Civic Intelligence

Land of Lincoln Credit Union

990 • Fiscal year 2013 • EIN 37-0643547

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 04, 2014

Organization Profilewww.llcu.org

View Organization Page

1435 N Water St62526

(217) 428-5232

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.90x

Higher debt load relative to assets than 58% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

17th percentile

13.27x

Higher debt load relative to revenue than 17% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

52nd percentile

11%

Higher net margin than 52% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

84th percentile

$280,095

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

81st percentile

6.4%

Faster asset growth than 81% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$188,450,974

Up $11,361,479 (+6.4%) from 2012

Net Assets

Up

$18,270,719

Up $1,415,562 (+8.4%) from 2012

Liabilities

Up

$170,180,255

Up $9,945,917 (+6.2%) from 2012

Revenue And Expenses
Liabilities / Revenue17th percentileNet Margin52nd percentile

Revenue

$12,828,463

No earlier filing loaded for comparison.

Expenses

Up

$11,439,359

Up $678,478 (+6.3%) from 2012

Net Income

$1,389,104

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth81st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $144,025,276Liabilities 2010: $131,617,111Net Assets 2010: $12,408,1652010Assets 2011: $158,204,088Liabilities 2011: $143,723,751Net Assets 2011: $14,480,3372011Assets 2012: $177,089,495Liabilities 2012: $160,234,338Net Assets 2012: $16,855,1572012Assets 2013: $188,450,974Liabilities 2013: $170,180,255Net Assets 2013: $18,270,7192013Assets 2014: $212,820,727Liabilities 2014: $191,581,922Net Assets 2014: $21,238,8052014Assets 2015: $221,510,364Liabilities 2015: $198,593,736Net Assets 2015: $22,916,6282015Assets 2016: $225,737,670Liabilities 2016: $201,386,168Net Assets 2016: $24,351,5022016Assets 2017: $228,678,153Liabilities 2017: $203,221,870Net Assets 2017: $25,456,2832017Assets 2018: $236,848,894Liabilities 2018: $209,274,704Net Assets 2018: $27,574,1902018Assets 2019: $259,368,467Liabilities 2019: $228,717,825Net Assets 2019: $30,650,6422019Assets 2020: $307,056,319Liabilities 2020: $272,753,388Net Assets 2020: $34,302,9312020Assets 2021: $357,439,691Liabilities 2021: $321,630,984Net Assets 2021: $35,808,7072021Assets 2022: $380,839,730Liabilities 2022: $351,108,159Net Assets 2022: $29,731,5712022Assets 2023: $450,797,421Liabilities 2023: $416,149,858Net Assets 2023: $34,647,5632023Assets 2024: $469,570,900Liabilities 2024: $430,420,799Net Assets 2024: $39,150,1012024

Highlighted filing

2013

Assets$188,450,974
Liabilities$170,180,255
Net Assets$18,270,719
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $9,881,1962010Expenses 2011: $10,164,6362011Expenses 2012: $10,760,8812012Revenue 2013: $12,828,463Expenses 2013: $11,439,359Net Income 2013: $1,389,1042013Revenue 2014: $13,313,919Expenses 2014: $11,785,585Net Income 2014: $1,528,3342014Revenue 2015: $14,910,025Expenses 2015: $13,210,959Net Income 2015: $1,699,0662015Revenue 2016: $14,841,880Expenses 2016: $13,390,198Net Income 2016: $1,451,6822016Revenue 2017: $15,023,343Expenses 2017: $13,907,240Net Income 2017: $1,116,1032017Revenue 2018: $16,377,706Expenses 2018: $14,230,105Net Income 2018: $2,147,6012018Revenue 2019: $17,588,058Expenses 2019: $14,878,517Net Income 2019: $2,709,5412019Revenue 2020: $18,023,217Expenses 2020: $15,378,232Net Income 2020: $2,644,9852020Revenue 2021: $20,389,555Expenses 2021: $16,942,682Net Income 2021: $3,446,8732021Revenue 2022: $22,450,497Expenses 2022: $19,168,310Net Income 2022: $3,282,1872022Revenue 2023: $27,328,640Expenses 2023: $24,605,186Net Income 2023: $2,723,4542023Revenue 2024: $33,651,666Expenses 2024: $30,750,274Net Income 2024: $2,901,3922024

Highlighted filing

2013

Revenue$12,828,463
Expenses$11,439,359
Net Income$1,389,104
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 4, 2014
Return Version
2013v3.0
Gross Receipts
$12,851,844
Mission and Program Overview

Mission

To provide education and services to our members so they can achieve financial success

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$119,129,671$124,053,290▲ $4,923,619
Savings and Temporary Cash Investments$39,364,507$41,662,385▲ $2,297,878
Rtn Earn Endowment Incm Other Fnds$16,855,157$18,270,719▲ $1,415,562
Land, Buildings, and Equipment, Net$7,239,452$10,723,538▲ $3,484,086
Cash and Non-Interest-Bearing Accounts$4,538,727$5,049,807▲ $511,080
Investments Other Securities$1,640,552$1,863,413▲ $222,861
Prepaid Expenses and Deferred Charges$251,031$195,591▼ $55,440
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$177,089,495$188,450,974▲ $11,361,479
Other Assets Total$4,925,555$4,902,950▼ $22,605
Liabilities
Other Liabilities$158,942,790$168,734,115▲ $9,791,325
Accounts Payable and Accrued Expenses$1,291,548$1,446,140▲ $154,592
Total Liabilities$160,234,338$170,180,255▲ $9,945,917
Net Assets / Fund Balance
Total Net Assets Fund Balance$16,855,157$18,270,719▲ $1,415,562
Total Liabilities and Net Assets / Fund Balance$177,089,495$188,450,974▲ $11,361,479

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,125,775$2,092,923$9,218,698
Equipment$1,714,581$2,691,312$4,405,893
Land$1,482,788-$1,482,788
Other Land Buildings$315,024$376,499$691,523
Leasehold Improvements$85,370$112,175$197,545
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mac DunawayPresident/Board TreasurerFT$205,972$76,407$282,379
Craig AlthoffVice President/CFOFT$122,426$15,393$137,819

Board Members and Trustees

NameTitle
Mark KennedyBoard Member/Chair
Ruth WallerBoard Member/Vice Chair
Calvin GreenBoard Member
J Bret MasonBoard Member
Robert AllenBoard Member
Toni CurrieBoard Member
William McKinneyBoard Member
Diane LaneBoard Member/Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$12,550,349
Investment Income
$170,382
Other Revenue
$107,732
Change in Net Assets
$1,389,104
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,932,808
Salaries, Compensation, and Employee Benefits$4,506,551
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,207,045
All Other Expenses---$766,181
Information Technology---$628,117
Other Expenses---$627,947
Depreciation Depletion---$621,060
Advertising---$600,335
Office Expenses---$514,158
Current Officers, Directors, Trustees, and Key Employees---$495,536
Occupancy---$417,626
Other Employee Benefits---$338,558
Payroll Taxes---$297,802
Pension Plan Contributions---$167,610
Conferences and Meetings---$79,640
Insurance---$66,984
Fees for Services Accounting---$25,200
Fees for Services Legal---$3,684
Total Functional Expenses$0$0$0$11,439,359
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$5,650
Total Exempt Function Spending$5,650
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340-$5,650
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share A/C's$168,734,115
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is a member owned financial cooperative that had 25,773 members at December 31, 2013. Members maintaining one share qualify to elect the governing body, approve changes to the charter and receive their share of the net assets if the credit union were to dissolve.”

Form 990, Part VI, Section A, Line 7A

“The credit union holds an annual meeting to elect directors, with all members maintaining one share qualifying to participate.”

Form 990, Part VI, Section A, Line 7B

“Changes to the by-laws and articles of incorporation require approval of the members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the Board of Directors at the first board meeting following the filing of the form.”

Form 990, Part VI, Section B, Line 12C

“On a quarterly basis the CFO reviews accounts of persons of interest (board members, employees and immediate family members) as well as monitoring invoices paid by the organization.”

Form 990, Part VI, Section B, Line 15

“The salary committee of the Board of Directors reviews all salary adjustments using data from two trade organizaions and makes recommendations to the full Board. The Board sets the CEO's salary and affirms the salary adjustments recommended by the CEO for all other employees.”

Form 990, Part VI, Section C, Line 19

“Upon request, financial statements, governing documents and the conflict of interest policy are made available. In addition, quartely call reports are available for inspection on the share insurer's website.”

Filing and Contact Details

Filer

EIN
37-0643547
Phone
2174285232

Signing Officer

Name
Craig Althoff
Title
VP/CFO
Phone
2174285232
Signed
2014-08-04

Organization Details

Principal Officer
Mac Dunaway
Formed
1947
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
120
Volunteers
8
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Merger of St John's Hospital Employees Federal Credit Union”

Raw XML AppendixShowing 400 of 482 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc3Debit Card Expenses
IRS990/OtherExpensesGrp/TotalAmt0929773
IRS990/OtherExpensesGrp/TotalAmt11082600
IRS990/OtherExpensesGrp/TotalAmt2569503
IRS990/OtherExpensesGrp/TotalAmt3627947
IRS990/OtherLiabilitiesGrp/BOYAmt0158942790
IRS990/OtherLiabilitiesGrp/EOYAmt0168734115
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0457f Plan
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0107732
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0107732
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0107732
IRS990/OtherSalariesAndWagesGrp/TotalAmt03207045
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0119129671
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0124053290
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0297802
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0167610
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0251031
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0195591
IRS990/PrincipalOfficerNm0Mac Dunaway
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance Income
IRS990/ProgramServiceRevenueGrp/Desc4Other Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt07580886
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12680639
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21282059
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3850962
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4155803
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07580886
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12680639
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21282059
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3850962
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4155803
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProgSrvcAccomActy2Grp/Desc0Provided mortgage loans to 325 members
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided savings vehicles and other financial services to 25,773 members
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0109573
IRS990/PYOtherExpensesAmt06765391
IRS990/PYOtherRevenueAmt0125490
IRS990/PYProgramServiceRevenueAmt012900638
IRS990/PYRevenuesLessExpensesAmt02374820
IRS990/PYSalariesCompEmpBnftPaidAmt03995490
IRS990/PYTotalExpensesAmt010760881
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt013135701
IRS990/ReconcilationRevenueExpnssAmt01389104
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt016855157
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt018270719
IRS990/SavingsAndTempCashInvstGrp/BOYAmt039364507
IRS990/SavingsAndTempCashInvstGrp/EOYAmt041662385
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt05650
IRS990ScheduleC/PoliticalExpendituresAmt05650
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine10Credit Union Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt05650
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine101807 W Diehl Rd
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine20P O Box 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/City0Naperville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/State0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCode0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0The organization's only political activity is the contribution to the Credit Union Political Action Council that is reported in Parts 1-A and 1-C of this schedule.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule C, Part I-A, Line 1
IRS990ScheduleC/TotalExemptFunctionExpendAmt05650
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt07125775
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02092923
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09218698
IRS990ScheduleD/EquipmentGrp/BookValueAmt01714581
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02691312
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04405893
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01482788
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01482788
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt085370
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0112175
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0197545
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0315024
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0376499
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0691523
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0168734115
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Share A/C's
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010723538
IRS990ScheduleD/TotalLiabilityAmt0168734115
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0205972
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount037796
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt015046
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt017602
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt05963
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Mac Dunaway
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President/Board Treasurer
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0282379
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0The CEO participates in a 457f plan in which the organization invested an amount. The CEO will receive the earnings upon vesting of the plan. Additionally, a second 457f plan is in place for the vice presidents of the credit union. An amount is invested annually as determined by the Board. The amount contributed plus the earnings would be available at the vesting of the plan.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule J, Part I, Line 4
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union is a member owned financial cooperative that had 25,773 members at December 31, 2013. Members maintaining one share qualify to elect the governing body, approve changes to the charter and receive their share of the net assets if the credit union were to dissolve.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The credit union holds an annual meeting to elect directors, with all members maintaining one share qualifying to participate.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Changes to the by-laws and articles of incorporation require approval of the members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990 is reviewed by the Board of Directors at the first board meeting following the filing of the form.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4On a quarterly basis the CFO reviews accounts of persons of interest (board members, employees and immediate family members) as well as monitoring invoices paid by the organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The salary committee of the Board of Directors reviews all salary adjustments using data from two trade organizaions and makes recommendations to the full Board. The Board sets the CEO's salary and affirms the salary adjustments recommended by the CEO for all other employees.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Upon request, financial statements, governing documents and the conflict of interest policy are made available. In addition, quartely call reports are available for inspection on the share insurer's website.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Merger of St John's Hospital Employees Federal Credit Union

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$188,450,974
Liabilities
$170,180,255
Net assets
$18,270,719
Revenue
$12,828,463
Expenses
$11,439,359
Net income
$1,389,104
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$470$430$39.2$33.7$30.8$2.90
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$451$416$34.6$27.3$24.6$2.72
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$381$351$29.7$22.5$19.2$3.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$357$322$35.8$20.4$16.9$3.45
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$307$273$34.3$18.0$15.4$2.64
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$259$229$30.7$17.6$14.9$2.71
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$237$209$27.6$16.4$14.2$2.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$229$203$25.5$15.0$13.9$1.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$226$201$24.4$14.8$13.4$1.45
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$222$199$22.9$14.9$13.2$1.70
2014Detailed filing. Detailed filing data is available for this year.$213$192$21.2$13.3$11.8$1.53
2013Detailed filing. Detailed filing data is available for this year.$188$170$18.3$12.8$11.4$1.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$177$160$16.9$10.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$158$144$14.5$10.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$144$132$12.4$9.88
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