Civic Intelligence

1143 Southeastern Ohio

990 • Fiscal year 2021 • EIN 31-0789098

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 14, 2022

Organization ProfileWWW.SOUTHEASTERNOHIOCU.ORG
115 Market StreetCambridge, OH 43725

(740) 432-0430

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.87x

Higher debt load relative to assets than 37% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Liabilities / Revenue

21st percentile

17.83x

Higher debt load relative to revenue than 21% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Net Margin

98th percentile

36%

Higher net margin than 98% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Top Officer Pay

31st percentile

$86,118

Higher top officer pay than 31% of similar nonprofits.

Top officer pay equals 4.4% of source-year revenue.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2021

Asset Growth

56th percentile

9.6%

Faster asset growth than 56% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2020 to 2021

Revenue Growth

48th percentile

-3.2%

Faster revenue growth than 48% of similar nonprofits.

2021 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$39,970,017

Up $3,488,930 (+9.6%) from 2020

Net Assets

Up

$5,226,482

Up $692,345 (+15%) from 2020

Liabilities

Up

$34,743,535

Up $2,796,585 (+8.8%) from 2020

Revenue And Expenses
Liabilities / Revenue21st percentileNet Margin98th percentile

Revenue

Down

$1,948,889

Down $64,045 (-3.2%) from 2020

Expenses

Down

$1,256,544

Down $411,141 (-25%) from 2020

Net Income

Up

$692,345

Up $347,096 (+101%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth56th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $17,633,856Liabilities 2010: $15,517,618Net Assets 2010: $2,116,2382010Assets 2011: $20,224,740Liabilities 2011: $18,077,627Net Assets 2011: $2,147,1132011Assets 2012: $24,600,713Liabilities 2012: $22,403,153Net Assets 2012: $2,197,5602012Assets 2013: $24,372,982Liabilities 2013: $22,035,559Net Assets 2013: $2,337,4232013Assets 2014: $25,067,476Liabilities 2014: $22,371,292Net Assets 2014: $2,696,1842014Assets 2015: $26,187,449Liabilities 2015: $23,153,675Net Assets 2015: $3,033,7742015Assets 2016: $25,982,159Liabilities 2016: $22,745,202Net Assets 2016: $3,236,9572016Assets 2017: $27,242,838Liabilities 2017: $23,822,476Net Assets 2017: $3,420,3622017Assets 2018: $29,715,384Liabilities 2018: $26,136,625Net Assets 2018: $3,578,7592018Assets 2019: $31,981,517Liabilities 2019: $27,839,630Net Assets 2019: $4,141,8872019Assets 2020: $36,481,087Liabilities 2020: $31,946,950Net Assets 2020: $4,534,1372020Assets 2021: $39,970,017Liabilities 2021: $34,743,535Net Assets 2021: $5,226,4822021Assets 2022: $43,921,539Liabilities 2022: $37,995,058Net Assets 2022: $5,926,4812022Assets 2023: $50,145,508Liabilities 2023: $43,731,157Net Assets 2023: $6,414,3512023Assets 2024: $57,366,372Liabilities 2024: $50,425,782Net Assets 2024: $6,940,5902024

Highlighted filing

2021

Assets$39,970,017
Liabilities$34,743,535
Net Assets$5,226,482
Open 2021 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $940,9212010Expenses 2011: $956,1672011Expenses 2012: $945,8952012Revenue 2013: $1,074,422Expenses 2013: $934,559Net Income 2013: $139,8632013Revenue 2014: $1,322,269Expenses 2014: $963,508Net Income 2014: $358,7612014Revenue 2015: $1,500,375Expenses 2015: $1,162,785Net Income 2015: $337,5902015Revenue 2016: $1,586,307Expenses 2016: $1,383,124Net Income 2016: $203,1832016Revenue 2017: $1,714,568Expenses 2017: $1,531,163Net Income 2017: $183,4052017Revenue 2018: $1,827,972Expenses 2018: $1,663,194Net Income 2018: $164,7782018Revenue 2019: $2,038,975Expenses 2019: $1,475,847Net Income 2019: $563,1282019Revenue 2020: $2,012,934Expenses 2020: $1,667,685Net Income 2020: $345,2492020Revenue 2021: $1,948,889Expenses 2021: $1,256,544Net Income 2021: $692,3452021Revenue 2022: $2,180,031Expenses 2022: $1,477,033Net Income 2022: $702,9982022Revenue 2023: $2,743,645Expenses 2023: $2,254,781Net Income 2023: $488,8642023Revenue 2024: $3,497,280Expenses 2024: $2,808,636Net Income 2024: $688,6442024

Highlighted filing

2021

Revenue$1,948,889
Expenses$1,256,544
Net Income$692,345
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 14, 2022
Return Version
2021v4.2
Gross Receipts
$1,948,889
Mission and Program Overview

Mission

To provide high quality financial services to members.

To provide high quality financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$22,517,856$24,746,226▲ $2,228,370
Investments Other Securities$8,395,488$10,735,488▲ $2,340,000
Rtn Earn Endowment Incm Other Fnds$4,534,137$5,226,482▲ $692,345
Savings and Temporary Cash Investments$2,934,091$1,845,185▼ $1,088,906
Land, Buildings, and Equipment, Net$804,501$785,164▼ $19,337
Cash and Non-Interest-Bearing Accounts$874,730$784,058▼ $90,672
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$36,481,087$39,970,017▲ $3,488,930
Other Assets Total$954,421$1,073,896▲ $119,475
Liabilities
Other Liabilities$31,431,920$34,174,758▲ $2,742,838
Accounts Payable and Accrued Expenses$515,030$568,777▲ $53,747
Total Liabilities$31,946,950$34,743,535▲ $2,796,585
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,534,137$5,226,482▲ $692,345
Total Liabilities and Net Assets / Fund Balance$36,481,087$39,970,017▲ $3,488,930

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$471,650$146,837$618,487
Equipment$78,514$253,789$332,303
Land$235,000-$235,000
Other Securities$144,488--
Compensation and Service Providers
Top Officer Pay31st percentile

Employees

NameTitleBaseOtherTotal
Cathy ClineCEO/treasurer$82,744$3,374$86,118

Board Members and Trustees

NameTitle
Olivia EdwardsPresident
Tammy ClarkVice President
Andrew EddyDirector
David PetersDirector
James VaughanDirector
Shari SiddleDirector
Stacey TharpDirector
Sharon WardSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,823,251
Investment Income
$125,638
Other Revenue
$0
Change in Net Assets
$692,345
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$756,191
Other Expenses$500,353
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$670,073
Fees for Services Other---$213,265
Office Expenses---$137,176
Current Officers, Directors, Trustees, and Key Employees---$86,118
Occupancy---$63,023
Interest---$29,472
Advertising---$27,214
Other Expenses---$6,639
Conferences and Meetings---$1,173
All Other Expenses---$-41,461
Total Functional Expenses$0$0$0$1,256,544
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES & DEPOSITS$34,174,758
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the members.”

Form 990, Part VI, Section A, Line 7B

“Certain transactions and changes to the code of regulations are subject to member approval.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by management prior to filing with the irs.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is reviewed and approved by the board of directors annually using third party comparable data. The compensation for other employees is reviewed and approved annually by the ceo and the board of directors using third party comparable data.”

Form 990, Part VI, Section C, Line 19

“The financial statements are posted in the credit union lobby and distributed to the board of directors annually. Other governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
1143 Southeastern Ohio
EIN
31-0789098
Phone
7404320430
Address
115 MARKET STREET, CAMBRIDGE, OH 43725

Signing Officer

Name
Cathy Cline
Title
CEO/treasurer
Phone
7404320430
Signed
2022-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cathy Cline
Formed
1967
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
8
Employees
17
Volunteers
14

Preparer

Firm
Gbq Partners LLC
Address
4030 SMITH ROAD SUITE 400, CINCINNATI, OH 45209
Preparer
Greg Heimkreiter
Phone
5138713033
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Professional services 213,265.”

Raw XML Appendix363 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0515030
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0568777
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt027214
IRS990/AllOtherExpensesGrp/TotalAmt0-41461
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CATHY CLINE
IRS990/BooksInCareOfDetail/PhoneNum07404320430
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0115 MARKET STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0CAMBRIDGE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd043725
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0874730
IRS990/CashNonInterestBearingGrp/EOYAmt0784058
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt086118
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt01173
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0125638
IRS990/CYOtherExpensesAmt0500353
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01823251
IRS990/CYRevenuesLessExpensesAmt0692345
IRS990/CYSalariesCompEmpBnftPaidAmt0756191
IRS990/CYTotalExpensesAmt01256544
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01948889
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVIDE FINANCIAL SERVICES TO MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt017
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/TotalAmt0213265
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt63374
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0OLIVIA EDWARDS
IRS990/Form990PartVIISectionAGrp/PersonNm1TAMMY CLARK
IRS990/Form990PartVIISectionAGrp/PersonNm2STACEY THARP
IRS990/Form990PartVIISectionAGrp/PersonNm3SHARI SIDDLE
IRS990/Form990PartVIISectionAGrp/PersonNm4JAMES VAUGHAN
IRS990/Form990PartVIISectionAGrp/PersonNm5ANDREW EDDY
IRS990/Form990PartVIISectionAGrp/PersonNm6CATHY CLINE
IRS990/Form990PartVIISectionAGrp/PersonNm7SHARON WARD
IRS990/Form990PartVIISectionAGrp/PersonNm8DAVID PETERS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt682744
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6CEO/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01967
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01948889
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/TotalAmt029472
IRS990/InvestmentIncomeGrp/ExclusionAmt0125638
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0125638
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt08395488
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt010735488
IRS990/IRPDocumentCnt0397
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0400626
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0804501
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0785164
IRS990/LandBldgEquipCostOrOtherBssAmt01185790
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04534137
IRS990/NetAssetsOrFundBalancesEOYAmt05226482
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt063023
IRS990/OfficeExpensesGrp/TotalAmt0137176
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0954421
IRS990/OtherAssetsTotalGrp/EOYAmt01073896
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/Desc2OPERATING FEES
IRS990/OtherExpensesGrp/Desc3MEMBERS INSURANCE PRODU
IRS990/OtherExpensesGrp/TotalAmt030583
IRS990/OtherExpensesGrp/TotalAmt125430
IRS990/OtherExpensesGrp/TotalAmt27839
IRS990/OtherExpensesGrp/TotalAmt36639
IRS990/OtherLiabilitiesGrp/BOYAmt031431920
IRS990/OtherLiabilitiesGrp/EOYAmt034174758
IRS990/OtherSalariesAndWagesGrp/TotalAmt0670073
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt022517856
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt024746226
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0CATHY CLINE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & COMMISSIONS
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01543370
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1224053
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt234728
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01543370
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1245153
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt234728
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt021100
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0168540
IRS990/PYOtherExpensesAmt0866560
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01844394
IRS990/PYRevenuesLessExpensesAmt0345249
IRS990/PYSalariesCompEmpBnftPaidAmt0801125
IRS990/PYTotalExpensesAmt01667685
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02012934
IRS990/ReconcilationRevenueExpnssAmt0692345
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04534137
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05226482
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02934091
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01845185
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0471650
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0146837
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0618487
IRS990ScheduleD/EquipmentGrp/BookValueAmt078514
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0253789
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0332303
IRS990ScheduleD/LandGrp/BookValueAmt0235000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0235000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt034174758
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES & DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt010591000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1144488
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORPORATE CREDIT UNION INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0785164
IRS990ScheduleD/TotalBookValueSecuritiesAmt010735488
IRS990ScheduleD/TotalLiabilityAmt034174758
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY MANAGEMENT PRIOR TO FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CEO'S COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS ANNUALLY USING THIRD PARTY COMPARABLE DATA. THE COMPENSATION FOR OTHER EMPLOYEES IS REVIEWED AND APPROVED ANNUALLY BY THE CEO AND THE BOARD OF DIRECTORS USING THIRD PARTY COMPARABLE DATA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND DISTRIBUTED TO THE BOARD OF DIRECTORS ANNUALLY. OTHER GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PROFESSIONAL SERVICES 213,265.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt036481087
IRS990/TotalAssetsEOYAmt039970017
IRS990/TotalAssetsGrp/BOYAmt036481087
IRS990/TotalAssetsGrp/EOYAmt039970017
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/TotalAmt01256544
IRS990/TotalGrossUBIAmt021100
IRS990/TotalLiabilitiesBOYAmt031946950
IRS990/TotalLiabilitiesEOYAmt034743535
IRS990/TotalLiabilitiesGrp/BOYAmt031946950
IRS990/TotalLiabilitiesGrp/EOYAmt034743535
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04534137
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05226482
IRS990/TotalOtherCompensationAmt03374
IRS990/TotalProgramServiceRevenueAmt01823251
IRS990/TotalReportableCompFromOrgAmt082744
IRS990/TotalRevenueGrp/ExclusionAmt0125638
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01802151
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01948889
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt021100
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt036481087
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt039970017
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0115 MARKET STREET
IRS990/USAddress/CityNm0CAMBRIDGE
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043725
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.SOUTHEASTERNOHIOCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CATHY CLINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07404320430
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt01143 SOUTHEASTERN OHIO
ReturnHeader/Filer/BusinessNameControlTxt01143
ReturnHeader/Filer/EIN0310789098
ReturnHeader/Filer/PhoneNum07404320430
ReturnHeader/Filer/USAddress/AddressLine1Txt0115 MARKET STREET
ReturnHeader/Filer/USAddress/CityNm0CAMBRIDGE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043725
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202122306
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GBQ PARTNERS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04030 SMITH ROAD SUITE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CINCINNATI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd045209
ReturnHeader/PreparerPersonGrp/PhoneNum05138713033
ReturnHeader/PreparerPersonGrp/PreparationDt02022-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GREG HEIMKREITER
ReturnHeader/ReturnTs02022-11-15T10:59:20-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CATHY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0CLINE
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$39,970,017
Liabilities
$34,743,535
Net assets
$5,226,482
Revenue
$1,948,889
Expenses
$1,256,544
Net income
$692,345
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.4$50.4$6.94$3.50$2.81$0.69
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$50.1$43.7$6.41$2.74$2.25$0.49
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.9$38.0$5.93$2.18$1.48$0.70
2021Detailed filing. Detailed filing data is available for this year.$40.0$34.7$5.23$1.95$1.26$0.69
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.5$31.9$4.53$2.01$1.67$0.35
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.0$27.8$4.14$2.04$1.48$0.56
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.7$26.1$3.58$1.83$1.66$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.2$23.8$3.42$1.71$1.53$0.18
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.0$22.7$3.24$1.59$1.38$0.20
2015Detailed filing. Detailed filing data is available for this year.$26.2$23.2$3.03$1.50$1.16$0.34
2014Detailed filing. Detailed filing data is available for this year.$25.1$22.4$2.70$1.32$0.96$0.36
2013Detailed filing. Detailed filing data is available for this year.$24.4$22.0$2.34$1.07$0.93$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.6$22.4$2.20$0.95
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.2$18.1$2.15$0.96
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$15.5$2.12$0.94