Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
Michigan Cra Association
990EZ • Fiscal year 2014 • EIN 27-3593757
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
47th percentile
Higher net margin than 47% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
$57,209
No earlier filing loaded for comparison.
Net Assets
$57,209
No earlier filing loaded for comparison.
Liabilities
-
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
$47,981
No earlier filing loaded for comparison.
Expenses
$47,054
No earlier filing loaded for comparison.
Net Income
$927
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2014 to Dec 31, 2014
- Signed
- May 29, 2015
- Return Version
- 2014v5.0
- Gross Receipts
- $47,981
Mission and Program Overview
Mission
The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. | $30,145 | $34,280 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| ROBERT BURGESS | President | - | $0 | - | - |
| CRYSTAL AIKENS | Treasurer | - | $0 | - | - |
| JEANINE BRYANT | Secretary | - | $0 | - | - |
| JACK SCHWAB | Director | - | $0 | - | - |
| LYNN HENLEY | Director | - | $0 | - | - |
| TAMI JANOWICZ | Director | - | $0 | - | - |
| MICHAEL CHEATHAM | Director | - | $0 | - | - |
| LYSA DAVIS | Director | - | $0 | - | - |
| PATRICIA LINDSAY | Director | - | $0 | - | - |
| MARTIN SPENCER | Vice-Preside | - | $0 | - | - |
| DESMOND BIBBS | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Michigan Cra Association
- EIN
- 27-3593757
- Phone
- 2483126380
- Address
- 5151 CORPORATE DRIVE, TROY, MI 48098
Signing Officer
- Name
- Crystal Aikens
- Title
- Treasurer
- Phone
- 2483126380
- Signed
- 2015-05-29
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Altruic Advisors Pllc
- Address
- 2723 S STATE ST STE 150, ANN ARBOR, MI 48104-6188
- Preparer
- Ryan N Hagan CPA
- Phone
- 7344763720
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 10
“30,145 0 0”
Form 990-ez, Part I, Line 16
“Expenses office supplies 200 meals and entertainment 2,246 other direct program exp 3,340 dues and fees 908 website and it 784 other fundraising costs 7,495 total 14,973”
Form 990-ez, Part III
“The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.”
Form 990-ez, Part III, Line 28
“The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.”
Raw XML Appendix150 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CRYSTAL AIKENS |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2483126380 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 5151 CORPORATE DRIVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | TROY |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48098 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 56282 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 57209 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 47965 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 927 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 945 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
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| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 57209 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 30145 |
| IRS990EZ/GrossReceiptsAmt | 0 | 47981 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 16 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 56282 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 57209 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 56282 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 57209 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | ROBERT BURGESS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CRYSTAL AIKENS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | JEANINE BRYANT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JACK SCHWAB |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | LYNN HENLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | TAMI JANOWICZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | MICHAEL CHEATHAM |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | LYSA DAVIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | PATRICIA LINDSAY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | MARTIN SPENCER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | DESMOND BIBBS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | VICE-PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 14973 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 991 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 30145 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 34280 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 47054 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 34280 |
| IRS990EZ/TotalRevenueAmt | 0 | 47981 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.MICHIGANCRAASSOCIATION.COM |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 47965 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 47965 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 16 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 16 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 47965 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 47965 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 47965 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 47981 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | 30,145 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES OFFICE SUPPLIES 200 MEALS AND ENTERTAINMENT 2,246 OTHER DIRECT PROGRAM EXP 3,340 DUES AND FEES 908 WEBSITE AND IT 784 OTHER FUNDRAISING COSTS 7,495 TOTAL 14,973 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CRYSTAL AIKENS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2483126380 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-05-29 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MICHIGAN CRA ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MICH |
| ReturnHeader/Filer/EIN | 0 | 273593757 |
| ReturnHeader/Filer/PhoneNum | 0 | 2483126380 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 5151 CORPORATE DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TROY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48098 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461335331 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ALTRUIC ADVISORS PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2723 S STATE ST STE 150 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | ANN ARBOR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 481046188 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7344763720 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-06-01 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RYAN N HAGAN CPA |
| ReturnHeader/ReturnTs | 0 | 2015-06-01T10:25:53-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $57,209
- Liabilities
- -
- Net assets
- $57,209
- Revenue
- $47,981
- Expenses
- $47,054
- Net income
- $927