Civic Intelligence

Community Trust Credit Union

EIN 36-1932435 • 501(c)14 • Gurnee, IL

View Organization Page

Profile

To assist our members in the management of their financial well being by providing loans, savings accounts, and other financial insitution services.

1313 Skokie HwyGurnee, IL 60031

www.ctcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

66th percentile

0.91x

Higher debt load relative to assets than 66% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2022

Liabilities / Revenue

97th percentile

24.07x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2022

Net Margin

98th percentile

34%

Higher net margin than 98% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

64th percentile

4.4%

Faster asset growth than 64% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Revenue Growth

99th percentile

50%

Faster revenue growth than 99% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets66th percentile

Assets

Up

$317,252,105

Up $9,822,273 (+3.2%) from 2023

Liabilities

Up

$282,299,516

Up $6,767,448 (+2.5%) from 2023

Net Assets

Up

$34,952,589

Up $3,054,825 (+9.6%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin98th percentile

Revenue

Up

$15,150,433

Up $633,628 (+4.4%) from 2023

Expenses

Up

$12,095,608

Up $2,319,244 (+24%) from 2023

Net Income

Down

$3,054,825

Down $1,685,616 (-36%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth64th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2010: $177,047,473Liabilities 2010: $162,514,189Net Assets 2010: $14,533,2842010Assets 2011: $181,899,384Liabilities 2011: $167,590,025Net Assets 2011: $14,309,3592011Assets 2012: $186,566,267Liabilities 2012: $171,919,950Net Assets 2012: $14,646,3172012Assets 2013: $188,688,896Liabilities 2013: $173,801,856Net Assets 2013: $14,887,0402013Assets 2014: $191,784,102Liabilities 2014: $176,113,522Net Assets 2014: $15,670,5802014Assets 2015: $204,946,414Liabilities 2015: $188,493,152Net Assets 2015: $16,453,2622015Assets 2016: $212,111,691Liabilities 2016: $194,719,943Net Assets 2016: $17,391,7482016Assets 2017: $217,190,752Liabilities 2017: $198,663,431Net Assets 2017: $18,527,3212017Assets 2018: $219,160,234Liabilities 2018: $198,837,787Net Assets 2018: $20,322,4472018Assets 2019: $225,966,161Liabilities 2019: $203,896,934Net Assets 2019: $22,069,2272019Assets 2020: $262,364,178Liabilities 2020: $239,390,909Net Assets 2020: $22,973,2692020Assets 2021: $300,266,331Liabilities 2021: $276,731,661Net Assets 2021: $23,534,6702021Assets 2022: $313,408,662Liabilities 2022: $285,783,992Net Assets 2022: $27,624,6702022Assets 2023: $307,429,832Liabilities 2023: $275,532,068Net Assets 2023: $31,897,7642023Assets 2024: $317,252,105Liabilities 2024: $282,299,516Net Assets 2024: $34,952,5892024

Highlighted filing

2024

Assets$317,252,105
Liabilities$282,299,516
Net Assets$34,952,589
Open 2024 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $8,827,3202010Expenses 2011: $8,647,1802011Expenses 2012: $7,681,7352012Revenue 2013: $7,793,236Expenses 2013: $7,552,513Net Income 2013: $240,7232013Revenue 2014: $7,421,266Expenses 2014: $6,637,726Net Income 2014: $783,5402014Revenue 2015: $7,315,631Expenses 2015: $6,532,949Net Income 2015: $782,6822015Revenue 2016: $7,641,530Expenses 2016: $6,703,044Net Income 2016: $938,4862016Revenue 2017: $8,105,268Expenses 2017: $6,969,695Net Income 2017: $1,135,5732017Revenue 2018: $8,988,267Expenses 2018: $7,193,141Net Income 2018: $1,795,1262018Revenue 2019: $9,500,650Expenses 2019: $7,753,870Net Income 2019: $1,746,7802019Revenue 2020: $8,283,609Expenses 2020: $7,379,567Net Income 2020: $904,0422020Revenue 2021: $7,919,294Expenses 2021: $7,357,893Net Income 2021: $561,4012021Revenue 2022: $11,872,195Expenses 2022: $7,782,195Net Income 2022: $4,090,0002022Revenue 2023: $14,516,805Expenses 2023: $9,776,364Net Income 2023: $4,740,4412023Revenue 2024: $15,150,433Expenses 2024: $12,095,608Net Income 2024: $3,054,8252024

Highlighted filing

2024

Revenue$15,150,433
Expenses$12,095,608
Net Income$3,054,825
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$317,252,105
Liabilities
$282,299,516
Net assets
$34,952,589
Revenue
$15,150,433
Expenses
$12,095,608
Net income
$3,054,825
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$317$282$35.0$15.2$12.1$3.05
2023Detailed filing. Detailed filing data is available for this year.$307$276$31.9$14.5$9.78$4.74
2022Detailed filing. Detailed filing data is available for this year.$313$286$27.6$11.9$7.78$4.09
2021Detailed filing. Detailed filing data is available for this year.$300$277$23.5$7.92$7.36$0.56
2020Detailed filing. Detailed filing data is available for this year.$262$239$23.0$8.28$7.38$0.90
2019Detailed filing. Detailed filing data is available for this year.$226$204$22.1$9.50$7.75$1.75
2018Detailed filing. Detailed filing data is available for this year.$219$199$20.3$8.99$7.19$1.80
2017Detailed filing. Detailed filing data is available for this year.$217$199$18.5$8.11$6.97$1.14
2016Detailed filing. Detailed filing data is available for this year.$212$195$17.4$7.64$6.70$0.94
2015Detailed filing. Detailed filing data is available for this year.$205$188$16.5$7.32$6.53$0.78
2014Detailed filing. Detailed filing data is available for this year.$192$176$15.7$7.42$6.64$0.78
2013Detailed filing. Detailed filing data is available for this year.$189$174$14.9$7.79$7.55$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$187$172$14.6$7.68
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$182$168$14.3$8.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$177$163$14.5$8.83
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 14, 2025
Return Version
2024v5.1
Gross Receipts
$15,150,433
Mission and Program Overview

Mission

To assist our members in the management of their financial well being by providing loans, savings accounts, and other financial insitution services.

To assist our members in the management of their financial well being by providing loans, savings accounts, and other financial institution services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$128,463,948$126,591,996▼ $1,871,952
Savings and Temporary Cash Investments$80,794,439$83,591,624▲ $2,797,185
Investments in Publicly Traded Securities$47,997,021$47,998,085▲ $1,064
Investments Other Securities$38,095,000$43,305,000▲ $5,210,000
Rtn Earn Endowment Incm Other Fnds$31,897,764$34,952,589▲ $3,054,825
Land, Buildings, and Equipment, Net$3,928,781$9,638,015▲ $5,709,234
Cash and Non-Interest-Bearing Accounts$3,624,614$1,415,112▼ $2,209,502
Investments Program Related$902,927$984,932▲ $82,005
Prepaid Expenses and Deferred Charges$713,778$576,157▼ $137,621
Accounts Receivable$3,499$19,406▲ $15,907
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$307,429,832$317,252,105▲ $9,822,273
Other Assets Total$2,905,825$3,131,778▲ $225,953
Liabilities
Other Liabilities$273,245,993$280,255,508▲ $7,009,515
Accounts Payable and Accrued Expenses$2,286,075$2,044,008▼ $242,067
Total Liabilities$275,532,068$282,299,516▲ $6,767,448
Net Assets / Fund Balance
Total Net Assets Fund Balance$31,897,764$34,952,589▲ $3,054,825
Total Liabilities and Net Assets / Fund Balance$307,429,832$317,252,105▲ $9,822,273

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,916,954$3,912,751$10,829,705
Land$2,465,690-$2,465,690
Other Land Buildings$135,017$1,927,913$2,062,930
Equipment$120,354$1,112,462$1,232,816
Leasehold Improvements$0$397,912$397,912
Other Securities$43,305,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carol AnallaCEOFT$253,891$76,585$330,476
Michele ColeVP LendingFT$152,455$35,700$188,155
Josh VisseringCFOFT$137,114$33,826$170,940
Catherine HillChief Risk OfficerFT$134,840$34,186$169,026
Betina GolwitzerHr DirectorFT$147,708-$147,708
Jose NunezIt DirectorFT$144,636-$144,636
Nicole VostatekDigital Services DirectorFT$131,492-$131,492
Michael LenziMarketing DirectorFT$122,617-$122,617
Michele HallgrenRetail Operations DirectorFT$118,951-$118,951

Board Members and Trustees

NameTitle
Dan KloczkowskiChairman
Henry Hank GovekarVice Chairman
Corey ClarkDirector
Fred FriedlDirector
Linda Wegge-slipkeDirector
Andy DallstreamSecretary
Jessica HiettTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,814,155
Investment Income
$6,336,278
Other Revenue
$0
Change in Net Assets
$3,054,825

Audited Revenue Reconciliation

Revenue per Audited Statements
$15,150,433
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$2
Total Revenue per Audited Statements
$15,150,435
Total Revenue per Form 990
$15,150,433
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,847,179
Salaries, Compensation, and Employee Benefits$4,248,429
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,579,927
Office Expenses---$1,555,168
Information Technology---$990,393
Current Officers, Directors, Trustees, and Key Employees---$858,598
Occupancy---$588,967
Depreciation Depletion---$457,492
Other Employee Benefits---$379,435
Payroll Taxes---$295,716
Other Expenses---$277,407
Advertising---$159,924
Pension Plan Contributions---$134,753
Insurance---$92,988
Fees for Services Accounting---$69,038
Conferences and Meetings---$25,255
Fees for Services Legal---$25,025
Travel---$2,041
Interest---$85
Total Functional Expenses$0$0$0$12,095,608

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$12,095,610
Expenses per Audited Statements$12,095,608
Total Expenses per Form 990$12,095,608
Expenses Not Reported on Form 990$2
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,430
Total Exempt Function Spending$1,430

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$1,430
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$280,255,508
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“A member is defined as an individual within our membership area that has the required share deposit at the credit union.”

Form 990, Part VI, Section A, Line 7A

“Every person with the required share deposit at the institution is considered a member. Each member has the right to vote for elected board members at the annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Each member has the right to vote for or against potential board members at the annual meeting.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is compiled by the cfo and reviewed by the cfo and ceo.”

Form 990, Part VI, Section B, Line 12C

“The internal audit department reviews reports daily to ensure employees are complying with the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“The credit union uses a third party to obtain compensation ranges. The third party uses local credit union pay scales as well as information from nationwide salary surveys. The hr director reviews with upper management before finalizing the compensation ranges which are then reviewed by the board of directors.”

Form 990, Part VI, Section C, Line 19

“A financial statement of condition (balance sheet) is posted at each branch location and updated monthly. Other public documents are issued on request.”

Filing and Contact Details

Filer

Filer Name
Community Trust Credit Union
EIN
36-1932435
Phone
8476622050
Address
1313 SKOKIE HWY, GURNEE, IL 60031

Signing Officer

Name
Josh Vissering
Title
Chief Financial Officer
Phone
8476622050
Signed
2025-04-14

Organization Details

Principal Officer
Carol Analla
Formed
1933
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
7
Employees
70
Volunteers
8
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

“Form 990, part xii, line 2c: the cfo is responsible for the oversight of the financial statement audited by an independent accountant. There has been no change in the oversight or selection process from the previous year.”

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Immaterial rounding difference”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Immaterial rounding difference”

PART X, LINE2:

“The credit union's audited financial statemetns note there are no liabilities for uncertain tax positions in accordance with guidance from fasb, because it was determined that no fin 48 issues requiring disclosure exist with respect to this credit union.”

Raw XML AppendixShowing 400 of 510 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt9VP LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF RISK OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11IT DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12HR DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13MARKETING DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIGITAL SERVICES DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15RETAIL OPERATIONS DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01933
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt015150433
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0990393
IRS990/InsuranceGrp/TotalAmt092988
IRS990/InterestGrp/TotalAmt085
IRS990/InvestmentIncomeGrp/ExclusionAmt06336278
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06336278
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt038095000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt043305000
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0902927
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0984932
IRS990/InvestmentsPubTradedSecGrp/BOYAmt047997021
IRS990/InvestmentsPubTradedSecGrp/EOYAmt047998085
IRS990/IRPDocumentCnt04364
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt07351038
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03928781
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09638015
IRS990/LandBldgEquipCostOrOtherBssAmt016989053
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS, AND OTHER FINANCIAL INSITUTION SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt031897764
IRS990/NetAssetsOrFundBalancesEOYAmt034952589
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0588967
IRS990/OfficeExpensesGrp/TotalAmt01555168
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02905825
IRS990/OtherAssetsTotalGrp/EOYAmt03131778
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0379435
IRS990/OtherExpensesGrp/Desc0DIVIDENDS TO MEMBERS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2CREDIT LOSS PROVISION
IRS990/OtherExpensesGrp/TotalAmt03181722
IRS990/OtherExpensesGrp/TotalAmt1421674
IRS990/OtherExpensesGrp/TotalAmt2277407
IRS990/OtherLiabilitiesGrp/BOYAmt0273245993
IRS990/OtherLiabilitiesGrp/EOYAmt0280255508
IRS990/OtherSalariesAndWagesGrp/TotalAmt02579927
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0128463948
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0126591996
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0295716
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0134753
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0713778
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0576157
IRS990/PrincipalOfficerNm0CAROL ANALLA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0INCOME FROM LOANS TO MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1INCOME FROM FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06802731
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12011424
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06802731
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12011424
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDED HOME BANKING SERVICES TO 11,032 MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0RECEIVED DEPOSITS ON SAVINGS FROM 13,563 MEMBERS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt06155513
IRS990/PYOtherExpensesAmt05326816
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt08361292
IRS990/PYRevenuesLessExpensesAmt04740441
IRS990/PYSalariesCompEmpBnftPaidAmt04449548
IRS990/PYTotalExpensesAmt09776364
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt014516805
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt03054825
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt031897764
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt034952589
IRS990/SavingsAndTempCashInvstGrp/BOYAmt080794439
IRS990/SavingsAndTempCashInvstGrp/EOYAmt083591624
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt01430
IRS990ScheduleC/PoliticalExpendituresAmt01430
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt01430
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 WEST DIEHL ROAD PO BOX 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0SCHEDULE C, PART1A, LINE 1: THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS 1A AND 1C OF THIS SCHEDULE.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt01430
IRS990ScheduleD/BuildingsGrp/BookValueAmt06916954
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03912751
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt010829705
IRS990ScheduleD/EquipmentGrp/BookValueAmt0120354
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01112462
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01232816
IRS990ScheduleD/ExpensesNotReportedAmt02
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt012095608
IRS990ScheduleD/LandGrp/BookValueAmt02465690
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02465690
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0397912
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0397912
IRS990ScheduleD/OtherExpensesIncludedAmt02
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0135017
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01927913
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt02062930
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0280255508
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenueAmt02
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt043305000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/RevenueNotReportedAmt02
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt015150433
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0IMMATERIAL ROUNDING DIFFERENCE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1IMMATERIAL ROUNDING DIFFERENCE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION'S AUDITED FINANCIAL STATEMETNS NOTE THERE ARE NO LIABILITIES FOR UNCERTAIN TAX POSITIONS IN ACCORDANCE WITH GUIDANCE FROM FASB, BECAUSE IT WAS DETERMINED THAT NO FIN 48 ISSUES REQUIRING DISCLOSURE EXIST WITH RESPECT TO THIS CREDIT UNION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART X, LINE2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt09638015
IRS990ScheduleD/TotalBookValueSecuritiesAmt043305000
IRS990ScheduleD/TotalExpensesPerForm990Amt012095608
IRS990ScheduleD/TotalLiabilityAmt0280255508
IRS990ScheduleD/TotalRevenuePerForm990Amt015150433
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt015150435
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt012095610
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0253891
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1152455
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2137114
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3134840
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount076585
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount135700
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount233826
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount334186
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20

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