Civic Intelligence

Rural Carrier'S Provident Guild

990EZ • Fiscal year 2015 • EIN 31-4392641

Jul 01, 2014 to Jun 30, 2015 • Filed on Aug 05, 2015

PO Box 105Minster, OH 45865-0105

(419) 501-2213

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.07x

Higher debt load relative to assets than 66% of similar nonprofits.

2015 filings • 501(c)8 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

84th percentile

0.41x

Higher debt load relative to revenue than 84% of similar nonprofits.

2015 filings • 501(c)8 • <$500k nonprofits • Source year 2015

Net Margin

21st percentile

-12%

Higher net margin than 21% of similar nonprofits.

2015 filings • 501(c)8 • <$500k nonprofits • Source year 2015

Top Officer Pay

86th percentile

$2,563

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 4.0% of source-year revenue.

2015 filings • 501(c)8 • <$500k nonprofits • Source year 2015

Asset Growth

49th percentile

-0.3%

Faster asset growth than 49% of similar nonprofits.

2015 filings • 501(c)8 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

41st percentile

-3.0%

Faster revenue growth than 41% of similar nonprofits.

2015 filings • 501(c)8 • <$500k nonprofits • Annualized from 2014 to 2015

Assets

Down

$375,940

Down $1,143 (-0.3%) from 2014

Net Assets

Down

$349,688

Down $8,022 (-2.2%) from 2014

Liabilities

Up

$26,252

Up $6,879 (+36%) from 2014

Revenue

Down

$64,775

Down $1,977 (-3.0%) from 2014

Expenses

Down

$72,797

Down $3,729 (-4.9%) from 2014

Net Income

Up

-$8,022

Up $1,752 (+18%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2012: $403,893Liabilities 2012: $24,347Net Assets 2012: $379,5462012Assets 2013: $390,051Liabilities 2013: $22,567Net Assets 2013: $367,4842013Assets 2014: $377,083Liabilities 2014: $19,373Net Assets 2014: $357,7102014Assets 2015: $375,940Liabilities 2015: $26,252Net Assets 2015: $349,6882015Assets 2016: $356,991Liabilities 2016: $25,011Net Assets 2016: $331,9802016Assets 2017: $341,610Liabilities 2017: $21,808Net Assets 2017: $319,8022017Assets 2018: $322,569Liabilities 2018: $14,130Net Assets 2018: $308,4392018Assets 2021: $285,060Liabilities 2021: $15,028Net Assets 2021: $270,0322021Assets 2022: $265,938Liabilities 2022: $15,501Net Assets 2022: $250,4372022Assets 2025: $170,972Liabilities 2025: $11,280Net Assets 2025: $159,6922025

Highlighted filing

2015

Assets$375,940
Liabilities$26,252
Net Assets$349,688

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50K-$100KRevenue 2012: $65,884Expenses 2012: $75,593Net Income 2012: -$9,7092012Revenue 2013: $62,329Expenses 2013: $74,391Net Income 2013: -$12,0622013Revenue 2014: $66,752Expenses 2014: $76,526Net Income 2014: -$9,7742014Revenue 2015: $64,775Expenses 2015: $72,797Net Income 2015: -$8,0222015Revenue 2016: $62,284Expenses 2016: $79,992Net Income 2016: -$17,7082016Revenue 2017: $64,569Expenses 2017: $76,747Net Income 2017: -$12,1782017Revenue 2018: $67,079Expenses 2018: $78,442Net Income 2018: -$11,3632018Revenue 2021: $55,891Expenses 2021: $60,761Net Income 2021: -$4,8702021Revenue 2022: $54,565Expenses 2022: $74,160Net Income 2022: -$19,5952022Revenue 2025: $16,006Expenses 2025: $72,186Net Income 2025: -$56,1802025

Highlighted filing

2015

Revenue$64,775
Expenses$72,797
Net Income-$8,022
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Aug 5, 2015
Return Version
2014v5.0
Gross Receipts
$64,775
Mission and Program Overview

Mission

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Program Services

DescriptionGrantsExpenses
THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DIANA HAUSFELDTreas/SecretPT$2,563-$2,563
JAMES NORMANPast Preside-$500-$500
JAMES TUCKERVice Preside-$170-$170
SUSAN ROBINSONPresident-$170-$170
SHARON SWAIN3 Yr Committ-$0--
SUSAN TIFFANY2 Yr Committ-$0--
Filing and Contact Details

Filer

Filer Name
RURAL CARRIER'S PROVIDENT GUILD
EIN
31-4392641
Address
PO BOX 105, MINSTER, OH 45865-0105

Signing Officer

Name
Diana Hausfeld
Title
Treasurer/secretary
Signed
2015-08-05
Discuss with paid preparer
Yes

Preparer

Firm
STROH JOHNSON & COMPANY LLP CPA'S
Address
1201 DEFIANCE ST, WAPAKONETA, OH 45895-1059
Preparer
Patrick J Butler CPA
Phone
4197389661
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Miscellaneous income 1,190 total 1,190

Form 990-ez, Part I, Line 16

Expenses office expense 4,934 conferences & meetings 7,354 insurance 200 miscellaneous 80 refund of dues 57 state representatives 865 telephone 254 total 13,744

Form 990-ez, Part II, Line 26

Death benefits payable 19,373 22,500 other payables 0 3,752

Form 990-ez, Part III

This is a fraternal, death benefit organization in which membership is open to all regular, substitute rcr, rca, and ptf rural carriers and their spouses, who are under 56 years of age.

Form 990-ez, Part III, Line 28

This is a fraternal, death benefit organization in which membership is open to carriers and their spouses, who are under 56 years of age. An eligible individual who elects to join selects a benefit class. The class chosen determines the amount of their annual dues, which ranges from 5 to 50. The 5 annual dues membership produces a minimum benefit of 150 with a maximum benefit of 500. Benefits are graduated up to the 50 annual class, which has a minimum benefit of 1,500 and a maximum benefit of 5,000.

Raw XML Appendix115 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0DIANA HAUSFELD
IRS990EZ/BooksInCareOfDetail/PhoneNum04195012213
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 105
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MINSTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd045865
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0377083
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IRS990EZ/NetAssetsOrFundBalancesBOYAmt0357710
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0349688
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3170
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JAMES NORMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DIANA HAUSFELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JAMES TUCKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SUSAN ROBINSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SHARON SWAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SUSAN TIFFANY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PAST PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREAS/SECRET
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt43 YR COMMITT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt52 YR COMMITT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt013744
IRS990EZ/OtherRevenueTotalAmt01190
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990EZ/PrintingPublicationsPostageAmt0161
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt072797
IRS990EZ/TotalRevenueAmt064775
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS INCOME 1,190 TOTAL 1,190
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE EXPENSE 4,934 CONFERENCES & MEETINGS 7,354 INSURANCE 200 MISCELLANEOUS 80 REFUND OF DUES 57 STATE REPRESENTATIVES 865 TELEPHONE 254 TOTAL 13,744
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DEATH BENEFITS PAYABLE 19,373 22,500 OTHER PAYABLES 0 3,752
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO ALL REGULAR, SUBSTITUTE RCR, RCA, AND PTF RURAL CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THIS IS A FRATERNAL, DEATH BENEFIT ORGANIZATION IN WHICH MEMBERSHIP IS OPEN TO CARRIERS AND THEIR SPOUSES, WHO ARE UNDER 56 YEARS OF AGE. AN ELIGIBLE INDIVIDUAL WHO ELECTS TO JOIN SELECTS A BENEFIT CLASS. THE CLASS CHOSEN DETERMINES THE AMOUNT OF THEIR ANNUAL DUES, WHICH RANGES FROM 5 TO 50. THE 5 ANNUAL DUES MEMBERSHIP PRODUCES A MINIMUM BENEFIT OF 150 WITH A MAXIMUM BENEFIT OF 500. BENEFITS ARE GRADUATED UP TO THE 50 ANNUAL CLASS, WHICH HAS A MINIMUM BENEFIT OF 1,500 AND A MAXIMUM BENEFIT OF 5,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 28
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ReturnHeader/BusinessOfficerGrp/SignatureDt02015-08-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RURAL CARRIER'S PROVIDENT GUILD
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WAPAKONETA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0458951059
ReturnHeader/PreparerPersonGrp/PhoneNum04197389661
ReturnHeader/PreparerPersonGrp/PreparationDt02015-08-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATRICK J BUTLER CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-09-03T09:29:13-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)8 • <$500k nonprofits