Champion Credit Union Inc.
Plan context: CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST
EIN 34-4407085 • Toledo, OH • 53 filings • 7 plans
Current Snapshot
Latest Year
2024
2024 Participants
14
2024 Assets
$4,458,319
2024 Contributions
$304,552
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 3 | 14 | $4,458,319 | $304,552 | $21,754iApproximate average salary by contribution assumption: employee only about $543,843 at 4% or $362,562 at 6%; with 50% employer match about $362,562 at 4% or $241,708 at 6%; with 100% employer match about $271,921 at 4% or $181,281 at 6%. |
| CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST | - | 14 | $3,144,178 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 14 | $1,280,579 | $197,015 | $14,073iApproximate average salary by contribution assumption: employee only about $351,813 at 4% or $234,542 at 6%; with 50% employer match about $234,542 at 4% or $156,361 at 6%; with 100% employer match about $175,906 at 4% or $117,271 at 6%. |
| CHAMPION CREDIT UNION WELFARE PLAN | - | 10 | $33,562 | $107,537 | $10,754iApproximate average salary by contribution assumption: employee only about $268,843 at 4% or $179,228 at 6%; with 50% employer match about $179,228 at 4% or $119,486 at 6%; with 100% employer match about $134,421 at 4% or $89,614 at 6%. |
| 2023 | 3 | 15 | $3,901,286 | $197,566 | $13,171iApproximate average salary by contribution assumption: employee only about $329,277 at 4% or $219,518 at 6%; with 50% employer match about $219,518 at 4% or $146,345 at 6%; with 100% employer match about $164,638 at 4% or $109,759 at 6%. |
| CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST | - | 14 | $2,915,325 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $985,961 | $79,993 | $5,333iApproximate average salary by contribution assumption: employee only about $133,322 at 4% or $88,881 at 6%; with 50% employer match about $88,881 at 4% or $59,254 at 6%; with 100% employer match about $66,661 at 4% or $44,441 at 6%. |
| CHAMPION CREDIT UNION WELFARE PLAN | - | 11 | $0 | $117,573 | $10,688iApproximate average salary by contribution assumption: employee only about $267,211 at 4% or $178,141 at 6%; with 50% employer match about $178,141 at 4% or $118,761 at 6%; with 100% employer match about $133,606 at 4% or $89,070 at 6%. |
| 2022 | 3 | 13 | $3,404,204 | $183,173 | $14,090iApproximate average salary by contribution assumption: employee only about $352,256 at 4% or $234,837 at 6%; with 50% employer match about $234,837 at 4% or $156,558 at 6%; with 100% employer match about $176,128 at 4% or $117,419 at 6%. |
| CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST | - | 13 | $2,607,214 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 10 | $796,990 | $74,479 | $7,448iApproximate average salary by contribution assumption: employee only about $186,198 at 4% or $124,132 at 6%; with 50% employer match about $124,132 at 4% or $82,754 at 6%; with 100% employer match about $93,099 at 4% or $62,066 at 6%. |
| CHAMPION CREDIT UNION WELFARE PLAN | - | 12 | $0 | $108,694 | $9,058iApproximate average salary by contribution assumption: employee only about $226,446 at 4% or $150,964 at 6%; with 50% employer match about $150,964 at 4% or $100,643 at 6%; with 100% employer match about $113,223 at 4% or $75,482 at 6%. |
| 2021 | 2 | 12 | $3,452,615 | $67,757 | $5,646iApproximate average salary by contribution assumption: employee only about $141,160 at 4% or $94,107 at 6%; with 50% employer match about $94,107 at 4% or $62,738 at 6%; with 100% employer match about $70,580 at 4% or $47,053 at 6%. |
| CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST | - | 11 | $2,510,370 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 12 | $942,245 | $67,757 | $5,646iApproximate average salary by contribution assumption: employee only about $141,160 at 4% or $94,107 at 6%; with 50% employer match about $94,107 at 4% or $62,738 at 6%; with 100% employer match about $70,580 at 4% or $47,053 at 6%. |
| 2020 | 2 | 15 | $3,827,805 | $56,956 | $3,797iApproximate average salary by contribution assumption: employee only about $94,927 at 4% or $63,284 at 6%; with 50% employer match about $63,284 at 4% or $42,190 at 6%; with 100% employer match about $47,463 at 4% or $31,642 at 6%. |
| CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST | - | 14 | $2,997,810 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $829,995 | $56,956 | $3,797iApproximate average salary by contribution assumption: employee only about $94,927 at 4% or $63,284 at 6%; with 50% employer match about $63,284 at 4% or $42,190 at 6%; with 100% employer match about $47,463 at 4% or $31,642 at 6%. |
| 2019 | 2 | 16 | $3,496,827 | $1,552,820 | $97,051iApproximate average salary by contribution assumption: employee only about $2,426,281 at 4% or $1,617,521 at 6%; with 50% employer match about $1,617,521 at 4% or $1,078,347 at 6%; with 100% employer match about $1,213,141 at 4% or $808,760 at 6%. |
| CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST | - | 16 | $2,803,820 | $1,500,000 | $93,750iApproximate average salary by contribution assumption: employee only about $2,343,750 at 4% or $1,562,500 at 6%; with 50% employer match about $1,562,500 at 4% or $1,041,667 at 6%; with 100% employer match about $1,171,875 at 4% or $781,250 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $693,007 | $52,820 | $3,521iApproximate average salary by contribution assumption: employee only about $88,033 at 4% or $58,689 at 6%; with 50% employer match about $58,689 at 4% or $39,126 at 6%; with 100% employer match about $44,017 at 4% or $29,344 at 6%. |
| 2018 | 2 | 15 | $2,212,245 | $43,519 | $2,901iApproximate average salary by contribution assumption: employee only about $72,532 at 4% or $48,354 at 6%; with 50% employer match about $48,354 at 4% or $32,236 at 6%; with 100% employer match about $36,266 at 4% or $24,177 at 6%. |
| CHAMPION CREDIT UNION, INC DEFINED BENEFIT PLAN AND TRUST | - | 14 | $1,279,870 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $932,375 | $43,519 | $2,901iApproximate average salary by contribution assumption: employee only about $72,532 at 4% or $48,354 at 6%; with 50% employer match about $48,354 at 4% or $32,236 at 6%; with 100% employer match about $36,266 at 4% or $24,177 at 6%. |
| 2017 | 2 | 14 | $2,310,194 | $243,195 | $17,371iApproximate average salary by contribution assumption: employee only about $434,277 at 4% or $289,518 at 6%; with 50% employer match about $289,518 at 4% or $193,012 at 6%; with 100% employer match about $217,138 at 4% or $144,759 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 14 | $1,337,063 | $200,000 | $14,286iApproximate average salary by contribution assumption: employee only about $357,143 at 4% or $238,095 at 6%; with 50% employer match about $238,095 at 4% or $158,730 at 6%; with 100% employer match about $178,571 at 4% or $119,048 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 13 | $973,131 | $43,195 | $3,323iApproximate average salary by contribution assumption: employee only about $83,067 at 4% or $55,378 at 6%; with 50% employer match about $55,378 at 4% or $36,919 at 6%; with 100% employer match about $41,534 at 4% or $27,689 at 6%. |
| 2016 | 2 | 18 | $2,261,139 | $43,876 | $2,438iApproximate average salary by contribution assumption: employee only about $60,939 at 4% or $40,626 at 6%; with 50% employer match about $40,626 at 4% or $27,084 at 6%; with 100% employer match about $30,469 at 4% or $20,313 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $1,150,022 | $43,876 | $2,925iApproximate average salary by contribution assumption: employee only about $73,127 at 4% or $48,751 at 6%; with 50% employer match about $48,751 at 4% or $32,501 at 6%; with 100% employer match about $36,563 at 4% or $24,376 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 18 | $1,111,117 | $0 | - |
| 2015 | 2 | 15 | $2,165,293 | $73,810 | $4,921iApproximate average salary by contribution assumption: employee only about $123,017 at 4% or $82,011 at 6%; with 50% employer match about $82,011 at 4% or $54,674 at 6%; with 100% employer match about $61,508 at 4% or $41,006 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $1,084,043 | $53,810 | $3,587iApproximate average salary by contribution assumption: employee only about $89,683 at 4% or $59,789 at 6%; with 50% employer match about $59,789 at 4% or $39,859 at 6%; with 100% employer match about $44,842 at 4% or $29,894 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 15 | $1,081,250 | $20,000 | $1,333iApproximate average salary by contribution assumption: employee only about $33,333 at 4% or $22,222 at 6%; with 50% employer match about $22,222 at 4% or $14,815 at 6%; with 100% employer match about $16,667 at 4% or $11,111 at 6%. |
| 2014 | 2 | 15 | $2,110,742 | $226,183 | $15,079iApproximate average salary by contribution assumption: employee only about $376,972 at 4% or $251,314 at 6%; with 50% employer match about $251,314 at 4% or $167,543 at 6%; with 100% employer match about $188,486 at 4% or $125,657 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 13 | $1,076,152 | $64,316 | $4,947iApproximate average salary by contribution assumption: employee only about $123,685 at 4% or $82,456 at 6%; with 50% employer match about $82,456 at 4% or $54,971 at 6%; with 100% employer match about $61,842 at 4% or $41,228 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 15 | $1,034,590 | $161,867 | $10,791iApproximate average salary by contribution assumption: employee only about $269,778 at 4% or $179,852 at 6%; with 50% employer match about $179,852 at 4% or $119,901 at 6%; with 100% employer match about $134,889 at 4% or $89,926 at 6%. |
| 2013 | 2 | 17 | $2,210,605 | $212,578 | $12,505iApproximate average salary by contribution assumption: employee only about $312,615 at 4% or $208,410 at 6%; with 50% employer match about $208,410 at 4% or $138,940 at 6%; with 100% employer match about $156,307 at 4% or $104,205 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 16 | $1,226,922 | $150,000 | $9,375iApproximate average salary by contribution assumption: employee only about $234,375 at 4% or $156,250 at 6%; with 50% employer match about $156,250 at 4% or $104,167 at 6%; with 100% employer match about $117,188 at 4% or $78,125 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 17 | $983,683 | $62,578 | $3,681iApproximate average salary by contribution assumption: employee only about $92,026 at 4% or $61,351 at 6%; with 50% employer match about $61,351 at 4% or $40,901 at 6%; with 100% employer match about $46,013 at 4% or $30,675 at 6%. |
| 2012 | 2 | 19 | $1,903,921 | $64,519 | $3,396iApproximate average salary by contribution assumption: employee only about $84,893 at 4% or $56,596 at 6%; with 50% employer match about $56,596 at 4% or $37,730 at 6%; with 100% employer match about $42,447 at 4% or $28,298 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 16 | $1,016,885 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 19 | $887,036 | $64,519 | $3,396iApproximate average salary by contribution assumption: employee only about $84,893 at 4% or $56,596 at 6%; with 50% employer match about $56,596 at 4% or $37,730 at 6%; with 100% employer match about $42,447 at 4% or $28,298 at 6%. |
| 2011 | 2 | 19 | $1,788,032 | $418,888 | $22,047iApproximate average salary by contribution assumption: employee only about $551,168 at 4% or $367,446 at 6%; with 50% employer match about $367,446 at 4% or $244,964 at 6%; with 100% employer match about $275,584 at 4% or $183,723 at 6%. |
| CHAMPION CREDIT UNION INC. DEFINED BENEFIT PLAN AND TRUST | - | 16 | $1,014,383 | $350,000 | $21,875iApproximate average salary by contribution assumption: employee only about $546,875 at 4% or $364,583 at 6%; with 50% employer match about $364,583 at 4% or $243,056 at 6%; with 100% employer match about $273,438 at 4% or $182,292 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 19 | $773,649 | $68,888 | $3,626iApproximate average salary by contribution assumption: employee only about $90,642 at 4% or $60,428 at 6%; with 50% employer match about $60,428 at 4% or $40,285 at 6%; with 100% employer match about $45,321 at 4% or $30,214 at 6%. |
| 2010 | 2 | 21 | $1,333,682 | $317,884 | $15,137iApproximate average salary by contribution assumption: employee only about $378,433 at 4% or $252,289 at 6%; with 50% employer match about $252,289 at 4% or $168,193 at 6%; with 100% employer match about $189,217 at 4% or $126,144 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 21 | $708,895 | $67,884 | $3,233iApproximate average salary by contribution assumption: employee only about $80,814 at 4% or $53,876 at 6%; with 50% employer match about $53,876 at 4% or $35,917 at 6%; with 100% employer match about $40,407 at 4% or $26,938 at 6%. |
| CHAMPION CREDIT UNION INC. DEFINED BENEFIT PLAN AND TRUST | - | 17 | $624,787 | $250,000 | $14,706iApproximate average salary by contribution assumption: employee only about $367,647 at 4% or $245,098 at 6%; with 50% employer match about $245,098 at 4% or $163,399 at 6%; with 100% employer match about $183,824 at 4% or $122,549 at 6%. |
| 2009 | 2 | 20 | $1,054,435 | $134,900 | $6,745iApproximate average salary by contribution assumption: employee only about $168,625 at 4% or $112,417 at 6%; with 50% employer match about $112,417 at 4% or $74,944 at 6%; with 100% employer match about $84,313 at 4% or $56,208 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 18 | $615,854 | $64,833 | $3,602iApproximate average salary by contribution assumption: employee only about $90,046 at 4% or $60,031 at 6%; with 50% employer match about $60,031 at 4% or $40,020 at 6%; with 100% employer match about $45,023 at 4% or $30,015 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 20 | $438,581 | $70,067 | $3,503iApproximate average salary by contribution assumption: employee only about $87,584 at 4% or $58,389 at 6%; with 50% employer match about $58,389 at 4% or $38,926 at 6%; with 100% employer match about $43,792 at 4% or $29,195 at 6%. |
| 2008 | 2 | 17 | $493,584 | $63,384 | $3,728iApproximate average salary by contribution assumption: employee only about $93,212 at 4% or $62,141 at 6%; with 50% employer match about $62,141 at 4% or $41,427 at 6%; with 100% employer match about $46,606 at 4% or $31,071 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 17 | $493,584 | $63,384 | $3,728iApproximate average salary by contribution assumption: employee only about $93,212 at 4% or $62,141 at 6%; with 50% employer match about $62,141 at 4% or $41,427 at 6%; with 100% employer match about $46,606 at 4% or $31,071 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 16 | - | - | - |
| 2007 | 2 | 15 | $529,290 | $59,428 | $3,962iApproximate average salary by contribution assumption: employee only about $99,047 at 4% or $66,031 at 6%; with 50% employer match about $66,031 at 4% or $44,021 at 6%; with 100% employer match about $49,523 at 4% or $33,016 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $529,290 | $59,428 | $3,962iApproximate average salary by contribution assumption: employee only about $99,047 at 4% or $66,031 at 6%; with 50% employer match about $66,031 at 4% or $44,021 at 6%; with 100% employer match about $49,523 at 4% or $33,016 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 14 | - | - | - |
| 2006 | 2 | 15 | $761,209 | $105,436 | $7,029iApproximate average salary by contribution assumption: employee only about $175,727 at 4% or $117,151 at 6%; with 50% employer match about $117,151 at 4% or $78,101 at 6%; with 100% employer match about $87,863 at 4% or $58,576 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $474,580 | $63,934 | $4,262iApproximate average salary by contribution assumption: employee only about $106,557 at 4% or $71,038 at 6%; with 50% employer match about $71,038 at 4% or $47,359 at 6%; with 100% employer match about $53,278 at 4% or $35,519 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 14 | $286,629 | $41,502 | $2,964iApproximate average salary by contribution assumption: employee only about $74,111 at 4% or $49,407 at 6%; with 50% employer match about $49,407 at 4% or $32,938 at 6%; with 100% employer match about $37,055 at 4% or $24,704 at 6%. |
| 2005 | 2 | 13 | $640,117 | $97,686 | $7,514iApproximate average salary by contribution assumption: employee only about $187,858 at 4% or $125,238 at 6%; with 50% employer match about $125,238 at 4% or $83,492 at 6%; with 100% employer match about $93,929 at 4% or $62,619 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 13 | $385,411 | $62,229 | $4,787iApproximate average salary by contribution assumption: employee only about $119,671 at 4% or $79,781 at 6%; with 50% employer match about $79,781 at 4% or $53,187 at 6%; with 100% employer match about $59,836 at 4% or $39,890 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 13 | $254,706 | $35,457 | $2,727iApproximate average salary by contribution assumption: employee only about $68,187 at 4% or $45,458 at 6%; with 50% employer match about $45,458 at 4% or $30,305 at 6%; with 100% employer match about $34,093 at 4% or $22,729 at 6%. |
| 2004 | 2 | 16 | $526,115 | $94,165 | $5,885iApproximate average salary by contribution assumption: employee only about $147,133 at 4% or $98,089 at 6%; with 50% employer match about $98,089 at 4% or $65,392 at 6%; with 100% employer match about $73,566 at 4% or $49,044 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 16 | $313,414 | $59,911 | $3,744iApproximate average salary by contribution assumption: employee only about $93,611 at 4% or $62,407 at 6%; with 50% employer match about $62,407 at 4% or $41,605 at 6%; with 100% employer match about $46,805 at 4% or $31,204 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 15 | $212,701 | $34,254 | $2,284iApproximate average salary by contribution assumption: employee only about $57,090 at 4% or $38,060 at 6%; with 50% employer match about $38,060 at 4% or $25,373 at 6%; with 100% employer match about $28,545 at 4% or $19,030 at 6%. |
| 2003 | 2 | 16 | $233,289 | $46,020 | $2,876iApproximate average salary by contribution assumption: employee only about $71,906 at 4% or $47,938 at 6%; with 50% employer match about $47,938 at 4% or $31,958 at 6%; with 100% employer match about $35,953 at 4% or $23,969 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | $233,289 | $46,020 | $3,068iApproximate average salary by contribution assumption: employee only about $76,700 at 4% or $51,133 at 6%; with 50% employer match about $51,133 at 4% or $34,089 at 6%; with 100% employer match about $38,350 at 4% or $25,567 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 16 | - | - | - |
| 2002 | 2 | 13 | $160,880 | $40,081 | $3,083iApproximate average salary by contribution assumption: employee only about $77,079 at 4% or $51,386 at 6%; with 50% employer match about $51,386 at 4% or $34,257 at 6%; with 100% employer match about $38,539 at 4% or $25,693 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 13 | $160,880 | $40,081 | $3,083iApproximate average salary by contribution assumption: employee only about $77,079 at 4% or $51,386 at 6%; with 50% employer match about $51,386 at 4% or $34,257 at 6%; with 100% employer match about $38,539 at 4% or $25,693 at 6%. |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 13 | - | - | - |
| 2001 | 2 | 15 | $0 | $0 | - |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 15 | - | - | - |
| CHAMPION CREDIT UNION INC DEFINED BENEFIT PLAN AND TRUST | - | 0 | - | - | - |
| 2000 | 1 | 13 | $104,136 | $45,345 | $3,488iApproximate average salary by contribution assumption: employee only about $87,202 at 4% or $58,135 at 6%; with 50% employer match about $58,135 at 4% or $38,756 at 6%; with 100% employer match about $43,601 at 4% or $29,067 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 13 | $104,136 | $45,345 | $3,488iApproximate average salary by contribution assumption: employee only about $87,202 at 4% or $58,135 at 6%; with 50% employer match about $58,135 at 4% or $38,756 at 6%; with 100% employer match about $43,601 at 4% or $29,067 at 6%. |
| 1999 | 1 | 10 | $61,896 | $26,424 | $2,642iApproximate average salary by contribution assumption: employee only about $66,060 at 4% or $44,040 at 6%; with 50% employer match about $44,040 at 4% or $29,360 at 6%; with 100% employer match about $33,030 at 4% or $22,020 at 6%. |
| Champion Credit Union Inc. 401(K) Plan and Trust | - | 10 | $61,896 | $26,424 | $2,642iApproximate average salary by contribution assumption: employee only about $66,060 at 4% or $44,040 at 6%; with 50% employer match about $44,040 at 4% or $29,360 at 6%; with 100% employer match about $33,030 at 4% or $22,020 at 6%. |