Civic Intelligence

Redbrand Credit Union

EIN 37-0693937 • 501(c)14 • Bartonville, IL

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Profile

Redbrand credit union is a member-owned,

PO Box 4128Bartonville, IL 61607-4128

redbrandcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.89x

Higher debt load relative to assets than 61% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

54th percentile

16.99x

Higher debt load relative to revenue than 54% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

60th percentile

15%

Higher net margin than 60% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

39th percentile

$124,520

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

$50M-$100M nonprofits • Source year 2019

Asset Growth

24th percentile

-2.4%

Faster asset growth than 24% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

27th percentile

5.9%

Faster revenue growth than 27% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets61st percentile

Assets

Down

$72,042,763

Down $3,644,418 (-4.8%) from 2022

Liabilities

Down

$64,256,886

Down $4,960,372 (-7.2%) from 2022

Net Assets

Up

$7,785,877

Up $1,315,954 (+20%) from 2022

Operations
Liabilities / Revenue54th percentileNet Margin60th percentile

Revenue

Up

$3,781,977

Up $406,779 (+12%) from 2022

Expenses

Up

$3,227,254

Up $462,755 (+17%) from 2022

Net Income

Down

$554,723

Down $55,976 (-9.2%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth24th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $50,141,554Liabilities 2010: $45,605,706Net Assets 2010: $4,535,8482010Assets 2012: $51,060,755Liabilities 2012: $46,201,781Net Assets 2012: $4,858,9742012Assets 2013: $51,719,357Liabilities 2013: $46,920,497Net Assets 2013: $4,798,8602013Assets 2014: $51,235,221Liabilities 2014: $46,135,892Net Assets 2014: $5,099,3292014Assets 2016: $56,637,692Liabilities 2016: $51,223,642Net Assets 2016: $5,414,0502016Assets 2018: $58,376,950Liabilities 2018: $52,848,351Net Assets 2018: $5,528,5992018Assets 2019: $59,079,013Liabilities 2019: $53,436,508Net Assets 2019: $5,642,5052019Assets 2020: $68,016,557Liabilities 2020: $62,744,105Net Assets 2020: $5,272,4522020Assets 2021: $74,619,308Liabilities 2021: $68,249,136Net Assets 2021: $6,370,1722021Assets 2022: $75,687,181Liabilities 2022: $69,217,258Net Assets 2022: $6,469,9232022Assets 2024: $72,042,763Liabilities 2024: $64,256,886Net Assets 2024: $7,785,8772024

Highlighted filing

2024

Assets$72,042,763
Liabilities$64,256,886
Net Assets$7,785,877
Open 2024 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $3,435,3092010Expenses 2012: $3,099,5712012Revenue 2013: $2,914,643Expenses 2013: $2,863,824Net Income 2013: $50,8192013Revenue 2014: $3,114,749Expenses 2014: $2,872,992Net Income 2014: $241,7572014Revenue 2016: $3,206,779Expenses 2016: $2,952,137Net Income 2016: $254,6422016Revenue 2018: $3,537,506Expenses 2018: $3,403,765Net Income 2018: $133,7412018Revenue 2019: $3,496,982Expenses 2019: $3,302,476Net Income 2019: $194,5062019Revenue 2020: $3,272,605Expenses 2020: $3,187,698Net Income 2020: $84,9072020Revenue 2021: $3,102,693Expenses 2021: $2,827,534Net Income 2021: $275,1592021Revenue 2022: $3,375,198Expenses 2022: $2,764,499Net Income 2022: $610,6992022Revenue 2024: $3,781,977Expenses 2024: $3,227,254Net Income 2024: $554,7232024

Highlighted filing

2024

Revenue$3,781,977
Expenses$3,227,254
Net Income$554,723
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$72,042,763
Liabilities
$64,256,886
Net assets
$7,785,877
Revenue
$3,781,977
Expenses
$3,227,254
Net income
$554,723
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$72.0$64.3$7.79$3.78$3.23$0.55
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$75.7$69.2$6.47$3.38$2.76$0.61
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$74.6$68.2$6.37$3.10$2.83$0.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.0$62.7$5.27$3.27$3.19$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.1$53.4$5.64$3.50$3.30$0.19
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$58.4$52.8$5.53$3.54$3.40$0.13
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.6$51.2$5.41$3.21$2.95$0.25
2014Detailed filing. Detailed filing data is available for this year.$51.2$46.1$5.10$3.11$2.87$0.24
2013Detailed filing. Detailed filing data is available for this year.$51.7$46.9$4.80$2.91$2.86$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.1$46.2$4.86$3.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.1$45.6$4.54$3.44
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2019 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Apr 9, 2020
Return Version
2019v5.1
Gross Receipts
$3,496,982
Mission and Program Overview

Mission

Redbrand credit union is a member-owned, not-for-profit, financial cooperative. Our continuing goals are to promote thrift and to provide the highest quality, competitive services and benefits for

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$33,294,840$32,218,686▼ $1,076,154
Investments in Publicly Traded Securities$13,601,264$11,362,249▼ $2,239,015
Savings and Temporary Cash Investments$5,309,674$9,263,916▲ $3,954,242
Rtn Earn Endowment Incm Other Fnds$5,528,599$5,642,505▲ $113,906
Prepaid Expenses and Deferred Charges$2,508,252$2,449,879▼ $58,373
Land, Buildings, and Equipment, Net$1,630,590$1,570,757▼ $59,833
Cash and Non-Interest-Bearing Accounts$1,336,474$1,521,807▲ $185,333
Total Assets$58,376,950$59,079,013▲ $702,063
Other Assets Total$695,856$691,719▼ $4,137
Liabilities
Other Liabilities$52,379,729$52,949,874▲ $570,145
Accounts Payable and Accrued Expenses$468,622$486,634▲ $18,012
Total Liabilities$52,848,351$53,436,508▲ $588,157
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,528,599$5,642,505▲ $113,906
Total Liabilities and Net Assets / Fund Balance$58,376,950$59,079,013▲ $702,063

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,098,487$608,127$1,706,614
Equipment$156,044$274,138$430,182
Land$312,832-$312,832
Leasehold Improvements$3,394$3,544$6,938
Compensation and Service Providers
Top Officer Pay39th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kelly PearcePresident/managerFT$105,799$18,721$124,520

Board Members and Trustees

NameTitle
Troy HattermannChairman
Nathan ThomasVice Chair
Brian SchmidgallDirector
Jeff RathmelDirector
William ClarkDirector
Jennifer HughesSec/treas

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData Processor255 FISERV DRIVE, Brookfield, WI 53008$191,805
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,105,994
Investment Income
$390,988
Other Revenue
$0
Change in Net Assets
$194,506
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,021,927
Salaries, Compensation, and Employee Benefits$1,280,549
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$948,528
Other Expenses$0$0$0$374,000
Office Expenses$0$0$0$290,906
Occupancy$0$0$0$256,375
Current Officers, Directors, Trustees, and Key Employees$0$0$0$124,521
Other Employee Benefits$0$0$0$112,387
Depreciation Depletion$0$0$0$106,806
Information Technology$0$0$0$83,462
Payroll Taxes$0$0$0$80,320
Insurance$0$0$0$58,377
Fees for Services Accounting$0$0$0$46,785
Fees for Services Legal$0$0$0$46,785
Fees for Services Other$0$0$0$29,052
Advertising$0$0$0$19,067
Pension Plan Contributions$0$0$0$14,793
Conferences and Meetings$0$0$0$9,468
All Other Expenses$0$0$0$1,453
Interest$0$0$0$71
Total Functional Expenses$0$0$0$3,302,476
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$52,949,874
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Redbrand Credit Union
EIN
37-0693937
Phone
3096971447
Address
PO BOX 4128, BARTONVILLE, IL 61607-4128

Signing Officer

Name
Kelly Pearce
Title
President
Phone
3096971447
Signed
2020-04-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kelly Pearce
Formed
1952
Legal Domicile
Il
Voting Board Members
7
Independent Board Members
6
Employees
31
Volunteers
7

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Iris Noblet Crites CPA
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership annually.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented to the membership for a vote, which is determined on a case by case basis.”

Pt VI, Line 11B

“Copies of the final form 990 and schedules were made available to each board member prior to being filed with the irs. Board members were asked to review the return individually and to contact the return preparer, other board members, or executive officers with any questions or concerns.”

Pt VI, Line 12C

“The credit union enforces the conflict of interest policy through review of the policy and awareness.”

Pt VI, Line 19

“The credit union's governing documents, conflict of interest policy and financial statements are available to the public upon request.”

Raw XML AppendixShowing 400 of 415 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0468622
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0486634
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0REDBRAND CREDIT UNION IS A MEMBER-OWNED, NOT-FOR-PROFIT, FINANCIAL COOPERATIVE. OUR CONTINUING GOALS ARE TO PROMOTE THRIFT AND TO PROVIDE THE HIGHEST QUALITY, COMPETITIVE SERVICES AND BENEFITS FOR
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt00
IRS990/AdvertisingGrp/TotalAmt019067
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt00
IRS990/AllOtherExpensesGrp/TotalAmt01453
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BooksInCareOfDetail/PersonNm0KELLY PEARCE
IRS990/BooksInCareOfDetail/PhoneNum03096971447
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0820 MCKINLEY STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0BARTONVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0616074128
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01336474
IRS990/CashNonInterestBearingGrp/EOYAmt01521807
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0124521
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt09468
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0191805
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0255 FISERV DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BROOKFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd053008
IRS990/ContractorCompensationGrp/ContractorName/PersonNm0FISERV
IRS990/ContractorCompensationGrp/ServicesDesc0DATA PROCESSOR
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0390988
IRS990/CYOtherExpensesAmt02021927
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03105994
IRS990/CYRevenuesLessExpensesAmt0194506
IRS990/CYSalariesCompEmpBnftPaidAmt01280549
IRS990/CYTotalExpensesAmt03302476
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03496982
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt0106806
IRS990/Desc0PROVIDED CONSUMER LENDING AND RECEIVED DEPOSITS FROM THE CREDIT UNION MEMBERSHIP. THE CREDIT UNION SERVICES IN EXCESS OF 16,335 MEMBER SHARE TYPE ACCOUNTS AND 12,190 LOAN TYPE ACCOUNTS,INCLUDING VISA CARDS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt031
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt046785
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt046785
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt029052
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt618721
IRS990/Form990PartVIISectionAGrp/PersonNm0JEFF RATHMEL
IRS990/Form990PartVIISectionAGrp/PersonNm1TROY HATTERMANN
IRS990/Form990PartVIISectionAGrp/PersonNm2NATHAN THOMAS
IRS990/Form990PartVIISectionAGrp/PersonNm3WILLIAM CLARK
IRS990/Form990PartVIISectionAGrp/PersonNm4JENNIFER HUGHES
IRS990/Form990PartVIISectionAGrp/PersonNm5BRIAN SCHMIDGALL
IRS990/Form990PartVIISectionAGrp/PersonNm6KELLY PEARCE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4SEC/TREAS
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT/MANAGER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01952
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03496982
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt00
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IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt058377
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
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IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0390988
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt013601264
IRS990/InvestmentsPubTradedSecGrp/EOYAmt011362249
IRS990/IRPDocumentCnt01005
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0885809
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01630590
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01570757
IRS990/LandBldgEquipCostOrOtherBssAmt02456566
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0REDBRAND CREDIT UNION IS A MEMBER-OWNED, NOT-FOR-PROFIT, FINANCIAL COOPERATIVE. OUR CONTINUING GOALS ARE TO PROMOTE THRIFT AND TO PROVIDE THE HIGHEST QUALITY, COMPETITIVE SERVICES AND BENEFITS FOR
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt05528599
IRS990/NetAssetsOrFundBalancesEOYAmt05642505
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-80600
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt0256375
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt0290906
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0695856
IRS990/OtherAssetsTotalGrp/EOYAmt0691719
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0112387
IRS990/OtherExpensesGrp/Desc0ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc1SHARE & LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2DIVIDENDS
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt025535
IRS990/OtherExpensesGrp/TotalAmt1618722
IRS990/OtherExpensesGrp/TotalAmt255063
IRS990/OtherExpensesGrp/TotalAmt3374000
IRS990/OtherLiabilitiesGrp/BOYAmt052379729
IRS990/OtherLiabilitiesGrp/EOYAmt052949874
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0948528
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt033294840
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt032218686
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt080320
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt014793
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02508252
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02449879
IRS990/PrincipalOfficerNm0KELLY PEARCE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01971838
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11134156
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0367578
IRS990/PYOtherExpensesAmt02225703
IRS990/PYProgramServiceRevenueAmt03169928
IRS990/PYRevenuesLessExpensesAmt0133741
IRS990/PYSalariesCompEmpBnftPaidAmt01178062
IRS990/PYTotalExpensesAmt03403765
IRS990/PYTotalRevenueAmt03537506
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0194506
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05528599
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05642505
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05309674
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09263916
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01098487
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0608127
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01706614
IRS990ScheduleD/EquipmentGrp/BookValueAmt0156044
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0274138
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0430182
IRS990ScheduleD/LandGrp/BookValueAmt0312832
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0312832
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt03394
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt03544
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt06938
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt052949874
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01570757
IRS990ScheduleD/TotalLiabilityAmt052949874
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED TO THE MEMBERSHIP FOR A VOTE, WHICH IS DETERMINED ON A CASE BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE MADE AVAILABLE TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH THE IRS. BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN INDIVIDUALLY AND TO CONTACT THE RETURN PREPARER, OTHER BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY QUESTIONS OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION ENFORCES THE CONFLICT OF INTEREST POLICY THROUGH REVIEW OF THE POLICY AND AWARENESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt058376950
IRS990/TotalAssetsEOYAmt059079013
IRS990/TotalAssetsGrp/BOYAmt058376950
IRS990/TotalAssetsGrp/EOYAmt059079013
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt031
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03302476
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt052848351
IRS990/TotalLiabilitiesEOYAmt053436508
IRS990/TotalLiabilitiesGrp/BOYAmt052848351
IRS990/TotalLiabilitiesGrp/EOYAmt053436508
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05528599
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05642505
IRS990/TotalOtherCompensationAmt018721
IRS990/TotalProgramServiceRevenueAmt03105994
IRS990/TotalReportableCompFromOrgAmt0105799
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03496982
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03496982
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt058376950
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt059079013
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0820 MCKINLEY ST
IRS990/USAddress/CityNm0BARTONVILLE
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd061607
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0REDBRANDCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KELLY PEARCE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03096971447
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-04-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0REDBRAND CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0REDB
ReturnHeader/Filer/EIN0370693937
ReturnHeader/Filer/PhoneNum03096971447
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 4128
ReturnHeader/Filer/USAddress/CityNm0BARTONVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd0616074128
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId04B2682D193EFB9362EF637751AA94427122DD046
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId09053A84F960D2011A779795FEFEF47A7AF0AB3D6
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt072.9.116.36
ReturnHeader/FilingSecurityInformation/IPDt02020-05-15

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