Civic Intelligence

Township Mutual Fire Insurance

990EZ • Fiscal year 2015 • EIN 37-0636520

Jan 01, 2015 to Dec 31, 2015 • Filed on May 03, 2016

Organization ProfileN/A
9112 East Springview RoadBaldwin, IL 62217

(618) 785-2488

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.24x

Higher debt load relative to assets than 86% of similar nonprofits.

2015 filings • <$500k nonprofits • Source year 2015

Liabilities / Revenue

90th percentile

0.31x

Higher debt load relative to revenue than 90% of similar nonprofits.

2015 filings • <$500k nonprofits • Source year 2015

Net Margin

41st percentile

-0.5%

Higher net margin than 41% of similar nonprofits.

2015 filings • <$500k nonprofits • Source year 2015

Top Officer Pay

82nd percentile

$7,200

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 5.0% of source-year revenue.

2015 filings • <$500k nonprofits • Source year 2015

Asset Growth

42nd percentile

-2.1%

Faster asset growth than 42% of similar nonprofits.

2015 filings • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

24th percentile

-21%

Faster revenue growth than 24% of similar nonprofits.

2015 filings • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets86th percentile

Assets

Down

$189,818

Down $4,066 (-2.1%) from 2014

Net Assets

Down

$144,714

Down $736 (-0.5%) from 2014

Liabilities

Down

$45,104

Down $3,330 (-6.9%) from 2014

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin41st percentile

Revenue

Down

$143,218

Down $36,953 (-21%) from 2014

Expenses

Down

$143,954

Down $93,884 (-39%) from 2014

Net Income

Up

-$736

Up $56,931 (+99%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2012: $280,841Liabilities 2012: $73,012Net Assets 2012: $207,8292012Assets 2013: $262,177Liabilities 2013: $59,060Net Assets 2013: $203,1172013Assets 2014: $193,884Liabilities 2014: $48,434Net Assets 2014: $145,4502014Assets 2015: $189,818Liabilities 2015: $45,104Net Assets 2015: $144,7142015Assets 2016: $218,471Liabilities 2016: $46,102Net Assets 2016: $172,3692016Assets 2017: $0Net Assets 2017: $02017

Highlighted filing

2015

Assets$189,818
Liabilities$45,104
Net Assets$144,714
Open 2015 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $194,887Expenses 2012: $177,554Net Income 2012: $17,3332012Revenue 2013: $144,434Expenses 2013: $149,146Net Income 2013: -$4,7122013Revenue 2014: $180,171Expenses 2014: $237,838Net Income 2014: -$57,6672014Revenue 2015: $143,218Expenses 2015: $143,954Net Income 2015: -$7362015Revenue 2016: $133,037Expenses 2016: $104,735Net Income 2016: $28,3022016Revenue 2017: $51,873Expenses 2017: $44,614Net Income 2017: $7,2592017

Highlighted filing

2015

Revenue$143,218
Expenses$143,954
Net Income-$736
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 3, 2016
Return Version
2015v2.0
Gross Receipts
$143,218
Mission and Program Overview

Mission

Providing mutual fire insurance coverage to its membership.

Program Services

DescriptionGrantsExpenses
Providing mutual fire insurance coverage to its membership.$143,954-
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carolyn J HolderSecretary/TreasPT$7,200-$7,200
Walter GerlachDirector-$150-$150
Betty BirchlerDirector-$150-$150
Betty LuthyDirector-$150-$150
Cecil ComptonDirector-$150-$150
Teresa WilsonDirector-$150-$150
Mike PrestDirector-$150-$150
Robert WelgePresidentPT$150-$150
Filing and Contact Details

Filer

Filer Name
Township Mutual Fire Insurance
EIN
37-0636520
Phone
6187852488
Address
9112 East Springview Road, Baldwin, IL 62217

Signing Officer

Name
Carolyn J Holder
Title
Secretary/Treas
Signed
2016-05-03
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $994”

Other Expenses.1002

“Office Expenses $1614”

Other Expenses.1012

“Insurance $3582”

Other Expenses.1

“Reinsurance Costs $73273”

Other Expenses.2

“Net Losses Paid to Insurred $25550”

Other Expenses.3

“Commissions Paid to Agent $21206”

Other Expenses.4

“Data Process Fees $2310”

Other Expenses.5

“Adjusting Expenses $1543”

Other Expenses.6

“Associatoin Dues $1368”

Other Expenses.7

“Fire Marshal Tax $964”

Other Expenses.8

“Convention and Travel $559”

Other Expenses.9

“Annual Meeting $530”

Other Expenses.10

“Telephone $283”

Other Expenses.11

“Insurance Dept Fees $200”

Other Assets.1

“Accrued Investment Income - Beginning $56 Accrued Investment Income - Ending $68”

Other Assets.2

“Agent's Balance of Uncollected Premiums - Beginning $647 Agent's Balance of Uncollected Premiums - Ending $2476”

Total Liabilities.1

“Net Uneaned Premium Reserve - Beginning $40943 Net Uneaned Premium Reserve - Ending $38743”

Total Liabilities.2

“- Beginning $0 - Ending $0”

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum06187852488
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Baldwin
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0622171738
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0193181
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0187274
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
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IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-736
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01728
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/MethodOfAccountingAccrualInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt07200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Carolyn J Holder
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Walter Gerlach
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Betty Birchler
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Betty Luthy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Cecil Compton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Teresa Wilson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Mike Prest
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Robert Welge
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Secretary/Treas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0703
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02544
IRS990EZ/OtherExpensesTotalAmt0133976
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Providing mutual fire insurance coverage to its membership.
IRS990EZ/ProgramServiceRevenueAmt0137800
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Providing mutual fire insurance coverage to its membership.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0143954
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt08250
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt048434
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt045104
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0143954
IRS990EZ/TotalProgramServiceExpensesAmt0143954
IRS990EZ/TotalRevenueAmt0143218
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $994
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $1614
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Insurance $3582
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Reinsurance Costs $73273
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Net Losses Paid to Insurred $25550
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Commissions Paid to Agent $21206
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Data Process Fees $2310
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Adjusting Expenses $1543
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Associatoin Dues $1368
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Fire Marshal Tax $964
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Convention and Travel $559
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Annual Meeting $530
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Telephone $283
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Insurance Dept Fees $200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Accrued Investment Income - Beginning $56 Accrued Investment Income - Ending $68
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Agent's Balance of Uncollected Premiums - Beginning $647 Agent's Balance of Uncollected Premiums - Ending $2476
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Net Uneaned Premium Reserve - Beginning $40943 Net Uneaned Premium Reserve - Ending $38743
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17- Beginning $0 - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Total Liabilities.2
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Carolyn J Holder
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary/Treas
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Township Mutual Fire Insurance
ReturnHeader/Filer/BusinessNameControlTxt0TOWN
ReturnHeader/Filer/EIN0370636520
ReturnHeader/Filer/PhoneNum06187852488
ReturnHeader/Filer/USAddress/AddressLine1Txt09112 East Springview Road
ReturnHeader/Filer/USAddress/CityNm0Baldwin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062217
ReturnHeader/ReturnTs02016-05-09T05:52:02-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$189,818
Liabilities
$45,104
Net assets
$144,714
Revenue
$143,218
Expenses
$143,954
Net income
-$736
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.52$0.45$0.07
2016Detailed filing. Detailed filing data is available for this year.$2.18$0.46$1.72$1.33$1.05$0.28
2015Detailed filing. Detailed filing data is available for this year.$1.90$0.45$1.45$1.43$1.44$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.94$0.48$1.45$1.80$2.38$0.58
2013Detailed filing. Detailed filing data is available for this year.$2.62$0.59$2.03$1.44$1.49$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.81$0.73$2.08$1.95$1.78$0.17