Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
990 • Fiscal year 2021 • EIN 34-4407085
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
Liabilities / Revenue
85th percentile
Higher debt load relative to revenue than 85% of similar nonprofits.
Net Margin
6th percentile
Higher net margin than 6% of similar nonprofits.
Top Officer Pay
75th percentile
Higher top officer pay than 75% of similar nonprofits.
Top officer pay equals 7.8% of source-year revenue.
Asset Growth
77th percentile
Faster asset growth than 77% of similar nonprofits.
Revenue Growth
40th percentile
Faster revenue growth than 40% of similar nonprofits.
Assets
Up$74,818,652
Up $8,562,494 (+13%) from 2020
Net Assets
Up$6,656,598
Up $177,151 (+2.7%) from 2020
Liabilities
Up$68,162,054
Up $8,385,343 (+14%) from 2020
Revenue
Down$2,266,652
Down $59,178 (-2.5%) from 2020
Expenses
Down$2,354,967
Down $15,978 (-0.7%) from 2020
Net Income
Down-$88,315
Down $43,200 (-96%) from 2020
Champion credit unionis a member owned financial cooperative whose mission is to be progressive in providing the best in a full range of services to our members while maintaining financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | - | $38,021,391 | - |
| Investments Program Related | $23,622,786 | $0 | ▼ $23,622,786 |
| Other Notes and Loans Receivable, Net | $21,154,774 | $19,605,788 | ▼ $1,548,986 |
| Investments in Publicly Traded Securities | - | $7,465,189 | - |
| Rtn Earn Endowment Incm Other Fnds | $6,479,447 | $6,656,598 | ▲ $177,151 |
| Savings and Temporary Cash Investments | $17,766,333 | $4,345,923 | ▼ $13,420,410 |
| Land, Buildings, and Equipment, Net | $1,757,196 | $1,661,825 | ▼ $95,371 |
| Cash and Non-Interest-Bearing Accounts | $890,588 | $891,437 | ▲ $849 |
| Accounts Receivable | $259,259 | $0 | ▼ $259,259 |
| Prepaid Expenses and Deferred Charges | $178,437 | $25,754 | ▼ $152,683 |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $66,256,158 | $74,818,652 | ▲ $8,562,494 |
| Other Assets Total | $626,785 | $2,801,345 | ▲ $2,174,560 |
| Liabilities | |||
| Other Liabilities | $58,762,419 | $67,002,155 | ▲ $8,239,736 |
| Accounts Payable and Accrued Expenses | $1,014,292 | $1,159,899 | ▲ $145,607 |
| Total Liabilities | $59,776,711 | $68,162,054 | ▲ $8,385,343 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,479,447 | $6,656,598 | ▲ $177,151 |
| Total Liabilities and Net Assets / Fund Balance | $66,256,158 | $74,818,652 | ▲ $8,562,494 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $778,692 | $1,521,190 | $2,299,882 |
| Land | $735,400 | - | $735,400 |
| Equipment | $147,733 | $71,905 | $219,638 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Steven Grindle | CEO/Treasurer | FT | $97,495 | $78,655 | $176,150 |
| Name | Title |
|---|---|
| Terry Benton | Chairperson |
| David Bobak | Vice Chair |
| Akrum Youssef | Director |
| John Eisenhauer | Director |
| Judy Buck | Director |
| Rosalie Sneider | Director |
| Sheryl Birch | Director |
| Jill Siebert | Secretary |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | Data Processing | 255 Fiserv Drive, Brookfield, WI 53045 | $420,859 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,417,745 |
| Salaries, Compensation, and Employee Benefits | $937,222 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $542,272 |
| Office Expenses | - | - | - | $281,055 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $176,150 |
| Information Technology | - | - | - | $140,431 |
| Occupancy | - | - | - | $130,227 |
| Depreciation Depletion | - | - | - | $111,922 |
| Pension Plan Contributions | - | - | - | $97,079 |
| Other Employee Benefits | - | - | - | $74,377 |
| Interest | - | - | - | $61,279 |
| Payroll Taxes | - | - | - | $47,344 |
| All Other Expenses | - | - | - | $43,012 |
| Insurance | - | - | - | $28,984 |
| Advertising | - | - | - | $27,104 |
| Other Expenses | - | - | - | $22,555 |
| Fees for Services Legal | - | - | - | $18,290 |
| Fees for Services Other | - | - | - | $17,307 |
| Fees for Services Accounting | - | - | - | $10,944 |
| Travel | - | - | - | $150 |
| Total Functional Expenses | $0 | $0 | $0 | $2,354,967 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $67,002,155 |
“Section 501c(14) Credit Union is composed of members.”
“Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting.”
“Mergers are voted on by entire membership.”
“Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting.”
“Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee.”
“Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated.”
“Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions”
“Change in OCI = $119576”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1014292 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1159899 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 259259 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CHAMPION CREDIT UNIONIS A MEMBER OWNED FINANCIAL COOPERATIVE WHOSE MISSION IS TO BE PROGRESSIVE IN PROVIDING THE BEST IN A FULL RANGE OF SERVICES TO OUR MEMBERS WHILE MAINTAINING FINANCIAL STABILITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 27104 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 43012 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | STEVEN GRINDLE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4194074140 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4140 WEST LASKEY ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | TOLEDO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 43623 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 890588 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 891437 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 176150 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 420859 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 255 Fiserv Drive |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | Brookfield |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 53045 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | Fiserv |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | Data Processing |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 559788 |
| IRS990/CYOtherExpensesAmt | 0 | 1417745 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1706864 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -88315 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 937222 |
| IRS990/CYTotalExpensesAmt | 0 | 2354967 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2266652 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 111922 |
| IRS990/Desc | 0 | The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2021 was 5,951. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 20 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10944 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 18290 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 17307 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 77938 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Steven Grindle |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | David Bobak |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Sheryl Birch |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Rosalie Sneider |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | John Eisenhauer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jill Siebert |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Terry Benton |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Akrum Youssef |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JUDY BUCK |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 98212 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1942 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2266652 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 140431 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 28984 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 61279 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 559788 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 559788 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 38021391 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 23622786 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 7465189 |
| IRS990/IRPDocumentCnt | 0 | 825 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1593095 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1757196 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1661825 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3254920 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CHAMPION CREDIT UNIONIS A MEMBER OWNED FINANCIAL COOPERATIVE WHOSE MISSION IS TO BE PROGRESSIVE IN PROVIDING THE BEST IN A FULL RANGE OF SERVICES TO OUR MEMBERS WHILE MAINTAINING FINANCIAL STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6479447 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6656598 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 145890 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 130227 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 281055 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 626785 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2801345 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 119576 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 74377 |
| IRS990/OtherExpensesGrp/Desc | 0 | Debit/Credit Card Expense |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 3 | Postage and Shipping |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 333004 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 155768 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 35713 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 22555 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 58762419 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 67002155 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 542272 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 21154774 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 19605788 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 47344 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 97079 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 178437 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 25754 |
| IRS990/PrincipalOfficerNm | 0 | Steven Grindle |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | ATM Surcharge |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Employee Retension Credit |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES and Charges |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Interchange income |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 91985 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 396668 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 372072 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 821134 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 15056 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 91985 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 396668 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 372072 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 821134 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 15056 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2021 was 2,337. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 623059 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1437106 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1702771 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -45115 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 933839 |
| IRS990/PYTotalExpensesAmt | 0 | 2370945 |
| IRS990/PYTotalRevenueAmt | 0 | 2325830 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -88315 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6479447 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6656598 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 17766333 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4345923 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 778692 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1521190 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2299882 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 147733 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 71905 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 219638 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 735400 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 735400 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 67002155 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1661825 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 38021391 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 67002155 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 97495 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 60000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 17938 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 717 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Steven Grindle |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO/Treasurer |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 176150 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | Credit Card |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 7000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | Steven Grindle |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | CEO/Treasur |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Section 501c(14) Credit Union is composed of members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members vote on bylaw and charter changes. Members vote and elect Board members at annual meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Mergers are voted on by entire membership. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Management reviews tax returns and forwards US Form 8879-EO to tax preparer. Board reviews filed tax returns at next scheduled meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Employee loans are Management approved. Management loans are Board approved. Loans to Board members are approved by the Board minus the lendee. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Executive and employee salaries are Board reviewed and approved. Board of directors are not compensated. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Credit union bylaws and conflict of interest policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby which is accessible to the general public. Quarterly financial performance (Call) reports are also available at www.ncua.gov for all federally insured credit unions |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Change in OCI = $119576 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Changes In Net Assets Or Fund Balances - Other Increases |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 66256158 |
| IRS990/TotalAssetsEOYAmt | 0 | 74818652 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 66256158 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 74818652 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 20 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2354967 |
| IRS990/TotalGrossUBIAmt | 0 | 25005 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 59776711 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 68162054 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 59776711 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 68162054 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6479447 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6656598 |
| IRS990/TotalOtherCompensationAmt | 0 | 77938 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 9949 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 9949 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1706864 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 98212 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2241647 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2266652 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 25005 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 66256158 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 74818652 |
| IRS990/TravelGrp/TotalAmt | 0 | 150 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4140 WEST LASKEY ROAD |
| IRS990/USAddress/CityNm | 0 | TOLEDO |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 43623 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CHAMPIONCU.ORG |
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Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.
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