Civic Intelligence

Joseph Corporation of Illinois Inc

990 • Fiscal year 2020 • EIN 36-3753248

Jan 01, 2020 to Dec 31, 2020 • Filed on Aug 12, 2021

Organization Profilewww.neighborproject.us
32 South BroadwayAurora, IL 60505

(630) 906-9400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.43x

Higher debt load relative to assets than 78% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

76th percentile

0.46x

Higher debt load relative to revenue than 76% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

66th percentile

14%

Higher net margin than 66% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

69th percentile

$100,046

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 7.0% of source-year revenue.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Asset Growth

62nd percentile

12%

Faster asset growth than 62% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

85th percentile

45%

Faster revenue growth than 85% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$1,556,471

Up $165,681 (+12%) from 2019

Net Assets

Up

$889,814

Up $206,150 (+30%) from 2019

Liabilities

Down

$666,657

Down $40,469 (-5.7%) from 2019

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin66th percentile

Revenue

Up

$1,437,250

Up $445,397 (+45%) from 2019

Expenses

Up

$1,231,100

Up $251,433 (+26%) from 2019

Net Income

Up

$206,150

Up $193,964 (+1592%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2016: $4,991,897Liabilities 2016: $2,220,942Net Assets 2016: $2,770,9552016Assets 2017: $801,711Liabilities 2017: $232,036Net Assets 2017: $569,6752017Assets 2019: $1,390,790Liabilities 2019: $707,126Net Assets 2019: $683,6642019Assets 2020: $1,556,471Liabilities 2020: $666,657Net Assets 2020: $889,8142020Assets 2021: $1,691,321Liabilities 2021: $885,614Net Assets 2021: $805,7072021Assets 2022: $2,691,907Liabilities 2022: $1,675,626Net Assets 2022: $1,016,2812022Assets 2023: $2,584,991Liabilities 2023: $1,597,058Net Assets 2023: $987,9332023Assets 2024: $4,412,772Liabilities 2024: $1,664,374Net Assets 2024: $2,748,3982024

Highlighted filing

2020

Assets$1,556,471
Liabilities$666,657
Net Assets$889,814
Open 2020 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2016: $217,916Expenses 2016: $625,364Net Income 2016: -$407,4482016Revenue 2017: $1,565,827Expenses 2017: $579,743Net Income 2017: $986,0842017Revenue 2019: $991,853Expenses 2019: $979,667Net Income 2019: $12,1862019Revenue 2020: $1,437,250Expenses 2020: $1,231,100Net Income 2020: $206,1502020Revenue 2021: $1,472,778Expenses 2021: $1,556,885Net Income 2021: -$84,1072021Revenue 2022: $2,064,993Expenses 2022: $1,854,419Net Income 2022: $210,5742022Revenue 2023: $2,257,088Expenses 2023: $2,184,936Net Income 2023: $72,1522023Revenue 2024: $4,337,625Expenses 2024: $2,577,160Net Income 2024: $1,760,4652024

Highlighted filing

2020

Revenue$1,437,250
Expenses$1,231,100
Net Income$206,150
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Aug 12, 2021
Return Version
2020v4.0
Gross Receipts
$1,443,453
Mission and Program Overview

Mission

Activating the potential of working families to revitalize their neighborhoods through homeownership, education and savings programs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$961,042$960,064▼ $978
Cash and Non-Interest-Bearing Accounts$276,402$514,209▲ $237,807
Other Notes and Loans Receivable, Net$30,330$30,330→ $0
Pledges and Grants Receivable$98,293$29,019▼ $69,274
Prepaid Expenses and Deferred Charges$4,293$2,849▼ $1,444
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,390,790$1,556,471▲ $165,681
Other Assets Total$20,430$20,000▼ $430
Liabilities
Mortgage Notes Payable Secured by Investment Property$668,731$631,076▼ $37,655
Other Liabilities$19,114$22,544▲ $3,430
Accounts Payable and Accrued Expenses$19,281$13,037▼ $6,244
Total Liabilities$707,126$666,657▼ $40,469
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$394,760$889,814▲ $495,054
Net Assets With Donor Restrictions$288,904--
Total Net Assets Fund Balance$683,664$889,814▲ $206,150
Total Liabilities and Net Assets / Fund Balance$1,390,790$1,556,471▲ $165,681

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$610,247$40,683$650,930
Land$317,950-$317,950
Equipment$16,707$189,179$205,886
Leasehold Improvements$15,160$3,030$18,190
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Rick GuzmanExecutive DirectorFT$100,046$100,046

Board Members and Trustees

NameTitle
Daniel DolanPast President
Brian SchraderPresident
Suzette MurrayVice President
Avis MillerDirector
Bruce BrownDirector
Dennis WigginsDirector
Gonzalo ArroyoDirector
Imaad HassanDirector
John FrerichDirector
Michael BaumDirector
Patrick DivineDirector
Uni Torres-camachoDirector
Bart GrometerSecretary
Jimmie DelgadoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,088,435
Program Service Revenue
$202,486
Investment Income
$41
Other Revenue
$146,288
All Other Contributions
$653,085
Change in Net Assets
$206,150

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,437,250
Total Revenue per Audited Statements
$1,437,250
Total Revenue per Form 990
$1,437,250
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$729,720
Other Expenses$501,380
Total Fundraising Expense$59,617
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$406,336$66,030$35,554$507,920
Current Officers, Directors, Trustees, and Key Employees$80,037$13,006$7,003$100,046
Occupancy$80,199$1,491$803$82,493
Other Employee Benefits$52,907$9,562$1,275$63,744
Payroll Taxes$46,408$7,541$4,061$58,010
Interest$27,249$4,428$2,384$34,061
All Other Expenses$17,630$10,583$934$29,147
Information Technology$21,935$3,564$1,918$27,417
Conferences and Meetings$16,749$4,187-$20,936
Depreciation Depletion$14,685$2,294$1,376$18,355
Advertising$10,605$2,650-$13,255
Insurance$10,395$1,689$910$12,994
Other Expenses$10,192$1,656$891$12,739
Fees for Services Accounting$6,729$1,682-$8,411
Office Expenses$6,634$1,078$580$8,292
Fees for Services Legal$1,215$302-$1,517
Total Functional Expenses$1,036,159$135,324$59,617$1,231,100

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,231,100
Total Expenses per Audited Statements$1,231,100
Total Expenses per Form 990$1,231,100
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$152,491
Fundraising Direct Expenses$6,203
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gala$152,491$152,491$6,203$146,288
Total Events$152,491$152,491$6,203$146,288
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Real Estate Taxes$20,120
Accrued Interest$2,424
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“Board is provided copy for review”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Reviews at least annually.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Board reviews and approves”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Board reviews and approves”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Certain info at website. All available on request.”

Filing and Contact Details

Filer

Filer Name
The Neighbor Project
EIN
36-3753248
Phone
6309069400
Address
32 SOUTH BROADWAY, AURORA, IL 60505

Signing Officer

Name
Rick Guzman
Title
Executive Director
Signed
2021-08-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Richard Guzman
Formed
1991
Legal Domicile
Il
Voting Board Members
15
Independent Board Members
15
Employees
15
Volunteers
100

Preparer

Firm
Wieland & Company Inc
Address
232 S Batavia Avenue, Batavia, IL 60510
Preparer
Paul H Wieland
Phone
6304064490
Supplemental Narrative

Additional Explanations

Client Note 1

“Client Note 1 - ACQUISITION OF EMMANUEL HOUSEEffective April 1, 2018, the Organization merged with Emmanuel House, an Illinois non-profit organization that gives low-income families the opportunity to save money on a path to homeownership. The Organization is the parent entity and has accounted for the business combination as an acquisition. In connection with the merger, the Organizations name was changed from Joseph Corporation of Illinois, Inc. to The Neighbor Project.”

Financial Statement Notes

Part X : FIN48 Footnote

“The Organization applied for and has been granted tax-exempt status under Section 501(c)(3) of the Internal Revenue Code and is classified as a public charity. Accordingly, income taxes are not provided for in the financial statements. The financial statement effects of a tax position taken or expected to be taken are recognized when it is more likely than not, based on technical merits, that the position will be sustained upon examination. As of December 31, 2020, the Organization had no uncertain tax positions that qualify for recognition or disclosure in the financial statements.”

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IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Dir.
IRS990/Form990PartVIISectionAGrp/TitleTxt1PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
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IRS990/MissionDesc0ACTIVATING THE POTENTIAL OF WORKING FAMILIES TO REVITALIZE THEIR NEIGHBORHOODS THROUGH HOMEOWNERSHIP, EDUCATION AND SAVINGS PROGRAMS.
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IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0146288
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IRS990/OfficeExpensesGrp/ProgramServicesAmt06634
IRS990/OfficeExpensesGrp/TotalAmt08292
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt020430
IRS990/OtherAssetsTotalGrp/EOYAmt020000
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt01275
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt09562
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt052907
IRS990/OtherEmployeeBenefitsGrp/TotalAmt063744
IRS990/OtherExpensesGrp/Desc0SAFETY FIRST PROGRAM
IRS990/OtherExpensesGrp/Desc1DEVELOPMENT EXPENSES
IRS990/OtherExpensesGrp/Desc2REAL ESTATE TAXES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
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IRS990/OtherExpensesGrp/FundraisingAmt1891
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03581
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11656
IRS990/OtherExpensesGrp/ProgramServicesAmt0183561
IRS990/OtherExpensesGrp/ProgramServicesAmt122037
IRS990/OtherExpensesGrp/ProgramServicesAmt220656
IRS990/OtherExpensesGrp/ProgramServicesAmt310192
IRS990/OtherExpensesGrp/TotalAmt0183561
IRS990/OtherExpensesGrp/TotalAmt127546
IRS990/OtherExpensesGrp/TotalAmt220656
IRS990/OtherExpensesGrp/TotalAmt312739
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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0406336
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IRS990/PrincipalOfficerNm0RICHARD GUZMAN
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0202486
IRS990/ProgSrvcAccomActy2Grp/Desc0Managed and/or obtained existing homes and vacant lots suitable for development and to design, build or rehab, contract, lease and/or sell affordable homes to properly screened low to moderate income families
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IRS990/ProgSrvcAccomActy3Grp/Desc0To provide affordable home improvement loans to qualified low to moderate income families
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IRS990/PYProgramServiceRevenueAmt0116588
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IRS990/PYTotalRevenueAmt0991853
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0648731

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,556,471
Liabilities
$666,657
Net assets
$889,814
Revenue
$1,437,250
Expenses
$1,231,100
Net income
$206,150
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.41$1.66$2.75$4.34$2.58$1.76
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.58$1.60$0.99$2.26$2.18$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.69$1.68$1.02$2.06$1.85$0.21
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.69$0.89$0.81$1.47$1.56$0.08
2020Detailed filing. Detailed filing data is available for this year.$1.56$0.67$0.89$1.44$1.23$0.21
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.39$0.71$0.68$0.99$0.98$0.01
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.23$0.57$1.57$0.58$0.99
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.99$2.22$2.77$0.22$0.63$0.41