Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
Michigan Cra Association
990EZ • Fiscal year 2015 • EIN 27-3593757
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
57th percentile
Higher net margin than 57% of similar nonprofits.
Top Officer Pay
75th percentile
Higher top officer pay than 75% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
61st percentile
Faster asset growth than 61% of similar nonprofits.
Revenue Growth
89th percentile
Faster revenue growth than 89% of similar nonprofits.
Balance Sheet
Assets
Up$62,098
Up $4,889 (+8.5%) from 2014
Net Assets
Up$62,098
Up $4,889 (+8.5%) from 2014
Liabilities
-
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
Up$78,092
Up $30,111 (+63%) from 2014
Expenses
Up$73,203
Up $26,149 (+56%) from 2014
Net Income
Up$4,889
Up $3,962 (+427%) from 2014
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2015 to Dec 31, 2015
- Signed
- Mar 4, 2016
- Return Version
- 2015v2.1
- Gross Receipts
- $78,092
Mission and Program Overview
Mission
The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. | $55,680 | $70,559 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| ROBERT BURGESS | Chair | - | $0 | - | - |
| CRYSTAL AIKENS | Treasurer | - | $0 | - | - |
| JEANINE BRYANT | Secretary | - | $0 | - | - |
| BOB GILEWSKI | Director | - | $0 | - | - |
| MARK GOULD | Director | - | $0 | - | - |
| TAMI JANOWICZ | Director | - | $0 | - | - |
| LYSA DAVIS | Director | - | $0 | - | - |
| PATRICIA FRANKLIN-LINDSEY | Director | - | $0 | - | - |
| MARTIN SPENCER | Vice-Chair | - | $0 | - | - |
| BRENDA MASSENGILL | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Michigan Cra Association
- EIN
- 27-3593757
- Phone
- 2483126380
- Address
- 5151 CORPORATE DRIVE, TROY, MI 48098
Signing Officer
- Name
- Crystal Aikens
- Title
- Treasurer
- Phone
- 2483126380
- Signed
- 2016-03-04
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Altruic Advisors Pllc
- Address
- 2723 S STATE ST STE 150, ANN ARBOR, MI 48104-6188
- Preparer
- Ryan N Hagan CPA
- Phone
- 7344763720
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 10
“55,680 0 0”
Form 990-ez, Part I, Line 16
“Expenses po box rental 185 meals and entertainment 4,337 other direct program exp 573 dues and fees 272 website and it 1,337 events 9,969 total 16,673”
Form 990-ez, Part III
“The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.”
Form 990-ez, Part III, Line 28
“The organization's mission is to identify the credit needs of our communities and actively promote efforts to meet the credit needs of low- or-moderate income families and individuals and to serve as the education branch of the community reinvestment associations in various counties in the state of michigan.”
Raw XML Appendix149 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CRYSTAL AIKENS |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2483126380 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 5151 CORPORATE DRIVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | TROY |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48098 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 57209 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 62098 |
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| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 78089 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 4889 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 850 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 57209 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 62098 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 55680 |
| IRS990EZ/GrossReceiptsAmt | 0 | 78092 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 3 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 57209 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 62098 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 57209 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 62098 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | ROBERT BURGESS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CRYSTAL AIKENS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | JEANINE BRYANT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | BOB GILEWSKI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MARK GOULD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | TAMI JANOWICZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | LYSA DAVIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | PATRICIA FRANKLIN-LINDSEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | MARTIN SPENCER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | BRENDA MASSENGILL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | VICE-CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 16673 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 55680 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 70559 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 73203 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 70559 |
| IRS990EZ/TotalRevenueAmt | 0 | 78092 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.MICHIGANCRAASSOCIATION.COM |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 78089 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 47965 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 126054 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 3 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 16 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 19 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.99980 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 126054 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 78089 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 47965 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 126054 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 126073 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | 55,680 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES PO BOX RENTAL 185 MEALS AND ENTERTAINMENT 4,337 OTHER DIRECT PROGRAM EXP 573 DUES AND FEES 272 WEBSITE AND IT 1,337 EVENTS 9,969 TOTAL 16,673 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION'S MISSION IS TO IDENTIFY THE CREDIT NEEDS OF OUR COMMUNITIES AND ACTIVELY PROMOTE EFFORTS TO MEET THE CREDIT NEEDS OF LOW- OR-MODERATE INCOME FAMILIES AND INDIVIDUALS AND TO SERVE AS THE EDUCATION BRANCH OF THE COMMUNITY REINVESTMENT ASSOCIATIONS IN VARIOUS COUNTIES IN THE STATE OF MICHIGAN. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CRYSTAL AIKENS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2483126380 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-03-04 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MICHIGAN CRA ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MICH |
| ReturnHeader/Filer/EIN | 0 | 273593757 |
| ReturnHeader/Filer/PhoneNum | 0 | 2483126380 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 5151 CORPORATE DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TROY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48098 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461335331 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | ALTRUIC ADVISORS PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 2723 S STATE ST STE 150 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | ANN ARBOR |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 481046188 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7344763720 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-03-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RYAN N HAGAN CPA |
| ReturnHeader/ReturnTs | 0 | 2016-04-15T14:44:25-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $62,098
- Liabilities
- -
- Net assets
- $62,098
- Revenue
- $78,092
- Expenses
- $73,203
- Net income
- $4,889
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