Civic Intelligence

1143 Southeastern Ohio

990 • Fiscal year 2018 • EIN 31-0789098

Jan 01, 2018 to Dec 31, 2018 • Filed on Oct 23, 2019

Organization ProfileWWW.SOUTHEASTERNOHIOCU.ORG
115 Market StreetCambridge, OH 43725

(740) 432-0430

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.88x

Higher debt load relative to assets than 60% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

22nd percentile

14.30x

Higher debt load relative to revenue than 22% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Net Margin

34th percentile

9.0%

Higher net margin than 34% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

26th percentile

$84,336

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Asset Growth

96th percentile

9.1%

Faster asset growth than 96% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

30th percentile

6.6%

Faster revenue growth than 30% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$29,715,384

Up $2,472,546 (+9.1%) from 2017

Net Assets

Up

$3,578,759

Up $158,397 (+4.6%) from 2017

Liabilities

Up

$26,136,625

Up $2,314,149 (+9.7%) from 2017

Revenue And Expenses
Liabilities / Revenue22nd percentileNet Margin34th percentile

Revenue

Up

$1,827,972

Up $113,404 (+6.6%) from 2017

Expenses

Up

$1,663,194

Up $132,031 (+8.6%) from 2017

Net Income

Down

$164,778

Down $18,627 (-10%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $17,633,856Liabilities 2010: $15,517,618Net Assets 2010: $2,116,2382010Assets 2011: $20,224,740Liabilities 2011: $18,077,627Net Assets 2011: $2,147,1132011Assets 2012: $24,600,713Liabilities 2012: $22,403,153Net Assets 2012: $2,197,5602012Assets 2013: $24,372,982Liabilities 2013: $22,035,559Net Assets 2013: $2,337,4232013Assets 2014: $25,067,476Liabilities 2014: $22,371,292Net Assets 2014: $2,696,1842014Assets 2015: $26,187,449Liabilities 2015: $23,153,675Net Assets 2015: $3,033,7742015Assets 2016: $25,982,159Liabilities 2016: $22,745,202Net Assets 2016: $3,236,9572016Assets 2017: $27,242,838Liabilities 2017: $23,822,476Net Assets 2017: $3,420,3622017Assets 2018: $29,715,384Liabilities 2018: $26,136,625Net Assets 2018: $3,578,7592018Assets 2019: $31,981,517Liabilities 2019: $27,839,630Net Assets 2019: $4,141,8872019Assets 2020: $36,481,087Liabilities 2020: $31,946,950Net Assets 2020: $4,534,1372020Assets 2021: $39,970,017Liabilities 2021: $34,743,535Net Assets 2021: $5,226,4822021Assets 2022: $43,921,539Liabilities 2022: $37,995,058Net Assets 2022: $5,926,4812022Assets 2023: $50,145,508Liabilities 2023: $43,731,157Net Assets 2023: $6,414,3512023Assets 2024: $57,366,372Liabilities 2024: $50,425,782Net Assets 2024: $6,940,5902024

Highlighted filing

2018

Assets$29,715,384
Liabilities$26,136,625
Net Assets$3,578,759
Open 2018 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $940,9212010Expenses 2011: $956,1672011Expenses 2012: $945,8952012Revenue 2013: $1,074,422Expenses 2013: $934,559Net Income 2013: $139,8632013Revenue 2014: $1,322,269Expenses 2014: $963,508Net Income 2014: $358,7612014Revenue 2015: $1,500,375Expenses 2015: $1,162,785Net Income 2015: $337,5902015Revenue 2016: $1,586,307Expenses 2016: $1,383,124Net Income 2016: $203,1832016Revenue 2017: $1,714,568Expenses 2017: $1,531,163Net Income 2017: $183,4052017Revenue 2018: $1,827,972Expenses 2018: $1,663,194Net Income 2018: $164,7782018Revenue 2019: $2,038,975Expenses 2019: $1,475,847Net Income 2019: $563,1282019Revenue 2020: $2,012,934Expenses 2020: $1,667,685Net Income 2020: $345,2492020Revenue 2021: $1,948,889Expenses 2021: $1,256,544Net Income 2021: $692,3452021Revenue 2022: $2,180,031Expenses 2022: $1,477,033Net Income 2022: $702,9982022Revenue 2023: $2,743,645Expenses 2023: $2,254,781Net Income 2023: $488,8642023Revenue 2024: $3,497,280Expenses 2024: $2,808,636Net Income 2024: $688,6442024

Highlighted filing

2018

Revenue$1,827,972
Expenses$1,663,194
Net Income$164,778
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Oct 23, 2019
Return Version
2018v3.1
Gross Receipts
$1,827,972
Mission and Program Overview

Mission

To provide high quality financial services to members.

To provide high quality financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,956,184$20,000,360▲ $3,044,176
Investments Other Securities$7,328,488$6,766,488▼ $562,000
Rtn Earn Endowment Incm Other Fnds$3,420,362$3,578,759▲ $158,397
Land, Buildings, and Equipment, Net$759,425$801,772▲ $42,347
Savings and Temporary Cash Investments$966,402$753,371▼ $213,031
Cash and Non-Interest-Bearing Accounts$559,704$664,882▲ $105,178
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$27,242,838$29,715,384▲ $2,472,546
Other Assets Total$672,635$728,511▲ $55,876
Liabilities
Other Liabilities$23,464,503$25,773,722▲ $2,309,219
Accounts Payable and Accrued Expenses$357,973$362,903▲ $4,930
Total Liabilities$23,822,476$26,136,625▲ $2,314,149
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,420,362$3,578,759▲ $158,397
Total Liabilities and Net Assets / Fund Balance$27,242,838$29,715,384▲ $2,472,546

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$503,737$114,750$618,487
Equipment$63,035$184,794$247,829
Land$235,000-$235,000
Other Securities$144,488--
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Marsha Y LeasureCEO/treasurerFT$81,047$3,289$84,336

Board Members and Trustees

NameTitle
Olivia EdwardsPresident
Tammy ClarkVice President
Andrew EddyDirector
Charles WilcoxenDirector
David PetersDirector
James VaughanDirector
Stacey TharpDirector
Sharon WardSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,667,590
Investment Income
$160,382
Other Revenue
$0
Change in Net Assets
$164,778
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$914,490
Salaries, Compensation, and Employee Benefits$748,704
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$664,368
Fees for Services Other---$303,633
Office Expenses---$123,974
Current Officers, Directors, Trustees, and Key Employees---$84,336
Interest---$57,255
Occupancy---$35,843
Advertising---$26,554
Other Expenses---$7,281
Conferences and Meetings---$1,435
Total Functional Expenses$0$0$0$1,663,194
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES & DEPOSITS$25,773,722
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the members.”

Form 990, Part VI, Section A, Line 7B

“Certain transactions and changes to the code of regulations are subject to member approval.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by management prior to filing with the irs.”

Form 990, Part VI, Section B, Line 15

“The ceo's compensation is reviewed and approved by the board of directors annually using third party comparable data. The compensation for other employees is reviewed and approved annually by the ceo and the board of directors using third party comparable data.”

Form 990, Part VI, Section C, Line 19

“The financial statements are posted in the credit union lobby and distributed to the board of directors annually. Other governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
1143 Southeastern Ohio
EIN
31-0789098
Phone
7404320430
Address
115 MARKET STREET, CAMBRIDGE, OH 43725

Signing Officer

Name
Cathy Cline
Title
Assistant Manager
Phone
7404320430
Signed
2019-10-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Marsha Y Leasure
Formed
1967
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
8
Employees
14
Volunteers
14

Preparer

Firm
Gbq Partners LLC
Address
4030 SMITH ROAD, CINCINNATI, OH 45209
Preparer
Greg Heimkreiter
Phone
5138713033
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Professional services 303,633.”

FORM 990, PART XI, LINE 9:

“Other adjustments -6,381.”

Raw XML Appendix367 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0357973
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0362903
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt026554
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MARSHA Y LEASURE
IRS990/BooksInCareOfDetail/PhoneNum07404320430
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0115 MARKET STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0CAMBRIDGE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd043725
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0559704
IRS990/CashNonInterestBearingGrp/EOYAmt0664882
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt084336
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt01435
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0160382
IRS990/CYOtherExpensesAmt0914490
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01667590
IRS990/CYRevenuesLessExpensesAmt0164778
IRS990/CYSalariesCompEmpBnftPaidAmt0748704
IRS990/CYTotalExpensesAmt01663194
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01827972
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVIDE FINANCIAL SERVICES TO MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesOtherGrp/TotalAmt0303633
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt03289
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0MARSHA Y LEASURE
IRS990/Form990PartVIISectionAGrp/PersonNm1OLIVIA EDWARDS
IRS990/Form990PartVIISectionAGrp/PersonNm2TAMMY CLARK
IRS990/Form990PartVIISectionAGrp/PersonNm3STACEY THARP
IRS990/Form990PartVIISectionAGrp/PersonNm4CHARLES WILCOXEN
IRS990/Form990PartVIISectionAGrp/PersonNm5JAMES VAUGHAN
IRS990/Form990PartVIISectionAGrp/PersonNm6ANDREW EDDY
IRS990/Form990PartVIISectionAGrp/PersonNm7DAVID PETERS
IRS990/Form990PartVIISectionAGrp/PersonNm8SHARON WARD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt081047
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8SECRETARY
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01967
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01827972
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/TotalAmt057255
IRS990/InvestmentIncomeGrp/ExclusionAmt0160382
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0160382
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07328488
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06766488
IRS990/IRPDocumentCnt0440
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0299544
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0759425
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0801772
IRS990/LandBldgEquipCostOrOtherBssAmt01101316
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE HIGH QUALITY FINANCIAL SERVICES TO MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt03420362
IRS990/NetAssetsOrFundBalancesEOYAmt03578759
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt035843
IRS990/OfficeExpensesGrp/TotalAmt0123974
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0672635
IRS990/OtherAssetsTotalGrp/EOYAmt0728511
IRS990/OtherChangesInNetAssetsAmt0-6381
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt0298137
IRS990/OtherExpensesGrp/TotalAmt134793
IRS990/OtherExpensesGrp/TotalAmt225585
IRS990/OtherExpensesGrp/TotalAmt37281
IRS990/OtherLiabilitiesGrp/BOYAmt023464503
IRS990/OtherLiabilitiesGrp/EOYAmt025773722
IRS990/OtherSalariesAndWagesGrp/TotalAmt0664368
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt016956184
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt020000360
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MARSHA Y LEASURE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & COMMISSIONS
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01316303
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1226987
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt295560
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01316303
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1255727
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt295560
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt028740
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0112406
IRS990/PYOtherExpensesAmt0784399
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01602162
IRS990/PYRevenuesLessExpensesAmt0183405
IRS990/PYSalariesCompEmpBnftPaidAmt0746764
IRS990/PYTotalExpensesAmt01531163
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01714568
IRS990/ReconcilationRevenueExpnssAmt0164778
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03420362
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03578759
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0966402
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0753371
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0503737
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0114750
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0618487
IRS990ScheduleD/EquipmentGrp/BookValueAmt063035
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0184794
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0247829
IRS990ScheduleD/LandGrp/BookValueAmt0235000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0235000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt025773722
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES & DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06622000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1144488
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORPORATE CREDIT UNION INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0801772
IRS990ScheduleD/TotalBookValueSecuritiesAmt06766488
IRS990ScheduleD/TotalLiabilityAmt025773722
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY MANAGEMENT PRIOR TO FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CEO'S COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS ANNUALLY USING THIRD PARTY COMPARABLE DATA. THE COMPENSATION FOR OTHER EMPLOYEES IS REVIEWED AND APPROVED ANNUALLY BY THE CEO AND THE BOARD OF DIRECTORS USING THIRD PARTY COMPARABLE DATA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY AND DISTRIBUTED TO THE BOARD OF DIRECTORS ANNUALLY. OTHER GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PROFESSIONAL SERVICES 303,633.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OTHER ADJUSTMENTS -6,381.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt027242838
IRS990/TotalAssetsEOYAmt029715384
IRS990/TotalAssetsGrp/BOYAmt027242838
IRS990/TotalAssetsGrp/EOYAmt029715384
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/TotalAmt01663194
IRS990/TotalGrossUBIAmt028740
IRS990/TotalLiabilitiesBOYAmt023822476
IRS990/TotalLiabilitiesEOYAmt026136625
IRS990/TotalLiabilitiesGrp/BOYAmt023822476
IRS990/TotalLiabilitiesGrp/EOYAmt026136625
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03420362
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03578759
IRS990/TotalOtherCompensationAmt03289
IRS990/TotalProgramServiceRevenueAmt01667590
IRS990/TotalReportableCompFromOrgAmt081047
IRS990/TotalRevenueGrp/ExclusionAmt0160382
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01638850
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01827972
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt028740
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt027242838
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt029715384
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0115 MARKET STREET
IRS990/USAddress/CityNm0CAMBRIDGE
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043725
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.SOUTHEASTERNOHIOCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02020-03-31 21:24:44Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CATHY CLINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ASSISTANT MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum07404320430
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-10-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt01143 SOUTHEASTERN OHIO
ReturnHeader/Filer/BusinessNameControlTxt01143
ReturnHeader/Filer/EIN0310789098
ReturnHeader/Filer/PhoneNum07404320430
ReturnHeader/Filer/USAddress/AddressLine1Txt0115 MARKET STREET
ReturnHeader/Filer/USAddress/CityNm0CAMBRIDGE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043725
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0EEDA52ECEAD1C13BCC69D2B6E8FA70E789B63302
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0EEDA52ECEAD1C13BCC69D2B6E8FA70E789B63302
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.195.173.51
ReturnHeader/FilingSecurityInformation/IPDt02019-10-23
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm009:21:25
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202122306
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GBQ PARTNERS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04030 SMITH ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CINCINNATI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd045209
ReturnHeader/PreparerPersonGrp/PhoneNum05138713033
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GREG HEIMKREITER
ReturnHeader/ReturnTs02019-11-06T12:08:42-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$29,715,384
Liabilities
$26,136,625
Net assets
$3,578,759
Revenue
$1,827,972
Expenses
$1,663,194
Net income
$164,778
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.4$50.4$6.94$3.50$2.81$0.69
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$50.1$43.7$6.41$2.74$2.25$0.49
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.9$38.0$5.93$2.18$1.48$0.70
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.0$34.7$5.23$1.95$1.26$0.69
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.5$31.9$4.53$2.01$1.67$0.35
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.0$27.8$4.14$2.04$1.48$0.56
2018Detailed filing. Detailed filing data is available for this year.$29.7$26.1$3.58$1.83$1.66$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.2$23.8$3.42$1.71$1.53$0.18
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.0$22.7$3.24$1.59$1.38$0.20
2015Detailed filing. Detailed filing data is available for this year.$26.2$23.2$3.03$1.50$1.16$0.34
2014Detailed filing. Detailed filing data is available for this year.$25.1$22.4$2.70$1.32$0.96$0.36
2013Detailed filing. Detailed filing data is available for this year.$24.4$22.0$2.34$1.07$0.93$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.6$22.4$2.20$0.95
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.2$18.1$2.15$0.96
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.6$15.5$2.12$0.94