Civic Intelligence

First Northern Credit Union

990 • Fiscal year 2013 • EIN 36-2009178

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 16, 2014

230 W Monroe No 285060606-4902

(312) 394-8500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

0.93x

Higher debt load relative to assets than 95% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

93rd percentile

25.95x

Higher debt load relative to revenue than 93% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

1st percentile

-7.3%

Higher net margin than 1% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

24th percentile

$281,244

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Asset Growth

8th percentile

-0.2%

Faster asset growth than 8% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Down

$307,646,933

Down $580,099 (-0.2%) from 2012

Net Assets

Down

$22,841,899

Down $1,225,644 (-5.1%) from 2012

Liabilities

Up

$284,805,034

Up $645,545 (+0.2%) from 2012

Revenue

$10,976,029

No earlier filing loaded for comparison.

Expenses

Down

$11,773,544

Down $195,876 (-1.6%) from 2012

Net Income

-$797,515

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $284,807,333Liabilities 2010: $261,309,489Net Assets 2010: $23,497,8442010Assets 2011: $289,439,504Liabilities 2011: $265,776,833Net Assets 2011: $23,662,6712011Assets 2012: $308,227,032Liabilities 2012: $284,159,489Net Assets 2012: $24,067,5432012Assets 2013: $307,646,933Liabilities 2013: $284,805,034Net Assets 2013: $22,841,8992013Assets 2014: $307,906,282Liabilities 2014: $284,902,737Net Assets 2014: $23,003,5452014Assets 2015: $313,214,061Liabilities 2015: $289,952,253Net Assets 2015: $23,261,8082015Assets 2016: $317,534,044Liabilities 2016: $293,428,781Net Assets 2016: $24,105,2632016Assets 2017: $316,319,262Liabilities 2017: $292,087,078Net Assets 2017: $24,232,1842017Assets 2018: $307,725,946Liabilities 2018: $283,170,742Net Assets 2018: $24,555,2042018Assets 2019: $302,789,767Liabilities 2019: $276,871,949Net Assets 2019: $25,917,8182019Assets 2020: $348,956,150Liabilities 2020: $321,548,669Net Assets 2020: $27,407,4812020Assets 2021: $376,782,772Liabilities 2021: $349,852,807Net Assets 2021: $26,929,9652021Assets 2022: $366,938,547Liabilities 2022: $347,155,196Net Assets 2022: $19,783,3512022Assets 2023: $350,536,640Liabilities 2023: $326,801,082Net Assets 2023: $23,735,5582023Assets 2024: $336,401,323Liabilities 2024: $306,893,425Net Assets 2024: $29,507,8982024

Highlighted filing

2013

Assets$307,646,933
Liabilities$284,805,034
Net Assets$22,841,899

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $16,216,1472010Expenses 2011: $12,397,0682011Expenses 2012: $11,969,4202012Revenue 2013: $10,976,029Expenses 2013: $11,773,544Net Income 2013: -$797,5152013Revenue 2014: $11,353,687Expenses 2014: $11,450,422Net Income 2014: -$96,7352014Revenue 2015: $11,920,069Expenses 2015: $11,604,627Net Income 2015: $315,4422015Revenue 2016: $12,779,779Expenses 2016: $12,139,844Net Income 2016: $639,9352016Revenue 2017: $13,102,165Expenses 2017: $12,458,613Net Income 2017: $643,5522017Revenue 2018: $13,901,227Expenses 2018: $13,293,180Net Income 2018: $608,0472018Revenue 2019: $14,563,171Expenses 2019: $14,119,887Net Income 2019: $443,2842019Revenue 2020: $15,864,341Expenses 2020: $14,794,690Net Income 2020: $1,069,6512020Revenue 2021: $14,919,062Expenses 2021: $13,979,497Net Income 2021: $939,5652021Revenue 2022: $13,852,923Expenses 2022: $13,573,556Net Income 2022: $279,3672022Revenue 2023: $15,682,669Expenses 2023: $14,831,444Net Income 2023: $851,2252023Revenue 2024: $20,219,577Expenses 2024: $16,749,293Net Income 2024: $3,470,2842024

Highlighted filing

2013

Revenue$10,976,029
Expenses$11,773,544
Net Income-$797,515
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 16, 2014
Return Version
2013v3.0
Gross Receipts
$11,227,370
Mission and Program Overview

Mission

Credit union operated without profit for mutual purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$160,667,953$156,026,594▼ $4,641,359
Other Notes and Loans Receivable, Net$110,986,016$121,487,511▲ $10,501,495
Rtn Earn Endowment Incm Other Fnds$24,067,543$22,841,899▼ $1,225,644
Savings and Temporary Cash Investments$26,640,773$19,681,495▼ $6,959,278
Land, Buildings, and Equipment, Net$1,780,702$2,352,458▲ $571,756
Prepaid Expenses and Deferred Charges$758,164$961,653▲ $203,489
Cash and Non-Interest-Bearing Accounts$906,522$906,522→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$308,227,032$307,646,933▼ $580,099
Other Assets Total$6,486,902$6,230,700▼ $256,202
Liabilities
Other Liabilities$282,001,110$282,649,551▲ $648,441
Accounts Payable and Accrued Expenses$2,158,379$2,155,483▼ $2,896
Total Liabilities$284,159,489$284,805,034▲ $645,545
Net Assets / Fund Balance
Total Net Assets Fund Balance$24,067,543$22,841,899▼ $1,225,644
Total Liabilities and Net Assets / Fund Balance$308,227,032$307,646,933▼ $580,099

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$868,153$4,026,581$4,894,734
Buildings$795,589$1,927,297$2,722,886
Leasehold Improvements$285,020$517,871$802,891
Land$403,696-$403,696
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Edward BergPresident/CEOFT$235,266$45,978$281,244
Alex MaloneSenior Vice PresidentFT$147,106$50,386$197,492
Christopher DurkinVice PresidentFT$125,420$4,624$130,044
Sarah HerschlagMortgage Loan OfficerFT$120,207$5,476$125,683
Sandy FedericiMortgage Loan OfficerFT$109,909$3,250$113,159
James GrevenitesControllerFT$106,244$5,440$111,684

Board Members and Trustees

NameTitle
James PoskozimChairman
Gerald PartchVice Chairman
Charles WallsDirector
Clinton MorrisDirector
James TorresDirector
Marco LenisDirector
RICHARD O'TOOLEDirector
Robert PoggenseeDirector
Barbara EpperlySecretary
Robert WainwrightTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,598,328
Investment Income
$1,377,701
Other Revenue
$0
Change in Net Assets
$-797,515

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,721,809
Revenue Not Reported on Financial Statements
$5,254,220
Revenue Not Reported on Form 990
$6,423,179
Other Revenue Adjustments
$5,254,220
Total Revenue per Audited Statements
$12,144,988
Total Revenue per Form 990
$10,976,029
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,971,820
Salaries, Compensation, and Employee Benefits$5,801,724
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,977,884
Office Expenses---$1,626,036
Current Officers, Directors, Trustees, and Key Employees---$608,780
Occupancy---$557,485
Other Employee Benefits---$554,792
Depreciation Depletion---$367,441
Payroll Taxes---$332,350
Pension Plan Contributions---$327,918
Information Technology---$320,514
Advertising---$274,881
All Other Expenses---$207,076
Other Expenses---$177,354
Insurance---$102,046
Conferences and Meetings---$46,975
Fees for Services Accounting---$44,819
Travel---$33,656
Fees for Services Legal---$10,453
Interest---$53
Total Functional Expenses$0$0$0$11,773,544

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$12,167,724
Total Expenses per Form 990$11,773,544
Expenses Not Reported on Form 990$6,282,671
Expenses Not Reported on Financial Statements$5,888,491
Other Expense Adjustments$5,888,491
Expenses per Audited Statements$5,885,053
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$2,978
Total Exempt Function Spending$2,978

Section 527 Organizations

OrganizationLocationAmount
36-3092340-$2,978
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$282,649,551
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Membership eligibility requirements are documented in the organization's by-laws. Membership is achieved by maintaining a common share deposit account of $5.00 or greater.

Form 990, Part VI, Section A, Line 7A

Credit union holds a meeting of the entire membership annually, at which the membership elects the members of the board of directors to one year terms. All eligible members of the credit union are invited to attend the meeting and vote.

Form 990, Part VI, Section B, Line 11

Form 990 is reviewed for accuracy by the credit union's controller prior to being submitted to our external auditors for electronic filing.

Form 990, Part VI, Section B, Line 12C

Annual conflict of interest policies are distributed to all employees and directors by the credit union's internal audit area. All forms are to be signed and returned to internal audit, who are responsible for maintaining all records. Data included on forms is reviewed and tested by internal audit on an on-going basis.

Form 990, Part VI, Section B, Line 15

Independent consultant is used to establish and maintain grade levels and salary ranges within each grade. Overall merit increase is submitted by the compensation committee to the board of directors for approval annually. Individual salary increases for other officers and key employees are determined by the employees' individual performance appraisals. Ceo salary is established by the board of directors annually.

Form 990, Part VI, Section C, Line 19

Governing documents and conflict of interest policies are available to our membership upon request. Financial statements are available to our members and the general public via the ncua's web site. Additionally, year-end financial statements are provided to the membership via our published annual report.

Filing and Contact Details

Filer

EIN
36-2009178
Phone
3123948500

Signing Officer

Name
Edward Berg
Title
President/CEO
Phone
3123948500
Signed
2014-04-16

Organization Details

Principal Officer
Edward Berg
Formed
1944
Legal Domicile
Il
Voting Board Members
10
Independent Board Members
10
Employees
91
Volunteers
0
Supplemental Narrative

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Represents revenue for the period july 1, 2012 through december 31, 2012. Most recent audited financials were for the 12 month period ended june 30, 2013.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Represents revenues for the period july 1, 2013 through december 31, 2013. Most recent audited financials were for the 12 month period ended june 30, 2013.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Represents expenses for the period july 1, 2012 through december 31, 2012 most recent audited financials were for the 12 month period ended june 30, 2013.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Represents expenses for the period july 1, 2013 through december 31, 2013 most recent audited financials were for the 12 month period ended june 30, 2013.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE PRESIDENT
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IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0214008
IRS990/GrossReceiptsAmt011227370
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0320514
IRS990/InsuranceGrp/TotalAmt0102046
IRS990/InterestGrp/TotalAmt053
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01415034
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01415034
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0160667953
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0156026594
IRS990/IRPDocumentCnt05649
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06471749
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01780702
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02352458
IRS990/LandBldgEquipCostOrOtherBssAmt08824207
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0251341
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt024067543
IRS990/NetAssetsOrFundBalancesEOYAmt022841899
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-37333
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-37333
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-428129
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0557485
IRS990/OfficeExpensesGrp/TotalAmt01626036
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06486902
IRS990/OtherAssetsTotalGrp/EOYAmt06230700
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0554792
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc1DIVIDENDS TO MEMBERS
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/TotalAmt01069144
IRS990/OtherExpensesGrp/TotalAmt1642887
IRS990/OtherExpensesGrp/TotalAmt2491000
IRS990/OtherExpensesGrp/TotalAmt3177354
IRS990/OtherLiabilitiesGrp/BOYAmt0282001110
IRS990/OtherLiabilitiesGrp/EOYAmt0282649551
IRS990/OtherSalariesAndWagesGrp/TotalAmt03977884
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0110986016
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0121487511
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0332350
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0327918
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0758164
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0961653
IRS990/PrincipalOfficerNm0EDWARD BERG
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INC.
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt06334879
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13263449
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt06334879
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13263449
IRS990/ProgSrvcAccomActy2Grp/Desc0GRANTED 2,954 LOANS TOTALING $77,770,060 TO OUR MEMBERS DURING 2013.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01696150
IRS990/PYOtherExpensesAmt06307054
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt010586530
IRS990/PYRevenuesLessExpensesAmt0313260
IRS990/PYSalariesCompEmpBnftPaidAmt05662366
IRS990/PYTotalExpensesAmt011969420
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012282680
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-797515
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt024067543
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt022841899
IRS990/SavingsAndTempCashInvstGrp/BOYAmt026640773
IRS990/SavingsAndTempCashInvstGrp/EOYAmt019681495
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt02978
IRS990ScheduleC/PoliticalExpendituresAmt02978
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine10CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt02978
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine101807 W DIEHL ROAD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/City0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/State0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCode0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CASH CONTRIBUTIONS
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt02978
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0795589
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01927297
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02722886
IRS990ScheduleD/EquipmentGrp/BookValueAmt0868153
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04026581
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04894734
IRS990ScheduleD/ExpensesNotReportedAmt06282671
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt05888491
IRS990ScheduleD/ExpensesSubtotalAmt05885053
IRS990ScheduleD/LandGrp/BookValueAmt0403696
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0403696
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0285020
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0517871
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0802891
IRS990ScheduleD/OtherExpensesIncludedAmt06282671
IRS990ScheduleD/OtherExpensesNotIncludedAmt05888491
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0282649551
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenueAmt06423179
IRS990ScheduleD/OtherRevenuesNotIncludedAmt05254220
IRS990ScheduleD/RevenueNotReportedAmt06423179
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt05254220
IRS990ScheduleD/RevenueSubtotalAmt05721809
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0REPRESENTS REVENUE FOR THE PERIOD JULY 1, 2012 THROUGH DECEMBER 31, 2012. MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2013.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1REPRESENTS REVENUES FOR THE PERIOD JULY 1, 2013 THROUGH DECEMBER 31, 2013. MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2013.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2REPRESENTS EXPENSES FOR THE PERIOD JULY 1, 2012 THROUGH DECEMBER 31, 2012 MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2013.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3REPRESENTS EXPENSES FOR THE PERIOD JULY 1, 2013 THROUGH DECEMBER 31, 2013 MOST RECENT AUDITED FINANCIALS WERE FOR THE 12 MONTH PERIOD ENDED JUNE 30, 2013.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02352458
IRS990ScheduleD/TotalExpensesPerForm990Amt011773544
IRS990ScheduleD/TotalLiabilityAmt0282649551
IRS990ScheduleD/TotalRevenuePerForm990Amt010976029
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt012144988
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt012167724
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0235266
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1147106
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount05490
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount137037
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt022997
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt12945
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt017491
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt110404
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0EDWARD BERG
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1ALEX MALONE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1SENIOR VICE PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0281244
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1197492
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE FOLLOWING EMPLOYEES PARTICIPATED IN A SUPPLEMENTAL, NON-QUALIFIED 457B PLAN: EDWARD C. BERG, ALEX MALONE, AND CHRISTOPHER DURKIN.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 4B
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERSHIP ELIGIBILITY REQUIREMENTS ARE DOCUMENTED IN THE ORGANIZATION'S BY-LAWS. MEMBERSHIP IS ACHIEVED BY MAINTAINING A COMMON SHARE DEPOSIT ACCOUNT OF $5.00 OR GREATER.

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$336$307$29.5$20.2$16.7$3.47
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$351$327$23.7$15.7$14.8$0.85
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$367$347$19.8$13.9$13.6$0.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$377$350$26.9$14.9$14.0$0.94
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$349$322$27.4$15.9$14.8$1.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$303$277$25.9$14.6$14.1$0.44
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$308$283$24.6$13.9$13.3$0.61
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$316$292$24.2$13.1$12.5$0.64
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$318$293$24.1$12.8$12.1$0.64
2015Detailed filing. Detailed filing data is available for this year.$313$290$23.3$11.9$11.6$0.32
2014Detailed filing. Detailed filing data is available for this year.$308$285$23.0$11.4$11.5$0.10
2013Detailed filing. Detailed filing data is available for this year.$308$285$22.8$11.0$11.8$0.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$308$284$24.1$12.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$289$266$23.7$12.4
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$285$261$23.5$16.2