Civic Intelligence

Township Mutual Fire Insurance

990EZ • Fiscal year 2016 • EIN 37-0636520

Jan 01, 2016 to Dec 31, 2016 • Filed on May 01, 2017

Organization ProfileN/A
9112 East Springview RoadBaldwin, IL 62217

(618) 785-2488

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.21x

Higher debt load relative to assets than 85% of similar nonprofits.

2016 filings • <$500k nonprofits • Source year 2016

Liabilities / Revenue

91st percentile

0.35x

Higher debt load relative to revenue than 91% of similar nonprofits.

2016 filings • <$500k nonprofits • Source year 2016

Net Margin

78th percentile

21%

Higher net margin than 78% of similar nonprofits.

2016 filings • <$500k nonprofits • Source year 2016

Top Officer Pay

81st percentile

$6,475

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 4.9% of source-year revenue.

2016 filings • <$500k nonprofits • Source year 2016

Asset Growth

72nd percentile

15%

Faster asset growth than 72% of similar nonprofits.

2016 filings • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

38th percentile

-7.1%

Faster revenue growth than 38% of similar nonprofits.

2016 filings • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$218,471

Up $28,653 (+15%) from 2015

Net Assets

Up

$172,369

Up $27,655 (+19%) from 2015

Liabilities

Up

$46,102

Up $998 (+2.2%) from 2015

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin78th percentile

Revenue

Down

$133,037

Down $10,181 (-7.1%) from 2015

Expenses

Down

$104,735

Down $39,219 (-27%) from 2015

Net Income

Up

$28,302

Up $29,038 (+3945%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth72nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2012: $280,841Liabilities 2012: $73,012Net Assets 2012: $207,8292012Assets 2013: $262,177Liabilities 2013: $59,060Net Assets 2013: $203,1172013Assets 2014: $193,884Liabilities 2014: $48,434Net Assets 2014: $145,4502014Assets 2015: $189,818Liabilities 2015: $45,104Net Assets 2015: $144,7142015Assets 2016: $218,471Liabilities 2016: $46,102Net Assets 2016: $172,3692016Assets 2017: $0Net Assets 2017: $02017

Highlighted filing

2016

Assets$218,471
Liabilities$46,102
Net Assets$172,369
Open 2016 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $194,887Expenses 2012: $177,554Net Income 2012: $17,3332012Revenue 2013: $144,434Expenses 2013: $149,146Net Income 2013: -$4,7122013Revenue 2014: $180,171Expenses 2014: $237,838Net Income 2014: -$57,6672014Revenue 2015: $143,218Expenses 2015: $143,954Net Income 2015: -$7362015Revenue 2016: $133,037Expenses 2016: $104,735Net Income 2016: $28,3022016Revenue 2017: $51,873Expenses 2017: $44,614Net Income 2017: $7,2592017

Highlighted filing

2016

Revenue$133,037
Expenses$104,735
Net Income$28,302
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 1, 2017
Return Version
2016v3.0
Gross Receipts
$133,037
Mission and Program Overview

Mission

Providing mutual fire insurance coverage to its membership.

Program Services

DescriptionGrantsExpenses
Providing mutual fire insurance coverage to its membership.$104,735-
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carolyn J HolderSecretary/TreasPT$6,475-$6,475
Walter GerlachDirector-$150-$150
Betty BirchlerDirector-$150-$150
Betty LuthyDirector-$150-$150
Cecil ComptonDirector-$150-$150
Teresa WilsonDirector-$150-$150
Mike PrestDirector-$150-$150
Robert WelgePresidentPT$150-$150
Filing and Contact Details

Filer

Filer Name
Township Mutual Fire Insurance
EIN
37-0636520
Phone
6187852488
Address
9112 East Springview Road, Baldwin, IL 62217

Signing Officer

Name
Carolyn J Holder
Title
Secretary/Treas
Signed
2017-05-01
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $2406”

Other Expenses.1002

“Office Expenses $863”

Other Expenses.1012

“Insurance $1989”

Other Expenses.1

“Reinsurance Costs $52599”

Other Expenses.2

“Commissions Paid to Agent $19699”

Other Expenses.3

“Adjusting Expenses $5741”

Other Expenses.4

“Net Losses Paid to Insurred $4387”

Other Expenses.5

“Data Process Fees $2160”

Other Expenses.6

“Associatoin Dues $2100”

Other Expenses.7

“Annual Meeting $1357”

Other Expenses.8

“Fire Marshal Tax $980”

Other Expenses.9

“Convention and Travel $532”

Other Expenses.10

“Telephone $307”

Other Expenses.11

“Insurance Dept Fees $150”

Other Assets.1

“Accrued Investment Income - Beginning $68 Accrued Investment Income - Ending $0”

Other Assets.2

“Agent's Balance of Uncollected Premiums - Beginning $2476 Agent's Balance of Uncollected Premiums - Ending $1709”

Total Liabilities.1

“Net Uneaned Premium Reserve - Beginning $38743 Net Uneaned Premium Reserve - Ending $40321”

Total Liabilities.2

“- Beginning $0 - Ending $0”

Total Liabilities.3

“Reinusrance Premium Payable - Beginning $6361 Reinusrance Premium Payable - Ending $5181”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Baldwin
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IRS990EZ/ExcessOrDeficitForYearAmt028302
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Carolyn J Holder
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Walter Gerlach
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Betty Birchler
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Betty Luthy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Cecil Compton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Teresa Wilson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Mike Prest
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Robert Welge
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Secretary/Treas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02544
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01709
IRS990EZ/OtherChangesInNetAssetsAmt0-647
IRS990EZ/OtherExpensesTotalAmt095270
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Providing mutual fire insurance coverage to its membership.
IRS990EZ/ProgramServiceRevenueAmt0128051
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0104735
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt08725
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt045104
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0104735
IRS990EZ/TotalProgramServiceExpensesAmt0104735
IRS990EZ/TotalRevenueAmt0133037
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $2406
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $863
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance $1989
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Reinsurance Costs $52599
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Commissions Paid to Agent $19699
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Adjusting Expenses $5741
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Net Losses Paid to Insurred $4387
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Data Process Fees $2160
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Associatoin Dues $2100
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Annual Meeting $1357
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Fire Marshal Tax $980
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Convention and Travel $532
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Telephone $307
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Insurance Dept Fees $150
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Accrued Investment Income - Beginning $68 Accrued Investment Income - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Agent's Balance of Uncollected Premiums - Beginning $2476 Agent's Balance of Uncollected Premiums - Ending $1709
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Net Uneaned Premium Reserve - Beginning $38743 Net Uneaned Premium Reserve - Ending $40321
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17- Beginning $0 - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Reinusrance Premium Payable - Beginning $6361 Reinusrance Premium Payable - Ending $5181
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Total Liabilities.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Total Liabilities.3
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Carolyn J Holder
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary/Treas
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Township Mutual Fire Insurance
ReturnHeader/Filer/BusinessNameControlTxt0TOWN
ReturnHeader/Filer/EIN0370636520
ReturnHeader/Filer/PhoneNum06187852488
ReturnHeader/Filer/USAddress/AddressLine1Txt09112 East Springview Road
ReturnHeader/Filer/USAddress/CityNm0Baldwin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062217
ReturnHeader/ReturnTs02017-05-01T17:03:30-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$218,471
Liabilities
$46,102
Net assets
$172,369
Revenue
$133,037
Expenses
$104,735
Net income
$28,302
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.52$0.45$0.07
2016Detailed filing. Detailed filing data is available for this year.$2.18$0.46$1.72$1.33$1.05$0.28
2015Detailed filing. Detailed filing data is available for this year.$1.90$0.45$1.45$1.43$1.44$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.94$0.48$1.45$1.80$2.38$0.58
2013Detailed filing. Detailed filing data is available for this year.$2.62$0.59$2.03$1.44$1.49$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.81$0.73$2.08$1.95$1.78$0.17