Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
990 • Fiscal year 2020 • EIN 31-0789098
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
48th percentile
Higher debt load relative to assets than 48% of similar nonprofits.
Liabilities / Revenue
16th percentile
Higher debt load relative to revenue than 16% of similar nonprofits.
Net Margin
79th percentile
Higher net margin than 79% of similar nonprofits.
Top Officer Pay
28th percentile
Higher top officer pay than 28% of similar nonprofits.
Top officer pay equals 4.2% of source-year revenue.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
76th percentile
Faster revenue growth than 76% of similar nonprofits.
Assets
Up$36,481,087
Up $4,499,570 (+14%) from 2019
Net Assets
Up$4,534,137
Up $392,250 (+9.5%) from 2019
Liabilities
Up$31,946,950
Up $4,107,320 (+15%) from 2019
Revenue
Down$2,012,934
Down $26,041 (-1.3%) from 2019
Expenses
Up$1,667,685
Up $191,838 (+13%) from 2019
Net Income
Down$345,249
Down $217,879 (-39%) from 2019
To provide high quality financial services to members.
To provide high quality financial services to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $22,041,512 | $22,517,856 | ▲ $476,344 |
| Investments Other Securities | $6,817,488 | $8,395,488 | ▲ $1,578,000 |
| Rtn Earn Endowment Incm Other Fnds | $4,141,887 | $4,534,137 | ▲ $392,250 |
| Savings and Temporary Cash Investments | $815,441 | $2,934,091 | ▲ $2,118,650 |
| Cash and Non-Interest-Bearing Accounts | $632,558 | $874,730 | ▲ $242,172 |
| Land, Buildings, and Equipment, Net | $841,852 | $804,501 | ▼ $37,351 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $31,981,517 | $36,481,087 | ▲ $4,499,570 |
| Other Assets Total | $832,666 | $954,421 | ▲ $121,755 |
| Liabilities | |||
| Other Liabilities | $27,397,352 | $31,431,920 | ▲ $4,034,568 |
| Accounts Payable and Accrued Expenses | $442,278 | $515,030 | ▲ $72,752 |
| Total Liabilities | $27,839,630 | $31,946,950 | ▲ $4,107,320 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,141,887 | $4,534,137 | ▲ $392,250 |
| Total Liabilities and Net Assets / Fund Balance | $31,981,517 | $36,481,087 | ▲ $4,499,570 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $482,345 | $136,141 | $618,486 |
| Equipment | $87,156 | $224,368 | $311,524 |
| Land | $235,000 | - | $235,000 |
| Other Securities | $144,488 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Cathy Cline | CEO/treasurer | - | $81,820 | $3,273 | $85,093 |
| Marsha Y Leasure | CEO/treasurer | FT | $25,000 | - | $25,000 |
| Name | Title |
|---|---|
| Olivia Edwards | President |
| Tammy Clark | Vice President |
| Andrew Eddy | Director |
| David Peters | Director |
| James Vaughan | Director |
| Shari Siddle | Director |
| Stacey Tharp | Director |
| Sharon Ward | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $866,560 |
| Salaries, Compensation, and Employee Benefits | $801,125 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $690,992 |
| Fees for Services Other | - | - | - | $239,708 |
| Office Expenses | - | - | - | $143,820 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $110,133 |
| Interest | - | - | - | $59,200 |
| Occupancy | - | - | - | $48,589 |
| Advertising | - | - | - | $29,131 |
| Other Expenses | - | - | - | $8,091 |
| All Other Expenses | - | - | - | $6,051 |
| Conferences and Meetings | - | - | - | $495 |
| Total Functional Expenses | $0 | $0 | $0 | $1,667,685 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARES & DEPOSITS | $31,431,920 |
“The organization has members.”
“The board of directors is elected by the members.”
“Certain transactions and changes to the code of regulations are subject to member approval.”
“The form 990 is reviewed by management prior to filing with the irs.”
“The ceo's compensation is reviewed and approved by the board of directors annually using third party comparable data. The compensation for other employees is reviewed and approved annually by the ceo and the board of directors using third party comparable data.”
“The financial statements are posted in the credit union lobby and distributed to the board of directors annually. Other governing documents and conflict of interest policy are available upon request.”
“Professional services 239,708.”
“Other adjustments 47,001.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 442278 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 515030 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 29131 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 6051 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | CATHY CLINE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7404320430 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 115 MARKET STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CAMBRIDGE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 43725 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 632558 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 874730 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 110133 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 495 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 168540 |
| IRS990/CYOtherExpensesAmt | 0 | 866560 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1844394 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 345249 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 801125 |
| IRS990/CYTotalExpensesAmt | 0 | 1667685 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2012934 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES TO MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 239708 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 3273 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MARSHA Y LEASURE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | OLIVIA EDWARDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TAMMY CLARK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | STACEY THARP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SHARI SIDDLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JAMES VAUGHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ANDREW EDDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CATHY CLINE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SHARON WARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAVID PETERS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 25000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 81820 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2012934 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 59200 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 168540 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 168540 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 6817488 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 8395488 |
| IRS990/IRPDocumentCnt | 0 | 396 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 360509 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 841852 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 804501 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1165010 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4141887 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4534137 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 48589 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 143820 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 832666 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 954421 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 47001 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | OPERATING FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 277825 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 28000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 25650 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8091 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 27397352 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 31431920 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 690992 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 22041512 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 22517856 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | CATHY CLINE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1515954 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 270378 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 29924 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1515954 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 298516 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 29924 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 28138 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 180410 |
| IRS990/PYOtherExpensesAmt | 0 | 674806 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1858565 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 563128 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 801041 |
| IRS990/PYTotalExpensesAmt | 0 | 1475847 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2038975 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 345249 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4141887 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4534137 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 815441 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2934091 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 482345 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 136141 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 618486 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 87156 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 224368 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 311524 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 235000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 235000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 31431920 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARES & DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 8251000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 144488 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CORPORATE CREDIT UNION INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 804501 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 8395488 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 31431920 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM 990 IS REVIEWED BY MANAGEMENT PRIOR TO FILING WITH THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CEO'S COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS ANNUALLY USING THIRD PARTY COMPARABLE DATA. THE COMPENSATION FOR OTHER EMPLOYEES IS REVIEWED AND APPROVED ANNUALLY BY THE CEO AND THE BOARD OF DIRECTORS USING THIRD PARTY COMPARABLE DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND DISTRIBUTED TO THE BOARD OF DIRECTORS ANNUALLY. OTHER GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PROFESSIONAL SERVICES 239,708. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OTHER ADJUSTMENTS 47,001. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 31981517 |
| IRS990/TotalAssetsEOYAmt | 0 | 36481087 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 31981517 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 36481087 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1667685 |
| IRS990/TotalGrossUBIAmt | 0 | 28138 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 27839630 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 31946950 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 27839630 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 31946950 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4141887 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4534137 |
| IRS990/TotalOtherCompensationAmt | 0 | 3273 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1844394 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 106820 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 168540 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1816256 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2012934 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 28138 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 31981517 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 36481087 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 115 MARKET STREET |
| IRS990/USAddress/CityNm | 0 | CAMBRIDGE |
| IRS990/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/USAddress/ZIPCd | 0 | 43725 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | WWW.SOUTHEASTERNOHIOCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CATHY CLINE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO/TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7404320430 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-10-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | 1143 SOUTHEASTERN OHIO |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | 1143 |
| ReturnHeader/Filer/EIN | 0 | 310789098 |
| ReturnHeader/Filer/PhoneNum | 0 | 7404320430 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 115 MARKET STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CAMBRIDGE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 43725 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202122306 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GBQ PARTNERS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 4030 SMITH ROAD SUITE 400 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CINCINNATI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 45209 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5138713033 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-10-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | GREG HEIMKREITER |
| ReturnHeader/ReturnTs | 0 | 2021-11-09T08:01:41-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | CATHY |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | CLINE |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.