Civic Intelligence

Rural Carrier'S Provident Guild

990EZ • Fiscal year 2021 • EIN 31-4392641

Jul 01, 2020 to Jun 30, 2021 • Filed on Oct 28, 2021

4780 Stony Creek RdUrbana, OH 43078

(419) 501-2213

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.05x

Higher debt load relative to assets than 65% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

77th percentile

0.27x

Higher debt load relative to revenue than 77% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Net Margin

27th percentile

-8.7%

Higher net margin than 27% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Top Officer Pay

84th percentile

$2,180

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 3.9% of source-year revenue.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Asset Growth

21st percentile

-6.6%

Faster asset growth than 21% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

30th percentile

-24%

Faster revenue growth than 30% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Down

$285,060

Down $37,509 (-12%) from 2018

Net Assets

Down

$270,032

Down $38,407 (-12%) from 2018

Liabilities

Up

$15,028

Up $898 (+6.4%) from 2018

Revenue

Down

$55,891

Down $11,188 (-17%) from 2018

Expenses

Down

$60,761

Down $17,681 (-23%) from 2018

Net Income

Up

-$4,870

Up $6,493 (+57%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2012: $403,893Liabilities 2012: $24,347Net Assets 2012: $379,5462012Assets 2013: $390,051Liabilities 2013: $22,567Net Assets 2013: $367,4842013Assets 2014: $377,083Liabilities 2014: $19,373Net Assets 2014: $357,7102014Assets 2015: $375,940Liabilities 2015: $26,252Net Assets 2015: $349,6882015Assets 2016: $356,991Liabilities 2016: $25,011Net Assets 2016: $331,9802016Assets 2017: $341,610Liabilities 2017: $21,808Net Assets 2017: $319,8022017Assets 2018: $322,569Liabilities 2018: $14,130Net Assets 2018: $308,4392018Assets 2021: $285,060Liabilities 2021: $15,028Net Assets 2021: $270,0322021Assets 2022: $265,938Liabilities 2022: $15,501Net Assets 2022: $250,4372022Assets 2025: $170,972Liabilities 2025: $11,280Net Assets 2025: $159,6922025

Highlighted filing

2021

Assets$285,060
Liabilities$15,028
Net Assets$270,032

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50K-$100KRevenue 2012: $65,884Expenses 2012: $75,593Net Income 2012: -$9,7092012Revenue 2013: $62,329Expenses 2013: $74,391Net Income 2013: -$12,0622013Revenue 2014: $66,752Expenses 2014: $76,526Net Income 2014: -$9,7742014Revenue 2015: $64,775Expenses 2015: $72,797Net Income 2015: -$8,0222015Revenue 2016: $62,284Expenses 2016: $79,992Net Income 2016: -$17,7082016Revenue 2017: $64,569Expenses 2017: $76,747Net Income 2017: -$12,1782017Revenue 2018: $67,079Expenses 2018: $78,442Net Income 2018: -$11,3632018Revenue 2021: $55,891Expenses 2021: $60,761Net Income 2021: -$4,8702021Revenue 2022: $54,565Expenses 2022: $74,160Net Income 2022: -$19,5952022Revenue 2025: $16,006Expenses 2025: $72,186Net Income 2025: -$56,1802025

Highlighted filing

2021

Revenue$55,891
Expenses$60,761
Net Income-$4,870
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Oct 28, 2021
Return Version
2020v4.0
Gross Receipts
$55,891
Mission and Program Overview

Mission

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Program Services

DescriptionGrantsExpenses
THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DIANE COXTreas/SecretPT$2,180-$2,180
SUSAN TIFFANYPresident-$0--
NADINE CHAPLINVice Preside-$0--
SHARON SWAIN2 Yr Committ-$0--
DALE SAIN2 Yr Committ-$0--
SUSAN ROBINSONPast Preside-$0--
DIANA HAUSFELDPast Treas/S-$0--
Filing and Contact Details

Filer

Filer Name
RURAL CARRIER'S PROVIDENT GUILD
EIN
31-4392641
Address
4780 STONY CREEK RD, URBANA, OH 43078

Signing Officer

Name
Diane Cox
Title
Treas/secretary
Phone
4195012213
Signed
2021-10-28
Discuss with paid preparer
Yes

Preparer

Firm
STROH JOHNSON & COMPANY LLP CPA'S
Address
1201 DEFIANCE ST, WAPAKONETA, OH 45895-1059
Preparer
Patrick J Butler CPA
Phone
4197389661
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Miscellaneous income 234 total 234

Form 990-ez, Part I, Line 16

Expenses office expense 5,559 insurance 200 bank charges 100 telephone 1,394 non-investment depreciation 783 total 8,036

Form 990-ez, Part II, Line 24

4,076 4,076 less accumulated depreciation 2,119 2,902 total 1,957 1,174

Form 990-ez, Part II, Line 26

Bank overdrafts 3,418 0 death benefits payable 22,695 12,209 other payables 4,132 2,819

Form 990-ez, Part III

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Form 990-ez, Part III, Line 28

This is a fraternal, death benefit organization in which membership is open to carriers and their spouses, who are under 56 years of age. An eligible individual who elects to join selects a benefit class. The class chosen determines the amount of their annual dues, which ranges from 5 to 50. The 5 annual dues membership produces a minimum benefit of 150 with a maximum benefit of 500. Benefits are graduated up to the 50 annual class, which has a minimum benefit of 1,500 and a maximum benefit of 5,000.

Raw XML Appendix132 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0SUSAN TIFFANY
CompensationExplanation/CompensationExplanationGrp/PersonNm1NADINE CHAPLIN
CompensationExplanation/CompensationExplanationGrp/PersonNm2DIANE COX
CompensationExplanation/CompensationExplanationGrp/PersonNm3SHARON SWAIN
CompensationExplanation/CompensationExplanationGrp/PersonNm4DALE SAIN
CompensationExplanation/CompensationExplanationGrp/PersonNm5SUSAN ROBINSON
CompensationExplanation/CompensationExplanationGrp/PersonNm6DIANA HAUSFELD
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt047759
IRS990EZ/BooksInCareOfDetail/PersonNm0DIANE COX
IRS990EZ/BooksInCareOfDetail/PhoneNum04195012213
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04780 STONY CREEK RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0URBANA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd043078
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0303190
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0283886
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-4870
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02786
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0305147
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0285060
IRS990EZ/GrossReceiptsAmt055891
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02930
IRS990EZ/MadeLoansToFromOfficersInd0false
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SUSAN TIFFANY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1NADINE CHAPLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DIANE COX
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SHARON SWAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DALE SAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SUSAN ROBINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DIANA HAUSFELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREAS/SECRET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt32 YR COMMITT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt42 YR COMMITT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5PAST PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6PAST TREAS/S
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01957
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01174
IRS990EZ/OtherExpensesTotalAmt08036
IRS990EZ/OtherRevenueTotalAmt0234
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SalariesOtherCompEmplBnftAmt02180
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt030245
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt060761
IRS990EZ/TotalRevenueAmt055891
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME 234 TOTAL 234
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE EXPENSE 5,559 INSURANCE 200 BANK CHARGES 100 TELEPHONE 1,394 NON-INVESTMENT DEPRECIATION 783 TOTAL 8,036
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24,076 4,076 LESS ACCUMULATED DEPRECIATION 2,119 2,902 TOTAL 1,957 1,174
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BANK OVERDRAFTS 3,418 0 DEATH BENEFITS PAYABLE 22,695 12,209 OTHER PAYABLES 4,132 2,819
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART III, LINE 28
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DIANE COX
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREAS/SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum04195012213
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RURAL CARRIER'S PROVIDENT GUILD
ReturnHeader/Filer/BusinessNameControlTxt0RURA
ReturnHeader/Filer/EIN0314392641
ReturnHeader/Filer/USAddress/AddressLine1Txt04780 STONY CREEK RD
ReturnHeader/Filer/USAddress/CityNm0URBANA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043078
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341454245
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STROH JOHNSON & COMPANY LLP CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01201 DEFIANCE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WAPAKONETA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0458951059
ReturnHeader/PreparerPersonGrp/PhoneNum04197389661
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATRICK J BUTLER CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-11-29T08:48:51-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0DIANE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0COX
ReturnHeader/TaxPeriodBeginDt02020-07-01
ReturnHeader/TaxPeriodEndDt02021-06-30
ReturnHeader/TaxYr02020

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Filings