Civic Intelligence

Joseph Corporation of Illinois Inc

990 • Fiscal year 2019 • EIN 36-3753248

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 12, 2020

Organization Profilewww.neighborproject.us
32 South BroadwayAurora, IL 60505

(630) 906-9400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.51x

Higher debt load relative to assets than 82% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

83rd percentile

0.71x

Higher debt load relative to revenue than 83% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

44th percentile

1.2%

Higher net margin than 44% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

69th percentile

$101,317

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 10.2% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

86th percentile

32%

Faster asset growth than 86% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2019

Revenue Growth

14th percentile

-20%

Faster revenue growth than 14% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2019

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Up

$1,390,790

Up $589,079 (+73%) from 2017

Net Assets

Up

$683,664

Up $113,989 (+20%) from 2017

Liabilities

Up

$707,126

Up $475,090 (+205%) from 2017

Revenue And Expenses
Liabilities / Revenue83rd percentileNet Margin44th percentile

Revenue

Down

$991,853

Down $573,974 (-37%) from 2017

Expenses

Up

$979,667

Up $399,924 (+69%) from 2017

Net Income

Down

$12,186

Down $973,898 (-99%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2016: $4,991,897Liabilities 2016: $2,220,942Net Assets 2016: $2,770,9552016Assets 2017: $801,711Liabilities 2017: $232,036Net Assets 2017: $569,6752017Assets 2019: $1,390,790Liabilities 2019: $707,126Net Assets 2019: $683,6642019Assets 2020: $1,556,471Liabilities 2020: $666,657Net Assets 2020: $889,8142020Assets 2021: $1,691,321Liabilities 2021: $885,614Net Assets 2021: $805,7072021Assets 2022: $2,691,907Liabilities 2022: $1,675,626Net Assets 2022: $1,016,2812022Assets 2023: $2,584,991Liabilities 2023: $1,597,058Net Assets 2023: $987,9332023Assets 2024: $4,412,772Liabilities 2024: $1,664,374Net Assets 2024: $2,748,3982024

Highlighted filing

2019

Assets$1,390,790
Liabilities$707,126
Net Assets$683,664
Open 2019 Filing

Operations Trend

Revenue Growth14th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2016: $217,916Expenses 2016: $625,364Net Income 2016: -$407,4482016Revenue 2017: $1,565,827Expenses 2017: $579,743Net Income 2017: $986,0842017Revenue 2019: $991,853Expenses 2019: $979,667Net Income 2019: $12,1862019Revenue 2020: $1,437,250Expenses 2020: $1,231,100Net Income 2020: $206,1502020Revenue 2021: $1,472,778Expenses 2021: $1,556,885Net Income 2021: -$84,1072021Revenue 2022: $2,064,993Expenses 2022: $1,854,419Net Income 2022: $210,5742022Revenue 2023: $2,257,088Expenses 2023: $2,184,936Net Income 2023: $72,1522023Revenue 2024: $4,337,625Expenses 2024: $2,577,160Net Income 2024: $1,760,4652024

Highlighted filing

2019

Revenue$991,853
Expenses$979,667
Net Income$12,186
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 12, 2020
Return Version
2019v5.0
Gross Receipts
$1,043,548
Mission and Program Overview

Mission

Activating the potential of working families to revitalize their neighborhoods through homeownership, education and savings programs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$978,528$961,042▼ $17,486
Cash and Non-Interest-Bearing Accounts$327,363$276,402▼ $50,961
Pledges and Grants Receivable$108,113$98,293▼ $9,820
Other Notes and Loans Receivable, Net$30,330$30,330→ $0
Prepaid Expenses and Deferred Charges$4,115$4,293▲ $178
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,448,879$1,390,790▼ $58,089
Other Assets Total$430$20,430▲ $20,000
Liabilities
Mortgage Notes Payable Secured by Investment Property$711,713$668,731▼ $42,982
Accounts Payable and Accrued Expenses$35,443$19,281▼ $16,162
Other Liabilities$30,245$19,114▼ $11,131
Total Liabilities$777,401$707,126▼ $70,275
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$352,574$394,760▲ $42,186
Net Assets With Donor Restrictions$318,904$288,904▼ $30,000
Total Net Assets Fund Balance$671,478$683,664▲ $12,186
Total Liabilities and Net Assets / Fund Balance$1,448,879$1,390,790▼ $58,089

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$626,521$24,409$650,930
Land$317,950-$317,950
Equipment$200$188,309$188,509
Leasehold Improvements$16,371$1,819$18,190
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Rick GuzmanExecutive DirectorFT$101,317$101,317

Board Members and Trustees

NameTitle
Daniel DolanPast President
Brian SchraderPresident
Suzette MurrayVice President
Avis MillerDirector
Bruce BrownDirector
Dennis WigginsDirector
Gonzalo ArroyoDirector
Imaad HassanDirector
John FrerichDirector
Michael BaumDirector
Patrick DivineDirector
Steve WeberDirector
Uni Torres-camachoDirector
Bart GrometerSecretary
Jimmie DelgadoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$785,765
Program Service Revenue
$116,588
Investment Income
$55
Other Revenue
$89,445
All Other Contributions
$412,372
Change in Net Assets
$12,186

Audited Revenue Reconciliation

Revenue per Audited Statements
$991,853
Total Revenue per Audited Statements
$991,853
Total Revenue per Form 990
$991,853
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$514,215
Salaries, Compensation, and Employee Benefits$465,452
Total Fundraising Expense$39,035
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$222,819$36,208$19,498$278,525
Current Officers, Directors, Trustees, and Key Employees$81,054$13,171$7,092$101,317
Occupancy$72,683--$72,683
Other Employee Benefits$41,556$7,510$1,001$50,067
Payroll Taxes$28,435$4,621$2,487$35,543
Interest$26,981$4,384$2,361$33,726
Conferences and Meetings$24,116$6,029-$30,145
All Other Expenses$21,381$3,992$1,633$27,006
Depreciation Depletion$13,989$2,273$1,224$17,486
Information Technology$12,011$1,952$1,051$15,014
Insurance$11,363$1,846$994$14,203
Office Expenses$11,292$1,835$989$14,116
Other Expenses$8,057$1,309$705$10,071
Advertising$7,021$1,755-$8,776
Fees for Services Accounting$7,007$1,752-$8,759
Fees for Services Legal$478$120-$598
Travel-$36-$36
Total Functional Expenses$845,539$95,093$39,035$979,667

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$979,667
Total Expenses per Audited Statements$979,667
Total Expenses per Form 990$979,667
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$141,140
Fundraising Direct Expenses$51,695
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gala$108,802$108,802$3,568$105,234
Golf Outing$25,050$25,050$6,214$18,836
Total Events$141,140$141,140$51,695$89,445
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Real Estate Taxes$16,632
Accrued Interest$2,482
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“Board is provided copy for review”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Reviews at least annually.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Board reviews and approves”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Board reviews and approves”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Certain info at website. All available on request.”

Filing and Contact Details

Filer

Filer Name
The Neighbor Project
EIN
36-3753248
Phone
6309069400
Address
32 SOUTH BROADWAY, AURORA, IL 60505

Signing Officer

Name
Rick Guzman
Title
Executive Director
Signed
2020-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Richard Guzman
Formed
1991
Legal Domicile
Il
Voting Board Members
15
Independent Board Members
15
Employees
13
Volunteers
100

Preparer

Firm
Wieland & Company Inc
Address
232 S Batavia Avenue, Batavia, IL 60510
Preparer
Paul H Wieland
Phone
6304064490
Supplemental Narrative

Additional Explanations

Client Note 1

“Client Note 1 - ACQUISITION OF EMMANUEL HOUSEEffective April 1, 2018, the Organization merged with Emmanuel House, an Illinois non-profit organization that gives low-income families the opportunity to save money on a path to homeownership. The Organization is the parent entity and has accounted for the business combination as an acquisition. In connection with the merger, the Organizations name was changed from Joseph Corporation of Illinois, Inc. to The Neighbor Project.”

Financial Statement Notes

Part X : FIN48 Footnote

“The Organization applied for and has been granted tax-exempt status under Section 501(c)(3) of the Internal Revenue Code and is classified as a public charity. Accordingly, income taxes are not provided for in the financial statements. The financial statement effects of a tax position taken or expected to be taken are recognized when it is more likely than not, based on technical merits, that the position will be sustained upon examination. As of December 31, 2019, the Organization had no uncertain tax positions that qualify for recognition or disclosure in the financial statements.”

Raw XML AppendixShowing 400 of 587 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt035443
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt019281
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0ACTIVATING THE POTENTIAL OF WORKING FAMILIES TO REVITALIZE THEIR NEIGHBORHOODS THROUGH HOMEOWNERSHIP, EDUCATION AND SAVINGS PROGRAMS.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01755
IRS990/AdvertisingGrp/ProgramServicesAmt07021
IRS990/AdvertisingGrp/TotalAmt08776
IRS990/AllOtherContributionsAmt0412372
IRS990/AllOtherExpensesGrp/FundraisingAmt01633
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt03992
IRS990/AllOtherExpensesGrp/ProgramServicesAmt021381
IRS990/AllOtherExpensesGrp/TotalAmt027006
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0THE ORGANIZATION'S OFFICES
IRS990/BooksInCareOfDetail/PhoneNum06309069400
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt032 SOUTH BROADWAY
IRS990/BooksInCareOfDetail/USAddress/CityNm0AURORA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060505
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0327363
IRS990/CashNonInterestBearingGrp/EOYAmt0276402
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt07092
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt013171
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt081054
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0101317
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt06029
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt024116
IRS990/ConferencesMeetingsGrp/TotalAmt030145
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0785765
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt055
IRS990/CYOtherExpensesAmt0514215
IRS990/CYOtherRevenueAmt089445
IRS990/CYProgramServiceRevenueAmt0116588
IRS990/CYRevenuesLessExpensesAmt012186
IRS990/CYSalariesCompEmpBnftPaidAmt0465452
IRS990/CYTotalExpensesAmt0979667
IRS990/CYTotalFundraisingExpenseAmt039035
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0991853
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt01224
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02273
IRS990/DepreciationDepletionGrp/ProgramServicesAmt013989
IRS990/DepreciationDepletionGrp/TotalAmt017486
IRS990/Desc0Provided housing counseling services to low to moderate income people to assist as necessary in avoiding foreclosure and/or acquiring safe, good quality affordable housing.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0318904
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0288904
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt013
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0414616
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FederatedCampaignsAmt06351
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt01752
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt07007
IRS990/FeesForServicesAccountingGrp/TotalAmt08759
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0120
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0478
IRS990/FeesForServicesLegalGrp/TotalAmt0598
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt14.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt44.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt54.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt94.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt114.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt132.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt142.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt152.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/PersonNm0RICK GUZMAN
IRS990/Form990PartVIISectionAGrp/PersonNm1DANIEL DOLAN
IRS990/Form990PartVIISectionAGrp/PersonNm2PATRICK DIVINE
IRS990/Form990PartVIISectionAGrp/PersonNm3BRUCE BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm4SUZETTE MURRAY
IRS990/Form990PartVIISectionAGrp/PersonNm5JIMMIE DELGADO
IRS990/Form990PartVIISectionAGrp/PersonNm6MICHAEL BAUM
IRS990/Form990PartVIISectionAGrp/PersonNm7IMAAD HASSAN
IRS990/Form990PartVIISectionAGrp/PersonNm8AVIS MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm9BRIAN SCHRADER
IRS990/Form990PartVIISectionAGrp/PersonNm10GONZALO ARROYO
IRS990/Form990PartVIISectionAGrp/PersonNm11BART GROMETER
IRS990/Form990PartVIISectionAGrp/PersonNm12JOHN FRERICH
IRS990/Form990PartVIISectionAGrp/PersonNm13DENNIS WIGGINS
IRS990/Form990PartVIISectionAGrp/PersonNm14STEVE WEBER
IRS990/Form990PartVIISectionAGrp/PersonNm15UNI TORRES-CAMACHO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0101317
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Dir.
IRS990/Form990PartVIISectionAGrp/TitleTxt1PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9President
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01991
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingDirectExpensesAmt051695
IRS990/FundraisingGrossIncomeAmt0141140
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GovernmentGrantsAmt0367042
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01043548
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt015
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt01051
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt01952
IRS990/InformationTechnologyGrp/ProgramServicesAmt012011
IRS990/InformationTechnologyGrp/TotalAmt015014
IRS990/InsuranceGrp/FundraisingAmt0994
IRS990/InsuranceGrp/ManagementAndGeneralAmt01846
IRS990/InsuranceGrp/ProgramServicesAmt011363
IRS990/InsuranceGrp/TotalAmt014203
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt02361
IRS990/InterestGrp/ManagementAndGeneralAmt04384
IRS990/InterestGrp/ProgramServicesAmt026981
IRS990/InterestGrp/TotalAmt033726
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt055
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt055
IRS990/InvestmentInJointVentureInd0true
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt06
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0214537
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0978528
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0961042
IRS990/LandBldgEquipCostOrOtherBssAmt01175579
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0ACTIVATING THE POTENTIAL OF WORKING FAMILIES TO REVITALIZE THEIR NEIGHBORHOODS THROUGH HOMEOWNERSHIP, EDUCATION AND SAVINGS PROGRAMS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0711713
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0668731
IRS990/NetAssetsOrFundBalancesBOYAmt0671478
IRS990/NetAssetsOrFundBalancesEOYAmt0683664
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt090675
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt089445
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0352574
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0394760
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt072683
IRS990/OccupancyGrp/TotalAmt072683
IRS990/OfficeExpensesGrp/FundraisingAmt0989
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01835
IRS990/OfficeExpensesGrp/ProgramServicesAmt011292
IRS990/OfficeExpensesGrp/TotalAmt014116
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0430
IRS990/OtherAssetsTotalGrp/EOYAmt020430
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt01001
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt07510
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt041556
IRS990/OtherEmployeeBenefitsGrp/TotalAmt050067
IRS990/OtherExpensesGrp/Desc0SAFETY FIRST PROGRAM
IRS990/OtherExpensesGrp/Desc1REAL ESTATE TAXES
IRS990/OtherExpensesGrp/Desc2OUTSIDE CONSULTANTS
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/FundraisingAmt0705
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06300
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11309
IRS990/OtherExpensesGrp/ProgramServicesAmt0232310
IRS990/OtherExpensesGrp/ProgramServicesAmt116686
IRS990/OtherExpensesGrp/ProgramServicesAmt26300
IRS990/OtherExpensesGrp/ProgramServicesAmt38057
IRS990/OtherExpensesGrp/TotalAmt0232310
IRS990/OtherExpensesGrp/TotalAmt116686
IRS990/OtherExpensesGrp/TotalAmt212600
IRS990/OtherExpensesGrp/TotalAmt310071
IRS990/OtherLiabilitiesGrp/BOYAmt030245
IRS990/OtherLiabilitiesGrp/EOYAmt019114
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt019498
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt036208
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0222819
IRS990/OtherSalariesAndWagesGrp/TotalAmt0278525
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt030330
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt030330
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt02487
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04621
IRS990/PayrollTaxesGrp/ProgramServicesAmt028435
IRS990/PayrollTaxesGrp/TotalAmt035543
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0108113
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt098293
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04115
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04293
IRS990/PrincipalOfficerNm0RICHARD GUZMAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0NET RENTS - PGM SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0116588
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0116588
IRS990/ProgSrvcAccomActy2Grp/Desc0Managed and/or obtained existing homes and vacant lots suitable for development and to design, build or rehab, contract, lease and/or sell affordable homes to properly screened low to moderate income families
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0410322
IRS990/ProgSrvcAccomActy3Grp/Desc0To provide affordable home improvement loans to qualified low to moderate income families
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt020601
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0648731
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt064
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0343317
IRS990/PYOtherRevenueAmt066359
IRS990/PYProgramServiceRevenueAmt0109880
IRS990/PYRevenuesLessExpensesAmt013748
IRS990/PYSalariesCompEmpBnftPaidAmt0467969
IRS990/PYTotalExpensesAmt0811286
IRS990/PYTotalRevenueAmt0825034
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt012186
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,390,790
Liabilities
$707,126
Net assets
$683,664
Revenue
$991,853
Expenses
$979,667
Net income
$12,186
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.41$1.66$2.75$4.34$2.58$1.76
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.58$1.60$0.99$2.26$2.18$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.69$1.68$1.02$2.06$1.85$0.21
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.69$0.89$0.81$1.47$1.56$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.56$0.67$0.89$1.44$1.23$0.21
2019Detailed filing. Detailed filing data is available for this year.$1.39$0.71$0.68$0.99$0.98$0.01
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.80$0.23$0.57$1.57$0.58$0.99
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.99$2.22$2.77$0.22$0.63$0.41