Civic Intelligence

Interra Credit Union

990 • Fiscal year 2017 • EIN 35-1082578

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 15, 2018

Organization Profilewww.interracu.com

View Organization Page

PO Box 727Goshen, IN 46527-0727

(574) 534-2506

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

2nd percentile

0.09x

Higher debt load relative to assets than 2% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Liabilities / Revenue

2nd percentile

1.82x

Higher debt load relative to revenue than 2% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Net Margin

36th percentile

15%

Higher net margin than 36% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Top Officer Pay

47th percentile

$820,848

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Asset Growth

90th percentile

14%

Faster asset growth than 90% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Revenue Growth

84th percentile

16%

Faster revenue growth than 84% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets2nd percentile

Assets

Up

$1,049,405,307

Up $130,468,942 (+14%) from 2016

Net Assets

Up

$959,206,826

Up $51,936,065 (+5.7%) from 2016

Liabilities

Up

$90,198,481

Up $78,532,877 (+673%) from 2016

Revenue And Expenses
Liabilities / Revenue2nd percentileNet Margin36th percentile

Revenue

Up

$49,424,127

Up $6,834,946 (+16%) from 2016

Expenses

Up

$41,893,898

Up $3,821,275 (+10%) from 2016

Net Income

Up

$7,530,229

Up $3,013,671 (+67%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth90th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $540,695,941Liabilities 2010: $1,926,838Net Assets 2010: $538,769,1032010Assets 2011: $576,506,487Liabilities 2011: $1,994,071Net Assets 2011: $574,512,4162011Assets 2012: $644,419,074Liabilities 2012: $2,846,573Net Assets 2012: $641,572,5012012Assets 2013: $667,471,650Liabilities 2013: $3,201,375Net Assets 2013: $664,270,2752013Assets 2014: $720,036,886Liabilities 2014: $3,962,948Net Assets 2014: $716,073,9382014Assets 2015: $803,396,066Liabilities 2015: $4,242,632Net Assets 2015: $799,153,4342015Assets 2016: $918,936,365Liabilities 2016: $11,665,604Net Assets 2016: $907,270,7612016Assets 2017: $1,049,405,307Liabilities 2017: $90,198,481Net Assets 2017: $959,206,8262017Assets 2018: $1,161,804,270Liabilities 2018: $127,489,663Net Assets 2018: $1,034,314,6072018Assets 2019: $1,204,756,193Liabilities 2019: $63,970,126Net Assets 2019: $1,140,786,0672019Assets 2020: $1,400,460,265Liabilities 2020: $57,268,418Net Assets 2020: $1,343,191,8472020Assets 2021: $1,620,181,637Liabilities 2021: $60,101,952Net Assets 2021: $1,560,079,6852021Assets 2022: $1,729,309,685Liabilities 2022: $207,727,355Net Assets 2022: $1,521,582,3302022Assets 2023: $1,789,697,665Liabilities 2023: $204,476,604Net Assets 2023: $1,585,221,0612023Assets 2024: $1,889,737,584Liabilities 2024: $173,048,972Net Assets 2024: $1,716,688,6122024

Highlighted filing

2017

Assets$1,049,405,307
Liabilities$90,198,481
Net Assets$959,206,826
Open 2017 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Expenses 2010: $23,417,3442010Expenses 2011: $22,029,6292011Expenses 2012: $22,881,4442012Revenue 2013: $28,593,125Expenses 2013: $24,191,712Net Income 2013: $4,401,4132013Revenue 2014: $31,137,025Expenses 2014: $26,617,354Net Income 2014: $4,519,6712014Revenue 2015: $37,313,016Expenses 2015: $32,154,600Net Income 2015: $5,158,4162015Revenue 2016: $42,589,181Expenses 2016: $38,072,623Net Income 2016: $4,516,5582016Revenue 2017: $49,424,127Expenses 2017: $41,893,898Net Income 2017: $7,530,2292017Revenue 2018: $58,802,172Expenses 2018: $50,159,667Net Income 2018: $8,642,5052018Revenue 2019: $66,566,659Expenses 2019: $54,938,994Net Income 2019: $11,627,6652019Revenue 2020: $67,652,585Expenses 2020: $58,651,061Net Income 2020: $9,001,5242020Revenue 2021: $68,430,398Expenses 2021: $56,116,915Net Income 2021: $12,313,4832021Revenue 2022: $78,567,352Expenses 2022: $65,410,787Net Income 2022: $13,156,5652022Revenue 2023: $94,735,928Expenses 2023: $89,416,733Net Income 2023: $5,319,1952023Revenue 2024: $110,651,659Expenses 2024: $106,368,256Net Income 2024: $4,283,4032024

Highlighted filing

2017

Revenue$49,424,127
Expenses$41,893,898
Net Income$7,530,229
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 15, 2018
Return Version
2017v2.0
Gross Receipts
$52,668,374
Mission and Program Overview

Mission

Cooperative financial institution with a mission to be our members' most trusted and valued financial resource.

cooperative financial institution with a mission to be our members' most trusted and valued financial resource

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$738,992,838$867,322,458▲ $128,329,620
Cap Stk Tr Prin Current Funds$812,541,447$857,073,280▲ $44,531,833
Investments in Publicly Traded Securities$71,106,869$71,516,029▲ $409,160
Rtn Earn Endowment Incm Other Fnds$54,173,918$56,635,738▲ $2,461,820
Pd in Cap Srpls Land Bldg Eqp Fund$40,555,396$45,497,808▲ $4,942,412
Investments Program Related$32,693,595$35,461,502▲ $2,767,907
Savings and Temporary Cash Investments$41,018,463$35,420,381▼ $5,598,082
Land, Buildings, and Equipment, Net$20,780,930$20,724,524▼ $56,406
Cash and Non-Interest-Bearing Accounts$6,745,139$6,902,457▲ $157,318
Investments Other Securities$2,518,121$5,883,586▲ $3,365,465
Accounts Receivable$1,205,164$1,476,773▲ $271,609
Prepaid Expenses and Deferred Charges$1,066,360$1,271,081▲ $204,721
Inventories for Sale or Use$90,855$142,244▲ $51,389
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Intangible Assets$0$0→ $0
Total Assets$918,936,365$1,049,405,307▲ $130,468,942
Other Assets Total$2,718,031$3,284,272▲ $566,241
Liabilities
Mortgage Notes Payable Secured by Investment Property-$80,300,000-
Accounts Payable and Accrued Expenses$5,181,739$4,993,778▼ $187,961
Other Liabilities$6,483,865$4,904,703▼ $1,579,162
Total Liabilities$11,665,604$90,198,481▲ $78,532,877
Net Assets / Fund Balance
Total Net Assets Fund Balance$907,270,761$959,206,826▲ $51,936,065
Total Liabilities and Net Assets / Fund Balance$918,936,365$1,049,405,307▲ $130,468,942

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$14,633,777$7,839,716$0
Other Land Buildings$0$0$0
Land$2,654,165-$0
Equipment$3,436,582$8,157,396$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy SinkPresident / CEOFT$374,930$445,918$820,848
Peggy GuyasMortgage Loan OfficerFT$319,621$30,070$349,691
Andy MarshallChief Operating OfficerFT$238,518$21,468$259,986
Stephanie WeldyMortgage Loan OriginatorFT$227,591$22,057$249,648
David BirkyChief Strategy OfficerFT$216,983$20,199$237,182
Peggy MiltonMortgage Loan OriginatorFT$212,833$5,842$218,675
Andrew GangwerChief Administrative OfficerFT$207,816$2,738$210,554
Phil WiensChief Retail OfficerFT$182,209$16,734$198,943
Robert SpencerVP of Mortgage LendingFT$169,617$16,970$186,587
James HenningChief Financial OfficerFT$161,749$8,400$170,149
Duane WilcoxsonChief Information OfficerFT$161,068$8,111$169,179
Loren EashBoard Secretary-$552-$552
Tim YoderBoard Chairman-$140-$140
Carl StoltzfusBoard Treasurer-$140-$140
Darin ShortSupervisory Chairperson-$140-$140
Kathy BrewtonBoard Member Vice Chairperson-$115-$115
Michelle AdamsSupervisory Member-$115-$115
Susan CripeSupervisory Member-$115-$115
Linda GarberBoard Member-$50-$50
Vince BeasleyBoard Member-$25-$25

Board Members and Trustees

NameTitle
David EbyBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
PSCU Financial Servicescredit and debit card processing560 Carillon Parkway, St Petersburg, FL 33716$2,683,609
Jack Henry & Associatescomputer equipment and softwarePO Box 503328, St Louis, MO 63150-3328$987,756
Q2 Software IncWeb services / programmingPO Box 205970, Dallas, TX 75320$698,214
Velocity Solutions Inccard utilization program1710 Dawson Street, Wilmington, NC 28403$516,885
Burkhart Sign SystemsAdvertising3414 Elkhart Rd, Goshen, IN 46526$416,684
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$47,422,362
Investment Income
$2,001,765
Other Revenue
$0
Change in Net Assets
$7,530,229

Audited Revenue Reconciliation

Revenue per Audited Statements
$49,424,127
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$49,424,127
Total Revenue per Form 990
$49,424,127
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$20,483,017
Salaries, Compensation, and Employee Benefits$17,700,158
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$11,360,232
Office Expenses---$6,599,824
Benefits to Members---$3,710,723
Current Officers, Directors, Trustees, and Key Employees---$2,474,326
Depreciation Depletion---$1,856,363
Other Employee Benefits---$1,802,230
Occupancy---$1,727,146
Pension Plan Contributions---$1,059,009
Payroll Taxes---$1,004,361
Advertising---$915,430
Other Expenses---$480,088
Insurance---$381,446
Conferences and Meetings---$371,444
Interest---$363,296
Fees for Services Accounting---$134,450
Fees for Services Legal---$101,933
Total Functional Expenses$0$0$0$41,893,898

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$41,893,898
Total Expenses per Audited Statements$41,893,898
Total Expenses per Form 990$41,893,898
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Clearing Accounts$4,904,703
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Interra Credit Union is owned by its members.”

Form 990, Part VI, Section A, Line 7A

“Board members and supervisory committee members are elected by the credit union's members.”

Form 990, Part VI, Section A, Line 7B

“When required by state laws and our by-laws, members do vote to approve decisions of the board of directors.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the credit union's CFO, a copy is provided to all board members for review prior to filing.”

Form 990, Part VI, Section B, Line 15

“The board reviews recommendations from an independent consultant and industry comparisons to determine appropriate compensation.”

Form 990, Part VI, Section C, Line 19

“Financial statements and our annual report are provided at our annual members' meeting and on our website. Other reports are available upon request.”

Filing and Contact Details

Filer

Filer Name
Interra Credit Union
EIN
35-1082578
Phone
5745342506
Address
PO Box 727, Goshen, IN 46527-0727

Signing Officer

Name
Jim Henning
Title
SVP Chief Financial Officer
Phone
5745342506
Signed
2018-11-15

Organization Details

Principal Officer
Jim Henning
Formed
1932
Legal Domicile
In
Voting Board Members
7
Independent Board Members
7
Employees
335
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Increase in Members Deposits $44,531,833”

Financial Statement Notes

Schedule D, Part X, Line 2

“Income tax in the consolidated statements of income include Indiana franchise tax. The Credit Union is exempt, by statute from federal income taxes except for unrelated business income tax. Members Financial Management Center, Inc. is, however subject to federal and state income taxes. The Credit Union and Members Financial Management Center, Inc. file income tax returns in the U.S. federal and Indiana jurisdictions. With a few exceptions, they are no longer subject to U.S. federal income tax examinations by tax authorities for calendar years before 2014.”

Raw XML AppendixShowing 400 of 828 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt208111
IRS990/Form990PartVIISectionAGrp/PersonNm0Kathy Brewton
IRS990/Form990PartVIISectionAGrp/PersonNm1Tim Yoder
IRS990/Form990PartVIISectionAGrp/PersonNm2Loren Eash
IRS990/Form990PartVIISectionAGrp/PersonNm3Carl Stoltzfus
IRS990/Form990PartVIISectionAGrp/PersonNm4Linda Garber
IRS990/Form990PartVIISectionAGrp/PersonNm5Vince Beasley
IRS990/Form990PartVIISectionAGrp/PersonNm6David Eby
IRS990/Form990PartVIISectionAGrp/PersonNm7Michelle Adams
IRS990/Form990PartVIISectionAGrp/PersonNm8Darin Short
IRS990/Form990PartVIISectionAGrp/PersonNm9Susan Cripe
IRS990/Form990PartVIISectionAGrp/PersonNm10Amy Sink
IRS990/Form990PartVIISectionAGrp/PersonNm11Andrew Gangwer
IRS990/Form990PartVIISectionAGrp/PersonNm12James Henning
IRS990/Form990PartVIISectionAGrp/PersonNm13David Birky
IRS990/Form990PartVIISectionAGrp/PersonNm14Phil Wiens
IRS990/Form990PartVIISectionAGrp/PersonNm15Andy Marshall
IRS990/Form990PartVIISectionAGrp/PersonNm16Robert Spencer
IRS990/Form990PartVIISectionAGrp/PersonNm17Peggy Guyas
IRS990/Form990PartVIISectionAGrp/PersonNm18Stephanie Weldy
IRS990/Form990PartVIISectionAGrp/PersonNm19Peggy Milton
IRS990/Form990PartVIISectionAGrp/PersonNm20Duane Wilcoxson
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1140
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt450
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt525
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9115
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10374930
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11207816
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12161749
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13216983
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14182209
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15238518
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16169617
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17319621
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18227591
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19212833
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20161068
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Supervisory Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Supervisory Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt9Supervisory Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10President / CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11Chief Administrative Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt12Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt13Chief Strategy Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt14Chief Retail Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt15Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP of Mortgage Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt17Mortgage Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt18Mortgage Loan Originator
IRS990/Form990PartVIISectionAGrp/TitleTxt19Mortgage Loan Originator
IRS990/Form990PartVIISectionAGrp/TitleTxt20Chief Information Officer
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01932
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0638877
IRS990/GainOrLossGrp/SecuritiesAmt01953
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0922072
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt02963005
IRS990/GrossReceiptsAmt052668374
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt025
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt0381446
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0363296
IRS990/InventoriesForSaleOrUseGrp/BOYAmt090855
IRS990/InventoriesForSaleOrUseGrp/EOYAmt0142244
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01360935
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02518121
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt05883586
IRS990/InvestmentsProgramRelatedGrp/BOYAmt032693595
IRS990/InvestmentsProgramRelatedGrp/EOYAmt035461502
IRS990/InvestmentsPubTradedSecGrp/BOYAmt071106869
IRS990/InvestmentsPubTradedSecGrp/EOYAmt071516029
IRS990/IRPDocumentCnt017973
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt015997112
IRS990/LandBldgEquipBasisNetGrp/BOYAmt020780930
IRS990/LandBldgEquipBasisNetGrp/EOYAmt020724524
IRS990/LandBldgEquipCostOrOtherBssAmt036721636
IRS990/LegalDomicileStateCd0IN
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0283195
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt02961052
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0cooperative financial institution with a mission to be our members' most trusted and valued financial resource
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt080300000
IRS990/NetAssetsOrFundBalancesBOYAmt0907270761
IRS990/NetAssetsOrFundBalancesEOYAmt0959206826
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
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IRS990/NetUnrlzdGainsLossesInvstAmt0-125998
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IRS990/OfficeExpensesGrp/TotalAmt06599824
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
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IRS990/OtherChangesInNetAssetsAmt044531834
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01802230
IRS990/OtherExpensesGrp/Desc0Loan Expenses
IRS990/OtherExpensesGrp/Desc1ALL - Provisions
IRS990/OtherExpensesGrp/Desc2ATM / Debit Card Expenses
IRS990/OtherExpensesGrp/Desc3Miscellaneous
IRS990/OtherExpensesGrp/TotalAmt02532940
IRS990/OtherExpensesGrp/TotalAmt12835463
IRS990/OtherExpensesGrp/TotalAmt22183194
IRS990/OtherExpensesGrp/TotalAmt3480088
IRS990/OtherLiabilitiesGrp/BOYAmt06483865
IRS990/OtherLiabilitiesGrp/EOYAmt04904703
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt011360232
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0738992838
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0867322458
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt01004361
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt040555396
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt045497808
IRS990/PensionPlanContributionsGrp/TotalAmt01059009
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,049,405,307
Liabilities
$90,198,481
Net assets
$959,206,826
Revenue
$49,424,127
Expenses
$41,893,898
Net income
$7,530,229
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,890$173$1,717$111$106$4.28
2023Detailed filing. Detailed filing data is available for this year.$1,790$204$1,585$94.7$89.4$5.32
2022Detailed filing. Detailed filing data is available for this year.$1,729$208$1,522$78.6$65.4$13.2
2021Detailed filing. Detailed filing data is available for this year.$1,620$60.1$1,560$68.4$56.1$12.3
2020Detailed filing. Detailed filing data is available for this year.$1,400$57.3$1,343$67.7$58.7$9.00
2019Detailed filing. Detailed filing data is available for this year.$1,205$64.0$1,141$66.6$54.9$11.6
2018Detailed filing. Detailed filing data is available for this year.$1,162$127$1,034$58.8$50.2$8.64
2017Detailed filing. Detailed filing data is available for this year.$1,049$90.2$959$49.4$41.9$7.53
2016Detailed filing. Detailed filing data is available for this year.$919$11.7$907$42.6$38.1$4.52
2015Detailed filing. Detailed filing data is available for this year.$803$4.24$799$37.3$32.2$5.16
2014Detailed filing. Detailed filing data is available for this year.$720$3.96$716$31.1$26.6$4.52
2013Detailed filing. Detailed filing data is available for this year.$667$3.20$664$28.6$24.2$4.40
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$644$2.85$642$22.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$577$1.99$575$22.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$541$1.93$539$23.4