Civic Intelligence

Members Source Credit Union

990 • Fiscal year 2022 • EIN 35-0873966

Jan 01, 2022 to Dec 31, 2022 • Filed on May 16, 2023

Organization Profilewww.ms-cu.com

View Organization Page

8580 Virginia StreetMerrillville, IN 46410

(219) 765-4141

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

39th percentile

0.88x

Higher debt load relative to assets than 39% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Liabilities / Revenue

53rd percentile

22.24x

Higher debt load relative to revenue than 53% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Net Margin

78th percentile

22%

Higher net margin than 78% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Top Officer Pay

53rd percentile

$149,833

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Asset Growth

43rd percentile

0.7%

Faster asset growth than 43% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Revenue Growth

80th percentile

17%

Faster revenue growth than 80% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets39th percentile

Assets

Up

$93,824,009

Up $655,636 (+0.7%) from 2021

Net Assets

Up

$10,952,968

Up $828,500 (+8.2%) from 2021

Liabilities

Down

$82,871,041

Down $172,864 (-0.2%) from 2021

Revenue And Expenses
Liabilities / Revenue53rd percentileNet Margin78th percentile

Revenue

Up

$3,726,820

Up $543,732 (+17%) from 2021

Expenses

Up

$2,898,320

Up $274,979 (+10%) from 2021

Net Income

Up

$828,500

Up $268,753 (+48%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth43rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $69,264,524Liabilities 2010: $61,358,254Net Assets 2010: $7,906,2702010Assets 2011: $70,351,648Liabilities 2011: $62,388,583Net Assets 2011: $7,963,0652011Assets 2012: $72,149,519Liabilities 2012: $64,072,582Net Assets 2012: $8,076,9372012Assets 2013: $72,654,465Liabilities 2013: $64,572,770Net Assets 2013: $8,081,6952013Assets 2014: $72,092,186Liabilities 2014: $63,784,562Net Assets 2014: $8,307,6242014Assets 2015: $73,735,054Liabilities 2015: $65,367,640Net Assets 2015: $8,367,4142015Assets 2016: $75,924,155Liabilities 2016: $67,356,807Net Assets 2016: $8,567,3482016Assets 2017: $76,510,519Liabilities 2017: $67,822,514Net Assets 2017: $8,688,0052017Assets 2018: $76,115,716Liabilities 2018: $67,124,420Net Assets 2018: $8,991,2962018Assets 2019: $75,145,636Liabilities 2019: $65,917,622Net Assets 2019: $9,228,0142019Assets 2020: $86,872,886Liabilities 2020: $77,308,165Net Assets 2020: $9,564,7212020Assets 2021: $93,168,373Liabilities 2021: $83,043,905Net Assets 2021: $10,124,4682021Assets 2022: $93,824,009Liabilities 2022: $82,871,041Net Assets 2022: $10,952,9682022Assets 2023: $90,277,336Liabilities 2023: $78,848,678Net Assets 2023: $11,428,6582023Assets 2024: $92,188,560Liabilities 2024: $80,218,573Net Assets 2024: $11,969,9872024

Highlighted filing

2022

Assets$93,824,009
Liabilities$82,871,041
Net Assets$10,952,968
Open 2022 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,800,0442010Expenses 2011: $2,807,0022011Expenses 2012: $2,540,1302012Revenue 2013: $2,465,453Expenses 2013: $2,273,361Net Income 2013: $192,0922013Revenue 2014: $2,455,158Expenses 2014: $2,269,051Net Income 2014: $186,1072014Revenue 2015: $2,501,821Expenses 2015: $2,346,425Net Income 2015: $155,3962015Revenue 2016: $2,591,902Expenses 2016: $2,535,451Net Income 2016: $56,4512016Revenue 2017: $2,774,964Expenses 2017: $2,662,868Net Income 2017: $112,0962017Revenue 2018: $3,136,083Expenses 2018: $2,851,610Net Income 2018: $284,4732018Revenue 2019: $3,295,352Expenses 2019: $3,082,423Net Income 2019: $212,9292019Revenue 2020: $3,139,766Expenses 2020: $2,803,729Net Income 2020: $336,0372020Revenue 2021: $3,183,088Expenses 2021: $2,623,341Net Income 2021: $559,7472021Revenue 2022: $3,726,820Expenses 2022: $2,898,320Net Income 2022: $828,5002022Revenue 2023: $3,875,419Expenses 2023: $3,399,729Net Income 2023: $475,6902023Revenue 2024: $4,537,436Expenses 2024: $3,996,107Net Income 2024: $541,3292024

Highlighted filing

2022

Revenue$3,726,820
Expenses$2,898,320
Net Income$828,500
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 16, 2023
Return Version
2022v5.0
Gross Receipts
$3,735,052
Mission and Program Overview

Mission

Credit Union is a not-for-profit, member-owned financial institution, we work hard to ensure the credit union philosophy of people helping people. We offer a full line of products and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$42,034,774$46,237,492▲ $4,202,718
Savings and Temporary Cash Investments$36,549,599$32,444,069▼ $4,105,530
Rtn Earn Endowment Incm Other Fnds$10,124,468$10,952,968▲ $828,500
Investments Other Securities$10,678,137$10,223,171▼ $454,966
Land, Buildings, and Equipment, Net$498,264$1,889,977▲ $1,391,713
Prepaid Expenses and Deferred Charges$1,838,292$1,276,810▼ $561,482
Cash and Non-Interest-Bearing Accounts$556,495$714,430▲ $157,935
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$93,168,373$93,824,009▲ $655,636
Other Assets Total$1,012,812$1,038,060▲ $25,248
Liabilities
Other Liabilities$82,786,102$80,683,754▼ $2,102,348
Unsecured Notes Loans Payable-$1,598,958-
Accounts Payable and Accrued Expenses$257,803$588,329▲ $330,526
Total Liabilities$83,043,905$82,871,041▼ $172,864
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,124,468$10,952,968▲ $828,500
Total Liabilities and Net Assets / Fund Balance$93,168,373$93,824,009▲ $655,636

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,655,079$617,920$2,272,999
Equipment$122,981$251,728$374,709
Land$111,917-$111,917
Other Securities$6,991,140--
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
James FallsCEOFT$114,505$35,328$149,833

Board Members and Trustees

NameTitle
Jeff PerzChairman
Barry WeissVice Chairman
Donald BowmanDirector
Jason HarriganDirector
Joanne DurkelDirector
Mitch HershbergerDirector
Ronald HarperDirector
Cecelia LarguaraSecretary
Tom PyshTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,105,579
Investment Income
$621,241
Other Revenue
$0
Change in Net Assets
$828,500
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,648,819
Salaries, Compensation, and Employee Benefits$1,249,501
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$896,847--$896,847
Office Expenses$357,056--$357,056
Fees for Services Other$313,423--$313,423
Occupancy$235,377--$235,377
Interest$153,990--$153,990
Current Officers, Directors, Trustees, and Key Employees$149,833--$149,833
Depreciation Depletion$89,049--$89,049
Payroll Taxes$74,205--$74,205
Pension Plan Contributions$73,018--$73,018
Other Employee Benefits$55,598--$55,598
Advertising$51,002--$51,002
Insurance$37,208--$37,208
Information Technology$28,402--$28,402
Travel$20,973--$20,973
Other Expenses$15,101--$15,101
Conferences and Meetings$5,521--$5,521
Fees for Service Investment Mgmnt Fees$4,946--$4,946
Total Functional Expenses$2,898,320$0$0$2,898,320
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member shares$80,683,754
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Each member of the Credit Union that maintains the minimum balance in their account is a shareholder.”

Form 990, Part VI, Section A, line 7A

“Members elect the Board of Directors at their annual meeting.”

Form 990, Part VI, Section B, line 11B

“The form 990 is provided via discussion at a Board meeting.”

Form 990, Part VI, Section B, line 12C

“A conflict of interest statement is included with the Oath of Officers which is signed by all volunteers annually.”

Form 990, Part VI, Section B, line 15

“Credit Union uses CUNA trade salary survey for the executive salaries and reviews management recommendations for other increases.”

Form 990, Part VI, Section C, line 19

“Documents are available upon written request.”

Filing and Contact Details

Filer

Filer Name
Members Source Credit Union
EIN
35-0873966
Phone
2197654141
Address
8580 Virginia Street, Merrillville, IN 46410

Signing Officer

Name
James Falls
Title
CEO
Phone
2197654141
Signed
2023-05-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
James Falls
Formed
1935
Legal Domicile
In
Voting Board Members
9
Independent Board Members
9
Employees
38
Volunteers
13

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S Western Avenue, Chicago, IL 60643
Preparer
Jason L Gierhahn CPA
Phone
7737794720
Supplemental Narrative

Additional Explanations

Form 990, Part IX, line 11G

“Payroll processing: Program service expenses 10,217. Management and general expenses 0. Fundraising expenses 0. Total expenses 10,217. Professional fees: Program service expenses 85,394. Management and general expenses 0. Fundraising expenses 0. Total expenses 85,394. Loan servicing: Program service expenses 207,362. Management and general expenses 0. Fundraising expenses 0. Total expenses 207,362. DFI expense: Program service expenses 10,450. Management and general expenses 0. Fundraising expenses 0. Total expenses 10,450.”

Raw XML AppendixShowing 400 of 413 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherSalariesAndWagesGrp/TotalAmt0896847
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt042034774
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt046237492
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt074205
IRS990/PayrollTaxesGrp/TotalAmt074205
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt073018
IRS990/PensionPlanContributionsGrp/TotalAmt073018
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01838292
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01276810
IRS990/PrincipalOfficerNm0James Falls
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest income on loa
IRS990/ProgramServiceRevenueGrp/Desc1Miscellaneous operatin
IRS990/ProgramServiceRevenueGrp/Desc2Fee income
IRS990/ProgramServiceRevenueGrp/Desc3Other non-operating in
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01811247
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1851565
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2405401
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt337366
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01811247
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1851565
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2405401
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt337366
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0568103
IRS990/PYOtherExpensesAmt01343194
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02614985
IRS990/PYRevenuesLessExpensesAmt0559747
IRS990/PYSalariesCompEmpBnftPaidAmt01280147
IRS990/PYTotalExpensesAmt02623341
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03183088
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0828500
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010124468
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010952968
IRS990/SavingsAndTempCashInvstGrp/BOYAmt036549599
IRS990/SavingsAndTempCashInvstGrp/EOYAmt032444069
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01655079
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0617920
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02272999
IRS990ScheduleD/EquipmentGrp/BookValueAmt0122981
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0251728
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0374709
IRS990ScheduleD/LandGrp/BookValueAmt0111917
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0111917
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt080683754
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt03232031
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt16991140
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Mortgage back securities
IRS990ScheduleD/OtherSecuritiesGrp/Desc1US Treasury securities
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01889977
IRS990ScheduleD/TotalBookValueSecuritiesAmt010223171
IRS990ScheduleD/TotalLiabilityAmt080683754
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Each member of the Credit Union that maintains the minimum balance in their account is a shareholder.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members elect the Board of Directors at their annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The form 990 is provided via discussion at a Board meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A conflict of interest statement is included with the Oath of Officers which is signed by all volunteers annually.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Credit Union uses CUNA trade salary survey for the executive salaries and reviews management recommendations for other increases.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Documents are available upon written request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Payroll processing: Program service expenses 10,217. Management and general expenses 0. Fundraising expenses 0. Total expenses 10,217. Professional fees: Program service expenses 85,394. Management and general expenses 0. Fundraising expenses 0. Total expenses 85,394. Loan servicing: Program service expenses 207,362. Management and general expenses 0. Fundraising expenses 0. Total expenses 207,362. DFI expense: Program service expenses 10,450. Management and general expenses 0. Fundraising expenses 0. Total expenses 10,450.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, line 11g
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt093168373
IRS990/TotalAssetsEOYAmt093824009
IRS990/TotalAssetsGrp/BOYAmt093168373
IRS990/TotalAssetsGrp/EOYAmt093824009
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt038
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02898320
IRS990/TotalFunctionalExpensesGrp/TotalAmt02898320
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt083043905
IRS990/TotalLiabilitiesEOYAmt082871041
IRS990/TotalLiabilitiesGrp/BOYAmt083043905
IRS990/TotalLiabilitiesGrp/EOYAmt082871041
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010124468
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010952968
IRS990/TotalOtherCompensationAmt035328
IRS990/TotalProgramServiceExpensesAmt02898320
IRS990/TotalProgramServiceRevenueAmt03105579
IRS990/TotalReportableCompFromOrgAmt0114505
IRS990/TotalRevenueGrp/ExclusionAmt0621241
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03105579
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03726820
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt013
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt093168373
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt093824009
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt020973
IRS990/TravelGrp/TotalAmt020973
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt01598958
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08580 Virginia Street
IRS990/USAddress/CityNm0Merrillville
IRS990/USAddress/StateAbbreviationCd0IN
IRS990/USAddress/ZIPCd046410
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.ms-cu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0James Falls
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02197654141
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Members Source Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0MEMB
ReturnHeader/Filer/EIN0350873966
ReturnHeader/Filer/PhoneNum02197654141
ReturnHeader/Filer/USAddress/AddressLine1Txt08580 Virginia Street
ReturnHeader/Filer/USAddress/CityNm0Merrillville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd046410
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363321958
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Desmond & Ahern Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010827 S Western Avenue

Document Assets

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Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$93,824,009
Liabilities
$82,871,041
Net assets
$10,952,968
Revenue
$3,726,820
Expenses
$2,898,320
Net income
$828,500
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.2$80.2$12.0$4.54$4.00$0.54
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.3$78.8$11.4$3.88$3.40$0.48
2022Detailed filing. Detailed filing data is available for this year.$93.8$82.9$11.0$3.73$2.90$0.83
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.2$83.0$10.1$3.18$2.62$0.56
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$86.9$77.3$9.56$3.14$2.80$0.34
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$75.1$65.9$9.23$3.30$3.08$0.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.1$67.1$8.99$3.14$2.85$0.28
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.5$67.8$8.69$2.77$2.66$0.11
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$75.9$67.4$8.57$2.59$2.54$0.06
2015Detailed filing. Detailed filing data is available for this year.$73.7$65.4$8.37$2.50$2.35$0.16
2014Detailed filing. Detailed filing data is available for this year.$72.1$63.8$8.31$2.46$2.27$0.19
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.7$64.6$8.08$2.47$2.27$0.19
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.1$64.1$8.08$2.54
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.4$62.4$7.96$2.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.3$61.4$7.91$2.80