Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
Michigan Cra Association
990EZ • Fiscal year 2017 • EIN 27-3593757
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
67th percentile
Higher net margin than 67% of similar nonprofits.
Top Officer Pay
76th percentile
Higher top officer pay than 76% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
63rd percentile
Faster asset growth than 63% of similar nonprofits.
Revenue Growth
34th percentile
Faster revenue growth than 34% of similar nonprofits.
Balance Sheet
Assets
Up$82,483
Up $8,295 (+11%) from 2016
Net Assets
Up$82,483
Up $8,295 (+11%) from 2016
Liabilities
-
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
Down$67,034
Down $7,172 (-9.7%) from 2016
Expenses
Down$58,739
Down $3,377 (-5.4%) from 2016
Net Income
Down$8,295
Down $3,795 (-31%) from 2016
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2017 to Dec 31, 2017
- Signed
- May 30, 2018
- Return Version
- 2017v2.3
- Gross Receipts
- $67,034
Mission and Program Overview
Mission
The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. | $20,350 | $55,666 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MARKE GOULD | Director | - | $0 | - | - |
| CRYSTAL AIKENS | Treasurer | - | $0 | - | - |
| PATRICIA LINDSAY | Co-Chairpers | - | $0 | - | - |
| MARTY SPENCER | Chairperson | - | $0 | - | - |
| ROBERT GILEWSKI | Director | - | $0 | - | - |
| DAVID WATKINS | Secretary | - | $0 | - | - |
| MIKE CHEATHAM | Director | - | $0 | - | - |
| ANNE HARPE | Director | - | $0 | - | - |
| THERESA BENT | Director | - | $0 | - | - |
| LAURA CASTON | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Michigan Cra Association
- EIN
- 27-3593757
- Phone
- 2483126380
- Address
- 5151 CORPORATE DRIVE, TROY, MI 48098
Signing Officer
- Name
- Crystal Aikens
- Title
- Treasurer
- Phone
- 2483126380
- Signed
- 2018-05-30
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Altruic Advisors Pllc
- Address
- 2723 S STATE ST STE 150, ANN ARBOR, MI 48104-6188
- Preparer
- Ryan N Hagan CPA
- Phone
- 7344763720
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 10
“Cash contribution: 20,350”
Form 990-ez, Part I, Line 16
“Expenses office supplies 31 meals and entertainment 4,347 other direct program exp 30,954 dues and fees 20 website and it 1,845 bank fees 116 total 37,313”
Form 990-ez, Part III
“The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.”
Form 990-ez, Part III, Line 28
“The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.”
Raw XML Appendix162 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
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| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 8295 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 925 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 2.00 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CRYSTAL AIKENS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | PATRICIA LINDSAY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | MARTY SPENCER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | ROBERT GILEWSKI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | DAVID WATKINS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | MIKE CHEATHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | ANNE HARPE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | THERESA BENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | LAURA CASTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | CO-CHAIRPERS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | CHAIRPERSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 37313 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 151 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
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| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 55666 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 58739 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 55666 |
| IRS990EZ/TotalRevenueAmt | 0 | 67034 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.MICHIGANCRAASSOCIATION.COM |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 67034 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 74206 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 78089 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 47965 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 267295 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 3 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 16 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 19 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.99990 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 267295 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 67034 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 74206 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 78089 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 47965 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 267295 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 267314 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | CASH CONTRIBUTION: 20,350 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES OFFICE SUPPLIES 31 MEALS AND ENTERTAINMENT 4,347 OTHER DIRECT PROGRAM EXP 30,954 DUES AND FEES 20 WEBSITE AND IT 1,845 BANK FEES 116 TOTAL 37,313 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CRYSTAL AIKENS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2483126380 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-05-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MICHIGAN CRA ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MICH |
| ReturnHeader/Filer/EIN | 0 | 273593757 |
| ReturnHeader/Filer/PhoneNum | 0 | 2483126380 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 5151 CORPORATE DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TROY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48098 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 0E008D22335C8037B6CA3E6951A2BEEDE5BC3940 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 486853E74F690AAAF47EBE1803FAF9551AEBAC8E |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 167.68.16.49 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-07-06 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 10:07:01 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461335331 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ALTRUIC ADVISORS PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2723 S STATE ST STE 150 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | ANN ARBOR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 481046188 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7344763720 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-05-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RYAN N HAGAN CPA |
| ReturnHeader/ReturnTs | 0 | 2018-07-06T11:07:01-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $82,483
- Liabilities
- -
- Net assets
- $82,483
- Revenue
- $67,034
- Expenses
- $58,739
- Net income
- $8,295