Civic Intelligence

Bridge Credit Union

EIN 31-6077716 • 501(c)14 • Powell, OH

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Profile

It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

10567 Sawmill ParkwayPowell, OH 43065

www.bridgecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

52nd percentile

0.89x

Higher debt load relative to assets than 52% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

14th percentile

11.66x

Higher debt load relative to revenue than 14% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

34th percentile

7.8%

Higher net margin than 34% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

98th percentile

27%

Faster asset growth than 98% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2024

Revenue Growth

96th percentile

41%

Faster revenue growth than 96% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2024

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$231,392,285

Up $36,480,795 (+19%) from 2023

Liabilities

Up

$206,951,284

Up $33,538,751 (+19%) from 2023

Net Assets

Up

$24,441,001

Up $2,942,044 (+14%) from 2023

Operations
Liabilities / Revenue14th percentileNet Margin34th percentile

Revenue

Up

$17,746,189

Up $4,377,880 (+33%) from 2023

Expenses

Up

$16,353,665

Up $4,386,051 (+37%) from 2023

Net Income

Down

$1,392,524

Down $8,171 (-0.6%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $37,402,202Liabilities 2010: $31,521,184Net Assets 2010: $5,881,0182010Assets 2011: $37,927,059Liabilities 2011: $31,980,587Net Assets 2011: $5,946,4722011Assets 2012: $40,309,862Liabilities 2012: $34,183,004Net Assets 2012: $6,126,8582012Assets 2014: $51,558,523Liabilities 2014: $44,932,596Net Assets 2014: $6,625,9272014Assets 2015: $52,953,650Liabilities 2015: $46,023,922Net Assets 2015: $6,929,7282015Assets 2016: $81,656,411Liabilities 2016: $72,759,496Net Assets 2016: $8,896,9152016Assets 2017: $83,985,527Liabilities 2017: $74,230,355Net Assets 2017: $9,755,1722017Assets 2018: $86,733,130Liabilities 2018: $76,127,268Net Assets 2018: $10,605,8622018Assets 2019: $90,046,539Liabilities 2019: $78,822,378Net Assets 2019: $11,224,1612019Assets 2020: $105,859,488Liabilities 2020: $93,817,243Net Assets 2020: $12,042,2452020Assets 2021: $112,442,869Liabilities 2021: $99,288,975Net Assets 2021: $13,153,8942021Assets 2022: $143,847,202Liabilities 2022: $127,342,000Net Assets 2022: $16,505,2022022Assets 2023: $194,911,490Liabilities 2023: $173,412,533Net Assets 2023: $21,498,9572023Assets 2024: $231,392,285Liabilities 2024: $206,951,284Net Assets 2024: $24,441,0012024

Highlighted filing

2024

Assets$231,392,285
Liabilities$206,951,284
Net Assets$24,441,001
Open 2024 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $2,103,4912010Expenses 2011: $2,070,4382011Expenses 2012: $2,160,9652012Revenue 2014: $3,046,609Expenses 2014: $2,715,776Net Income 2014: $330,8332014Revenue 2015: $3,226,699Expenses 2015: $2,922,898Net Income 2015: $303,8012015Revenue 2016: $4,667,817Expenses 2016: $4,143,589Net Income 2016: $524,2282016Revenue 2017: $4,964,690Expenses 2017: $4,106,433Net Income 2017: $858,2572017Revenue 2018: $5,373,479Expenses 2018: $4,522,789Net Income 2018: $850,6902018Revenue 2019: $5,669,091Expenses 2019: $5,050,792Net Income 2019: $618,2992019Revenue 2020: $5,615,616Expenses 2020: $5,274,542Net Income 2020: $341,0742020Revenue 2021: $6,265,317Expenses 2021: $5,153,668Net Income 2021: $1,111,6492021Revenue 2022: $8,389,453Expenses 2022: $7,099,461Net Income 2022: $1,289,9922022Revenue 2023: $13,368,309Expenses 2023: $11,967,614Net Income 2023: $1,400,6952023Revenue 2024: $17,746,189Expenses 2024: $16,353,665Net Income 2024: $1,392,5242024

Highlighted filing

2024

Revenue$17,746,189
Expenses$16,353,665
Net Income$1,392,524
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$231,392,285
Liabilities
$206,951,284
Net assets
$24,441,001
Revenue
$17,746,189
Expenses
$16,353,665
Net income
$1,392,524
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$231$207$24.4$17.7$16.4$1.39
2023Detailed filing. Detailed filing data is available for this year.$195$173$21.5$13.4$12.0$1.40
2022Detailed filing. Detailed filing data is available for this year.$144$127$16.5$8.39$7.10$1.29
2021Detailed filing. Detailed filing data is available for this year.$112$99.3$13.2$6.27$5.15$1.11
2020Detailed filing. Detailed filing data is available for this year.$106$93.8$12.0$5.62$5.27$0.34
2019Detailed filing. Detailed filing data is available for this year.$90.0$78.8$11.2$5.67$5.05$0.62
2018Detailed filing. Detailed filing data is available for this year.$86.7$76.1$10.6$5.37$4.52$0.85
2017Detailed filing. Detailed filing data is available for this year.$84.0$74.2$9.76$4.96$4.11$0.86
2016Detailed filing. Detailed filing data is available for this year.$81.7$72.8$8.90$4.67$4.14$0.52
2015Detailed filing. Detailed filing data is available for this year.$53.0$46.0$6.93$3.23$2.92$0.30
2014Detailed filing. Detailed filing data is available for this year.$51.6$44.9$6.63$3.05$2.72$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.3$34.2$6.13$2.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.9$32.0$5.95$2.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.4$31.5$5.88$2.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 23, 2025
Return Version
2024v5.0
Gross Receipts
$17,746,189
Mission and Program Overview

Mission

It is the mission of bridge credit union to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$116,763,042$139,679,135▲ $22,916,093
Savings and Temporary Cash Investments$38,217,845$57,474,971▲ $19,257,126
Rtn Earn Endowment Incm Other Fnds$21,498,957$24,441,001▲ $2,942,044
Investments Program Related$25,862,957$19,616,944▼ $6,246,013
Land, Buildings, and Equipment, Net$7,075,253$7,021,420▼ $53,833
Cash and Non-Interest-Bearing Accounts$3,356,045$2,949,575▼ $406,470
Accounts Receivable$227,972$517,346▲ $289,374
Prepaid Expenses and Deferred Charges$322,190$240,462▼ $81,728
Total Assets$194,911,490$231,392,285▲ $36,480,795
Other Assets Total$3,086,186$3,892,432▲ $806,246
Liabilities
Other Liabilities$171,113,170$204,611,142▲ $33,497,972
Accounts Payable and Accrued Expenses$2,299,363$2,340,142▲ $40,779
Total Liabilities$173,412,533$206,951,284▲ $33,538,751
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,498,957$24,441,001▲ $2,942,044
Total Liabilities and Net Assets / Fund Balance$194,911,490$231,392,285▲ $36,480,795

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,089,518$1,064,181$6,153,699
Equipment$845,298$1,909,184$2,754,482
Land$1,086,604-$1,086,604
Investment Program Related Org$19,616,944--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jarod BachPresident/ceFT$349,418$16,400$365,818
Jarod BachPresident/CEO-$349,418$16,400$365,818
Amy RobinetteVP / CFOFT$189,842$16,895$206,737
Jeff ChristensenVP / CIOFT$167,693$17,107$184,800
Brandynn AdamsVP / CXOFT$163,239$16,400$179,639
Patrick CurtainVP / CLOFT$153,195$17,107$170,302

Board Members and Trustees

NameTitle
Julie RayChairperson
Brett ShearerVice Chairpe
Benita NeelyDirector
Bill PetrunakDirector
John AudetDirector
Michael MccolemanDirector
Ron WehnerDirector
Sara DownsDirector
Shari FowlerDirector
Dan DeniroSecretary
Kathy LudoweseTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,658,168
Investment Income
$3,580,851
Other Revenue
$507,170
Change in Net Assets
$1,392,524
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,662,553
Salaries, Compensation, and Employee Benefits$5,916,657
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,068,929
Benefits to Members---$2,774,455
Other Employee Benefits---$1,146,984
Depreciation Depletion---$1,130,520
Office Expenses---$1,081,599
Current Officers, Directors, Trustees, and Key Employees---$1,023,387
Occupancy---$555,930
Advertising---$525,183
Fees for Services Other---$455,382
Pension Plan Contributions---$344,088
All Other Expenses---$339,395
Payroll Taxes---$333,269
Conferences and Meetings---$165,064
Other Expenses---$160,964
Fees for Services Accounting---$90,044
Insurance---$30,133
Fees for Services Legal---$27,432
Interest---$820
Total Functional Expenses$0$0$0$16,353,665
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$76,852,423
Money Market$39,114,890
Member Certificates$37,770,833
Member Share Drafts$30,724,777
Ohio Homebuyer Plus Savings$12,326,973
Member Iras$5,294,914
Business Share Drafts$1,536,398
Business Money Market$346,323
Other Liabilities$245,541
Business Certificates$207,573
Member Christmas Clubs$167,455
Health Savings$23,042
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is comprised of a single class of approximately 20,309 member-owners, each of which has equal rights in ownership, governance, and voting rights at annual meetings, with the exception of the member- owners who are elected to the board of directors.”

Form 990, Page 6, Part VI, Line 7A

“The member-owners of the credit union have the authority to elect the members of the board of directors for 3 year terms on a rotating basis. Candidates are elected by a simply plurality vote.”

Form 990, Page 6, Part VI, Line 7B

“Elected board members make decisions for the credit union, however the company's code of regulation provide a procedure whereby members can reverse/override a decision taken by the board of directors.”

Form 990, Page 6, Part VI, Line 11B

“The credit union has hired an outside cpa firm to process form 990. The return is then reviewed by the credit union's accounting staff and made available for any board member upon request.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors performs a comprehensive review of compensation based on various factors and studies of comparibly situated individuals in the credit union industry.”

Form 990, Page 6, Part VI, Line 15B

“Management review compensation based on company policy and key performance factors. Management also uses various data of comparably situated individuals in the credit union industry.”

Form 990, Page 6, Part VI, Line 19

“Documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Bridge Credit Union
EIN
31-6077716
Phone
6144664988
Address
10567 SAWMILL PARKWAY, POWELL, OH 43065

Signing Officer

Name
Jarod Bach
Title
President/CEO
Phone
6144664988
Signed
2025-07-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jarod Bach
Formed
1967
Legal Domicile
Oh
Voting Board Members
11
Independent Board Members
11
Employees
84
Volunteers
11

Preparer

Firm
Waverly Business Services
Address
180 A COMMERCE PARK DR, WESTERVILLE, OH 43082
Preparer
Erin Alderson Ea
Phone
6148906620
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Equity acquired in merger 1,549,520”

Raw XML AppendixShowing 400 of 476 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CE
IRS990/Form990PartVIISectionAGrp/TitleTxt1VP / CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP / CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP / CXO
IRS990/Form990PartVIISectionAGrp/TitleTxt4VP / CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt14VICE CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
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IRS990/Form990TFiledInd0true
IRS990/FormationYr01967
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt017746189
IRS990/GrossRentsGrp/RealAmt0116468
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt030133
IRS990/InterestGrp/TotalAmt0820
IRS990/InvestmentIncomeGrp/ExclusionAmt03580851
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03580851
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt025862957
IRS990/InvestmentsProgramRelatedGrp/EOYAmt019616944
IRS990/IRPDocumentCnt04670
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02973365
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07075253
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07021420
IRS990/LandBldgEquipCostOrOtherBssAmt09994785
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0IT IS THE MISSION OF BRIDGE CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt021498957
IRS990/NetAssetsOrFundBalancesEOYAmt024441001
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0116468
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0116468
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0555930
IRS990/OfficeExpensesGrp/TotalAmt01081599
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt03086186
IRS990/OtherAssetsTotalGrp/EOYAmt03892432
IRS990/OtherChangesInNetAssetsAmt01549520
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01146984
IRS990/OtherExpensesGrp/Desc0LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1ATM/CHECK CARD
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3DEBIT CARD FRAUD
IRS990/OtherExpensesGrp/TotalAmt01494437
IRS990/OtherExpensesGrp/TotalAmt11001643
IRS990/OtherExpensesGrp/TotalAmt2604007
IRS990/OtherExpensesGrp/TotalAmt3160964
IRS990/OtherLiabilitiesGrp/BOYAmt0171113170
IRS990/OtherLiabilitiesGrp/EOYAmt0204611142
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt0390702
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0390702
IRS990/OtherRevenueTotalAmt0390702
IRS990/OtherSalariesAndWagesGrp/TotalAmt03068929
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0116763042
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0139679135
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0333269
IRS990/PensionPlanContributionsGrp/TotalAmt0344088
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0322190
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0240462
IRS990/PrincipalOfficerNm0JAROD BACH
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3ATM SURCHARGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER INCOME - UBIT
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09614665
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13539295
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2463240
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt09614665
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13539295
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2463240
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt339318
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt41650
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt039318
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11650
IRS990/ProgSrvcAccomActy2Grp/Desc0EMPLOYEE LABOR AND BENEFIT COSTS INCURRED PROVIDING MEMBER SERVICES AND SUPPORT; INCLUDING SAVINGS DEPOSITS AND WITHDRAWALS, LOAN ORIGINATION AND SERVICING, AND MEMBER TECHNICAL SUPPORT.
IRS990/ProgSrvcAccomActy3Grp/Desc0DATA PROCESSING COSTS INCURRED PROVIDING MEMBERS MONTHLY ACCESS TO THEIR FUNDS THROUGH AN INTERNATIONAL ATM NETWORK, AND THROUGH CHECKING ACCOUNT LINKED ELECTRONIC DEBIT CARDS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt01558430
IRS990/PYInvestmentIncomeAmt02564525
IRS990/PYOtherExpensesAmt05897629
IRS990/PYOtherRevenueAmt0919332
IRS990/PYProgramServiceRevenueAmt09884452
IRS990/PYRevenuesLessExpensesAmt01400695
IRS990/PYSalariesCompEmpBnftPaidAmt04511555
IRS990/PYTotalExpensesAmt011967614
IRS990/PYTotalRevenueAmt013368309
IRS990/ReconcilationRevenueExpnssAmt01392524
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0116468
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt021498957
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt024441001
IRS990/SavingsAndTempCashInvstGrp/BOYAmt038217845
IRS990/SavingsAndTempCashInvstGrp/EOYAmt057474971
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt05089518
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01064181
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06153699
IRS990ScheduleD/EquipmentGrp/BookValueAmt0845298
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01909184
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02754482
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt019616944
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CORPORATE ONE FED FUNDS PLUS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt01086604
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01086604
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt076852423
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt139114890
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt237770833
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt330724777
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt412326973
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt55294914
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt61536398
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7346323
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt8245541
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt9207573
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt10167455
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1123042
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MEMBER CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MEMBER SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4OHIO HOMEBUYER PLUS SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MEMBER IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6BUSINESS SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7BUSINESS MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9BUSINESS CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc10MEMBER CHRISTMAS CLUBS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc11HEALTH SAVINGS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07021420
IRS990ScheduleD/TotalBookValueProgramRltdAmt019616944
IRS990ScheduleD/TotalLiabilityAmt0204611142
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0349418
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1189842
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2167693
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3163239
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4153195
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt016400
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt116895
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt217107
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt316400
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt417107
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JAROD BACH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1AMY ROBINETTE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2JEFF CHRISTENSEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3BRANDYNN ADAMS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4PATRICK CURTAIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP / CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2VP / CIO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3VP / CXO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt4VP / CLO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0365818
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1206737
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2184800
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3179639
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt4170302
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 20,309 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE, AND VOTING RIGHTS AT ANNUAL MEETINGS, WITH THE EXCEPTION OF THE MEMBER- OWNERS WHO ARE ELECTED TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR 3 YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLY PLURALITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ELECTED BOARD MEMBERS MAKE DECISIONS FOR THE CREDIT UNION, HOWEVER THE COMPANY'S CODE OF REGULATION PROVIDE A PROCEDURE WHEREBY MEMBERS CAN REVERSE/OVERRIDE A DECISION TAKEN BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION HAS HIRED AN OUTSIDE CPA FIRM TO PROCESS FORM 990. THE RETURN IS THEN REVIEWED BY THE CREDIT UNION'S ACCOUNTING STAFF AND MADE AVAILABLE FOR ANY BOARD MEMBER UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS PERFORMS A COMPREHENSIVE REVIEW OF COMPENSATION BASED ON VARIOUS FACTORS AND STUDIES OF COMPARIBLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5MANAGEMENT REVIEW COMPENSATION BASED ON COMPANY POLICY AND KEY PERFORMANCE FACTORS. MANAGEMENT ALSO USES VARIOUS DATA OF COMPARABLY SITUATED INDIVIDUALS IN THE CREDIT UNION INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7EQUITY ACQUIRED IN MERGER 1,549,520
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false

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