Civic Intelligence

Land of Lincoln Credit Union

EIN 37-0643547 • 501(c)14 • Decatur, IL

Profile

To provide education and services to our members so they can achieve financial success

1435 N Water StDecatur, IL 62526

www.llcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.92x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

21st percentile

12.79x

Higher debt load relative to revenue than 21% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

48th percentile

8.6%

Higher net margin than 48% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

36th percentile

$383,281

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

61st percentile

4.2%

Faster asset growth than 61% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

86th percentile

23%

Faster revenue growth than 86% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

Up

$469,570,900

Up $18,773,479 (+4.2%) from 2023

Liabilities

Up

$430,420,799

Up $14,270,941 (+3.4%) from 2023

Net Assets

Up

$39,150,101

Up $4,502,538 (+13%) from 2023

Revenue

Up

$33,651,666

Up $6,323,026 (+23%) from 2023

Expenses

Up

$30,750,274

Up $6,145,088 (+25%) from 2023

Net Income

Up

$2,901,392

Up $177,938 (+6.5%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $144,025,276Liabilities 2010: $131,617,111Net Assets 2010: $12,408,1652010Assets 2011: $158,204,088Liabilities 2011: $143,723,751Net Assets 2011: $14,480,3372011Assets 2012: $177,089,495Liabilities 2012: $160,234,338Net Assets 2012: $16,855,1572012Assets 2013: $188,450,974Liabilities 2013: $170,180,255Net Assets 2013: $18,270,7192013Assets 2014: $212,820,727Liabilities 2014: $191,581,922Net Assets 2014: $21,238,8052014Assets 2015: $221,510,364Liabilities 2015: $198,593,736Net Assets 2015: $22,916,6282015Assets 2016: $225,737,670Liabilities 2016: $201,386,168Net Assets 2016: $24,351,5022016Assets 2017: $228,678,153Liabilities 2017: $203,221,870Net Assets 2017: $25,456,2832017Assets 2018: $236,848,894Liabilities 2018: $209,274,704Net Assets 2018: $27,574,1902018Assets 2019: $259,368,467Liabilities 2019: $228,717,825Net Assets 2019: $30,650,6422019Assets 2020: $307,056,319Liabilities 2020: $272,753,388Net Assets 2020: $34,302,9312020Assets 2021: $357,439,691Liabilities 2021: $321,630,984Net Assets 2021: $35,808,7072021Assets 2022: $380,839,730Liabilities 2022: $351,108,159Net Assets 2022: $29,731,5712022Assets 2023: $450,797,421Liabilities 2023: $416,149,858Net Assets 2023: $34,647,5632023Assets 2024: $469,570,900Liabilities 2024: $430,420,799Net Assets 2024: $39,150,1012024

Highlighted filing

2024

Assets$469,570,900
Liabilities$430,420,799
Net Assets$39,150,101

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $9,881,1962010Expenses 2011: $10,164,6362011Expenses 2012: $10,760,8812012Revenue 2013: $12,828,463Expenses 2013: $11,439,359Net Income 2013: $1,389,1042013Revenue 2014: $13,313,919Expenses 2014: $11,785,585Net Income 2014: $1,528,3342014Revenue 2015: $14,910,025Expenses 2015: $13,210,959Net Income 2015: $1,699,0662015Revenue 2016: $14,841,880Expenses 2016: $13,390,198Net Income 2016: $1,451,6822016Revenue 2017: $15,023,343Expenses 2017: $13,907,240Net Income 2017: $1,116,1032017Revenue 2018: $16,377,706Expenses 2018: $14,230,105Net Income 2018: $2,147,6012018Revenue 2019: $17,588,058Expenses 2019: $14,878,517Net Income 2019: $2,709,5412019Revenue 2020: $18,023,217Expenses 2020: $15,378,232Net Income 2020: $2,644,9852020Revenue 2021: $20,389,555Expenses 2021: $16,942,682Net Income 2021: $3,446,8732021Revenue 2022: $22,450,497Expenses 2022: $19,168,310Net Income 2022: $3,282,1872022Revenue 2023: $27,328,640Expenses 2023: $24,605,186Net Income 2023: $2,723,4542023Revenue 2024: $33,651,666Expenses 2024: $30,750,274Net Income 2024: $2,901,3922024

Highlighted filing

2024

Revenue$33,651,666
Expenses$30,750,274
Net Income$2,901,392

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$470$430$39.2$33.7$30.8$2.90
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$451$416$34.6$27.3$24.6$2.72
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$381$351$29.7$22.5$19.2$3.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$357$322$35.8$20.4$16.9$3.45
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$307$273$34.3$18.0$15.4$2.64
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$259$229$30.7$17.6$14.9$2.71
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$237$209$27.6$16.4$14.2$2.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$229$203$25.5$15.0$13.9$1.12
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$226$201$24.4$14.8$13.4$1.45
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$222$199$22.9$14.9$13.2$1.70
2014Detailed filing. Detailed filing data is available for this year.$213$192$21.2$13.3$11.8$1.53
2013Detailed filing. Detailed filing data is available for this year.$188$170$18.3$12.8$11.4$1.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$177$160$16.9$10.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$158$144$14.5$10.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$144$132$12.4$9.88
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$35,371,657
Mission and Program Overview

Mission

To provide education and services to our members so they can achieve financial success

To provide education and services to our members so they can achieve financial success.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$303,563,939$310,577,370▲ $7,013,431
Investments in Publicly Traded Securities$92,031,128$84,050,342▼ $7,980,786
Rtn Earn Endowment Incm Other Fnds$34,647,563$39,150,101▲ $4,502,538
Savings and Temporary Cash Investments$8,505,874$29,522,319▲ $21,016,445
Land, Buildings, and Equipment, Net$12,104,425$13,927,715▲ $1,823,290
Intangible Assets$9,010,952$8,781,154▼ $229,798
Cash and Non-Interest-Bearing Accounts$4,214,605$3,985,605▼ $229,000
Receivables From Officers Etc$2,709,160$2,716,368▲ $7,208
Accounts Receivable$1,448,593$1,585,645▲ $137,052
Prepaid Expenses and Deferred Charges$1,508,502$1,442,567▼ $65,935
Investments Other Securities$3,153,833$1,334,733▼ $1,819,100
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$450,797,421$469,570,900▲ $18,773,479
Other Assets Total$12,546,410$11,647,082▼ $899,328
Liabilities
Other Liabilities$414,335,956$428,441,573▲ $14,105,617
Accounts Payable and Accrued Expenses$1,813,902$1,979,226▲ $165,324
Total Liabilities$416,149,858$430,420,799▲ $14,270,941
Net Assets / Fund Balance
Total Net Assets Fund Balance$34,647,563$39,150,101▲ $4,502,538
Total Liabilities and Net Assets / Fund Balance$450,797,421$469,570,900▲ $18,773,479

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,938,311$5,699,543$14,637,854
Equipment$1,879,777$7,001,562$8,881,339
Land$1,899,386-$1,899,386
Other Land Buildings$1,155,574-$1,155,574
Leasehold Improvements$54,667$226,908$281,575
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert AresPresident/CEOFT$282,829$100,452$383,281
Beverly DavisCOOFT$186,960$52,954$239,914
Ben AustinCIOFT$146,225$56,859$203,084
Howard MartinSVP Commerical LendingFT$143,645$35,086$178,731
Brandi BinkleyChief Human Resources OffiFT$136,879$40,435$177,314
Chris SmithCFOFT$123,915$44,587$168,502
Blake ReynoldsVP of OperatonsFT$126,829$39,067$165,896
Cayla HittmeierCMOFT$126,102$33,340$159,442

Board Members and Trustees

NameTitle
Tony BrownChair
David VenterVice Chair
Carie CycholBoard Member
Joe RidderBoard Member
Mark CrawfordBoard Member
Nicole PinkstonBoard Member
Robert AllenBoard Member
Tara MurrayBoard Member
Toni CurrieBoard Member (thru Feb)
Charles PhillipsSecretary-treasurer
Kyle RisbyTreasurer (thru Feb)

Highest Paid Contractors

ContractorServicesLocationCompensation
Wipfli LLPAudit ServicesPO BOX 3160, Milwaukee, WI 52301$136,424
Revenue and Support

Revenue Composition

Contributions and Grants
$1,054,976
Program Service Revenue
$29,711,821
Investment Income
$2,819,693
Other Revenue
$65,176
Change in Net Assets
$2,901,392

Audited Revenue Reconciliation

Revenue per Audited Statements
$32,622,374
Revenue Not Reported on Financial Statements
$1,029,292
Revenue Not Reported on Form 990
$180,379
Other Revenue Adjustments
$1,029,292
Total Revenue per Audited Statements
$32,802,753
Total Revenue per Form 990
$33,651,666
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$13,849,555
Salaries, Compensation, and Employee Benefits$10,792,397
Grants and Similar Amounts Paid$202,680
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,029,364
Benefits to Members---$5,905,642
Office Expenses---$2,572,875
Information Technology---$1,242,050
Depreciation Depletion---$1,180,425
Other Employee Benefits---$955,954
Advertising---$923,795
Occupancy---$902,252
Current Officers, Directors, Trustees, and Key Employees---$791,696
Payroll Taxes---$635,247
Fees for Services Other---$415,755
All Other Expenses---$386,430
Pension Plan Contributions---$380,136
Grants to Domestic Orgs---$202,680
Fees for Services Accounting---$162,750
Travel---$144,962
Other Expenses---$120,004
Fees for Services Legal---$71,368
Insurance---$32,502
Interest---$1,034
Total Functional Expenses$0$0$0$30,750,274

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$30,750,274
Total Expenses per Audited Statements$29,720,982
Expenses per Audited Statements$29,720,874
Expenses Not Reported on Financial Statements$1,029,400
Other Expense Adjustments$1,029,400
Expenses Not Reported on Form 990$108
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Empowerment Opportunity CenterDecatur, IL501(c)(3)Organization Support$25,000
Chelp Dementia FriendlyDecatur, IL501(c)(3)Organization Support$20,000
Decatur School DistrictDecatur, ILGOV'TOrganization Support$20,000
Homework Hangout IncDecatur, IL501(c)(3)Organization Support$20,000
Habitat for HumanityDecatur, IL501(c)(3)Organization Support$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$5,000
Total Exempt Function Spending$5,000

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$5,000
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,709,160$2,716,368▲ $7,208
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$428,441,573
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union is a member owned financial cooperative that had 35,023 members as of december 31, 2024. Members owning one share qualify to elect the governing body, approve changes to the charter and receive their share of net assets if the credit union were to dissolve.

Form 990, Part VI, Section A, Line 7A

The credit union holds an annual meeting to elect directors, with all members maintaining one or more shares eligible to participate.

Form 990, Part VI, Section A, Line 7B

Changes to the by-laws and articles of incorporation require approval by the membership.

Form 990, Part VI, Section B, Line 11B

The filed form 990 is provided for review to the board of directors at the first board meeting subsequent to filing the form.

Form 990, Part VI, Section B, Line 12C

On at least a quarterly basis the cfo reviews accounts of board members, key employees, and immediate family members, as well as monitoring invoices paid by the credit union. In addition, employee accounts are reviewed as part of the annual financial audit. The credit union maintains the following credit union conflict of interest policy: all employees, officers, directors, committee members, agents or attorneys (hereinafter "credit union official") of this credit union (hereinafter "credit union") are prohibited from (1) soliciting for themselves or for a third party (other than the credit union itself) anything of value from anyone in return for any business, service or confidential information of the credit union and from (2) accepting anything of value (other than bonafide salary, wages, fees or other compensation paid, or expenses paid or reimbursed in the usual course of business) from anyone in connection with the business of the credit union either before or after a transaction is discussed or consummated. Credit union officials are prohibited from self-dealing or otherwise trading on their positions with the credit union or accepting from one doing or seeking to do business with the credit union a business opportunity not available to other persons or made available because of such officials' positions with the credit union. Credit union officials must disclose to the credit union all potential conflicts of interest, including those in which they have been inadvertently placed due to either business or personal relationships with members, suppliers, business associates, or competitors of the credit union.

Form 990, Part VI, Section B, Line 15

The compensation committee of the board of directors reviews ceo position compensation annually using peer data from financial institution surveys and industry trade organizations, as well as llcu performance, to determine appropriate compensation for the ceo position. The board sets the salary of the ceo. The ceo reviews corresponding position compensation for each officer and key employee annually using peer data from financial institution surveys and industry trade organizations, as well as llcu performance, to determine appropriate compensation.

Form 990, Part VI, Section C, Line 19

Upon request, financial statements, governing documents, and the conflict of interest policy are made available. In addition, quarterly call report data is available on the share insurer's website.

Filing and Contact Details

Filer

Filer Name
Land of Lincoln Credit Union
EIN
37-0643547
Phone
2178643030
Address
1435 N WATER ST, DECATUR, IL 62526

Signing Officer

Name
Blake Reynolds
Title
CFO
Phone
2178643030
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Ares
Formed
1947
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
237
Volunteers
10

Preparer

Firm
Wipfli Advisory LLC
Address
1502 LONDON ROAD SUITE 200, DULUTH, MN 55812
Preparer
Michael J Peterson CPA
Phone
2187224705
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Change in cash surrender value of life insurance unrealized gains 180,379.

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Change in cash surrender value of life insurance 180,379.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Loss on sale of fixed assets -108. Gain on oreo sales 4,424. Ertc retention credit netted against expenses on financials 1,024,976.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Loss on sale of fixed assets 108.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Ertc retention credit netted against expenses on financials 1,024,976. Gain on oreo sales 4,424.

Raw XML AppendixShowing 400 of 739 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1134134
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1216960
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1321964
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1425799
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1511092
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1618298
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1718645
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1816434
IRS990/Form990PartVIISectionAGrp/PersonNm0TONY BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm1DAVID VENTER
IRS990/Form990PartVIISectionAGrp/PersonNm2CHARLES PHILLIPS
IRS990/Form990PartVIISectionAGrp/PersonNm3KYLE RISBY
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT ALLEN
IRS990/Form990PartVIISectionAGrp/PersonNm5MARK CRAWFORD
IRS990/Form990PartVIISectionAGrp/PersonNm6TONI CURRIE
IRS990/Form990PartVIISectionAGrp/PersonNm7CARIE CYCHOL
IRS990/Form990PartVIISectionAGrp/PersonNm8TARA MURRAY
IRS990/Form990PartVIISectionAGrp/PersonNm9NICOLE PINKSTON
IRS990/Form990PartVIISectionAGrp/PersonNm10JOE RIDDER
IRS990/Form990PartVIISectionAGrp/PersonNm11ROBERT ARES
IRS990/Form990PartVIISectionAGrp/PersonNm12BEVERLY DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm13CHRIS SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm14BEN AUSTIN
IRS990/Form990PartVIISectionAGrp/PersonNm15HOWARD MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm16BRANDI BINKLEY
IRS990/Form990PartVIISectionAGrp/PersonNm17BLAKE REYNOLDS
IRS990/Form990PartVIISectionAGrp/PersonNm18CAYLA HITTMEIER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11349147
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12222954
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13146538
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14177285
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15167639
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16159016
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17147251
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18143008
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY-TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER (THRU FEB)
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER (THRU FEB)
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12COO
IRS990/Form990PartVIISectionAGrp/TitleTxt13CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt14CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP COMMERICAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt16CHIEF HUMAN RESOURCES OFFI
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OF OPERATONS
IRS990/Form990PartVIISectionAGrp/TitleTxt18CMO
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IRS990/Form990TFiledInd01
IRS990/FormationYr01947
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt04316
IRS990/GainOrLossGrp/SecuritiesAmt062109
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GovernmentGrantsAmt01054976
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0202680
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt04316
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01782100
IRS990/GrossReceiptsAmt035371657
IRS990/GrossRentsGrp/RealAmt065176
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
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IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InformationTechnologyGrp/TotalAmt01242050
IRS990/InsuranceGrp/TotalAmt032502
IRS990/IntangibleAssetsGrp/BOYAmt09010952
IRS990/IntangibleAssetsGrp/EOYAmt08781154
IRS990/InterestGrp/TotalAmt01034
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IRS990/InvestmentInJointVentureInd00
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IRS990/LandBldgEquipCostOrOtherBssAmt026855728
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IRS990/LessRentalExpensesGrp/RealAmt00
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IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE EDUCATION AND SERVICES TO OUR MEMBERS SO THEY CAN ACHIEVE FINANCIAL SUCCESS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt034647563
IRS990/NetAssetsOrFundBalancesEOYAmt039150101
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IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt065176
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt065176
IRS990/NetUnrelatedBusTxblIncmAmt01632
IRS990/NetUnrlzdGainsLossesInvstAmt01420767
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0902252
IRS990/OfficeExpensesGrp/TotalAmt02572875
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt012546410
IRS990/OtherAssetsTotalGrp/EOYAmt011647082
IRS990/OtherChangesInNetAssetsAmt0180379
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0955954
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc3DFI REGULATORY FEE
IRS990/OtherExpensesGrp/TotalAmt02701606
IRS990/OtherExpensesGrp/TotalAmt11589004
IRS990/OtherExpensesGrp/TotalAmt21402743
IRS990/OtherExpensesGrp/TotalAmt3120004
IRS990/OtherLiabilitiesGrp/BOYAmt0414335956
IRS990/OtherLiabilitiesGrp/EOYAmt0428441573
IRS990/OtherOrganizationDsc0COOPERATIVE
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0303563939
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0310577370
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0635247
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
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IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4CREDIT AND DEBIT CARD FEE INCOME
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14835424
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt23202648
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31243556
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4224055
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14835424
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23202648
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31249456
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4224055
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt05900
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDED MORTGAGE LOANS TO 244 MEMBERS.
IRS990/ProgSrvcAccomActy3Grp/Desc0PROVIDED SAVINGS VEHICLES AND OTHER FINANCIAL SERVICES TO 35,023 MEMBERS.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt029699
IRS990/PYGrantsAndSimilarPaidAmt0132502
IRS990/PYInvestmentIncomeAmt02492781
IRS990/PYOtherExpensesAmt015262512
IRS990/PYOtherRevenueAmt067176
IRS990/PYProgramServiceRevenueAmt024738984
IRS990/PYRevenuesLessExpensesAmt02723454
IRS990/PYSalariesCompEmpBnftPaidAmt09210172
IRS990/PYTotalExpensesAmt024605186
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt027328640
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02709160
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02716368
IRS990/ReconcilationRevenueExpnssAmt02901392
IRS990/RegularMonitoringEnfrcInd01
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IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt065176
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt034647563
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt039150101
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08505874
IRS990/SavingsAndTempCashInvstGrp/EOYAmt029522319
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt05000
IRS990ScheduleC/PoliticalExpendituresAmt05000
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt05000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 W DIEHL ROAD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060566
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTED TO THE CREDIT UNION POLITICAL ACTION COMMITTEE
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt05000
IRS990ScheduleD/BuildingsGrp/BookValueAmt08938311
IRS990ScheduleD/BuildingsGrp/DepreciationAmt05699543
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt014637854
IRS990ScheduleD/EquipmentGrp/BookValueAmt01879777
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07001562
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08881339

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