESTATE TAXES 1,404
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PROMOTION EXPENSES 22,970
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9SCHOLARSHIPS 2,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10DESIGNATED FUNDS SPENT 6,648
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11PAYROLL TAXES PAYABLE Beginning of year 1,236, End of year 1,025
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12VISA CREDIT CARD Beginning of year 1,206, End of year 2,063
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02016-09-27 15:27:22Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06189395300
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-02-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WATERLOO CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0WATE
ReturnHeader/Filer/EIN0371118006
ReturnHeader/Filer/PhoneNum06189395300
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1
ReturnHeader/Filer/USAddress/CityNm0WATERLOO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062298
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JULIE A WHELAN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06209 CHANTILLY BEND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WATERLOO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd062298
ReturnHeader/PreparerPersonGrp/PhoneNum06189398308
ReturnHeader/PreparerPersonGrp/PreparationDt02016-02-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE A WHELAN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02016-02-27T12:15:02-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$204,844
Liabilities
$3,088
Net assets
$201,756
Revenue
$96,227
Expenses
$90,590
Net income
$5,637
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.64$0.04$2.61$1.41$1.11$0.30
2024Detailed filing. Detailed filing data is available for this year.$2.35$0.04$2.31$1.24$0.99$0.24
2023Detailed filing. Detailed filing data is available for this year.$2.10$0.04$2.06$0.86$0.95$0.09
2022Detailed filing. Detailed filing data is available for this year.$2.19$0.04$2.15$0.87$0.89$0.03
2021Detailed filing. Detailed filing data is available for this year.$2.21$0.03$2.18$0.83$0.73$0.10
2020Detailed filing. Detailed filing data is available for this year.$2.11$0.03$2.08$0.70$0.70$0.01
2019Detailed filing. Detailed filing data is available for this year.$2.12$0.04$2.08$0.89$0.82$0.07
2018Detailed filing. Detailed filing data is available for this year.$2.01$0.01$2.00$0.92$0.85$0.07
2017Detailed filing. Detailed filing data is available for this year.$1.97$0.02$1.95$1.04$1.04$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.99$0.02$1.97$1.01$1.05$0.04
2015Detailed filing. Detailed filing data is available for this year.$2.05$0.03$2.02$0.96$0.91$0.06
2014Detailed filing. Detailed filing data is available for this year.$1.99$0.02$1.96$0.91$0.87$0.04
2013Detailed filing. Detailed filing data is available for this year.$1.94$0.02$1.92$0.82$0.82$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.95$0.02$1.92$0.73$0.75$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.94$1.94$0.73$0.77$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.98$1.98$0.82$0.84$0.02
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)6 • <$500k nonprofits