Civic Intelligence

Township Mutual Fire Insurance

990EZ • Fiscal year 2014 • EIN 37-0636520

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 24, 2015

Organization ProfileN/A
9112 East Springview RoadBaldwin, IL 62217

(618) 785-2488

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.25x

Higher debt load relative to assets than 86% of similar nonprofits.

2014 filings • <$500k nonprofits • Source year 2014

Liabilities / Revenue

89th percentile

0.27x

Higher debt load relative to revenue than 89% of similar nonprofits.

2014 filings • <$500k nonprofits • Source year 2014

Net Margin

14th percentile

-32%

Higher net margin than 14% of similar nonprofits.

2014 filings • <$500k nonprofits • Source year 2014

Top Officer Pay

81st percentile

$6,600

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

2014 filings • <$500k nonprofits • Source year 2014

Asset Growth

15th percentile

-26%

Faster asset growth than 15% of similar nonprofits.

2014 filings • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

76th percentile

25%

Faster revenue growth than 76% of similar nonprofits.

2014 filings • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets86th percentile

Assets

Down

$193,884

Down $68,293 (-26%) from 2013

Net Assets

Down

$145,450

Down $57,667 (-28%) from 2013

Liabilities

Down

$48,434

Down $10,626 (-18%) from 2013

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin14th percentile

Revenue

Up

$180,171

Up $35,737 (+25%) from 2013

Expenses

Up

$237,838

Up $88,692 (+59%) from 2013

Net Income

Down

-$57,667

Down $52,955 (-1124%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2012: $280,841Liabilities 2012: $73,012Net Assets 2012: $207,8292012Assets 2013: $262,177Liabilities 2013: $59,060Net Assets 2013: $203,1172013Assets 2014: $193,884Liabilities 2014: $48,434Net Assets 2014: $145,4502014Assets 2015: $189,818Liabilities 2015: $45,104Net Assets 2015: $144,7142015Assets 2016: $218,471Liabilities 2016: $46,102Net Assets 2016: $172,3692016Assets 2017: $0Net Assets 2017: $02017

Highlighted filing

2014

Assets$193,884
Liabilities$48,434
Net Assets$145,450
Open 2014 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $194,887Expenses 2012: $177,554Net Income 2012: $17,3332012Revenue 2013: $144,434Expenses 2013: $149,146Net Income 2013: -$4,7122013Revenue 2014: $180,171Expenses 2014: $237,838Net Income 2014: -$57,6672014Revenue 2015: $143,218Expenses 2015: $143,954Net Income 2015: -$7362015Revenue 2016: $133,037Expenses 2016: $104,735Net Income 2016: $28,3022016Revenue 2017: $51,873Expenses 2017: $44,614Net Income 2017: $7,2592017

Highlighted filing

2014

Revenue$180,171
Expenses$237,838
Net Income-$57,667
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 24, 2015
Return Version
2014v5.0
Gross Receipts
$180,171
Mission and Program Overview

Mission

Providing mutual fire insurance coverage to its membership.

Program Services

DescriptionGrantsExpenses
Providing mutual fire insurance coverage to its membership.$237,838-
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carolyn J HolderSecretary/TreasPT$6,600-$6,600
Robert WelgePresidentPT$225-$225
Sherwood BurnsDirector-$125-$125
Betty LuthyDirector-$125-$125
Cecil ComptonDirector-$125-$125
Walter GerlachDirector-$100-$100
Jack StewartVice President-$100-$100
Bernie HuebertDirector-$100-$100
Filing and Contact Details

Filer

Filer Name
Township Mutual Fire Insurance
EIN
37-0636520
Phone
6187852488
Address
9112 East Springview Road, Baldwin, IL 62217

Signing Officer

Name
Carolyn J Holder
Title
Secretary/Treas
Signed
2015-04-24
Supplemental Narrative

Additional Explanations

Other Revenue.1

“Reinsurance Recoveries $53723”

Other Expenses.1001

“Advertising and Promotion $818”

Other Expenses.1002

“Office Expenses $1878”

Other Expenses.1012

“Insurance $3262”

Other Expenses.1

“Losses Paid to Insurred $102749”

Other Expenses.2

“Reinsurance Costs $82114”

Other Expenses.3

“Commissions Paid to Agent $18087”

Other Expenses.4

“Data Process Fees $8806”

Other Expenses.5

“Adjusting Expenses $5160”

Other Expenses.6

“Associatoin Dues $1880”

Other Expenses.7

“Annual Meeting $1848”

Other Expenses.8

“Convention and Travel $1388”

Other Expenses.9

“Fire Marshal Tax $901”

Other Expenses.10

“Telephone $247”

Other Expenses.11

“Insurance Dept Fees $200”

Other Assets.1

“Accrued Investment Income - Beginning $127 Accrued Investment Income - Ending $56”

Other Assets.2

“Agent's Balance of Uncollected Premiums - Beginning $6371 Agent's Balance of Uncollected Premiums - Ending $647”

Total Liabilities.1

“Net Uneaned Premium Reserve - Beginning $39267 Net Uneaned Premium Reserve - Ending $40943”

Total Liabilities.2

“- Beginning $0 - Ending $0”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PhoneNum06187852488
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Baldwin
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0622171738
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IRS990EZ/ExcessOrDeficitForYearAmt0-57667
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4125
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7225
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Carolyn J Holder
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Walter Gerlach
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Sherwood Burns
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Betty Luthy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Cecil Compton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Jack Stewart
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Bernie Huebert
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Robert Welge
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Secretary/Treas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt06498
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0703
IRS990EZ/OtherExpensesTotalAmt0229338
IRS990EZ/OtherRevenueTotalAmt053723
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Providing mutual fire insurance coverage to its membership.
IRS990EZ/ProgramServiceRevenueAmt0120703
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Providing mutual fire insurance coverage to its membership.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0237838
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt07500
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt059060
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt048434
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0237838
IRS990EZ/TotalProgramServiceExpensesAmt0237838
IRS990EZ/TotalRevenueAmt0180171
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Reinsurance Recoveries $53723
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Advertising and Promotion $818
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Office Expenses $1878
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance $3262
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Losses Paid to Insurred $102749
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Reinsurance Costs $82114
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Commissions Paid to Agent $18087
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Data Process Fees $8806
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Adjusting Expenses $5160
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Associatoin Dues $1880
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Annual Meeting $1848
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Convention and Travel $1388
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Fire Marshal Tax $901
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Telephone $247
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Insurance Dept Fees $200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Accrued Investment Income - Beginning $127 Accrued Investment Income - Ending $56
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Agent's Balance of Uncollected Premiums - Beginning $6371 Agent's Balance of Uncollected Premiums - Ending $647
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Net Uneaned Premium Reserve - Beginning $39267 Net Uneaned Premium Reserve - Ending $40943
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18- Beginning $0 - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Total Liabilities.2
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Carolyn J Holder
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary/Treas
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Township Mutual Fire Insurance
ReturnHeader/Filer/BusinessNameControlTxt0TOWN
ReturnHeader/Filer/EIN0370636520
ReturnHeader/Filer/PhoneNum06187852488
ReturnHeader/Filer/USAddress/AddressLine1Txt09112 East Springview Road
ReturnHeader/Filer/USAddress/CityNm0Baldwin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd062217
ReturnHeader/ReturnTs02015-04-27T10:14:59-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$193,884
Liabilities
$48,434
Net assets
$145,450
Revenue
$180,171
Expenses
$237,838
Net income
-$57,667
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.52$0.45$0.07
2016Detailed filing. Detailed filing data is available for this year.$2.18$0.46$1.72$1.33$1.05$0.28
2015Detailed filing. Detailed filing data is available for this year.$1.90$0.45$1.45$1.43$1.44$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.94$0.48$1.45$1.80$2.38$0.58
2013Detailed filing. Detailed filing data is available for this year.$2.62$0.59$2.03$1.44$1.49$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.81$0.73$2.08$1.95$1.78$0.17