Civic Intelligence

Members Source Credit Union

990 • Fiscal year 2019 • EIN 35-0873966

Jan 01, 2019 to Dec 31, 2019 • Filed on Apr 15, 2020

Organization Profilewww.ms-cu.com

View Organization Page

8580 Virginia StreetMerrillville, IN 46410-6235

(219) 756-4141

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.88x

Higher debt load relative to assets than 46% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

79th percentile

20.00x

Higher debt load relative to revenue than 79% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

28th percentile

6.5%

Higher net margin than 28% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

35th percentile

$131,882

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

15th percentile

-1.3%

Faster asset growth than 15% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

38th percentile

5.1%

Faster revenue growth than 38% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets46th percentile

Assets

Down

$75,145,636

Down $970,080 (-1.3%) from 2018

Net Assets

Up

$9,228,014

Up $236,718 (+2.6%) from 2018

Liabilities

Down

$65,917,622

Down $1,206,798 (-1.8%) from 2018

Revenue And Expenses
Liabilities / Revenue79th percentileNet Margin28th percentile

Revenue

Up

$3,295,352

Up $159,269 (+5.1%) from 2018

Expenses

Up

$3,082,423

Up $230,813 (+8.1%) from 2018

Net Income

Down

$212,929

Down $71,544 (-25%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth15th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $69,264,524Liabilities 2010: $61,358,254Net Assets 2010: $7,906,2702010Assets 2011: $70,351,648Liabilities 2011: $62,388,583Net Assets 2011: $7,963,0652011Assets 2012: $72,149,519Liabilities 2012: $64,072,582Net Assets 2012: $8,076,9372012Assets 2013: $72,654,465Liabilities 2013: $64,572,770Net Assets 2013: $8,081,6952013Assets 2014: $72,092,186Liabilities 2014: $63,784,562Net Assets 2014: $8,307,6242014Assets 2015: $73,735,054Liabilities 2015: $65,367,640Net Assets 2015: $8,367,4142015Assets 2016: $75,924,155Liabilities 2016: $67,356,807Net Assets 2016: $8,567,3482016Assets 2017: $76,510,519Liabilities 2017: $67,822,514Net Assets 2017: $8,688,0052017Assets 2018: $76,115,716Liabilities 2018: $67,124,420Net Assets 2018: $8,991,2962018Assets 2019: $75,145,636Liabilities 2019: $65,917,622Net Assets 2019: $9,228,0142019Assets 2020: $86,872,886Liabilities 2020: $77,308,165Net Assets 2020: $9,564,7212020Assets 2021: $93,168,373Liabilities 2021: $83,043,905Net Assets 2021: $10,124,4682021Assets 2022: $93,824,009Liabilities 2022: $82,871,041Net Assets 2022: $10,952,9682022Assets 2023: $90,277,336Liabilities 2023: $78,848,678Net Assets 2023: $11,428,6582023Assets 2024: $92,188,560Liabilities 2024: $80,218,573Net Assets 2024: $11,969,9872024

Highlighted filing

2019

Assets$75,145,636
Liabilities$65,917,622
Net Assets$9,228,014
Open 2019 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,800,0442010Expenses 2011: $2,807,0022011Expenses 2012: $2,540,1302012Revenue 2013: $2,465,453Expenses 2013: $2,273,361Net Income 2013: $192,0922013Revenue 2014: $2,455,158Expenses 2014: $2,269,051Net Income 2014: $186,1072014Revenue 2015: $2,501,821Expenses 2015: $2,346,425Net Income 2015: $155,3962015Revenue 2016: $2,591,902Expenses 2016: $2,535,451Net Income 2016: $56,4512016Revenue 2017: $2,774,964Expenses 2017: $2,662,868Net Income 2017: $112,0962017Revenue 2018: $3,136,083Expenses 2018: $2,851,610Net Income 2018: $284,4732018Revenue 2019: $3,295,352Expenses 2019: $3,082,423Net Income 2019: $212,9292019Revenue 2020: $3,139,766Expenses 2020: $2,803,729Net Income 2020: $336,0372020Revenue 2021: $3,183,088Expenses 2021: $2,623,341Net Income 2021: $559,7472021Revenue 2022: $3,726,820Expenses 2022: $2,898,320Net Income 2022: $828,5002022Revenue 2023: $3,875,419Expenses 2023: $3,399,729Net Income 2023: $475,6902023Revenue 2024: $4,537,436Expenses 2024: $3,996,107Net Income 2024: $541,3292024

Highlighted filing

2019

Revenue$3,295,352
Expenses$3,082,423
Net Income$212,929
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Apr 15, 2020
Return Version
2019v5.1
Gross Receipts
$3,295,352
Mission and Program Overview

Mission

Credit Union is a not-for-profit, member-owned financial institution, we work hard to ensure the credit union philosophy of people helping people. We offer a full line of products and services.

Credit union as a not-for-profit, member-owned financial institution, we work hard to ensure the credit union philosophy of people helping people. We offer a full line of products and services

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$35,552,425$36,919,899▲ $1,367,474
Other Notes and Loans Receivable, Net$30,874,975$33,273,146▲ $2,398,171
Rtn Earn Endowment Incm Other Fnds$8,991,296$9,228,014▲ $236,718
Prepaid Expenses and Deferred Charges$2,331,769$1,743,627▼ $588,142
Investments Other Securities$4,975,810$1,249,600▼ $3,726,210
Land, Buildings, and Equipment, Net$576,979$478,954▼ $98,025
Cash and Non-Interest-Bearing Accounts$614,377$348,434▼ $265,943
Receivables From Officers Etc$306,194$287,841▼ $18,353
Intangible Assets$14,150$4,716▼ $9,434
Total Assets$76,115,716$75,145,636▼ $970,080
Other Assets Total$869,037$839,419▼ $29,618
Liabilities
Other Liabilities$66,679,502$65,435,528▼ $1,243,974
Accounts Payable and Accrued Expenses$444,918$482,094▲ $37,176
Total Liabilities$67,124,420$65,917,622▼ $1,206,798
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,991,296$9,228,014▲ $236,718
Total Liabilities and Net Assets / Fund Balance$76,115,716$75,145,636▼ $970,080

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$283,148$545,103$828,251
Equipment$83,889$161,486$245,375
Leasehold Improvements$0$161,346$161,346
Land$111,917-$111,917
Other Securities$-400--
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott SheltonCEOFT$122,066$9,816$131,882
Susanne FalconeAcctg MgrFT$68,652$5,898$74,550
Katie DenhamOperations MgrFT$63,317$5,066$68,383
James FallsLoan MgrFT$58,459$392$58,851

Board Members and Trustees

NameTitle
Jeffrey PerzChairperson
Barry WeissVice Chairperson
Anna OrtegaDirector
Charles DonovanDirector
Donald BowmanDirector
Ron HarperDirector
Stephen GallasDirector
Cecelia LarguraSecretary
Mitch HershbergerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,614,718
Investment Income
$864,375
Other Revenue
$816,259
Change in Net Assets
$212,929
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,735,290
Salaries, Compensation, and Employee Benefits$1,347,133
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$765,251$0$0$765,251
Current Officers, Directors, Trustees, and Key Employees$354,285$0$0$354,285
Interest$307,148$0$0$307,148
Fees for Services Other$301,919$0$0$301,919
All Other Expenses$282,560$0$0$282,560
Occupancy$254,302$0$0$254,302
Depreciation Depletion$103,664$0$0$103,664
Other Employee Benefits$86,396$0$0$86,396
Office Expenses$83,871$0$0$83,871
Payroll Taxes$79,428$0$0$79,428
Pension Plan Contributions$61,773$0$0$61,773
Advertising$40,505$0$0$40,505
Insurance$36,768$0$0$36,768
Travel$28,597$0$0$28,597
Other Expenses$24,079$0$0$24,079
Fees for Service Investment Mgmnt Fees$3,811$0$0$3,811
Conferences and Meetings$600$0$0$600
Total Functional Expenses$3,082,423$0$0$3,082,423
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$306,194$287,841▼ $18,353
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Savings$35,226,039
Money Markets$11,525,383
Share Drafts$7,375,647
Certificates$6,972,046
Ira Accounts$2,895,556
Club Accounts$1,351,078
Hsa Accounts$89,779
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

“Anna ortega 801 e 86th st merrillville in 46410”

Form 990, Part VI, Line 9

“Mitch hershberger 801 e 86th st merrillville in 46410”

Form 990, Part VI, Line 9

“Ron harper 757 blue jay ln. Dyer in 46311”

Form 990, Part VI, Line 9

“Jeff perz 801 e 86th st merrillville in 46410”

Form 990, Part VI, Line 9

“Barry weiss 801 e 86th st merrillville in 46410”

Form 990, Part VI, Line 9

“Cecilia largura 801 e 86th st merrillville in 46410”

Form 990, Part VI, Line 9

“Steve gallas 8917 cottage grove pl. Highland in 46322”

Form 990, Part VI, Line 9

“Charles donovan 304 river oaks dr. Richmond hill ga 31324”

Form 990, Part VI, Line 9

“Donald bowman 2625 41st place highland in 46322”

Filing and Contact Details

Filer

Filer Name
Members Source Credit Union
EIN
35-0873966
Phone
2197564141
Address
8580 VIRGINIA STREET, MERRILLVILLE, IN 46410-6235

Signing Officer

Name
Scott Shelton
Title
CEO
Phone
2197564141
Signed
2020-04-15
Discuss with paid preparer
Yes

Organization Details

Formed
1935
Legal Domicile
In
Voting Board Members
9
Independent Board Members
9
Employees
27
Volunteers
17

Preparer

Firm
Homer Wilson & Co Ltd
Address
900 RIDGE ROAD SUITE S, MUNSTER, IN 46321-1727
Preparer
Ray Suoranta
Phone
2198364930
Supplemental Narrative

Additional Explanations

Pt VII, Col (E)

“Members of the credit union are considered shareholders”

Pt VI, Line 7A

“Members elect the board of directors at their annual meeting”

Pt VI, Line 11B

“The form 990 is provided via discussion at a board meeting.”

Pt VI, Line 15A

“Credit union uses cuna trade salary survey for the executive”

Pt VI, Line 15B

“Salaries and reviews mgmt recommendations for other increases”

Pt VI, Line 19

“Documents are available upon written request”

Pt VI, Line 6

“Each member of the credit union that maintains the minimum balance in their account is a shareholder.”

Pt VIII

“The difference of $1.00 is due to rounding”

Pt VI, Line 12C

“A conflict of interest statement is included with the oath of officers which is signed by all volunteers annually.”

Raw XML AppendixShowing 400 of 552 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIIIInd0X
IRS990/InfoInScheduleOPartVIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt036768
IRS990/InsuranceGrp/TotalAmt036768
IRS990/IntangibleAssetsGrp/BOYAmt014150
IRS990/IntangibleAssetsGrp/EOYAmt04716
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt0307148
IRS990/InterestGrp/TotalAmt0307148
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0864375
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt04975810
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01249600
IRS990/IRPDocumentCnt01844
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0867935
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0576979
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0478954
IRS990/LandBldgEquipCostOrOtherBssAmt01346889
IRS990/LegalDomicileStateCd0IN
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION AS A NOT-FOR-PROFIT, MEMBER-OWNED FINANCIAL INSTITUTION, WE WORK HARD TO ENSURE THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. WE OFFER A FULL LINE OF PRODUCTS AND SERVICES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt08991296
IRS990/NetAssetsOrFundBalancesEOYAmt09228014
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt023790
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt0254302
IRS990/OccupancyGrp/TotalAmt0254302
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt083871
IRS990/OfficeExpensesGrp/TotalAmt083871
IRS990/OfficerMailingAddressInd0true
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0869037
IRS990/OtherAssetsTotalGrp/EOYAmt0839419
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt086396
IRS990/OtherEmployeeBenefitsGrp/TotalAmt086396
IRS990/OtherExpensesGrp/Desc0ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2SHAREDRAFT & ATM EXP
IRS990/OtherExpensesGrp/Desc3OTHER OPERATING EXP
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt015398
IRS990/OtherExpensesGrp/ProgramServicesAmt1107912
IRS990/OtherExpensesGrp/ProgramServicesAmt2144156
IRS990/OtherExpensesGrp/ProgramServicesAmt324079
IRS990/OtherExpensesGrp/TotalAmt015398
IRS990/OtherExpensesGrp/TotalAmt1107912
IRS990/OtherExpensesGrp/TotalAmt2144156
IRS990/OtherExpensesGrp/TotalAmt324079
IRS990/OtherLiabilitiesGrp/BOYAmt066679502
IRS990/OtherLiabilitiesGrp/EOYAmt065435528
IRS990/OtherRevenueMiscGrp/BusinessCd0522190
IRS990/OtherRevenueMiscGrp/BusinessCd1522190
IRS990/OtherRevenueMiscGrp/BusinessCd2522190
IRS990/OtherRevenueMiscGrp/Desc0FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc1MISC. OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc2OTHER NON-OPERATING INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0375563
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1396510
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt244186
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0375563
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1396510
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt244186
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt0816259
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0765251
IRS990/OtherSalariesAndWagesGrp/TotalAmt0765251
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt030874975
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt033273146
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt079428
IRS990/PayrollTaxesGrp/TotalAmt079428
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt061773
IRS990/PensionPlanContributionsGrp/TotalAmt061773
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02331769
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01743627
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0SCOTT SHELTON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522190
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME ON LOANS
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01614718
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0785968
IRS990/PYOtherExpensesAmt01562322
IRS990/PYOtherRevenueAmt0908669
IRS990/PYProgramServiceRevenueAmt01441446
IRS990/PYRevenuesLessExpensesAmt0284473
IRS990/PYSalariesCompEmpBnftPaidAmt01289288
IRS990/PYTotalExpensesAmt02851610
IRS990/PYTotalRevenueAmt03136083
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0306194
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0287841
IRS990/ReconcilationRevenueExpnssAmt0212929
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08991296
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09228014
IRS990/SavingsAndTempCashInvstGrp/BOYAmt035552425
IRS990/SavingsAndTempCashInvstGrp/EOYAmt036919899
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0283148
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0545103
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0828251
IRS990ScheduleD/EquipmentGrp/BookValueAmt083889
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0161486
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0245375
IRS990ScheduleD/LandGrp/BookValueAmt0111917
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0111917
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0161346
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0161346
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt035226039
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17375647
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21351078
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt36972046
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt42895556
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt511525383
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt689779
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CLUB ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MONEY MARKETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6HSA ACCOUNTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01250000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1-400
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AGENCY SECURITIES - OVER 1 YEAR
IRS990ScheduleD/OtherSecuritiesGrp/Desc1UNREALIZED GAIN/LOSS ON AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0478954
IRS990ScheduleD/TotalBookValueSecuritiesAmt01249600
IRS990ScheduleD/TotalLiabilityAmt065435528
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1199639
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt22530
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt377528
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt48144
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$75,145,636
Liabilities
$65,917,622
Net assets
$9,228,014
Revenue
$3,295,352
Expenses
$3,082,423
Net income
$212,929
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.2$80.2$12.0$4.54$4.00$0.54
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$90.3$78.8$11.4$3.88$3.40$0.48
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.8$82.9$11.0$3.73$2.90$0.83
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.2$83.0$10.1$3.18$2.62$0.56
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$86.9$77.3$9.56$3.14$2.80$0.34
2019Detailed filing. Detailed filing data is available for this year.$75.1$65.9$9.23$3.30$3.08$0.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.1$67.1$8.99$3.14$2.85$0.28
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.5$67.8$8.69$2.77$2.66$0.11
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$75.9$67.4$8.57$2.59$2.54$0.06
2015Detailed filing. Detailed filing data is available for this year.$73.7$65.4$8.37$2.50$2.35$0.16
2014Detailed filing. Detailed filing data is available for this year.$72.1$63.8$8.31$2.46$2.27$0.19
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.7$64.6$8.08$2.47$2.27$0.19
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.1$64.1$8.08$2.54
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.4$62.4$7.96$2.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.3$61.4$7.91$2.80