Civic Intelligence

Interra Credit Union

990 • Fiscal year 2015 • EIN 35-1082578

Jan 01, 2015 to Dec 31, 2015 • Filed on Aug 12, 2016

Organization Profilewww.interracu.com

View Organization Page

PO Box 727Goshen, IN 46527-0727

(574) 534-2506

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

1st percentile

0.01x

Higher debt load relative to assets than 1% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

1st percentile

0.11x

Higher debt load relative to revenue than 1% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

53rd percentile

14%

Higher net margin than 53% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

57th percentile

$420,776

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

84th percentile

12%

Faster asset growth than 84% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

92nd percentile

20%

Faster revenue growth than 92% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets1st percentile

Assets

Up

$803,396,066

Up $83,359,180 (+12%) from 2014

Net Assets

Up

$799,153,434

Up $83,079,496 (+12%) from 2014

Liabilities

Up

$4,242,632

Up $279,684 (+7.1%) from 2014

Revenue And Expenses
Liabilities / Revenue1st percentileNet Margin53rd percentile

Revenue

Up

$37,313,016

Up $6,175,991 (+20%) from 2014

Expenses

Up

$32,154,600

Up $5,537,246 (+21%) from 2014

Net Income

Up

$5,158,416

Up $638,745 (+14%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth84th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2010: $540,695,941Liabilities 2010: $1,926,838Net Assets 2010: $538,769,1032010Assets 2011: $576,506,487Liabilities 2011: $1,994,071Net Assets 2011: $574,512,4162011Assets 2012: $644,419,074Liabilities 2012: $2,846,573Net Assets 2012: $641,572,5012012Assets 2013: $667,471,650Liabilities 2013: $3,201,375Net Assets 2013: $664,270,2752013Assets 2014: $720,036,886Liabilities 2014: $3,962,948Net Assets 2014: $716,073,9382014Assets 2015: $803,396,066Liabilities 2015: $4,242,632Net Assets 2015: $799,153,4342015Assets 2016: $918,936,365Liabilities 2016: $11,665,604Net Assets 2016: $907,270,7612016Assets 2017: $1,049,405,307Liabilities 2017: $90,198,481Net Assets 2017: $959,206,8262017Assets 2018: $1,161,804,270Liabilities 2018: $127,489,663Net Assets 2018: $1,034,314,6072018Assets 2019: $1,204,756,193Liabilities 2019: $63,970,126Net Assets 2019: $1,140,786,0672019Assets 2020: $1,400,460,265Liabilities 2020: $57,268,418Net Assets 2020: $1,343,191,8472020Assets 2021: $1,620,181,637Liabilities 2021: $60,101,952Net Assets 2021: $1,560,079,6852021Assets 2022: $1,729,309,685Liabilities 2022: $207,727,355Net Assets 2022: $1,521,582,3302022Assets 2023: $1,789,697,665Liabilities 2023: $204,476,604Net Assets 2023: $1,585,221,0612023Assets 2024: $1,889,737,584Liabilities 2024: $173,048,972Net Assets 2024: $1,716,688,6122024

Highlighted filing

2015

Assets$803,396,066
Liabilities$4,242,632
Net Assets$799,153,434
Open 2015 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150M$100M$50M$0Expenses 2010: $23,417,3442010Expenses 2011: $22,029,6292011Expenses 2012: $22,881,4442012Revenue 2013: $28,593,125Expenses 2013: $24,191,712Net Income 2013: $4,401,4132013Revenue 2014: $31,137,025Expenses 2014: $26,617,354Net Income 2014: $4,519,6712014Revenue 2015: $37,313,016Expenses 2015: $32,154,600Net Income 2015: $5,158,4162015Revenue 2016: $42,589,181Expenses 2016: $38,072,623Net Income 2016: $4,516,5582016Revenue 2017: $49,424,127Expenses 2017: $41,893,898Net Income 2017: $7,530,2292017Revenue 2018: $58,802,172Expenses 2018: $50,159,667Net Income 2018: $8,642,5052018Revenue 2019: $66,566,659Expenses 2019: $54,938,994Net Income 2019: $11,627,6652019Revenue 2020: $67,652,585Expenses 2020: $58,651,061Net Income 2020: $9,001,5242020Revenue 2021: $68,430,398Expenses 2021: $56,116,915Net Income 2021: $12,313,4832021Revenue 2022: $78,567,352Expenses 2022: $65,410,787Net Income 2022: $13,156,5652022Revenue 2023: $94,735,928Expenses 2023: $89,416,733Net Income 2023: $5,319,1952023Revenue 2024: $110,651,659Expenses 2024: $106,368,256Net Income 2024: $4,283,4032024

Highlighted filing

2015

Revenue$37,313,016
Expenses$32,154,600
Net Income$5,158,416
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Aug 12, 2016
Return Version
2015v2.1
Gross Receipts
$128,387,717
Mission and Program Overview

Mission

Cooperative financial institution with a mission to be our members' most trusted and valued financial resource.

cooperative financial institution with a mission to be our members' most trusted and valued financial resource

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$632,090,935$709,576,367▲ $77,485,432
Other Notes and Loans Receivable, Net$465,609,757$607,186,382▲ $141,576,625
Investments in Publicly Traded Securities$199,509,397$99,935,973▼ $99,573,424
Rtn Earn Endowment Incm Other Fnds$51,416,843$53,280,320▲ $1,863,477
Savings and Temporary Cash Investments$8,246,400$41,157,278▲ $32,910,878
Pd in Cap Srpls Land Bldg Eqp Fund$32,566,160$36,296,747▲ $3,730,587
Investments Program Related$16,575,924$21,559,399▲ $4,983,475
Land, Buildings, and Equipment, Net$19,140,613$19,962,690▲ $822,077
Cash and Non-Interest-Bearing Accounts$5,267,759$6,156,496▲ $888,737
Prepaid Expenses and Deferred Charges$1,468,093$3,166,057▲ $1,697,964
Accounts Receivable$1,033,400$1,043,712▲ $10,312
Investments Other Securities$717,920$757,514▲ $39,594
Inventories for Sale or Use$63,767$53,547▼ $10,220
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$720,036,886$803,396,066▲ $83,359,180
Other Assets Total$2,403,856$2,417,018▲ $13,162
Liabilities
Accounts Payable and Accrued Expenses$3,396,541$3,709,417▲ $312,876
Other Liabilities$566,407$533,215▼ $33,192
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$3,962,948$4,242,632▲ $279,684
Net Assets / Fund Balance
Total Net Assets Fund Balance$716,073,938$799,153,434▲ $83,079,496
Total Liabilities and Net Assets / Fund Balance$720,036,886$803,396,066▲ $83,359,180

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$15,283,015$6,275,258$0
Other Land Buildings$0$0$0
Land$2,431,650-$0
Equipment$2,248,025$6,442,320$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay57th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Amy SinkPresident / CEOFT$334,064$86,712$420,776
Andrew GangwerChief Administrative OfficerFT$177,647$23,848$201,495
Rex HochstedlerChief Financial OfficerFT$169,502$29,408$198,910
David BirkyChief Strategy OfficerFT$172,751$24,300$197,051
Andy MarshallChief Lending OfficerFT$171,285$23,086$194,371
Phil WiensChief Operating OfficerFT$142,348$21,804$164,152
Carl StoltzfusBoard Assistant Secretary / Treasurer-$1,412-$1,412
Linda GarberBoard Member-$412-$412
Loren EashBoard Secretary / Treasurer-$412-$412
Kathy BrewtonBoard Chairman-$358-$358
Bruce StahlyBoard Member-$358-$358
David EbyBoard Member-$358-$358
Tim YoderBoard Vice-Chairman-$358-$358
Crystal HooleySupervisory Chairman-$158-$158
Darin ShortSupervisory Member-$158-$158
Tony MillerSupervisory Member-$158-$158

Highest Paid Contractors

ContractorServicesLocationCompensation
PSCU Financial Servicescredit and debit card processing560 Carillon Parkway, St Petersburg, FL 33716$2,023,391
Velocity Solutions Inccard utilization program1710 Dawson Street, Wilmington, NC 28403$452,498
DJ Construction Co Incconstruction / remodeling3414 Elkhart Rd, Goshen, IN 46526$448,737
John M Floyd & AssociatesService of account offerings125 N Burnet Drive, Baytown, TX 77520$425,000
Jack Henry & Associatescomputer equipment and softwarePO Box 503328, St Louis, MO 63150-3328$387,847
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$34,982,068
Investment Income
$2,330,948
Other Revenue
$0
Change in Net Assets
$5,158,416

Audited Revenue Reconciliation

Revenue per Audited Statements
$32,315,560
Revenue Not Reported on Financial Statements
$4,997,456
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$4,997,456
Total Revenue per Audited Statements
$32,315,560
Total Revenue per Form 990
$37,313,016
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$15,504,290
Salaries, Compensation, and Employee Benefits$13,385,760
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$9,272,531
Office Expenses---$4,983,055
Benefits to Members---$3,264,550
Depreciation Depletion---$1,523,437
Other Employee Benefits---$1,383,139
Occupancy---$1,218,962
Current Officers, Directors, Trustees, and Key Employees---$1,171,739
Advertising---$878,630
Pension Plan Contributions---$818,395
Payroll Taxes---$739,956
Other Expenses---$292,367
Fees for Services Legal---$269,336
Conferences and Meetings---$241,137
Insurance---$143,201
Fees for Services Accounting---$110,175
Fees for Services Management---$84
Total Functional Expenses$0$0$0$32,154,600

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$32,154,600
Expenses per Audited Statements$28,010,875
Total Expenses per Audited Statements$28,010,875
Expenses Not Reported on Financial Statements$4,143,725
Other Expense Adjustments$4,143,725
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Clearing Accounts$533,215
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Interra Credit Union is owned by its members”

Form 990, Part VI, Section A, Line 7A

“Board members and supervisory committee members are elected by the credit union's members”

Form 990, Part VI, Section A, Line 7B

“When required by state laws and our by-laws, members do vote to approve decisions of the board of directors.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the credit union's CFO, a copy is provided to all board members for review prior to filing.”

Form 990, Part VI, Section B, Line 15

“The board reviews recommendations from an independent consultant and industry comparisons to determine appropriate compensation.”

Form 990, Part VI, Section C, Line 19

“Financial statements and our annual report are provided at our annual members' meeting and on our website. Other reports are available upon request.”

Filing and Contact Details

Filer

Filer Name
Interra Credit Union
EIN
35-1082578
Phone
5745342506
Address
PO Box 727, Goshen, IN 46527-0727

Signing Officer

Name
Rex Hochstedler
Title
CFO
Phone
5745342506
Signed
2016-08-12

Organization Details

Principal Officer
Rex Hochstedler
Formed
1932
Legal Domicile
In
Voting Board Members
7
Independent Board Members
7
Employees
269
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Increase in Members Deposits $77,485,432”

Financial Statement Notes

Schedule D, Part X, Line 2

“Income tax in the consolidated statements of income include Indiana franchise tax. The Credit Union is exempt, by statute from federal income taxes except for unrelated business income. Members Financial Management Center, Inc. is, however, subject to federal and state income taxes. The Credit Union and Members Financial Management Center, Inc. file income tax returns in the U.S. federal and Indiana jurisdictions. With a few exceptions, they are no longer subject to U.S. federal income tax examinations by tax authorities for calendar years before 2012.”

Schedule D, Part XI, Line 4B

“Financial Statements are audited as of 3/31/15. This adjusts to the 12/31/15 figures.”

Schedule D, Part XII, Line 4B

“Financial statements are audited as of 3/31/15. This adjusts to the 12/31/15 figures.”

Raw XML AppendixShowing 400 of 718 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1086712
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1123848
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1229408
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1324300
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1421804
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1523086
IRS990/Form990PartVIISectionAGrp/PersonNm0Kathy Brewton
IRS990/Form990PartVIISectionAGrp/PersonNm1Tim Yoder
IRS990/Form990PartVIISectionAGrp/PersonNm2Loren Eash
IRS990/Form990PartVIISectionAGrp/PersonNm3Carl Stoltzfus
IRS990/Form990PartVIISectionAGrp/PersonNm4Linda Garber
IRS990/Form990PartVIISectionAGrp/PersonNm5Bruce Stahly
IRS990/Form990PartVIISectionAGrp/PersonNm6David Eby
IRS990/Form990PartVIISectionAGrp/PersonNm7Crystal Hooley
IRS990/Form990PartVIISectionAGrp/PersonNm8Darin Short
IRS990/Form990PartVIISectionAGrp/PersonNm9Tony Miller
IRS990/Form990PartVIISectionAGrp/PersonNm10Amy Sink
IRS990/Form990PartVIISectionAGrp/PersonNm11Andrew Gangwer
IRS990/Form990PartVIISectionAGrp/PersonNm12Rex Hochstedler
IRS990/Form990PartVIISectionAGrp/PersonNm13David Birky
IRS990/Form990PartVIISectionAGrp/PersonNm14Phil Wiens
IRS990/Form990PartVIISectionAGrp/PersonNm15Andy Marshall
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0358
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1358
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2412
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt31412
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4412
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5358
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6358
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7158
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8158
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9158
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10334064
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11177647
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12169502
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13172751
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14142348
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15171285
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Vice-Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Secretary / Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Assistant Secretary / Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Supervisory Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt8Supervisory Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Supervisory Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10President / CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11Chief Administrative Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt12Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt13Chief Strategy Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt14Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt15Chief Lending Officer
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01932
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0142533
IRS990/GainOrLossGrp/SecuritiesAmt0260796
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0157791
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt091320239
IRS990/GrossReceiptsAmt0128387717
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt0143201
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt063767
IRS990/InventoriesForSaleOrUseGrp/EOYAmt053547
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01927619
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01927619
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0717920
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0757514
IRS990/InvestmentsProgramRelatedGrp/BOYAmt016575924
IRS990/InvestmentsProgramRelatedGrp/EOYAmt021559399
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0199509397
IRS990/InvestmentsPubTradedSecGrp/EOYAmt099935973
IRS990/IRPDocumentCnt019453
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt012717578
IRS990/LandBldgEquipBasisNetGrp/BOYAmt019140613
IRS990/LandBldgEquipBasisNetGrp/EOYAmt019962690
IRS990/LandBldgEquipCostOrOtherBssAmt032680268
IRS990/LegalDomicileStateCd0IN
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt015258
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt091059443
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0cooperative financial institution with a mission to be our members' most trusted and valued financial resource
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt0716073938
IRS990/NetAssetsOrFundBalancesEOYAmt0799153434
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0403329
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0403329
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0435648
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01218962
IRS990/OfficeExpensesGrp/TotalAmt04983055
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02403856
IRS990/OtherAssetsTotalGrp/EOYAmt02417018
IRS990/OtherChangesInNetAssetsAmt077485432
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01383139
IRS990/OtherExpensesGrp/Desc0Loan Expenses
IRS990/OtherExpensesGrp/Desc1ALL - Provisions
IRS990/OtherExpensesGrp/Desc2ATM/Debit Card Expense
IRS990/OtherExpensesGrp/Desc3Miscellaneous
IRS990/OtherExpensesGrp/TotalAmt03078307
IRS990/OtherExpensesGrp/TotalAmt11513064
IRS990/OtherExpensesGrp/TotalAmt21252535
IRS990/OtherExpensesGrp/TotalAmt3292367
IRS990/OtherLiabilitiesGrp/BOYAmt0566407
IRS990/OtherLiabilitiesGrp/EOYAmt0533215
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt09272531
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0465609757
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0607186382
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0739956
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt032566160
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt036296747
IRS990/PensionPlanContributionsGrp/TotalAmt0818395
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01468093
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03166057
IRS990/PrincipalOfficerNm0Rex Hochstedler
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Other Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt024553544
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18936302
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21419175
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt024553544
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18936302
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21492222
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt273047
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt03058871
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt03281078
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt012126981
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt027855947
IRS990/PYRevenuesLessExpensesAmt04519671
IRS990/PYSalariesCompEmpBnftPaidAmt011431502
IRS990/PYTotalExpensesAmt026617354
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt031137025

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$803,396,066
Liabilities
$4,242,632
Net assets
$799,153,434
Revenue
$37,313,016
Expenses
$32,154,600
Net income
$5,158,416
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,890$173$1,717$111$106$4.28
2023Detailed filing. Detailed filing data is available for this year.$1,790$204$1,585$94.7$89.4$5.32
2022Detailed filing. Detailed filing data is available for this year.$1,729$208$1,522$78.6$65.4$13.2
2021Detailed filing. Detailed filing data is available for this year.$1,620$60.1$1,560$68.4$56.1$12.3
2020Detailed filing. Detailed filing data is available for this year.$1,400$57.3$1,343$67.7$58.7$9.00
2019Detailed filing. Detailed filing data is available for this year.$1,205$64.0$1,141$66.6$54.9$11.6
2018Detailed filing. Detailed filing data is available for this year.$1,162$127$1,034$58.8$50.2$8.64
2017Detailed filing. Detailed filing data is available for this year.$1,049$90.2$959$49.4$41.9$7.53
2016Detailed filing. Detailed filing data is available for this year.$919$11.7$907$42.6$38.1$4.52
2015Detailed filing. Detailed filing data is available for this year.$803$4.24$799$37.3$32.2$5.16
2014Detailed filing. Detailed filing data is available for this year.$720$3.96$716$31.1$26.6$4.52
2013Detailed filing. Detailed filing data is available for this year.$667$3.20$664$28.6$24.2$4.40
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$644$2.85$642$22.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$577$1.99$575$22.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$541$1.93$539$23.4