Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
47th percentile
Higher debt load relative to assets than 47% of similar nonprofits.
Liabilities / Revenue
81st percentile
Higher debt load relative to revenue than 81% of similar nonprofits.
Net Margin
39th percentile
Higher net margin than 39% of similar nonprofits.
Top Officer Pay
33rd percentile
Higher top officer pay than 33% of similar nonprofits.
Top officer pay equals 4.1% of source-year revenue.
Asset Growth
24th percentile
Faster asset growth than 24% of similar nonprofits.
Revenue Growth
72nd percentile
Faster revenue growth than 72% of similar nonprofits.
Assets
Down$76,115,716
Down $394,803 (-0.5%) from 2017
Net Assets
Up$8,991,296
Up $303,291 (+3.5%) from 2017
Liabilities
Down$67,124,420
Down $698,094 (-1.0%) from 2017
Revenue
Up$3,136,083
Up $361,119 (+13%) from 2017
Expenses
Up$2,851,610
Up $188,742 (+7.1%) from 2017
Net Income
Up$284,473
Up $172,377 (+154%) from 2017
Credit Union is a not-for-profit, member-owned financial institution, we work hard to ensure the credit union philosophy of people helping people. We offer a full line of products and services.
Credit union as a not-for-profit, member-owned financial institution, we work hard to ensure the credit union philosophy of people helping people. We offer a full line of products and services
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $38,315,695 | $35,552,425 | ▼ $2,763,270 |
| Other Notes and Loans Receivable, Net | $27,632,875 | $30,874,975 | ▲ $3,242,100 |
| Rtn Earn Endowment Incm Other Fnds | $8,688,005 | $8,991,296 | ▲ $303,291 |
| Investments Other Securities | $5,956,993 | $4,975,810 | ▼ $981,183 |
| Prepaid Expenses and Deferred Charges | $2,147,692 | $2,331,769 | ▲ $184,077 |
| Cash and Non-Interest-Bearing Accounts | $676,451 | $614,377 | ▼ $62,074 |
| Land, Buildings, and Equipment, Net | $596,652 | $576,979 | ▼ $19,673 |
| Receivables From Officers Etc | $322,255 | $306,194 | ▼ $16,061 |
| Intangible Assets | $23,583 | $14,150 | ▼ $9,433 |
| Investments Program Related | $0 | - | - |
| Total Assets | $76,510,519 | $76,115,716 | ▼ $394,803 |
| Other Assets Total | $838,323 | $869,037 | ▲ $30,714 |
| Liabilities | |||
| Other Liabilities | $67,293,222 | $66,679,502 | ▼ $613,720 |
| Accounts Payable and Accrued Expenses | $529,292 | $444,918 | ▼ $84,374 |
| Total Liabilities | $67,822,514 | $67,124,420 | ▼ $698,094 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $8,688,005 | $8,991,296 | ▲ $303,291 |
| Total Liabilities and Net Assets / Fund Balance | $76,510,519 | $76,115,716 | ▼ $394,803 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $314,004 | $514,247 | $828,251 |
| Equipment | $122,801 | $119,032 | $241,833 |
| Leasehold Improvements | $28,257 | $133,089 | $161,346 |
| Land | $111,917 | - | $111,917 |
| Other Securities | $-24,190 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Scott Shelton | CEO/president | FT | $111,430 | $16,602 | $128,032 |
| Susanne Falcone | Acctg Mgr | FT | $64,980 | $13,421 | $78,401 |
| Shirley Patellis | Loan Mgr | FT | $63,457 | $13,145 | $76,602 |
| Shirley Patellis | - | - | $63,457 | $13,145 | $76,602 |
| Katie Denham | Operations Mgr | FT | $55,675 | $12,356 | $68,031 |
| Name | Title |
|---|---|
| Jeffrey Perz | Chairperson |
| Barry Weiss | Vice Chairperson |
| Anna Ortega | Director |
| Charles Donovan | Director |
| Donald Bowman | Director |
| Mitch Hershberger | Director |
| Ron Harper | Director |
| Wendy Bowlin | Director |
| Cecelia Largura | Secretary |
| Stephen Gallas | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,562,322 |
| Salaries, Compensation, and Employee Benefits | $1,289,288 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $728,132 | $0 | $0 | $728,132 |
| All Other Expenses | $414,976 | $0 | $0 | $414,976 |
| Current Officers, Directors, Trustees, and Key Employees | $351,066 | $0 | $0 | $351,066 |
| Interest | $260,885 | $0 | $0 | $260,885 |
| Fees for Services Other | $203,423 | $0 | $0 | $203,423 |
| Occupancy | $199,357 | $0 | $0 | $199,357 |
| Office Expenses | $99,153 | $0 | $0 | $99,153 |
| Depreciation Depletion | $89,923 | $0 | $0 | $89,923 |
| Other Employee Benefits | $83,359 | $0 | $0 | $83,359 |
| Payroll Taxes | $76,125 | $0 | $0 | $76,125 |
| Pension Plan Contributions | $50,606 | $0 | $0 | $50,606 |
| Insurance | $35,997 | $0 | $0 | $35,997 |
| Advertising | $32,662 | $0 | $0 | $32,662 |
| Travel | $26,175 | $0 | $0 | $26,175 |
| Other Expenses | $17,880 | $0 | $0 | $17,880 |
| Fees for Service Investment Mgmnt Fees | $5,385 | $0 | $0 | $5,385 |
| Conferences and Meetings | $1,000 | $0 | $0 | $1,000 |
| Total Functional Expenses | $2,851,610 | $0 | $0 | $2,851,610 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $322,255 | $306,194 | ▼ $16,061 |
| Liability | Amount |
|---|---|
| Savings | $36,177,114 |
| Money Markets | $12,169,330 |
| Share Drafts | $7,138,966 |
| Share Certificates | $6,938,006 |
| Ira Accounts | $3,112,441 |
| Club Accounts | $1,072,068 |
| Hsa Accounts | $71,577 |
“Anna ortega 801 e 86th st merrillville in 46410”
“Mitch hershberger 801 e 86th st merrillville in 46410”
“Ron harper 757 blue jay ln. Dyer in 46311”
“Jeff perz 801 e 86th st merrillville in 46410”
“Wendy bowlin 827 w clark st. Rensselaer in 47948”
“Barry weiss 801 e 86th st merrillville in 46410”
“Cecilia largura 801 e 86th st merrillville in 46410”
“Steve gallas 8917 cottage grove pl. Highland in 46322”
“Charles donovan 304 river oaks dr. Richmond hill ga 31324”
“Donald bowman 2625 41st place highland in 46322”
“Members of the credit union are considered shareholders”
“Members elect the board of directors at their annual meeting”
“The form 990 is provided via discussion at a board meeting.”
“Credit union uses cuna trade salary survey for the executive”
“Salaries and reviews mgmt recommendations for other increases”
“Documents are available upon written request”
“Each member of the credit union that maintains the minimum balance in their account is a shareholder.”
“The difference of $1.00 is due to rounding”
“A conflict of interest statement is included with the oath of officers which is signed by all volunteers annually.”
“Loan servicing 316453. 316453.”
“Share branch exp 50683. 50683.”
“Cash over/short 3876. 3876.”
“Miscellaneous operating 0. 0.”
“DFI FEE 8744. 8744.”
“Charitable donations 250. 250.”
“Amort of intangible assets 9433. 9433.”
“BANK FEES 360. 360.”
“Debit card fraud exp 25177. 25177.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 529292 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 444918 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION AS A NOT-FOR-PROFIT, MEMBER-OWNED FINANCIAL INSTITUTION, WE WORK HARD TO ENSURE THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. WE OFFER A FULL LINE OF PRODUCTS AND SERVICES |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 32662 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 32662 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 414976 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 414976 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | MEMBERS SOURCE CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2197564141 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 8580 VIRGINIA STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MERRILLVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 464106235 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 676451 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 614377 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 351066 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 351066 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 1000 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1000 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 785968 |
| IRS990/CYOtherExpensesAmt | 0 | 1562322 |
| IRS990/CYOtherRevenueAmt | 0 | 908669 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1441446 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 284473 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1289288 |
| IRS990/CYTotalExpensesAmt | 0 | 2851610 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3136083 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 89923 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 89923 |
| IRS990/Desc | 0 | TO PROMOTE THRIFT & PROVIDE LOW COST LOANS AMONG MEMBERS. THIS IS ACCOMPLISHED ON A CO-OPERATIVE BASIS FOR THE MUTUAL BENEFIT OF THOSE IN THEIR FIELD OF MEMBERSHIP. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 30 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 203423 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 203423 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 5385 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 5385 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 16602 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 13145 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 13421 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 12356 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | STEPHEN GALLAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CECELIA LARGURA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ANNA ORTEGA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MITCH HERSHBERGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BARRY WEISS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RON HARPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CHARLES DONOVAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | WENDY BOWLIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JEFFREY PERZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DONALD BOWMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SCOTT SHELTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | SHIRLEY PATELLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | SUSANNE FALCONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | KATIE DENHAM |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 111430 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 63457 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 64980 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 55675 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CEO/PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | LOAN MGR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | ACCTG MGR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | OPERATIONS MGR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | true |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -5000 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1002875 |
| IRS990/GrossReceiptsAmt | 0 | 4143958 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 35997 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 35997 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 23583 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 14150 |
| IRS990/InterestGrp/FundraisingAmt | 0 | 0 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 260885 |
| IRS990/InterestGrp/TotalAmt | 0 | 260885 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 790968 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 5956993 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 4975810 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 1778 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 766368 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 596652 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 576979 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1343347 |
| IRS990/LegalDomicileStateCd | 0 | IN |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1007875 |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION AS A NOT-FOR-PROFIT, MEMBER-OWNED FINANCIAL INSTITUTION, WE WORK HARD TO ENSURE THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. WE OFFER A FULL LINE OF PRODUCTS AND SERVICES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 8688005 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 8991296 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -5000 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -5000 |
| IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 18818 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 199357 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 199357 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 99153 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 99153 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 838323 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 869037 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 83359 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 83359 |
| IRS990/OtherExpensesGrp/Desc | 0 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | SHAREDRAFT & ATM EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER OPERATING EXP |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 15896 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 138478 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 21132 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 17880 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 15896 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 138478 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 21132 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 17880 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 67293222 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 66679502 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522190 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522190 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 522190 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | MISC. OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | OTHER NON-OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 2 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 384553 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 471761 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 52355 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 384553 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 471761 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 52355 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 908669 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 728132 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 728132 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 27632875 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 30874975 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 76125 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 76125 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 50606 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 50606 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 2147692 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2331769 |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | SCOTT SHELTON |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522190 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME ON LOANS |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1441446 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 632574 |
| IRS990/PYOtherExpensesAmt | 0 | 1432698 |
| IRS990/PYOtherRevenueAmt | 0 | 794907 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1347483 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 112096 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1230170 |
| IRS990/PYTotalExpensesAmt | 0 | 2662868 |
| IRS990/PYTotalRevenueAmt | 0 | 2774964 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 322255 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 306194 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 284473 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 8688005 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 8991296 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 38315695 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 35552425 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 314004 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 514247 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 828251 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 122801 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 119032 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 241833 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 111917 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 111917 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 28257 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 133089 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 161346 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 36177114 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 7138966 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1072068 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 6938006 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 3112441 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 12169330 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 71577 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SAVINGS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | CLUB ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | SHARE CERTIFICATES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | IRA ACCOUNTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | MONEY MARKETS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | HSA ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 5000000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | -24190 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | AGENCY SECURITIES - OVER 1 YEAR |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | UNREALIZED GAIN/LOSS ON AGENCY SECURITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | F |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 576979 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 4975810 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 66679502 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.
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